1460 Fox Run Dr · Florissant, MO
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.4/30.0
- ARV discount +13.1/15.0
- Appreciation +10.0/10.0
- DSCR +5.4/10.0
- 1% rule +4.5/10.0
- Rent growth +4.4/5.0
- Livability +3.7/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
$169,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investor's Dream in Florissant – 1460 Fox Run Dr. Calling all investors and savvy buyers! This 4-bedroom, 2-bathroom split foyer offers tremendous potential at 1460 Fox Run Dr. in Florissant, MO. The home features beautiful wood flooring throughout the upstairs bedrooms, living room, and breakfast room, providing a solid foundation for your vision. A 2-car garage adds convenience and value to this opportunity-rich property. Whether you're looking to add to your rental portfolio, flip for profit, or customize a home to your taste, this property is ready for its next chapter. Don't miss this chance to unlock the equity in a home with great bones in a desirable Florissant location. Schedule your showing today! Home is being sold as-is, seller to do no inspections, make no repairs.
Key facts
- Wood flooring
- Desirable location
- 2 car garage
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $170k.
Deal economics
- At list price, monthly cash flow is $128 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $161k (5.1% below list).
- Recommended offer: $161k (5.1% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 73/100 on livability (#82 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B+; Watch: crime C-, amenities D+, schools D.
- Ferguson-Florissant R-II (suburban): math 7% / reading 20% proficiency, ranked #311 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+7.5%/yr); 221 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
Forward outlook
- In year one you build about $18k of equity ($1k loan paydown + $17k appreciation (10.0% local appreciation)).
- At projected returns (10.0% appreciation + 7.5% rent growth), your $48k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $89k; list at $170k implies a 91% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: moderate flood risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 7.20%
- Cash-on-cash
- 3.23%
- DSCR
- 1.14
- GRM
- 8.8
CMA / ARV
- ARV (median comp)
- $193,849
- List price
- $169,900
- Delta
- -12.35%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1460 Fox Run Dr | 0.00mi | 4/2.0 (+1) | 1,050 (0%) | 1mo | $169,900 | $162 | 94 |
| 1420 Nashua Dr | 0.17mi | 3/1.5 | 1,092 (+4%) | 2mo | $199,000 | $182 | 81 |
| 1480 Burning Tree Dr | 0.09mi | 3/2.0 | 1,140 (+9%) | 2mo | $200,000 | $175 | 80 |
| 1475 Nashua Dr | 0.14mi | 3/1.5 | 1,160 (+10%) | 1mo | $169,900 | $146 | 73 |
| 18 Redwood Dr | 0.57mi | 3/2.0 | 1,046 (-0%) | 2mo | $134,000 | $128 | 71 |
| 1585 Pepperhill Dr | 0.12mi | 3/2.0 | 1,204 (+15%) | 2mo | $225,000 | $187 | 68 |
| 1770 Beverly Dr | 0.59mi | 3/1.5 | 1,040 (-1%) | 1mo | $200,000 | $192 | 68 |
| 1980 Parker Rd | 0.23mi | 3/1.5 | 1,196 (+14%) | 1mo | $182,157 | $152 | 63 |
| 2345 Hummingbird Dr | 0.53mi | 3/1.0 | 988 (-6%) | 2mo | $175,000 | $177 | 59 |
| 2190 Glenoro Dr | 0.65mi | 4/2.5 (+1) | 1,083 (+3%) | 3mo | $225,999 | $209 | 55 |
| 1710 Kay Dr | 0.58mi | 3/1.0 | 960 (-9%) | 2mo | $135,000 | $141 | 53 |
| 2265 Briarcrest Dr | 0.72mi | 4/2.0 (+1) | 1,092 (+4%) | 3mo | $200,000 | $183 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 7.51% rent growth · sell at horizon
- IRR
- 28.3%
- Equity multiple
- 3.28×
- Total profit
- $108,346
- Equity at exit
- $153,059
- IRR
- 26.0%
- Equity multiple
- 7.96×
- Total profit
- $331,255
- Equity at exit
- $330,078
Cash invested: $47,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63033
- Home prices YoY
- 2.5%
- Rents YoY
- 7.5%
- Active inventory
- 221
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $1,613 high interval (Pro) →
- Mortgage (P&I)
- −$891
- Tax from tax record
- −$184 /mo · $2,209/yr
- Insurance
- −$71
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$339
- Net cashflow
- $128
Break-even live
Sensitivity live
| Price | -10% $224 | -5% $176 | +0% $128 | +5% $80 | +10% $32 |
|---|---|---|---|---|---|
| Rent | -10% $1 | -5% $64 | +0% $128 | +5% $192 | +10% $255 |
