804 Judy Ave · Wildwood, FL 34785

$284,000

3 bd · 2.0 ba · 1,551 sqft · SingleFamily public records · 135 Days on market

Built 1976 8,000 sqft lot Est $279k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.7/30.0
• ARV discount +6.7/15.0
• Schools +5.2/10.0
• DSCR +4.1/10.0
• Livability +3.5/5.0
• Rent growth +3.2/5.0
• 1% rule +3.1/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome home! This newly remodeled 3-story home located in Wildwood is move-in ready. Situated right off of CR 466A this home is within minutes to The Villages, shopping, dining, entertainment, and so much more right at your fingertips. Featuring a . 19 +/- acre lot this home features a spacious fenced-in backyard with plenty of room for family fun. This 3BR/2BA features 1,600 +/- sqft under air compromised of living room, kitchen, inside utility room, screened-in lanai, and an EXTRA room/den. Upon entering the home you are welcomed with updated flooring, updated light fixtures, newer AC, updated electrical(2019), and freshly painted outside and inside. The kitchen features brand NEW cabinetry and granite countertops with updated appliances and plenty of countertop space. The spacious master suite features a spacious closet with the recently updated en-suite. You'll definitly not want to pass on this home so call today and schedule your tour today before it's gone!

Key facts

• Updated finishes
• Screened porch
• Practical kitchen

Tags

• SCREENED PORCH
• FENCED BACKYARD
• PRACTICAL KITCHEN
• UPDATED FINISHES
• CONVENIENTLY LOCATED

Property features AI

Finance

• Other: Turnkey/furnished; Completed condition; Zoned 2201 R

Exterior

• Parking: Driveway; Garage with automatic opener; Attached garage (1 space)
• Security: Smoke detectors
• Utilities: Public water; Public sewer; Electricity available and connected; Water connected; Sewer available
• Home design: Single family residence; Residential property; Multi/split levels; 2 stories; North-facing
• Construction: Block and brick construction; Metal roof; Block and concrete perimeter foundation; Built on lot of approximately 0.18 acres (80 x 100)
• Exterior features: Covered patio; Front porch; Patio; Screened porch; Sidewalk; Sliding doors; Wood fencing; City limits lot

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans; Thermostat; Aluminum window frames; Attic; Bonus room; Inside utility; Smoke detectors
• Laundry & utility: Dedicated laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $284k.

Deal economics

• At list price, monthly cash flow is $21 ($250/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $229k (19.4% below list).
• Recommended offer: $229k (19.4% below list) — sets the bar for 1% rule.
• Cap rate 6.4% vs local median 3.9% in Wildwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#471 in FL) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, crime A-; Watch: amenities F, commute F, employment D-.
• Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Wildwood Elementary School (math 49% / reading 52%, grade D+, #1,055 of 2,144 statewide, top 50%, 940 students, 76% FRL); South Sumter Middle School (math 55% / reading 54%, grade B-, #183 of 571 statewide, top 34%, 897 students, 61% FRL) — zoned schools average 68% FRL vs 51% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+2.9%/yr); 428 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
• This rent runs 42% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 135 days — a 12% lower offer ($250k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $240k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $229,046 (19.4% below list)

Questions for the listing agent

1. It's been on market 135 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 6.38%
• Cash-on-cash: 0.31%
• DSCR: 1.01
• GRM: 10.3

