210 N 17th St #706 · St. Louis, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- Cash flow +9.7/30.0
- Appreciation +5.3/10.0
- Rent growth +4.8/5.0
- DSCR +2.8/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
$54,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Vibrant City Living close to downtown, with much to offer here. Covered parking, private concrete balcony with eastern view, in unit washer/dryer unit, freshly light linen color painted with accent walls, bamboo flooring, remote blinds in bedroom and living room, stainless steel appliances with beautiful newer convection gas oven. Large closets in living room, two hallways, and the bedroom are freshly painted to. Ceramic tile flooring in kitchen and bathroom and newer bamboo flooring throughout. Lovely fresh bathroom with bidet, upgraded shower head to enjoy! Dark granite counter tops at the breakfast bar off open kitchen space is very attractive. This unit is right off the elevator on 7th floor. There are so many conveniences with clean on-site fitness center, wi-fi lounge, bike storage, personal storage lockers, outdoor patio area with seating, gas grills and fire pit; club room with pool table and ping pong, TV's; 24 hr front door concierge with security door; covered parking spot #41. Located a few blocks to experience thrilling nightlife sports, eateries, and attractions. Downtown West neighborhood offers quick access to Grand Center, the city’s arts district filled with galleries, museums, theaters ,St Louis City Central Library, City Museum, pubs, restaurants, Aquarium and Unions Station and much more...so much to do, yet you can have a peaceful unit on the 7th floor on this secured building. Public transportation nearby and little parks. No short term rentals nor airbnb allowed.
Key facts
- $583 HOA
- Parking
- Built 1959
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $55k.
Deal economics
- At list price, monthly cash flow is $-36 ($-429/yr) — negative.
- To cash-flow at today's rent, offer at most $50k (9.4% below list).
- Meets the 1% rule at list price ($1k rent vs $55k).
- Recommended offer: $50k (9.4% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+9.2%/yr); 70 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).
- This rent runs 34% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $745 of equity ($380 loan paydown + $365 appreciation (0.7% local appreciation)).
- St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (0.7% appreciation + 8.0% rent growth), your $15k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 47 days — a 3% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 12y ago; this cycle's ask has dropped $5k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 50% of rent; built in 1959 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 47 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.14% ✓
- Cap rate
- 5.51%
- Cash-on-cash
- -2.79%
- DSCR
- 0.88
- GRM
- 3.9
CMA / ARV
- ARV (median comp)
- $75,879
- List price
- $54,900
- Delta
- -27.65%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
0.66% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 5.4%
- Equity multiple
- 1.29×
- Total profit
- $4,428
- Equity at exit
- $17,789
- IRR
- 16.7%
- Equity multiple
- 3.59×
- Total profit
- $39,887
- Equity at exit
- $22,921
Cash invested: $15,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63103
- Home prices YoY
- 0.6%
- Rents YoY
- 9.2%
- Active inventory
- 70
- Price-to-rent
- 3.9×
Monthly cashflow live
- Estimated rent
- $1,173 high interval (Pro) →
- Mortgage (P&I)
- −$288
- Tax est. 1.5%
- −$69 /mo · $824/yr
- Insurance
- −$23
