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12955 Daniel Springs Ln 🏗️ New Construction
C- Composite 50.91
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.4/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +4.0/10.0
  • Schools +3.9/10.0
  • Livability +3.7/5.0
  • 1% rule +3.3/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0

$283,090

12955 Daniel Springs Ln · Magnolia, TX 77354
4 bd · 2.0 ba · 1,748 sqft · Land · 1 Days on market
Built 2026 4,800 sqft lot $67/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* Receive initial rates as low as 3.99% (6.788% APR) on FHA, RD, and VA loans with up to $12,000 towards rate buydown or closing costs. Plus a FREE Refrigerator! Must Close by 9/30/26 - Contact Builder Sales Rep(s) for more details about current incentive. * This EASTOVER II H in Mostyn Springs has an open flowing floor plan with 4 bedrooms and 2 full bathrooms. Upgrades added in this home include undermount cabinet lighting, cabinet hardware, stainless appliances with a gas range, backsplash and more. Special plan features include granite counters with undermount sinks throughout, kitchen island, large walk-in closet, tiled shower with semi-frameless door in owner's suite, smart connect Wi-Fi thermostat, LED lighting throughout, Low E tilt-in windows, tankless gas water heater, structured wiring panel box, radiant barrier roof sheathing and much more!

Key facts

  • Massive island
  • Large covered patio
  • 4,800 sq ft lot

Tags

MASSIVE ISLANDPRIVATE PRIMARY SUITEWELL-APPOINTED BATHROOMEXPANSIVE WALK-IN CLOSETLARGE COVERED PATIO

Property features AI

Finance

  • HOA & community: Has association (Lead Association Management); Association fee $800 annually covering common areas; Community features include curbs

Exterior

  • Parking: Attached 2-car garage
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Under construction (new construction); Slab foundation
  • Construction: Built by DSLD Homes; 2026 construction; Brick and cement siding; Composition roof
  • Exterior features: Private yard; Fence; Back yard fencing; Concrete road surface

Interior

  • Kitchen: Dishwasher; Gas cooktop; Disposal; Microwave; Oven
  • Bedrooms: Primary bedroom on the first floor (about 13x13); Bedroom on the first floor (about 11x10); Bedroom on the first floor (about 11x10); Bedroom on the first floor (about 10x10)
  • Flooring: Carpet; Plank; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (gas); Central air (electric)
  • Interior features: Double vanity; Granite counters; Kitchen island; Kitchen/family room combo; Pantry; Tub with shower; Kitchen/dining combo
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $283,090 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $265,400.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath land listed at $283k.

Deal economics

  • At list price, monthly cash flow is $6 ($71/yr) — positive.
  • To cash-flow at today's rent, offer at most $266k (5.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $220k (22.4% below list).
  • Recommended offer: $220k (22.4% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 3.4% in Magnolia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#222 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Magnolia ISD (rural): math 42% / reading 45% proficiency, ranked #247 of 826 in TX (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Magnolia Parkway El (math 38% / reading 46%, grade F, #1,335 of 4,322 statewide, top 33%, 776 students, 45% FRL); Bear Branch J H (math 44% / reading 46%, grade D, #479 of 1,662 statewide, top 29%, 1,076 students, 37% FRL); Magnolia H S (math 47% / reading 62%, grade C-, #379 of 1,632 statewide, top 26%, 2,248 students, 31% FRL) — zoned schools at 37% FRL track the district average.
  • Market conditions: Rents flat; 1622 active listings in the ZIP; 1 comparable units currently listed for rent nearby; high-income renter base; 13,259 units permitted in Montgomery County in 2024 (1,402 in 5+ unit buildings).

Forward outlook

  • In year one you build about $28k of equity ($2k loan paydown + $27k appreciation (10.0% local appreciation)).
  • Montgomery County population projected at +65% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 0.3% rent growth), your $74k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $219,562 (22.4% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
6.32%
Cash-on-cash
0.10%
DSCR
1.00
GRM
10.1

CMA / ARV

ARV (median comp)
$265,400
List price
$283,090
Delta
6.67%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

10.0% appreciation · 0.32% rent growth · sell at horizon

5-year hold
IRR
23.5%
Equity multiple
2.87×
Total profit
$139,121
Equity at exit
$239,093
10-year hold
IRR
20.3%
Equity multiple
6.37×
Total profit
$398,864
Equity at exit
$515,614

Cash invested: $74,312 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77354

Home prices YoY
2.4%
Rents YoY
0.3%
Active inventory
1622
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$2,196 medium interval (Pro) →
Mortgage (P&I)
$1,392
Tax from tax record
$159 /mo · $1,911/yr
Insurance
$111
HOA
$67
Vacancy / Maint / Mgmt
$461
Net cashflow
$6