CMA / ARV

• ARV (on-the-fly): $279,180
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
804 Judy Ave	0.00mi	3/2.0	1,551 (0%)	0mo	$253,000	$163	100
708 Mission Dr	0.21mi	3/2.0	1,569 (+1%)	2mo	$190,000	$121	87
706 Stanley Ave	0.16mi	3/2.0	1,611 (+4%)	4mo	$291,000	$181	83
503 Gray Ave	0.13mi	3/2.0	1,665 (+7%)	10mo	$115,000	$69	73
710 Barwick St	0.34mi	3/2.0	1,593 (+3%)	11mo	$325,000	$204	70
502 Gray Ave	0.14mi	4/1.0 (+1)	1,362 (-12%)	3mo	$226,000	$166	61
8741 Triumph Cir	0.72mi	4/2.0 (+1)	1,498 (-3%)	1mo	$269,990	$180	55
8733 Triumph Cir	0.74mi	4/2.0 (+1)	1,498 (-3%)	1mo	$278,990	$186	54
7836 June Ln	0.74mi	3/2.0	1,504 (-3%)	8mo	$259,900	$173	54
4633 Parkview Ln	0.74mi	4/2.0 (+1)	1,498 (-3%)	3mo	$276,990	$185	52
4641 Parkview Ln	0.75mi	3/2.0	1,408 (-9%)	4mo	$269,990	$192	46
116 Woodlane Ave	0.61mi	3/2.0	1,724 (+11%)	13mo	$240,000	$139	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.85% rent growth · sell at horizon

5-year hold

• IRR: -16.0%
• Equity multiple: 0.43×
• Total profit: $-45,113
• Equity at exit: $42,345

10-year hold

• IRR: -7.9%
• Equity multiple: 0.51×
• Total profit: $-39,284
• Equity at exit: $24,555

Cash invested: $79,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34785

• Home prices YoY: -10.7%
• Rents YoY: 2.9%
• Active inventory: 428
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $2,290 high
• Mortgage (P&I): −$1,489
• Tax from tax record: −$181 /mo · $2,172/yr
• Insurance: −$118
• HOA: −$0
• Vacancy / Maint / Mgmt: −$481
• Net cashflow: $21

Break-even live

Break-even rent $2,264

Max offer price $284,000

Occupancy floor 94%

Sensitivity live

Price	-10% $182	-5% $101	+0% $21	+5% $-60	+10% $-140
Rent	-10% $-160	-5% $-70	+0% $21	+5% $111	+10% $202
Rate	-1.0pp $164	-0.5pp $93	base $21	+0.5pp $-53	+1.0pp $-128

