1750 SW 15th St · Bell, FL 32619

$300,000

3 bd · 2.0 ba · 1,402 sqft · SingleFamily public records · 24 Days on market

Built 2005 4.26 ac lot Est $275k · 9% over $6/mo HOA

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• Cash flow +6.6/30.0
• Schools +5.3/10.0
• ARV discount +3.4/15.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +1.7/10.0
• DSCR +0.8/10.0

Listing remarks MLS

Welcome to peaceful country living in the highly sought-after Flying Harness Farms subdivision in Bell, Florida! This charming 3 bedroom, 2 bathroom home is situated on 4.26 beautiful acres and offers the perfect blend of privacy, functionality, and unique aviation lifestyle opportunities. Property owners in Flying Harness Farms enjoy exclusive access to the private community airstrip located just behind the home, making this a rare find for aviation enthusiasts or anyone looking for something truly special. The property is fully fenced and thoughtfully set up for enjoying the outdoors. A cozy gazebo provides the perfect spot to relax and take in the peaceful surroundings, while three additional storage buildings/airplane hangars offer plenty of room for equipment, hobbies, workshop space, or aircraft storage. The active vegetable garden and mature fruit trees create a true homestead feel and provide fresh produce right from your own backyard. Inside, the home offers a comfortable and inviting layout with plenty of space for everyday living and entertaining. Whether you are looking for a full-time residence, a weekend retreat, or a property with room for your hobbies and outdoor lifestyle, this home has endless potential. Located in the heart of Bell, you'll enjoy the quiet charm of small-town living while still being conveniently located near the crystal-clear springs, the Suwannee River, and countless opportunities for boating, fishing, kayaking, and outdoor recreation. Nearby towns such as High Springs and Gainesville provide shopping, dining, medical facilities, and entertainment while still allowing you to come home to the tranquility of North Florida country living.

Key facts

• Mature fruit trees
• Fully fenced
• Storage buildings

Tags

• PRIVATE COMMUNITY AIRSTRIP
• FULLY FENCED
• COZY GAZEBO
• STORAGE BUILDINGS
• ACTIVE VEGETABLE GARDEN
• MATURE FRUIT TREES

Property features AI

Finance

• Other: Other structures on property include airplane hangar, gazebo and storage; Property is homesteaded; Zoned RESID
• HOA & community: Has HOA (Linda Horton) with an annual fee of $75 (required); monthly equivalent $6.25; Community includes airport/runway access; Pets allowed

Exterior

• Parking: Driveway (open); Carport with 1 space
• Utilities: Well water; Septic tank; High-speed internet available (BB/HS)
• Home design: Single-family residence; One story; Facing southeast; Completed condition
• Construction: Block, concrete and stucco construction; Shingle roof; Slab foundation; Built on a 4.26-acre parcel (2 to less than 5 acres)
• Exterior features: Front porch; Private mailbox; Fruit trees and landscaped trees on property; Unpaved lot with limerock road surface; Cul-de-sac and level lot

Interior

• Kitchen: Dishwasher; Range; Range hood; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans; Open floor plan with vaulted ceilings; Living room / dining room combo
• Laundry & utility: Washer hookup; Electric dryer hookup; Dedicated laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $300k.

Deal economics

• At list price, monthly cash flow is $-500 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $228k (24.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (33.4% below list).
• Recommended offer: $200k (33.4% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 62/100 on livability (#767 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D, health & safety D, amenities F.
• Gilchrist (rural): math 66% / reading 61% proficiency, ranked #9 of 73 in FL (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Trenton Elementary School (math 71% / reading 59%, grade B+, #514 of 2,144 statewide, top 24%, 809 students, 58% FRL).
• Market conditions: 112 active listings in the ZIP; 94 units permitted in Gilchrist County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $32k of equity ($2k loan paydown + $30k appreciation (10.0% local appreciation)).
• Gilchrist County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• By year 2, paydown + projected appreciation supports a ~$51k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 24 days — a 2% lower offer ($296k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $199,923 (33.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.67% ✗
• Cap rate: 4.29%
• Cash-on-cash: -7.14%
• DSCR: 0.68
• GRM: 12.5

CMA / ARV

• ARV (on-the-fly): $274,792
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1750 SW 15th St	0.00mi	3/2.0	1,402 (0%)	0mo	$275,000	$196	100