Break-even live

Break-even rent $2,188
Max offer price $265,400
Occupancy floor 95%

Sensitivity live

Price -10% $156 -5% $81 +0% $6 +5% $-69 +10% $-144
Rent -10% $-168 -5% $-81 +0% $6 +5% $93 +10% $179
Rate -1.0pp $140 -0.5pp $73 base $6 +0.5pp $-63 +1.0pp $-133

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$66,350
Closing costs
$7,962
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
40700 Pessi Rd Magnolia, TX 3.0 2.0 1240 $2,100 $1.69 45d 1 0.14mi

HOA detail

Monthly dues
$67 · $804/yr
Likely covers
watergasinternet

Listing history 16 events

  1. 2026-06-21
    days on marketlisting id $283,090 Active 1 DOM
  2. 2026-06-18
    days on market $283,090 Active 80 DOM
  3. 2026-06-17
    days on market $283,090 Active 79 DOM
  4. 2026-06-16
    days on market $283,090 Active 78 DOM
  5. 2026-06-15
    days on market $283,090 Active 77 DOM
  6. 2026-06-13
    days on market $283,090 Active 75 DOM
  7. 2026-06-09
    days on market $283,090 Active 71 DOM
  8. 2026-06-08
    days on market $283,090 Active 70 DOM
  9. 2026-06-07
    days on market $283,090 Active 69 DOM
  10. 2026-06-04
    days on market $283,090 Active 66 DOM
  11. 2026-06-03
    days on market $283,090 Active 65 DOM
  12. 2026-06-02
    days on market $283,090 Active 64 DOM
  13. 2026-06-01
    days on market $283,090 Active 63 DOM
  14. 2026-05-31
    days on market $283,090 Active 62 DOM
  15. 2026-03-30
    listed $283,090 Active 947-char remark
  16. 2026-03-09
    listed $283,090 Active 734-char remark
    Show marketing remark (866 chars)

    * Receive initial rates as low as 3.99% (6.788% APR) on FHA, RD, and VA loans with up to $12,000 towards rate buydown or closing costs. Plus a FREE Refrigerator! Must Close by 9/30/26 - Contact Builder Sales Rep(s) for more details about current incentive. * This EASTOVER II H in Mostyn Springs has an open flowing floor plan with 4 bedrooms and 2 full bathrooms. Upgrades added in this home include undermount cabinet lighting, cabinet hardware, stainless appliances with a gas range, backsplash and more. Special plan features include granite counters with undermount sinks throughout, kitchen island, large walk-in closet, tiled shower with semi-frameless door in owner's suite, smart connect Wi-Fi thermostat, LED lighting throughout, Low E tilt-in windows, tankless gas water heater, structured wiring panel box, radiant barrier roof sheathing and much more!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,911 · $159/mo
Projected year-2 tax
$5,181 · $432/mo
Expected delta
+$3,269/yr (+$272/mo · 171.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,347
− Mortgage interest
−$14,867
− Property taxes
−$1,911
− Insurance
−$1,327
− Repairs & maintenance
−$2,108
− Management
−$2,108
− HOA
−$804
− Depreciation
−$7,721
Taxable loss
−$4,498
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,079
After-tax cash flow
$1,150/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Magnolia ISD
NCES district ID
4828740
Math proficiency
42% ▼ -7.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$71,692
Composite
39.46/100
National rank
#3958
State rank
#247 of 826 in TX

Livability — Magnolia

Score
73/100
State rank
#222
US rank
#5442

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety B- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Montgomery County · 663,713 people
City population
106,505
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
44,900
Household income
$112,504
Rent vs Own
20.1% rent · 79.9% own
Severe rent burden
586.0

Population outlook (Montgomery County) Hauer SSP2

Today (2025)
713,896 people
By 2030
805,263 · +12.8%
By 2040
992,708 · +39.1%
By 2050
1,179,590 · +65.2%
By 2075
1,628,084 · +128.1%
By 2100
1,937,880 · +171.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (66%)
Race & ethnicity
White 66% Hispanic / Latino 25% Two or more races 18% Black 3% Asian 1%
Hispanic origin (detail)
Mexican 14% Puerto Rican 1%
Common ancestry
Lithuanian 4% Slovak 2% Italian 2%
Foreign-born
11% · Canada, Vietnam
Languages at home
83% English-only · Spanish 15% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Montgomery

2024 margin
Solid R (+45.5) · D 26.8% · R 72.3%
2008→2024 swing
+7.2pp toward D · 2008: -52.7pp · 2024: -45.5pp
All cycles
2024: R+45.5 2020: R+43.8 2016: R+51.4 2012: R+60.7 2008: R+52.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 12.09%
Current HPI
512.87
Rent YoY
▲ 0.32%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
4 events — show timeline
  • 2026-06-20 Listed $283,090 HARMLS
  • 2026-06-18 Listing Removed HARMLS
  • 2026-03-30 Listed $283,090 HARMLS
  • 2026-03-09 Listed $283,090 Zillow

Property tax history

-0.1%/yr

Latest (2025): $1,911 · -0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…