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $71,000
• Closing costs: $8,520
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
706 Stanley Ave Wildwood, FL	3.0	2.0	1611	$2,300	$1.43	23d	1	0.15mi
208 Mason St Wildwood, FL	2.0–3.0	1.0–2.0	2250	$1,975	$0.88	23d	2	0.55mi
5901 Myrtle DR Wildwood, FL	1.0–2.0	1.0–2.0	982	$2,009	$2.05	23d	11	0.60mi
4980 Red Maple Ln Unit C1 Wildwood, FL	3.0	2.0	1445	$1,801	$1.25	23d	1	0.64mi
4980 Red Maple Ln Unit B1 Wildwood, FL	2.0	2.0	1095	$1,884	$1.72	23d	1	0.64mi
5115 Spanish Harbor Dr Wildwood, FL	1.0–3.0	1.0–2.0	990	$1,680	$1.70	23d	29	0.73mi
7011 Homestead Lp Wildwood, FL	1.0–3.0	1.0–2.0	998	$1,759	$1.76	23d	22	0.85mi
5267 Dragonfly Dr Wildwood, FL	3.0	2.5	1688	$1,945	$1.15	23d	1	0.86mi
8118 Arrow Wood Loop Wildwood, FL	2.0	2.5	1317	$1,704	$1.29	23d	1	0.93mi
8128 Arrow Wood Loop Wildwood, FL	2.0	2.5	1317	$1,699	$1.29	23d	1	0.96mi
5339 Loblolly Ln Wildwood, FL	3.0	2.5	1688	$2,000	$1.18	23d	1	0.99mi
8073 Patagonia Dr Wildwood, FL	3.0	3.0	1638	$2,645	$1.61	23d	1	0.99mi
8061 Patagonia Dr Wildwood, FL	3.0	2.0	1855	$2,585	$1.39	23d	1	0.99mi
8168 Arrow Wood Loop Wildwood, FL	2.0	2.5	1317	$1,754	$1.33	23d	1	1.00mi
5222 Inglewood Dr Wildwood, FL	3.0	3.0	1693	$2,455	$1.45	23d	1	1.04mi
5234 Inglewood Dr Wildwood, FL	3.0	3.0	1693	$2,475	$1.46	23d	1	1.05mi
6629 Dan DiCiolla Dr Wildwood, FL	1.0–3.0	1.0–2.5	1075	$2,399	$2.23	23d	44	1.06mi
8062 Rexwood Rd Wildwood, FL	3.0	3.0	1638	$2,345	$1.43	23d	1	1.06mi
5255 Inglewood Dr Wildwood, FL	3.0	2.0	1638	$2,410	$1.47	23d	1	1.07mi
5192 Hartwood Loop Wildwood, FL	3.0	2.0	1572	$2,590	$1.65	23d	1	1.10mi
3025 Bartow Ln The Villages, FL	3.0	2.0	1415	$3,500	$2.47	23d	1	1.17mi
3064 Gulfport Ct The Villages, FL	2.0	2.0	1602	$2,800	$1.75	23d	1	1.18mi
2393 Carriage Hill Way The Villages, FL	3.0	2.0	1631	$4,300	$2.64	23d	1	1.22mi
8362 Gower Trl Wildwood, FL	3.0	2.5	1464	$1,695	$1.16	23d	1	1.28mi
3480 Kewadin Ave The Villages, FL	2.0	2.0	1758	$2,500	$1.42	23d	1	1.30mi
8396 Gower Trl Unit 1 Wildwood, FL	3.0	2.5	1707	$1,795	$1.05	23d	1	1.31mi
2290 Nackman Pl The Villages, FL	3.0	2.0	1427	$3,800	$2.66	23d	1	1.31mi
2393 Highbanks Ct The Villages, FL	3.0	2.0	1522	$2,800	$1.84	23d	1	1.33mi
7730 Wilds Loop Wildwood, FL	3.0	1.0–2.0	1084	$2,384	$2.20	23d	28	1.34mi
2280 Biscayne Ave The Villages, FL	3.0	2.0	1400	$4,000	$2.86	23d	1	1.44mi
2192 Quinn Ln The Villages, FL	3.0	2.0	1611	$5,600	$3.48	23d	1	1.47mi
3234 Evenmore Way Wildwood, FL	4.0	2.0	1824	$2,100	$1.15	23d	1	1.47mi
2272 Vassar Ln The Villages, FL	3.0	2.0	1416	$2,500	$1.77	23d	1	1.48mi

Listing history 29 events

1. 2026-06-07
   statusdays on market $284,000 Pending 135 DOM
2. 2026-06-02
   days on market $284,000 Active 132 DOM
3. 2026-06-01
   days on market $284,000 Active 131 DOM
4. 2026-05-31
   days on market $284,000 Active 130 DOM
5. 2026-05-30
   days on market $284,000 Active 129 DOM
6. 2026-04-13
   price $284,000
7. 2026-03-10
   price $289,000
8. 2026-02-27
   price $293,000
9. 2026-01-21
   listed $295,000 Active
10. 2022-05-31
    soldstatus $240,000
11. 2022-05-13
    soldstatus $240,000 Closed 979-char remark

    Show marketing remark (979 chars)

    Welcome home! This newly remodeled 3-story home located in Wildwood is move-in ready. Situated right off of CR 466A this home is within minutes to The Villages, shopping, dining, entertainment, and so much more right at your fingertips. Featuring a . 19 +/- acre lot this home features a spacious fenced-in backyard with plenty of room for family fun. This 3BR/2BA features 1,600 +/- sqft under air compromised of living room, kitchen, inside utility room, screened-in lanai, and an EXTRA room/den. Upon entering the home you are welcomed with updated flooring, updated light fixtures, newer AC, updated electrical(2019), and freshly painted outside and inside. The kitchen features brand NEW cabinetry and granite countertops with updated appliances and plenty of countertop space. The spacious master suite features a spacious closet with the recently updated en-suite. You'll definitly not want to pass on this home so call today and schedule your tour today before it's gone!