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

9.98% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 19.2%
• Equity multiple: 2.56×
• Total profit: $131,087
• Equity at exit: $269,733

10-year hold

• IRR: 17.7%
• Equity multiple: 5.89×
• Total profit: $410,996
• Equity at exit: $581,124

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32619

• Home prices YoY: 2.5%
• Active inventory: 112
• Price-to-rent: 12.5×

Monthly cashflow live

• Estimated rent: $1,999 medium
• Mortgage (P&I): −$1,573
• Tax est. 1.5%: −$375 /mo · $4,500/yr
• Insurance: −$125
• HOA: −$6
• Vacancy / Maint / Mgmt: −$420
• Net cashflow: $-500

Break-even live

Break-even rent $2,632

Max offer price $227,672

Occupancy floor —

Sensitivity live

Price	-10% $-293	-5% $-396	+0% $-500	+5% $-604	+10% $-707
Rent	-10% $-658	-5% $-579	+0% $-500	+5% $-421	+10% $-342
Rate	-1.0pp $-349	-0.5pp $-424	base $-500	+0.5pp $-578	+1.0pp $-657

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $75,000
• Closing costs: $9,000
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $6 · $72/yr

Listing history 19 events

1. 2026-06-13
   statusdays on market $300,000 Pending 24 DOM
2. 2026-06-10
   days on market $300,000 Active 22 DOM

   Show marketing remark (1700 chars)

   Welcome to peaceful country living in the highly sought-after Flying Harness Farms subdivision in Bell, Florida! This charming 3 bedroom, 2 bathroom home is situated on 4.26 beautiful acres and offers the perfect blend of privacy, functionality, and unique aviation lifestyle opportunities. Property owners in Flying Harness Farms enjoy exclusive access to the private community airstrip located just behind the home, making this a rare find for aviation enthusiasts or anyone looking for something truly special. The property is fully fenced and thoughtfully set up for enjoying the outdoors. A cozy gazebo provides the perfect spot to relax and take in the peaceful surroundings, while three additional storage buildings/airplane hangars offer plenty of room for equipment, hobbies, workshop space, or aircraft storage. The active vegetable garden and mature fruit trees create a true homestead feel and provide fresh produce right from your own backyard. Inside, the home offers a comfortable and inviting layout with plenty of space for everyday living and entertaining. Whether you are looking for a full-time residence, a weekend retreat, or a property with room for your hobbies and outdoor lifestyle, this home has endless potential. Located in the heart of Bell, you'll enjoy the quiet charm of small-town living while still being conveniently located near the crystal-clear springs, the Suwannee River, and countless opportunities for boating, fishing, kayaking, and outdoor recreation. Nearby towns such as High Springs and Gainesville provide shopping, dining, medical facilities, and entertainment while still allowing you to come home to the tranquility of North Florida country living.

3. 2026-06-09
   days on market $300,000 Active 21 DOM
4. 2026-06-08
   days on market $300,000 Active 20 DOM
5. 2026-06-07
   days on market $300,000 Active 19 DOM
6. 2026-06-05
   days on market $300,000 Active 16 DOM
7. 2026-06-02
   days on market $300,000 Active 14 DOM
8. 2026-06-01
   days on market $300,000 Active 13 DOM
9. 2026-05-31
   days on market $300,000 Active 12 DOM
10. 2026-05-30
    days on market $300,000 Active 11 DOM
11. 2026-05-19
    listed $300,000 Active 1700-char remark

    Show marketing remark (1700 chars)