| Rate | -1.0pp $214 | -0.5pp $171 | base $128 | +0.5pp $84 | +1.0pp $39 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,475
- Closing costs
- $5,097
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 35 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1045 N New Florissant Rd Florissant, MO | 2.0 | 1.0 | 783 | $1,250 | $1.60 | 15d | 1 | 0.46mi |
| 1004 N New Florissant Rd Florissant, MO | 2.0 | 1.0 | 719 | $1,375 | $1.91 | 24d | 1 | 0.48mi |
| 1785 Trotter Way Florissant, MO | 3.0 | 2.0 | 1297 | $1,806 | $1.39 | 8d | 1 | 0.50mi |
| 10 Saint Celeste Dr Florissant, MO | 2.0 | 1.0 | 716 | $1,290 | $1.80 | 13d | 1 | 0.57mi |
| 1710 Kay Dr Florissant, MO | 3.0 | 1.0 | 960 | $1,500 | $1.56 | 3d | 1 | 0.58mi |
| 9 Saint Celeste Dr Florissant, MO | 3.0 | 1.0 | 992 | $1,450 | $1.46 | 44d | 1 | 0.58mi |
| 1600 Horseshoe Dr Florissant, MO | 3.0 | 2.0 | 1314 | $1,550 | $1.18 | 44d | 1 | 0.58mi |
| 3 Champlain Ct Florissant, MO | 3.0 | 1.0 | 1100 | $1,600 | $1.45 | 44d | 1 | 0.62mi |
| 560 Jamaica Pl Florissant, MO | 3.0 | 2.0 | 1350 | $1,653 | $1.22 | 44d | 1 | 0.73mi |
| 1725 Saint Catherine St Florissant, MO | 3.0 | 1.0 | 1107 | $1,800 | $1.63 | 15d | 1 | 0.76mi |
| 2990 Santiago Dr Florissant, MO | 2.0 | 2.0 | 984 | $1,200 | $1.22 | 44d | 1 | 0.79mi |
| 20 Saint Benedict Ln Florissant, MO | 3.0 | 1.5 | 1092 | $1,525 | $1.40 | 21d | 1 | 0.81mi |
| 1280 Saint Catherine St Florissant, MO | 3.0 | 1.0 | 1274 | $1,600 | $1.26 | 15d | 1 | 0.84mi |
| 410 Ridge Dr Florissant, MO | 3.0 | 2.0 | 1226 | $1,650 | $1.35 | 18d | 1 | 0.89mi |
| 1983 Greenheath Dr Florissant, MO | 3.0 | 2.0 | 1040 | $1,331 | $1.28 | 4d | 1 | 0.94mi |
| 330 Moule Dr Florissant, MO | 3.0 | 1.0 | 1014 | $1,575 | $1.55 | 44d | 1 | 0.97mi |
| 1545 Washington St Florissant, MO | 3.0 | 1.5 | 1337 | $2,055 | $1.54 | 4d | 1 | 1.01mi |
| 3209 Cross Keys Dr Florissant, MO | 1.0–2.0 | 1.0 | 700 | $1,100 | $1.57 | 2d | 1 | 1.04mi |
| 470 Hundley Dr Florissant, MO | 3.0 | 2.0 | 962 | $1,595 | $1.66 | 44d | 1 | 1.07mi |
| 1600 Washington St Florissant, MO | 3.0 | 1.5 | 1095 | $1,250 | $1.14 | 21d | 1 | 1.07mi |
| 765 Bobbins Ln Florissant, MO | 3.0 | 1.0 | 1107 | $1,450 | $1.31 | 44d | 1 | 1.08mi |
| 3 Cantabrian Ct Florissant, MO | 3.0 | 2.0 | 1436 | $1,881 | $1.31 | 15d | 1 | 1.10mi |
| 297 Saint Eugene Ln Florissant, MO | 2.0 | 1.0 | 1100 | $1,100 | $1.00 | 44d | 1 | 1.10mi |
| 100 Taney Dr Florissant, MO | 3.0 | 1.0 | 1148 | $1,495 | $1.30 | 22d | 1 | 1.13mi |
| 790 Pebble Ln Florissant, MO | 3.0 | 2.0 | 1242 | $1,795 | $1.45 | 24d | 1 | 1.16mi |
| 4 Sharon Ct Florissant, MO | 3.0 | 2.0 | 1108 | $1,800 | $1.62 | 3d | 1 | 1.22mi |
| 305 S Lafayette St Florissant, MO | 3.0 | 1.0 | 864 | $1,409 | $1.63 | 17d | 1 | 1.22mi |
| 3144 Sunswept Pk Ct Florissant, MO | 1.0–3.0 | 1.0–2.0 | 818 | $1,250 | $1.53 | 2d | 12 | 1.24mi |
| 155 Reeb Ln Apt 2 Florissant, MO | 2.0 | 1.0 | 850 | $995 | $1.17 | 44d | 1 | 1.35mi |
| 167 Reeb Ln Florissant, MO | 1.0–2.0 | 1.0 | 850 | $1,300 | $1.53 | 3d | 4 | 1.35mi |
| 765 Babler Dr Florissant, MO | 3.0 | 2.0 | 888 | $1,700 | $1.91 | 8d | 1 | 1.39mi |
| 21 Quick Dr Apt 1 Florissant, MO | 2.0 | 1.0 | 850 | $1,100 | $1.29 | 44d | 1 | 1.43mi |
| 21 Quick Dr Apt 3 Florissant, MO | 2.0 | 1.0 | 850 | $995 | $1.17 | 24d | 1 | 1.43mi |
| 23 Quick Dr Apt 2 Florissant, MO | 2.0 | 1.0 | 850 | $1,100 | $1.29 | 44d | 1 | 1.43mi |
| 855 Daniel Boone Dr Florissant, MO | 3.0 | 1.0 | 964 | $1,400 | $1.45 | 44d | 1 | 1.44mi |
Listing history 5 events
-
2026-05-09status Pending 801-char remark
Show marketing remark (801 chars)
Investor's Dream in Florissant – 1460 Fox Run Dr. Calling all investors and savvy buyers! This 4-bedroom, 2-bathroom split foyer offers tremendous potential at 1460 Fox Run Dr. in Florissant, MO. The home features beautiful wood flooring throughout the upstairs bedrooms, living room, and breakfast room, providing a solid foundation for your vision. A 2-car garage adds convenience and value to this opportunity-rich property. Whether you're looking to add to your rental portfolio, flip for profit, or customize a home to your taste, this property is ready for its next chapter. Don't miss this chance to unlock the equity in a home with great bones in a desirable Florissant location. Schedule your showing today! Home is being sold as-is, seller to do no inspections, make no repairs.