12. 2022-04-04
    status Pending 979-char remark

    Show marketing remark (979 chars)

    Welcome home! This newly remodeled 3-story home located in Wildwood is move-in ready. Situated right off of CR 466A this home is within minutes to The Villages, shopping, dining, entertainment, and so much more right at your fingertips. Featuring a . 19 +/- acre lot this home features a spacious fenced-in backyard with plenty of room for family fun. This 3BR/2BA features 1,600 +/- sqft under air compromised of living room, kitchen, inside utility room, screened-in lanai, and an EXTRA room/den. Upon entering the home you are welcomed with updated flooring, updated light fixtures, newer AC, updated electrical(2019), and freshly painted outside and inside. The kitchen features brand NEW cabinetry and granite countertops with updated appliances and plenty of countertop space. The spacious master suite features a spacious closet with the recently updated en-suite. You'll definitly not want to pass on this home so call today and schedule your tour today before it's gone!

13. 2022-04-01
    price $1,910
14. 2022-03-31
    price $259,900 979-char remark

    Show marketing remark (979 chars)

    Welcome home! This newly remodeled 3-story home located in Wildwood is move-in ready. Situated right off of CR 466A this home is within minutes to The Villages, shopping, dining, entertainment, and so much more right at your fingertips. Featuring a . 19 +/- acre lot this home features a spacious fenced-in backyard with plenty of room for family fun. This 3BR/2BA features 1,600 +/- sqft under air compromised of living room, kitchen, inside utility room, screened-in lanai, and an EXTRA room/den. Upon entering the home you are welcomed with updated flooring, updated light fixtures, newer AC, updated electrical(2019), and freshly painted outside and inside. The kitchen features brand NEW cabinetry and granite countertops with updated appliances and plenty of countertop space. The spacious master suite features a spacious closet with the recently updated en-suite. You'll definitly not want to pass on this home so call today and schedule your tour today before it's gone!

15. 2022-03-31
    status Active 979-char remark

    Show marketing remark (979 chars)

    Welcome home! This newly remodeled 3-story home located in Wildwood is move-in ready. Situated right off of CR 466A this home is within minutes to The Villages, shopping, dining, entertainment, and so much more right at your fingertips. Featuring a . 19 +/- acre lot this home features a spacious fenced-in backyard with plenty of room for family fun. This 3BR/2BA features 1,600 +/- sqft under air compromised of living room, kitchen, inside utility room, screened-in lanai, and an EXTRA room/den. Upon entering the home you are welcomed with updated flooring, updated light fixtures, newer AC, updated electrical(2019), and freshly painted outside and inside. The kitchen features brand NEW cabinetry and granite countertops with updated appliances and plenty of countertop space. The spacious master suite features a spacious closet with the recently updated en-suite. You'll definitly not want to pass on this home so call today and schedule your tour today before it's gone!

16. 2022-03-26
    status Pending 979-char remark

    Show marketing remark (979 chars)

    Welcome home! This newly remodeled 3-story home located in Wildwood is move-in ready. Situated right off of CR 466A this home is within minutes to The Villages, shopping, dining, entertainment, and so much more right at your fingertips. Featuring a . 19 +/- acre lot this home features a spacious fenced-in backyard with plenty of room for family fun. This 3BR/2BA features 1,600 +/- sqft under air compromised of living room, kitchen, inside utility room, screened-in lanai, and an EXTRA room/den. Upon entering the home you are welcomed with updated flooring, updated light fixtures, newer AC, updated electrical(2019), and freshly painted outside and inside. The kitchen features brand NEW cabinetry and granite countertops with updated appliances and plenty of countertop space. The spacious master suite features a spacious closet with the recently updated en-suite. You'll definitly not want to pass on this home so call today and schedule your tour today before it's gone!

