CashFlowRE
Sign in Sign up
319 Crawford Mill Ln
F Composite 33.85
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.5/30.0
  • Schools +4.5/10.0
  • Livability +3.8/5.0
  • DSCR +3.7/10.0
  • 1% rule +2.8/10.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • ARV discount +1.3/15.0
  • Appreciation +0.0/10.0

$202,000

319 Crawford Mill Ln · Martinez, GA 30813
2 bd · 2.0 ba · 1,102 sqft · Townhouse public records · 16 Days on market
Built 2002 Est $177k · 14% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

LARRY MILLER IS ACTING AS PRINCIPAL AND BROKER. GA BANK & TRUST 1ST RIGHT. BREAKFAST ROOM, PANTRY, SEPERATE LAUNDRY ROOM. PRIVATE PARKING, ADDITIONAL STORAGE. APPLIANCE PACKAGE TO INCLUDE REFRIGERATOR, WASHER AND DRYER

Key facts

  • End-unit townhome
  • New flooring
  • Upgraded kitchen

Tags

END-UNIT TOWNHOMEUPDATED LIVING SPACESNEW FLOORINGFRESHLY PAINTED INTERIORUPGRADED KITCHENNEW SINK

Property features AI

Finance

  • HOA & community: PUD zoning

Exterior

  • Parking: Other parking (see remarks)
  • Utilities: No utilities listed
  • Home design: Townhouse; Residential property; One level / 1 story
  • Construction: Construction materials: see remarks; Other foundation; Other roof
  • Exterior features: Fencing (other); No patio or porch listed; Has a view

Interior

  • Kitchen: Pantry
  • Bedrooms: Total of 5 rooms (includes bedrooms and living spaces)
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central air conditioning; Electric heating; Other heating
  • Interior features: Walk-in closet(s); Pantry; Window coverings; Other interior features

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath townhouse listed at $202k.

Deal economics

  • At list price, monthly cash flow is $-31 ($-370/yr) — negative.
  • To cash-flow at today's rent, offer at most $197k (2.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $158k (21.8% below list).
  • Recommended offer: $158k (21.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.1% vs local median 4.6% in Martinez — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#23 in GA, #3,514 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Columbia County (suburban): math 49% / reading 52% proficiency, ranked #13 of 174 in GA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Brookwood Elementary School (math 50% / reading 41%, grade D-, #323 of 1,228 statewide, top 26%, 696 students, 52% FRL); Columbia Middle School (math 37% / reading 48%, grade D-, #122 of 470 statewide, top 26%, 993 students, 33% FRL) — zoned schools average 42% FRL vs 26% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.1%/yr); 724 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,213 units permitted in Columbia County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Columbia County population projected at +62% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($199k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $170k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; major wind risk, 63% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $157,976 (21.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
6.11%
Cash-on-cash
-0.65%
DSCR
0.97
GRM
10.7

CMA / ARV

ARV (on-the-fly)
$177,422
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
330 Crawford Mill Ln 0.04mi 2/2.0 1,102 (0%) 8mo $190,000 $172 92
301 Crawford Mill Ln 0.05mi 2/2.0 1,180 (+7%) 11mo $190,000 $161 77
323 Crawford Mill Ln 0.01mi 2/2.5 1,152 (+4%) 17mo $184,900 $161 76
4758 Creek Mill Crk 0.26mi 2/2.0 1,102 (0%) 17mo $175,000 $159 74
4776 W Creek Mill Ct 0.32mi 2/2.0 1,102 (0%) 14mo $183,000 $166 74
300 Beech Ln 0.47mi 2/2.0 1,092 (-1%) 9mo $171,900 $157 69
102 Ginkgo Ln 0.49mi 2/2.0 1,092 (-1%) 16mo $175,000 $160 62
1611 Bradley Way 0.74mi 2/2.0 1,092 (-1%) 3mo $185,000 $169 62
210 Sassafras Ln 0.50mi 2/2.0 1,092 (-1%) 18mo $160,000 $147 60
240 Sassafras Ln 0.58mi 2/2.0 1,092 (-1%) 14mo $165,000 $151 60
131 Ginkgo Ln 0.56mi 2/2.0 1,092 (-1%) 16mo $125,000 $114 59
1127 Bison Way 0.75mi 2/2.0 1,092 (-1%) 15mo $176,000 $161 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.15% rent growth · sell at horizon