- HOA
- −$583
- Vacancy / Maint / Mgmt
- −$246
- Net cashflow
- $-36
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $13,725
- Closing costs
- $1,647
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 210 N 17th St Saint Louis, MO | 1.0 | 1.0 | 648 | $950 | $1.47 | 43d | 1 | 0.05mi |
| 210 N 17th St Saint Louis, MO | — | 1.0 | 427 | $800 | $1.87 | 14d | 1 | 0.05mi |
| 110 N 17th St Saint Louis, MO | 2.0 | 1.0 | 653 | $805 | $1.23 | 7d | 1 | 0.07mi |
| 1717 Olive St Saint Louis, MO | 2.0 | 1.0–2.0 | 957 | $2,200 | $2.30 | 1d | 64 | 0.08mi |
| 1815 Locust St Saint Louis, MO | 1.0–2.0 | 1.0–2.0 | 983 | $1,235 | $1.26 | 43d | 7 | 0.17mi |
| 1531 Washington Ave St. Louis, MO | 1.0–2.0 | 1.0 | 656 | $1,020 | $1.55 | 1d | 5 | 0.20mi |
| 1900 Washington Ave Saint Louis, MO | 1.0–2.0 | 1.0–2.0 | 960 | $1,295 | $1.35 | 1d | 12 | 0.24mi |
| 300 N Tucker Blvd St. Louis, MO | 1.0–2.0 | 1.0–2.0 | 1013 | $1,200 | $1.18 | 1d | 10 | 0.39mi |
| 1300 Convention Plz Saint Louis, MO | 2.0 | 1.0 | 877 | $1,188 | $1.35 | 43d | 1 | 0.39mi |
| 2200 Locust St Saint Louis, MO | 1.0–2.0 | 1.0–1.5 | 862 | $1,395 | $1.62 | 3d | 6 | 0.41mi |
| 1133 Washington Ave St. Louis, MO | 2.0 | 1.0–2.0 | 637 | $1,034 | $1.62 | 43d | 1 | 0.42mi |
| 1110 Washington Ave Saint Louis, MO | 1.0–2.0 | 1.0–2.0 | 1006 | $995 | $0.99 | 2d | 19 | 0.46mi |
| 2206 Lucas Ave St. Louis, MO | 1.0–2.0 | 1.0–2.0 | 1047 | $1,250 | $1.19 | 1d | 20 | 0.46mi |
| 416 N 23rd St St. Louis, MO | 1.0–2.0 | 1.0 | 780 | $1,275 | $1.63 | 4d | 23 | 0.48mi |
| 1000 Washington Ave Saint Louis, MO | 1.0–2.0 | 1.0–2.0 | 959 | $1,200 | $1.25 | 1d | 24 | 0.51mi |
| 917 Locust St St. Louis, MO | 1.0 | 1.0 | 683 | $1,305 | $1.91 | 16d | 3 | 0.56mi |
| 1023 Spruce St St. Louis, MO | 1.0–2.0 | 1.0–2.0 | 957 | $1,075 | $1.12 | 1d | 17 | 0.59mi |
| 206 N 9th St Unit 514 St. Louis, MO | 1.0 | 1.0 | 675 | $975 | $1.44 | 43d | 1 | 0.59mi |
| 206 N 9th St Unit 811 St. Louis, MO | 1.0 | 1.0 | 633 | $895 | $1.41 | 7d | 1 | 0.59mi |
| 206 N 9th St Unit 509 St. Louis, MO | 1.0 | 1.0 | 701 | $925 | $1.32 | 43d | 1 | 0.59mi |
| 206 N 9th St Unit 502 St. Louis, MO | 1.0 | 1.0 | 626 | $895 | $1.43 | 43d | 1 | 0.59mi |
| 2605-2637 Washington Ave St. Louis, MO | 1.0–2.0 | 1.0–2.0 | 775 | $1,350 | $1.74 | 11d | 7 | 0.63mi |
| 800 Olive St Saint Louis, MO | 1.0–2.0 | 1.0–2.0 | 1063 | $998 | $0.94 | 1d | 26 | 0.63mi |
| 1115 Carr St St. Louis, MO | 1.0–2.0 | 1.0 | 747 | $975 | $1.30 | 4d | 13 | 0.65mi |
| 720 Olive St St. Louis, MO | 3.0 | 1.0–2.0 | 1778 | $2,447 | $1.38 | 1d | 15 | 0.67mi |
| 515 Olive St Saint Louis, MO | 1.0–2.0 | 1.0–2.5 | 1117 | $1,285 | $1.15 | 1d | 26 | 0.80mi |
| 614 S 7th St Unit 402 St. Louis, MO | 1.0 | 1.0 | 735 | $1,150 | $1.56 | 43d | 1 | 0.87mi |
| 1 Cardinal Way Saint Louis, MO | 1.0–2.0 | 1.0–2.0 | 905 | $1,795 | $1.98 | 1d | 23 | 0.87mi |
| 1204 N 8th St St. Louis, MO | 1.0–3.0 | 1.0 | 740 | $676 | $0.91 | 1d | 19 | 0.87mi |
| 300 S Broadway Apt 404 St. Louis, MO | — | 1.0 | 501 | $1,350 | $2.69 | 43d | 1 | 0.90mi |
| 300 S Broadway St. Louis, MO | 1.0 | 1.0 | 710 | $1,985 | $2.79 | 20d | 10 | 0.92mi |
| 400 N 4th St Saint Louis, MO | 2.0 | 1.0–2.0 | 1162 | $1,997 | $1.72 | 1d | 1 | 0.96mi |
| 1901 Park Ave Unit 2F St. Louis, MO | 1.0 | 1.0 | 725 | $1,395 | $1.92 | 43d | 1 | 1.04mi |
| 618 N 2nd St Unit 405 St. Louis, MO | 1.0 | 1.0 | 744 | $1,266 | $1.70 | 14d | 1 | 1.06mi |
| 618 N 2nd St Saint Louis, MO | 1.0 | 1.0 | 791 | $1,545 | $1.95 | 19d | 4 | 1.07mi |
| 700 N 2nd St Saint Louis, MO | 1.0 | 1.0 | 654 | $1,378 | $2.10 | 19d | 5 | 1.08mi |
| 701 N 1st St St. Louis, MO | 1.0–2.0 | 1.0 | 894 | $1,485 | $1.66 | 1d | 8 | 1.11mi |