17. 2022-03-11
    listed $269,900 Active 979-char remark

    Show marketing remark (979 chars)

    Welcome home! This newly remodeled 3-story home located in Wildwood is move-in ready. Situated right off of CR 466A this home is within minutes to The Villages, shopping, dining, entertainment, and so much more right at your fingertips. Featuring a . 19 +/- acre lot this home features a spacious fenced-in backyard with plenty of room for family fun. This 3BR/2BA features 1,600 +/- sqft under air compromised of living room, kitchen, inside utility room, screened-in lanai, and an EXTRA room/den. Upon entering the home you are welcomed with updated flooring, updated light fixtures, newer AC, updated electrical(2019), and freshly painted outside and inside. The kitchen features brand NEW cabinetry and granite countertops with updated appliances and plenty of countertop space. The spacious master suite features a spacious closet with the recently updated en-suite. You'll definitly not want to pass on this home so call today and schedule your tour today before it's gone!

18. 2019-09-05
    soldstatus $105,000
19. 2019-08-28
    soldstatus $105,000 708-char remark

    Show marketing remark (708 chars)

    CALLING ALL FIRST TIME HOME BUYERS OR INVESTORS! LOCATION!! - Located Near The Villages, this 3 bedroom, 2 bathroom large split level home is a MUST SEE. This single family home is situated on a Large Lot with a Spacious fenced-in backyard. There's plenty of room for pets to play. The living/dining opens up to a very large screened-on lanai, perfect for relaxing and entertaining friends and family. The kitchen has plenty of storage space and the indoor laundry is extremely convenient. A wonderful surprise is a bonus room that can be used for multiple purposes. A family game room, an office/den or a great man cave! This home only needs your imagination to full fill its true potential! Needs some TLC!

20. 2019-08-28
    soldstatus $105,000 Sold

    Show marketing remark (708 chars)

    CALLING ALL FIRST TIME HOME BUYERS OR INVESTORS! LOCATION!! - Located Near The Villages, this 3 bedroom, 2 bathroom large split level home is a MUST SEE. This single family home is situated on a Large Lot with a Spacious fenced-in backyard. There's plenty of room for pets to play. The living/dining opens up to a very large screened-on lanai, perfect for relaxing and entertaining friends and family. The kitchen has plenty of storage space and the indoor laundry is extremely convenient. A wonderful surprise is a bonus room that can be used for multiple purposes. A family game room, an office/den or a great man cave! This home only needs your imagination to full fill its true potential! Needs some TLC!

21. 2019-08-14
    status Pending
22. 2019-08-13
    status Active
23. 2019-08-13
    status Pending
24. 2019-07-30
    price $134,000
25. 2019-06-26
    listed $134,000 708-char remark

    Show marketing remark (708 chars)

    CALLING ALL FIRST TIME HOME BUYERS OR INVESTORS! LOCATION!! - Located Near The Villages, this 3 bedroom, 2 bathroom large split level home is a MUST SEE. This single family home is situated on a Large Lot with a Spacious fenced-in backyard. There's plenty of room for pets to play. The living/dining opens up to a very large screened-on lanai, perfect for relaxing and entertaining friends and family. The kitchen has plenty of storage space and the indoor laundry is extremely convenient. A wonderful surprise is a bonus room that can be used for multiple purposes. A family game room, an office/den or a great man cave! This home only needs your imagination to full fill its true potential! Needs some TLC!