5-year hold
IRR
-19.3%
Equity multiple
0.33×
Total profit
$-37,630
Equity at exit
$30,119
10-year hold
IRR
-16.0%
Equity multiple
0.17×
Total profit
$-46,905
Equity at exit
$17,465

Cash invested: $56,560 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30813

Home prices YoY
-29.2%
Rents YoY
1.1%
Active inventory
724
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$1,580 high interval (Pro) →
Mortgage (P&I)
$1,059
Tax from tax record
$135 /mo · $1,624/yr
Insurance
$84
HOA
$0
Vacancy / Maint / Mgmt
$332
Net cashflow
$-31

Break-even live

Break-even rent $1,619
Max offer price $196,559
Occupancy floor 97%

Sensitivity live

Price -10% $84 -5% $26 +0% $-31 +5% $-88 +10% $-145
Rent -10% $-156 -5% $-93 +0% $-31 +5% $32 +10% $94
Rate -1.0pp $71 -0.5pp $21 base $-31 +0.5pp $-83 +1.0pp $-136

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,500
Closing costs
$6,060
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
323 Crawford Mill Ln Grovetown, GA 2.0 2.5 1152 $1,495 $1.30 24d 1 0.01mi
4763 W Creek Mill Ct Grovetown, GA 2.0 2.0 1102 $1,295 $1.18 14d 1 0.24mi
301 Beech Ln Grovetown, GA 2.0 2.0 1092 $1,300 $1.19 14d 1 0.48mi
1802 Honeysuckle Way Grovetown, GA 2.0 2.0 1092 $1,995 $1.83 44d 1 0.77mi
1802 Honeysuckle Way Grovetown, GA 2.0 2.0 1092 $1,995 $1.83 24d 1 0.77mi
2000 Kennesaw Way Unit 01 2202 Grovetown, GA 2.0 3.0 1380 $1,590 $1.15 14d 1 0.81mi
2000 Kennesaw Way Unit 01 2220 Grovetown, GA 2.0 3.0 1380 $1,590 $1.15 24d 1 0.81mi
336 Deerwood Ct Augusta, GA 3.0 1.5 1064 $1,525 $1.43 44d 1 0.86mi
2207 Jasmine Way Grovetown, GA 3.0 3.0 1500 $1,725 $1.15 24d 1 0.87mi
2207 Jasmine Way Grovetown, GA 3.0 3.0 1500 $1,750 $1.17 44d 1 0.87mi
1191 Bison Way Grovetown, GA 2.0 2.0 1092 $1,450 $1.33 14d 1 0.91mi
801 Trailside Ct Grovetown, GA 3.0 3.0 1478 $1,770 $1.20 14d 1 0.95mi
402 Ridge Xing Augusta, GA 2.0 2.0 916 $1,125 $1.23 44d 1 1.34mi

Listing history 27 events

  1. 2026-06-07
    statusdays on market $202,000 Pending 16 DOM
  2. 2026-06-03
    days on market $202,000 Active 14 DOM
  3. 2026-06-02
    days on market $202,000 Active 13 DOM
  4. 2026-06-01
    days on market $202,000 Active 12 DOM
  5. 2026-05-31
    days on market $202,000 Active 11 DOM
  6. 2026-05-30
    days on market $202,000 Active 10 DOM
  7. 2026-05-12
    listed $208,000 Active 1167-char remark
  8. 2026-02-13
    price $68,900 224-char remark
    Show marketing remark (192 chars)

    GREAT LOCATION! CARPET & VINYL ONE YEAR OLD. UPDATED. RECENTLY PAINTED. IN GREAT CONDITION. ALL APPLIANCES STAY. LOTS OF STORAGE UNDERNEATH AS WELL AS FLOORED ATTIC. GREAT DECK OFF BACK.

  9. 2026-02-13
    price $93,000
    Show marketing remark (192 chars)

    GREAT LOCATION! CARPET & VINYL ONE YEAR OLD. UPDATED. RECENTLY PAINTED. IN GREAT CONDITION. ALL APPLIANCES STAY. LOTS OF STORAGE UNDERNEATH AS WELL AS FLOORED ATTIC. GREAT DECK OFF BACK.