    Welcome to peaceful country living in the highly sought-after Flying Harness Farms subdivision in Bell, Florida! This charming 3 bedroom, 2 bathroom home is situated on 4.26 beautiful acres and offers the perfect blend of privacy, functionality, and unique aviation lifestyle opportunities. Property owners in Flying Harness Farms enjoy exclusive access to the private community airstrip located just behind the home, making this a rare find for aviation enthusiasts or anyone looking for something truly special. The property is fully fenced and thoughtfully set up for enjoying the outdoors. A cozy gazebo provides the perfect spot to relax and take in the peaceful surroundings, while three additional storage buildings/airplane hangars offer plenty of room for equipment, hobbies, workshop space, or aircraft storage. The active vegetable garden and mature fruit trees create a true homestead feel and provide fresh produce right from your own backyard. Inside, the home offers a comfortable and inviting layout with plenty of space for everyday living and entertaining. Whether you are looking for a full-time residence, a weekend retreat, or a property with room for your hobbies and outdoor lifestyle, this home has endless potential. Located in the heart of Bell, you'll enjoy the quiet charm of small-town living while still being conveniently located near the crystal-clear springs, the Suwannee River, and countless opportunities for boating, fishing, kayaking, and outdoor recreation. Nearby towns such as High Springs and Gainesville provide shopping, dining, medical facilities, and entertainment while still allowing you to come home to the tranquility of North Florida country living.

12. 2026-05-19
    listed $300,000 Active

    Show marketing remark (1700 chars)

    Welcome to peaceful country living in the highly sought-after Flying Harness Farms subdivision in Bell, Florida! This charming 3 bedroom, 2 bathroom home is situated on 4.26 beautiful acres and offers the perfect blend of privacy, functionality, and unique aviation lifestyle opportunities. Property owners in Flying Harness Farms enjoy exclusive access to the private community airstrip located just behind the home, making this a rare find for aviation enthusiasts or anyone looking for something truly special. The property is fully fenced and thoughtfully set up for enjoying the outdoors. A cozy gazebo provides the perfect spot to relax and take in the peaceful surroundings, while three additional storage buildings/airplane hangars offer plenty of room for equipment, hobbies, workshop space, or aircraft storage. The active vegetable garden and mature fruit trees create a true homestead feel and provide fresh produce right from your own backyard. Inside, the home offers a comfortable and inviting layout with plenty of space for everyday living and entertaining. Whether you are looking for a full-time residence, a weekend retreat, or a property with room for your hobbies and outdoor lifestyle, this home has endless potential. Located in the heart of Bell, you'll enjoy the quiet charm of small-town living while still being conveniently located near the crystal-clear springs, the Suwannee River, and countless opportunities for boating, fishing, kayaking, and outdoor recreation. Nearby towns such as High Springs and Gainesville provide shopping, dining, medical facilities, and entertainment while still allowing you to come home to the tranquility of North Florida country living.

13. 2017-11-16
    soldstatus $165,000
14. 2017-11-14
    soldstatus $165,000 800-char remark

    Show marketing remark (1082 chars)

    Welcome home to Flying Harness Farms! A must see pilot’s paradise in the quaint town of Bell. Enjoy the small town atmosphere just 30 miles outside of Gainesville. For the Aviation enthusiast seeking a tranquil place to fly home to, look no further. This meticulously maintained and well insulated 3/2 home sits on over 4 magnificent green acres on a private road at the end of a cul-de-sac. The Master Bedroom has a large walk-in closet and walk-in shower. The living room/dining room combo boasts French doors that open up to spectacular views of the 2500 ft. grass airstrip that borders the property. Taxi ways border both sides of property. The kitchen includes all working appliances, stainless steel refrigerator with ice maker and a smooth top electric, self-cleaning oven. A utility room is just off the kitchen with washer and dryer hook-ups and there is an 8x12 custom built storage shed on the property. Other features include thermal pane windows, a water softener system and a fully installed alarm system. Fantastic move-in ready home, so just bring your plane!!

15. 2017-11-14
    soldstatus $165,000

    Show marketing remark (1082 chars)

    Welcome home to Flying Harness Farms! A must see pilot’s paradise in the quaint town of Bell. Enjoy the small town atmosphere just 30 miles outside of Gainesville. For the Aviation enthusiast seeking a tranquil place to fly home to, look no further. This meticulously maintained and well insulated 3/2 home sits on over 4 magnificent green acres on a private road at the end of a cul-de-sac. The Master Bedroom has a large walk-in closet and walk-in shower. The living room/dining room combo boasts French doors that open up to spectacular views of the 2500 ft. grass airstrip that borders the property. Taxi ways border both sides of property. The kitchen includes all working appliances, stainless steel refrigerator with ice maker and a smooth top electric, self-cleaning oven. A utility room is just off the kitchen with washer and dryer hook-ups and there is an 8x12 custom built storage shed on the property. Other features include thermal pane windows, a water softener system and a fully installed alarm system. Fantastic move-in ready home, so just bring your plane!!