| 3307 Olive St St. Louis, MO | 1.0–2.0 | 1.0 | 912 | $855 | $0.94 | 43d | 1 | 1.29mi |
| 2729 Park Ave Unit 1321-D St. Louis, MO | 1.0 | 1.0 | 660 | $850 | $1.29 | 43d | 1 | 1.31mi |
| 1515 S 7th St St. Louis, MO | 2.0 | 1.0–2.0 | 791 | $2,350 | $2.97 | 1d | 1 | 1.35mi |
HOA detail condo
- Monthly dues
- $583 · $6,996/yr
- Likely covers
- gasinternetpoolgymdoormansecurity
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 7 events
-
2026-04-23price $54,900 1517-char remark
Show marketing remark (1517 chars)
Vibrant City Living close to downtown, with much to offer here. Covered parking, private concrete balcony with eastern view, in unit washer/dryer unit, freshly light linen color painted with accent walls, bamboo flooring, remote blinds in bedroom and living room, stainless steel appliances with beautiful newer convection gas oven. Large closets in living room, two hallways, and the bedroom are freshly painted to. Ceramic tile flooring in kitchen and bathroom and newer bamboo flooring throughout. Lovely fresh bathroom with bidet, upgraded shower head to enjoy! Dark granite counter tops at the breakfast bar off open kitchen space is very attractive. This unit is right off the elevator on 7th floor. There are so many conveniences with clean on-site fitness center, wi-fi lounge, bike storage, personal storage lockers, outdoor patio area with seating, gas grills and fire pit; club room with pool table and ping pong, TV's; 24 hr front door concierge with security door; covered parking spot #41. Located a few blocks to experience thrilling nightlife sports, eateries, and attractions. Downtown West neighborhood offers quick access to Grand Center, the city’s arts district filled with galleries, museums, theaters ,St Louis City Central Library, City Museum, pubs, restaurants, Aquarium and Unions Station and much more...so much to do, yet you can have a peaceful unit on the 7th floor on this secured building. Public transportation nearby and little parks. No short term rentals nor airbnb allowed.
-
2026-04-03$60,000 Active 1517-char remark
Show marketing remark (1517 chars)
Vibrant City Living close to downtown, with much to offer here. Covered parking, private concrete balcony with eastern view, in unit washer/dryer unit, freshly light linen color painted with accent walls, bamboo flooring, remote blinds in bedroom and living room, stainless steel appliances with beautiful newer convection gas oven. Large closets in living room, two hallways, and the bedroom are freshly painted to. Ceramic tile flooring in kitchen and bathroom and newer bamboo flooring throughout. Lovely fresh bathroom with bidet, upgraded shower head to enjoy! Dark granite counter tops at the breakfast bar off open kitchen space is very attractive. This unit is right off the elevator on 7th floor. There are so many conveniences with clean on-site fitness center, wi-fi lounge, bike storage, personal storage lockers, outdoor patio area with seating, gas grills and fire pit; club room with pool table and ping pong, TV's; 24 hr front door concierge with security door; covered parking spot #41. Located a few blocks to experience thrilling nightlife sports, eateries, and attractions. Downtown West neighborhood offers quick access to Grand Center, the city’s arts district filled with galleries, museums, theaters ,St Louis City Central Library, City Museum, pubs, restaurants, Aquarium and Unions Station and much more...so much to do, yet you can have a peaceful unit on the 7th floor on this secured building. Public transportation nearby and little parks. No short term rentals nor airbnb allowed.