  10. 2025-06-01
    historical
    Show marketing remark (192 chars)

    GREAT LOCATION! CARPET & VINYL ONE YEAR OLD. UPDATED. RECENTLY PAINTED. IN GREAT CONDITION. ALL APPLIANCES STAY. LOTS OF STORAGE UNDERNEATH AS WELL AS FLOORED ATTIC. GREAT DECK OFF BACK.

  11. 2024-07-23
    listed $2,050,000
    Show marketing remark (192 chars)

    GREAT LOCATION! CARPET & VINYL ONE YEAR OLD. UPDATED. RECENTLY PAINTED. IN GREAT CONDITION. ALL APPLIANCES STAY. LOTS OF STORAGE UNDERNEATH AS WELL AS FLOORED ATTIC. GREAT DECK OFF BACK.

  12. 2022-05-06
    soldstatus $170,000
  13. 2020-07-31
    soldstatus $67,333 224-char remark
    Show marketing remark (224 chars)

    LARRY MILLER IS ACTING AS PRINCIPAL AND BROKER. GA BANK & TRUST 1ST RIGHT. BREAKFAST ROOM, PANTRY, SEPERATE LAUNDRY ROOM. PRIVATE PARKING, ADDITIONAL STORAGE. APPLIANCE PACKAGE TO INCLUDE REFRIGERATOR, WASHER AND DRYER

  14. 2020-03-04
    listed $795,000 224-char remark
    Show marketing remark (224 chars)

    LARRY MILLER IS ACTING AS PRINCIPAL AND BROKER. GA BANK & TRUST 1ST RIGHT. BREAKFAST ROOM, PANTRY, SEPERATE LAUNDRY ROOM. PRIVATE PARKING, ADDITIONAL STORAGE. APPLIANCE PACKAGE TO INCLUDE REFRIGERATOR, WASHER AND DRYER

  15. 2019-04-29
    soldstatus $103,000
  16. 2019-04-25
    soldstatus $103,000
  17. 2019-04-25
    soldstatus $103,000
  18. 2019-04-08
    listed $105,000
  19. 2019-04-08
    listed $105,000
  20. 2009-12-07
    soldstatus $90,000
  21. 2009-11-10
    soldstatus $90,000 Closed
    Show marketing remark (192 chars)

    GREAT LOCATION! CARPET & VINYL ONE YEAR OLD. UPDATED. RECENTLY PAINTED. IN GREAT CONDITION. ALL APPLIANCES STAY. LOTS OF STORAGE UNDERNEATH AS WELL AS FLOORED ATTIC. GREAT DECK OFF BACK.

  22. 2009-11-10
    soldstatus $90,000
    Show marketing remark (192 chars)

    GREAT LOCATION! CARPET & VINYL ONE YEAR OLD. UPDATED. RECENTLY PAINTED. IN GREAT CONDITION. ALL APPLIANCES STAY. LOTS OF STORAGE UNDERNEATH AS WELL AS FLOORED ATTIC. GREAT DECK OFF BACK.

  23. 2009-07-20
    listed $93,000
  24. 2002-11-19
    soldstatus $67,333 Closed 224-char remark
    Show marketing remark (224 chars)

    LARRY MILLER IS ACTING AS PRINCIPAL AND BROKER. GA BANK & TRUST 1ST RIGHT. BREAKFAST ROOM, PANTRY, SEPERATE LAUNDRY ROOM. PRIVATE PARKING, ADDITIONAL STORAGE. APPLIANCE PACKAGE TO INCLUDE REFRIGERATOR, WASHER AND DRYER

  25. 2002-11-19
    soldstatus $67,333
    Show marketing remark (224 chars)

    LARRY MILLER IS ACTING AS PRINCIPAL AND BROKER. GA BANK & TRUST 1ST RIGHT. BREAKFAST ROOM, PANTRY, SEPERATE LAUNDRY ROOM. PRIVATE PARKING, ADDITIONAL STORAGE. APPLIANCE PACKAGE TO INCLUDE REFRIGERATOR, WASHER AND DRYER