-
2026-05-05price $169,900 801-char remark
Show marketing remark (801 chars)
Investor's Dream in Florissant – 1460 Fox Run Dr. Calling all investors and savvy buyers! This 4-bedroom, 2-bathroom split foyer offers tremendous potential at 1460 Fox Run Dr. in Florissant, MO. The home features beautiful wood flooring throughout the upstairs bedrooms, living room, and breakfast room, providing a solid foundation for your vision. A 2-car garage adds convenience and value to this opportunity-rich property. Whether you're looking to add to your rental portfolio, flip for profit, or customize a home to your taste, this property is ready for its next chapter. Don't miss this chance to unlock the equity in a home with great bones in a desirable Florissant location. Schedule your showing today! Home is being sold as-is, seller to do no inspections, make no repairs.
-
2026-04-27$179,900 Active 801-char remark
Show marketing remark (801 chars)
Investor's Dream in Florissant – 1460 Fox Run Dr. Calling all investors and savvy buyers! This 4-bedroom, 2-bathroom split foyer offers tremendous potential at 1460 Fox Run Dr. in Florissant, MO. The home features beautiful wood flooring throughout the upstairs bedrooms, living room, and breakfast room, providing a solid foundation for your vision. A 2-car garage adds convenience and value to this opportunity-rich property. Whether you're looking to add to your rental portfolio, flip for profit, or customize a home to your taste, this property is ready for its next chapter. Don't miss this chance to unlock the equity in a home with great bones in a desirable Florissant location. Schedule your showing today! Home is being sold as-is, seller to do no inspections, make no repairs.
-
1999-10-20soldstatus $89,000
-
1979-04-01soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $2,209 · $184/mo
- Projected year-2 tax
- $2,209 · $184/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,351
- − Mortgage interest
- −$9,517
- − Property taxes
- −$2,209
- − Insurance
- −$850
- − Repairs & maintenance
- −$1,548
- − Management
- −$1,548
- − Depreciation
- −$4,943
- Taxable loss
- −$1,263
- Est. tax savings @ 24.0%
- +$303
- After-tax cash flow
- $1,840/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Ferguson-Florissant R-II
- NCES district ID
- 2912010
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 20% ▼ -6.00%
- Median HH income
- $44,610
- Composite
- 11.96/100
- National rank
- #9666
- State rank
- #311 of 324 in MO
Livability — Florissant
- Score
- 73/100
- State rank
- #82
- US rank
- #5406
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Florissant, MO
- County
- Saint Louis County · 888,823 people
- City population
- 69,104
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 43,056
- Household income
- $66,776
- Rent vs Own
- Severe rent burden
- 1429.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (71%)
- Race & ethnicity
- Black 71% White 23% Two or more races 4% Hispanic / Latino 1%
- Common ancestry
- Romanian 1% Lithuanian 1% Italian 1%
- Foreign-born
- 3% · Canada, Vietnam
- Languages at home
- 95% English-only · Spanish 1% French/Haitian/Cajun 1%
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 13.78%
- Current HPI
- 570.6
- Rent YoY
- ▲ 7.51%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
|
||
| Industrial Technology | 1 | $17B |
|
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| Retail | 1 | $16B |
|
||
| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
|
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Price history
+90.9% since first listed6 events — show timeline
- 2026-05-26 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2026-05-09 Pending — MARIS as Distributed by MLS Grid
- 2026-05-05 Price Changed $169,900 MARIS as Distributed by MLS Grid
- 2026-04-27 Listed $179,900 MARIS as Distributed by MLS Grid
- 1999-10-20 Sold (Public Records) $89,000 Public Records
- 1979-04-01 Sold (Public Records) — Public Records
Property tax history
+3.1%/yrLatest (2022): $2,209 · +1.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…