26. 2019-06-24
    listed $144,000 Active
27. 1985-09-01
    soldstatus $53,000
28. 1976-09-01
    soldstatus $30,300
29. 1976-02-01
    soldstatus $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,172 · $181/mo
• Projected year-2 tax: $2,357 · $196/mo
• Expected delta: +$185/yr (+$15/mo · 8.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 6 d/yr ≥108°F today · 18 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,486
• − Mortgage interest: −$15,908
• − Property taxes: −$2,172
• − Insurance: −$1,420
• − Repairs & maintenance: −$2,199
• − Management: −$2,199
• − Depreciation: −$8,262
• Taxable loss: −$4,674
• Est. tax savings @ 24.0%: +$1,122
• After-tax cash flow: $1,371/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sumter
• NCES district ID: 1201800
• Math proficiency: 61% ▼ -4.00%
• Reading proficiency: 61% ▼ -2.00%
• Median HH income: $48,240
• Composite: 51.74/100
• National rank: #1682
• State rank: #11 of 73 in FL

Livability — Wildwood

• Score: 69/100
• State rank: #471
• US rank: #8500

Category grades

Amenities F Commute F Cost of living A Crime A- Employment D- Housing B- Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wildwood, FL
• County: Sumter County · 110,591 people
• City population: 21,568
• Metro: The Villages, FL
• Population (ZIP): 21,568
• Household income: $66,136
• Rent vs Own: 26.7% rent · 73.3% own
• Severe rent burden: 730.0

Population outlook (Sumter County) Hauer SSP2

• Today (2025): 161,172 people
• By 2030: 180,083 · +11.7%
• By 2040: 209,892 · +30.2%
• By 2050: 234,186 · +45.3%
• By 2075: 284,602 · +76.6%
• By 2100: 317,039 · +96.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 52% Black 29% Hispanic / Latino 14% Two or more races 3%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2%
• Common ancestry: Romanian 3% Lithuanian 2% Italian 2%
• Foreign-born: 11% · Canada, Jamaica
• Languages at home: 85% English-only · Spanish 12% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Sumter

• 2024 margin: Solid R (+37.6) · D 30.9% · R 68.6%
• 2008→2024 swing: -10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
• All cycles: 2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -32.14%
• Current HPI: 267.9137
• Rent YoY: ▲ 2.85%
• Metro: The Villages, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+846.7% since first listed

24 events — show timeline

• 2026-04-13 Price Changed $284,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-10 Price Changed $289,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-27 Price Changed $293,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-21 Listed $295,000 Stellar MLS as Distributed by MLS Grid
• 2022-05-31 Sold (Public Records) $240,000 Public Records
• 2022-05-13 Sold (MLS) $240,000 Stellar MLS as Distributed by MLS Grid
• 2022-04-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-04-01 Price Changed $1,910 RENT.
• 2022-03-31 Price Changed $259,900 Stellar MLS as Distributed by MLS Grid
• 2022-03-31 Relisted — Stellar MLS as Distributed by MLS Grid
• 2022-03-26 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-03-11 Listed $269,900 Stellar MLS as Distributed by MLS Grid
• 2019-09-05 Sold (Public Records) $105,000 Public Records
• 2019-08-28 Sold (MLS) $105,000 Stellar MLS as Distributed by MLS Grid
• 2019-08-28 Sold (MLS) $105,000 Stellar MLS as Distributed by MLS Grid
• 2019-08-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-08-13 Relisted — Stellar MLS as Distributed by MLS Grid
• 2019-08-13 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-07-30 Price Changed $134,000 Stellar MLS as Distributed by MLS Grid
• 2019-06-26 Listed $134,000 Stellar MLS as Distributed by MLS Grid
• 2019-06-24 Listed $144,000 Stellar MLS as Distributed by MLS Grid
• 1985-09-01 Sold (Public Records) $53,000 Public Records
• 1976-09-01 Sold (Public Records) $30,300 Public Records
• 1976-02-01 Sold (Public Records) $30,000 Public Records

Property tax history

+9.0%/yr

Latest (2025): $2,172 · +2.6% YoY. Source: county tax records.