  26. 2002-11-19
    soldstatus $66,400
    Show marketing remark (224 chars)

    LARRY MILLER IS ACTING AS PRINCIPAL AND BROKER. GA BANK & TRUST 1ST RIGHT. BREAKFAST ROOM, PANTRY, SEPERATE LAUNDRY ROOM. PRIVATE PARKING, ADDITIONAL STORAGE. APPLIANCE PACKAGE TO INCLUDE REFRIGERATOR, WASHER AND DRYER

  27. 2001-12-10
    listed $68,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,624 · $135/mo
Projected year-2 tax
$1,858 · $155/mo
Expected delta
+$234/yr (+$20/mo · 14.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 75% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 63% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,957
− Mortgage interest
−$11,315
− Property taxes
−$1,624
− Insurance
−$1,010
− Repairs & maintenance
−$1,517
− Management
−$1,517
− Depreciation
−$5,876
Taxable loss
−$3,902
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$936
After-tax cash flow
$567/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Columbia County
NCES district ID
1301410
Math proficiency
49% ▼ -6.00%
Reading proficiency
52% ▼ -4.00%
Median HH income
$69,358
Composite
45.04/100
National rank
#2695
State rank
#13 of 174 in GA

Livability — Martinez

Score
76/100
State rank
#23
US rank
#3514

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment A+ Housing A+ Health & safety B+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Columbia County · 154,184 people
City population
46,975
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
52,466
Household income
$86,923
Rent vs Own
27.2% rent · 72.8% own
Severe rent burden
960.0

Population outlook (Columbia County) Hauer SSP2

Today (2025)
189,073 people
By 2030
212,277 · +12.3%
By 2040
259,480 · +37.2%
By 2050
306,991 · +62.4%
By 2075
421,213 · +122.8%
By 2100
496,722 · +162.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 51% Black 29% Hispanic / Latino 11% Two or more races 10% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 3%
Common ancestry
Italian 2% Serbian 1% Lithuanian 1%
Foreign-born
6% · Canada, Vietnam
Languages at home
88% English-only · Spanish 7% German/W. Germanic 2% Other Indo-European 1%

Political lean MEDSL · Columbia

2024 margin
Strong R (+25.6) · D 36.8% · R 62.5%
2008→2024 swing
+17.0pp toward D · 2008: -42.7pp · 2024: -25.6pp
All cycles
2024: R+25.6 2020: R+25.8 2016: R+37.7 2012: R+43.0 2008: R+42.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -96.24%
Current HPI
233.821
Rent YoY
▲ 1.15%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+193.2% since first listed
23 events — show timeline
  • 2026-06-05 Pending Hive MLS
  • 2026-05-24 Price Changed $202,000 Hive MLS
  • 2026-05-20 Listed $208,000 Hive MLS
  • 2026-02-13 Price Changed $68,900 Hive MLS
  • 2026-02-13 Price Changed $93,000 Hive MLS
  • 2025-06-01 Listing Removed Hive MLS
  • 2024-07-23 Listed $2,050,000 Hive MLS
  • 2022-05-06 Sold (Public Records) $170,000 Public Records
  • 2020-07-31 Sold (MLS) $67,333 Hive MLS
  • 2020-03-04 Listed $795,000 Hive MLS
  • 2019-04-29 Sold (Public Records) $103,000 Public Records
  • 2019-04-25 Sold (MLS) $103,000 Hive MLS
  • 2019-04-25 Sold (MLS) $103,000 Hive MLS
  • 2019-04-08 Listed $105,000 Hive MLS
  • 2019-04-08 Listed $105,000 Hive MLS
  • 2009-12-07 Sold (Public Records) $90,000 Public Records
  • 2009-11-10 Sold (MLS) $90,000 Hive MLS
  • 2009-11-10 Sold (MLS) $90,000 Hive MLS
  • 2009-07-20 Listed $93,000 Hive MLS
  • 2002-11-19 Sold (Public Records) $66,400 Public Records
  • 2002-11-19 Sold (MLS) $67,333 Hive MLS
  • 2002-11-19 Sold (MLS) $67,333 Hive MLS
  • 2001-12-10 Listed $68,900 Hive MLS

Property tax history

+6.5%/yr

Latest (2025): $1,624 · +0.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…