831 W Huntington Ave · Jonesboro, AR 72401

$154,900

4 bd · 1.0 ba · 1,492 sqft · SingleFamily public records · 30 Days on market

0.25 ac lot Est $133k · 17% over

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.8/30.0
• DSCR +7.0/10.0
• 1% rule +4.4/10.0
• Rent growth +3.4/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks

West End 4 bedroom 2 full bath house, recently remodeled and updated. Beautiful hardwood floors throughout, updated bathrooms, Kitchen with Stainless appliances, Roof new less than 2 years ago, lots of updates.

Key facts

• Stainless appliances
• Updated bathrooms
• Hardwood floors

Tags

• HARDWOOD FLOORS
• UPDATED BATHROOMS
• STAINLESS APPLIANCES
• NEW ROOF

Property features AI

Exterior

• Parking: Detached 1-car garage
• Utilities: Public water; Public sewer
• Home design: Single-family residence; Single-story
• Construction: Wood siding
• Exterior features: Front porch; Level lot

Interior

• Kitchen: Dishwasher; Microwave; Refrigerator
• Flooring: Ceramic tile; Hardwood
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning; Ceiling fans
• Interior features: Dishwasher; Microwave; Refrigerator; Living room fireplace; Ceramic tile and hardwood floors
• Laundry & utility: Dedicated laundry room

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $155k.

Deal economics

• At list price, monthly cash flow is $241 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (6.2% below list).
• Recommended offer: $145k (6.2% below list) — sets the bar for 1% rule.
• Cap rate 8.2% vs local median 4.4% in Jonesboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#145 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
• Jonesboro School District (urban): math 28% / reading 28% proficiency, ranked #169 of 238 in AR (top 71%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Annie Camp Jr. High School (math 22% / reading 34%, grade F, #150 of 201 statewide, top 76%, 784 students, 100% FRL); The Academies At Jonesboro High School (math 16% / reading 27%, grade F, #225 of 292 statewide, top 78%, 1,386 students, 100% FRL) — zoned schools average 100% FRL vs 67% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+3.6%/yr); 295 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 926 units permitted in Craighead County in 2024 (69 in 5+ unit buildings).
• This rent runs 38% of the median local income ($45k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Craighead County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 30 days — a 2% lower offer ($153k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $145,347 (6.2% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.94% ✗
• Cap rate: 8.16%
• Cash-on-cash: 6.66%
• DSCR: 1.30
• GRM: 8.9

CMA / ARV

• ARV (on-the-fly): $132,788
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1020 W Jefferson Ave	0.27mi	3/1.0 (-1)	1,526 (+2%)	1mo	$62,000	$41	78
1000 W Huntington Ave	0.11mi	3/2.0 (-1)	1,353 (-9%)	5mo	$115,000	$85	66
1107 W Washington Ave	0.26mi	3/2.0 (-1)	1,428 (-4%)	8mo	$238,000	$167	65
637 Warner	0.41mi	3/1.0 (-1)	1,344 (-10%)	5mo	$120,000	$89	55
720 W Matthews	0.29mi	3/1.5 (-1)	1,670 (+12%)	5mo	$188,500	$113	55
820 W Oak Ave	0.44mi	3/1.0 (-1)	1,376 (-8%)	10mo	$115,078	$84	53
1110 Wilmar Cir	0.64mi	4/2.0	1,583 (+6%)	4mo	$174,900	$110	52
1004 W Cherry Ave	0.55mi	3/2.0 (-1)	1,469 (-2%)	15mo	$129,900	$88	51
907 Chestnut St	0.50mi	3/1.0 (-1)	1,345 (-10%)	13mo	$82,500	$61	44
512 W Oak Ave	0.53mi	3/1.0 (-1)	1,650 (+11%)	13mo	$182,500	$111	42
810 W Strawn Ave	0.68mi	3/2.0 (-1)	1,578 (+6%)	12mo	$60,000	$38	40
635 Poplar	0.67mi	3/3.0 (-1)	1,606 (+8%)	6mo	$160,000	$100	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.64% rent growth · sell at horizon

5-year hold

• IRR: -5.5%
• Equity multiple: 0.79×
• Total profit: $-8,916
• Equity at exit: $23,096

10-year hold

• IRR: 4.8%
• Equity multiple: 1.36×
• Total profit: $15,563
• Equity at exit: $13,393

Cash invested: $43,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 92 Strongly Landlord-Friendly
• State Arkansas: 92 Strongly Landlord-Friendly · R+14
• County: — inherits STATE
• City: — inherits STATE

Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

Methodology + full state rankings →

ZIP-level market 72401

• Home prices YoY: -34.2%
• Rents YoY: 3.6%
• Active inventory: 295
• Price-to-rent: 8.9×