-
2026-03-31historical $60,000 1517-char remark
Show marketing remark (1517 chars)
Vibrant City Living close to downtown, with much to offer here. Covered parking, private concrete balcony with eastern view, in unit washer/dryer unit, freshly light linen color painted with accent walls, bamboo flooring, remote blinds in bedroom and living room, stainless steel appliances with beautiful newer convection gas oven. Large closets in living room, two hallways, and the bedroom are freshly painted to. Ceramic tile flooring in kitchen and bathroom and newer bamboo flooring throughout. Lovely fresh bathroom with bidet, upgraded shower head to enjoy! Dark granite counter tops at the breakfast bar off open kitchen space is very attractive. This unit is right off the elevator on 7th floor. There are so many conveniences with clean on-site fitness center, wi-fi lounge, bike storage, personal storage lockers, outdoor patio area with seating, gas grills and fire pit; club room with pool table and ping pong, TV's; 24 hr front door concierge with security door; covered parking spot #41. Located a few blocks to experience thrilling nightlife sports, eateries, and attractions. Downtown West neighborhood offers quick access to Grand Center, the city’s arts district filled with galleries, museums, theaters ,St Louis City Central Library, City Museum, pubs, restaurants, Aquarium and Unions Station and much more...so much to do, yet you can have a peaceful unit on the 7th floor on this secured building. Public transportation nearby and little parks. No short term rentals nor airbnb allowed.
-
2026-03-27$60,000 Active 1517-char remark
Show marketing remark (1517 chars)
Vibrant City Living close to downtown, with much to offer here. Covered parking, private concrete balcony with eastern view, in unit washer/dryer unit, freshly light linen color painted with accent walls, bamboo flooring, remote blinds in bedroom and living room, stainless steel appliances with beautiful newer convection gas oven. Large closets in living room, two hallways, and the bedroom are freshly painted to. Ceramic tile flooring in kitchen and bathroom and newer bamboo flooring throughout. Lovely fresh bathroom with bidet, upgraded shower head to enjoy! Dark granite counter tops at the breakfast bar off open kitchen space is very attractive. This unit is right off the elevator on 7th floor. There are so many conveniences with clean on-site fitness center, wi-fi lounge, bike storage, personal storage lockers, outdoor patio area with seating, gas grills and fire pit; club room with pool table and ping pong, TV's; 24 hr front door concierge with security door; covered parking spot #41. Located a few blocks to experience thrilling nightlife sports, eateries, and attractions. Downtown West neighborhood offers quick access to Grand Center, the city’s arts district filled with galleries, museums, theaters ,St Louis City Central Library, City Museum, pubs, restaurants, Aquarium and Unions Station and much more...so much to do, yet you can have a peaceful unit on the 7th floor on this secured building. Public transportation nearby and little parks. No short term rentals nor airbnb allowed.
-
2026-03-24historical $60,000 1517-char remark
Show marketing remark (1517 chars)
Vibrant City Living close to downtown, with much to offer here. Covered parking, private concrete balcony with eastern view, in unit washer/dryer unit, freshly light linen color painted with accent walls, bamboo flooring, remote blinds in bedroom and living room, stainless steel appliances with beautiful newer convection gas oven. Large closets in living room, two hallways, and the bedroom are freshly painted to. Ceramic tile flooring in kitchen and bathroom and newer bamboo flooring throughout. Lovely fresh bathroom with bidet, upgraded shower head to enjoy! Dark granite counter tops at the breakfast bar off open kitchen space is very attractive. This unit is right off the elevator on 7th floor. There are so many conveniences with clean on-site fitness center, wi-fi lounge, bike storage, personal storage lockers, outdoor patio area with seating, gas grills and fire pit; club room with pool table and ping pong, TV's; 24 hr front door concierge with security door; covered parking spot #41. Located a few blocks to experience thrilling nightlife sports, eateries, and attractions. Downtown West neighborhood offers quick access to Grand Center, the city’s arts district filled with galleries, museums, theaters ,St Louis City Central Library, City Museum, pubs, restaurants, Aquarium and Unions Station and much more...so much to do, yet you can have a peaceful unit on the 7th floor on this secured building. Public transportation nearby and little parks. No short term rentals nor airbnb allowed.