16. 2017-05-31
    listed $179,900 800-char remark
17. 2016-12-23
    listed $179,900

    Show marketing remark (1082 chars)

    Welcome home to Flying Harness Farms! A must see pilot’s paradise in the quaint town of Bell. Enjoy the small town atmosphere just 30 miles outside of Gainesville. For the Aviation enthusiast seeking a tranquil place to fly home to, look no further. This meticulously maintained and well insulated 3/2 home sits on over 4 magnificent green acres on a private road at the end of a cul-de-sac. The Master Bedroom has a large walk-in closet and walk-in shower. The living room/dining room combo boasts French doors that open up to spectacular views of the 2500 ft. grass airstrip that borders the property. Taxi ways border both sides of property. The kitchen includes all working appliances, stainless steel refrigerator with ice maker and a smooth top electric, self-cleaning oven. A utility room is just off the kitchen with washer and dryer hook-ups and there is an 8x12 custom built storage shed on the property. Other features include thermal pane windows, a water softener system and a fully installed alarm system. Fantastic move-in ready home, so just bring your plane!!

18. 2006-10-04
    soldstatus $215,000
19. 2005-08-08
    soldstatus $175,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,991
• − Mortgage interest: −$16,805
• − Property taxes: −$4,500
• − Insurance: −$1,500
• − Repairs & maintenance: −$1,919
• − Management: −$1,919
• − HOA: −$72
• − Depreciation: −$8,727
• Taxable loss: −$11,452
• Est. tax savings @ 24.0%: +$2,748
• After-tax cash flow: $-3,250/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Gilchrist
• NCES district ID: 1200630
• Math proficiency: 66% ▼ -4.00%
• Reading proficiency: 61% ▼ -5.00%
• Median HH income: $39,610
• Composite: 53.01/100
• National rank: #1522
• State rank: #9 of 73 in FL

Livability — Bell

• Score: 62/100
• State rank: #767
• US rank: #17229

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment F Housing A+ Health & safety D User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 5,227
• Population (ZIP): 5,227

Population outlook (Gilchrist County) Hauer SSP2

• Today (2025): 17,730 people
• By 2030: 17,722 · +-0.0%
• By 2040: 17,393 · -1.9%
• By 2050: 16,597 · -6.4%
• By 2075: 14,300 · -19.3%
• By 2100: 11,498 · -35.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Hispanic / Latino 7% Two or more races 4%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Lithuanian 9% Romanian 3% Scotch-Irish 2%
• Foreign-born: 7% · Canada
• Languages at home: 93% English-only · Spanish 4% German/W. Germanic 2% Tagalog/Filipino 1%

Political lean MEDSL · Gilchrist

• 2024 margin: Solid R (+68.0) · D 15.6% · R 83.6%
• 2008→2024 swing: -21.2pp toward R · 2008: -46.8pp · 2024: -68.0pp
• All cycles: 2024: R+68.0 2020: R+64.0 2016: R+62.8 2012: R+51.0 2008: R+46.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 9.98%
• Current HPI: 404.4164
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+57.1% since first listed

13 events — show timeline

• 2026-06-16 Sold (MLS) $275,000 Stellar MLS as Distributed by MLS Grid
• 2026-06-16 Sold (MLS) $275,000 DGLMLS
• 2026-06-12 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-06-10 Pending — DGLMLS
• 2026-05-19 Listed $300,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-19 Listed $300,000 DGLMLS
• 2017-11-16 Sold (Public Records) $165,000 Public Records
• 2017-11-14 Sold (MLS) $165,000 Stellar MLS as Distributed by MLS Grid
• 2017-11-14 Sold (MLS) $165,000 Stellar MLS as Distributed by MLS Grid
• 2017-05-31 Listed $179,900 Stellar MLS as Distributed by MLS Grid
• 2016-12-23 Listed $179,900 Stellar MLS as Distributed by MLS Grid
• 2006-10-04 Sold (Public Records) $215,000 Public Records
• 2005-08-08 Sold (Public Records) $175,000 Public Records

Property tax history

-13.3%/yr

Latest (2025): $441 · +0.6% YoY. Source: county tax records.