Monthly cashflow live

• Estimated rent: $1,453 medium
• Mortgage (P&I): −$812
• Tax from tax record: −$31 /mo · $370/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$305
• Net cashflow: $241

Break-even live

Break-even rent $1,149

Max offer price $154,900

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,725
• Closing costs: $4,647
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1751 W Nettleton Ave Jonesboro, AR	2.0–3.0	1.0–1.5	1000	$995	$0.99	43d	1	1.05mi

Listing history 22 events

1. 2026-06-19
   days on market $154,900 Active 30 DOM
2. 2026-06-18
   days on market $154,900 Active 29 DOM
3. 2026-06-17
   days on market $154,900 Active 28 DOM
4. 2026-06-16
   days on market $154,900 Active 27 DOM
5. 2026-06-15
   days on market $154,900 Active 26 DOM
6. 2026-06-14
   days on market $154,900 Active 24 DOM
7. 2026-06-13
   days on market $154,900 Active 23 DOM
8. 2026-06-10
   days on market $154,900 Active 21 DOM
9. 2026-06-09
   days on market $154,900 Active 20 DOM
10. 2026-06-09
    price $154,900 Active 19 DOM
11. 2026-06-08
    days on market $159,000 Active 19 DOM
12. 2026-06-07
    days on market $159,000 Active 18 DOM
13. 2026-06-05
    days on market $159,000 Active 15 DOM
14. 2026-06-02
    days on market $159,000 Active 13 DOM
15. 2026-06-01
    days on market $159,000 Active 12 DOM
16. 2026-05-31
    days on market $159,000 Active 11 DOM
17. 2026-05-30
    days on market $159,000 Active 10 DOM
18. 2026-05-20
    listed $159,000 Active
19. 2023-03-15
    soldstatus $155,350
20. 2009-05-12
    soldstatus $25,000
21. 2006-06-30
    soldstatus $250,000
22. 2003-04-24
    soldstatus $18,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

• Current annual tax: $370 · $31/mo
• Projected year-2 tax: $991 · $83/mo
• Expected delta: +$621/yr (+$52/mo · 167.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,442
• − Mortgage interest: −$8,677
• − Property taxes: −$370
• − Insurance: −$774
• − Repairs & maintenance: −$1,395
• − Management: −$1,395
• − Depreciation: −$4,506
• Taxable income: $324
• Est. tax owed @ 24.0%: −$78
• After-tax cash flow: $2,809/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jonesboro School District
• NCES district ID: 0508280
• Math proficiency: 28% ▼ -9.00%
• Reading proficiency: 28% ▼ -8.00%
• Median HH income: $34,347
• Composite: 23.06/100
• National rank: #7967
• State rank: #169 of 238 in AR

Livability — Jonesboro

• Score: 65/100
• State rank: #145
• US rank: #12692

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jonesboro, AR
• County: Craighead County · 97,185 people
• City population: 91,245
• Metro: Jonesboro, AR
• Population (ZIP): 42,602
• Household income: $45,329
• Rent vs Own: 51.1% rent · 48.9% own
• Severe rent burden: 2606.0

Population outlook (Craighead County) Hauer SSP2

• Today (2025): 122,235 people
• By 2030: 131,338 · +7.4%
• By 2040: 149,862 · +22.6%
• By 2050: 168,034 · +37.5%
• By 2075: 208,094 · +70.2%
• By 2100: 233,251 · +90.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 60% Black 26% Hispanic / Latino 9% Two or more races 7%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Slovak 2% Italian 1% Lithuanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 92% English-only · Spanish 7%

Political lean MEDSL · Craighead

• 2024 margin: Solid R (+37.4) · D 30.1% · R 67.5% · Other 2.4%
• 2008→2024 swing: -12.9pp toward R · 2008: -24.5pp · 2024: -37.4pp
• All cycles: 2024: R+37.4 2020: R+35.4 2016: R+35.2 2012: R+31.1 2008: R+24.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -108.25%
• Current HPI: 208.2079
• Rent YoY: ▲ 3.64%
• Metro: Jonesboro, AR
• State GDP YoY: ▲ 3.80%
• F500 in state: 10

Industry mix (Fortune 500 HQ in AR)

Industry	F500 HQs	Revenue
▸Retail	1	$681B
▸Food / Agriculture	1	$53B
▸Retail / Energy	1	$22B
▸Transportation / Logistics	1	$12B
▸Energy	1	$4B

Price history

+783.3% since first listed

5 events — show timeline

• 2026-05-20 Listed $159,000 NEABOR MLS
• 2023-03-15 Sold (Public Records) $155,350 Public Records
• 2009-05-12 Sold (Public Records) $25,000 Public Records
• 2006-06-30 Sold (Public Records) $250,000 Public Records
• 2003-04-24 Sold (Public Records) $18,000 Public Records

Property tax history

+6.2%/yr

Latest (2025): $370 · +7.7% YoY. Source: county tax records.