-
2014-03-19soldstatus 915-char remark
Show marketing remark (915 chars)
One of the only 1BR available for lease at Blu CitySpaces that has a balcony, washer/dryer, covered parking & an eastern view! And with all the stylish and practical features you have been looking for. On the stylish side you have a sleek kitchen designed with IKEA cabinets, granite countertops, ceramic tile flooring and stainless steel appliances. On the practical side you will find an abundance of closet space, tilt-in windows and continuous hot water. Enjoy the convenience of on-site amenities including fitness center, wi-fi lounge, bike storage, personal storage lockers,patio area with gas grills & fire pit, club room with pool table, ping pong, TVs, catering kitchen, & media room and doorman. Located new Wash Ave, SLU, and easy highway access. Near Metro Link. Pictures of Model Home. Heat included in rent. This building is primarily owner occupied with only a limited number of rentals.
-
2014-02-22$51,500 915-char remark
Show marketing remark (915 chars)
One of the only 1BR available for lease at Blu CitySpaces that has a balcony, washer/dryer, covered parking & an eastern view! And with all the stylish and practical features you have been looking for. On the stylish side you have a sleek kitchen designed with IKEA cabinets, granite countertops, ceramic tile flooring and stainless steel appliances. On the practical side you will find an abundance of closet space, tilt-in windows and continuous hot water. Enjoy the convenience of on-site amenities including fitness center, wi-fi lounge, bike storage, personal storage lockers,patio area with gas grills & fire pit, club room with pool table, ping pong, TVs, catering kitchen, & media room and doorman. Located new Wash Ave, SLU, and easy highway access. Near Metro Link. Pictures of Model Home. Heat included in rent. This building is primarily owner occupied with only a limited number of rentals.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,076
- − Mortgage interest
- −$3,075
- − Property taxes
- −$824
- − Insurance
- −$274
- − Repairs & maintenance
- −$1,126
- − Management
- −$1,126
- − HOA
- −$6,996
- − Depreciation
- −$1,597
- Taxable loss
- −$943
- Est. tax savings @ 24.0%
- +$226
- After-tax cash flow
- $-203/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- St. Louis City
- NCES district ID
- 2929280
- Math proficiency
- 10% ▼ -6.00%
- Reading proficiency
- 18% ▼ -3.00%
- Median HH income
- $35,685
- Composite
- 11.54/100
- National rank
- #9699
- State rank
- #312 of 324 in MO
Livability — St. Louis
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- St. Louis, MO
- County
- Saint Louis City · 254,015 people
- City population
- 283,259
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 8,778
- Household income
- $40,943
- Rent vs Own
- Severe rent burden
- 960.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 315,737 people
- By 2030
- 313,865 · -0.6%
- By 2040
- 305,439 · -3.3%
- By 2050
- 296,529 · -6.1%
- By 2075
- 271,028 · -14.2%
- By 2100
- 255,359 · -19.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- White 43% Black 40% Asian 8% Two or more races 6% Hispanic / Latino 3%
- Common ancestry
- Romanian 3% Lithuanian 2% Italian 2%
- Foreign-born
- 8% · Canada, China
- Languages at home
- 87% English-only · Other Indo-European 4% Spanish 3% Arabic 1%
Political lean MEDSL · St. Louis
- 2024 margin
- Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
- 2008→2024 swing
- -3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
- All cycles
- 2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.66%
- Current HPI
- 116.4477
- Rent YoY
- ▲ 9.20%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
+6.6% since first listed7 events — show timeline
- 2026-04-23 Price Changed $54,900 MARIS as Distributed by MLS Grid
- 2026-04-03 Listed $60,000 MARIS as Distributed by MLS Grid
- 2026-03-31 Coming Soon $60,000 MARIS as Distributed by MLS Grid
- 2026-03-27 Listed $60,000 MARIS as Distributed by MLS Grid
- 2026-03-24 Coming Soon $60,000 MARIS as Distributed by MLS Grid
- 2014-03-19 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2014-02-22 Listed $51,500 MARIS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…