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5860 SE 183rd Ter 🌊 Lakefront
B Composite 70.24
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.5/30.0
  • ARV discount +13.2/15.0
  • DSCR +9.6/10.0
  • 1% rule +8.8/10.0
  • Schools +3.6/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$135,000

5860 SE 183rd Ter · Silver Springs Shores East, FL 32179
4 bd · 2.0 ba · 1,622 sqft · Manufactured public records · 187 Days on market
Built 2018 0.25 ac lot $83/sqft · 13% below area Est $155k · 13% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

Key facts

  • Dual sinks
  • Garden soaker tub
  • Large bath

Tags

MOVE IN READYSPLIT FLOOR PLANLARGE BATHGARDEN SOAKER TUBSEPARATE SHOWERDUAL SINKS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $135k.

Deal economics

  • At list price, monthly cash flow is $400 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $135k).
  • Recommended offer: $119k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.8% vs local median 5.2% in Silver Springs Shores East — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 426 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
  • At $1,859/mo this rent would consume 48% of the median local household income ($47k/yr) (locally 303% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $38k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 187 days — a 12% lower offer ($119k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 5y ago; this cycle's ask has dropped $15k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $118,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 187 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
  6. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
  7. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.38%
Cap rate
9.85%
Cash-on-cash
12.69%
DSCR
1.56
GRM
6.1

CMA / ARV

ARV (median comp)
$154,740
List price
$135,000
Delta
-12.76%
Verdict
UNDERPRICED
Comps
2 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
2.5%
Equity multiple
1.10×
Total profit
$3,694
Equity at exit
$20,129
10-year hold
IRR
12.2%
Equity multiple
1.96×
Total profit
$36,452
Equity at exit
$11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32179

Home prices YoY
-18.3%
Active inventory
426
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,859 medium interval (Pro) →
Mortgage (P&I)
$708
Tax from tax record
$305 /mo · $3,657/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$390
Net cashflow
$400

Break-even live

Break-even rent $1,353
Max offer price $135,000
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,750
Closing costs
$4,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
17200 SE 56th St Ocklawaha, FL 3.0 2.0 1275 $1,500 $1.18 21d 1 1.27mi

Listing history 33 events

  1. 2026-06-03
    statusdays on market $135,000 Pending 187 DOM
  2. 2026-06-02
    days on market $135,000 Active 186 DOM
  3. 2026-05-31
    days on market $135,000 Active 184 DOM
  4. 2026-05-30
    days on market $135,000 Active 183 DOM
  5. 2026-05-18
    price $149,000 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  6. 2026-05-18
    price $149,000 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  7. 2026-05-08
    status Active 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  8. 2026-05-05
    status Active 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  9. 2026-04-26
    status Pending 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  10. 2026-04-24
    status Pending 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  11. 2026-04-14
    status Active 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  12. 2026-04-13
    status Active 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  13. 2026-04-03
    status Pending 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  14. 2026-04-03
    status Pending 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  15. 2026-03-09
    status Active 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  16. 2026-03-09
    historical
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  17. 2026-03-09
    listed $150,000 Active
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  18. 2026-03-08
    historical 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  19. 2026-02-11
    price $150,000 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  20. 2026-02-10
    price $150,000 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  21. 2026-02-03
    price $160,000 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  22. 2026-02-02
    price $160,000 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  23. 2026-01-26
    price $165,000 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  24. 2026-01-26
    price $165,000 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  25. 2026-01-12
    listed $175,000 Active 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  26. 2026-01-03
    price $175,000 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  27. 2025-12-02
    price $179,000 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  28. 2025-11-06
    listed $189,900 Active 983-char remark
    Show marketing remark (983 chars)

    Move-In Ready 2018 Scott-Build 4-Bedroom, 2-Bathroom home in Winding Waters! This split floor plan feels like new and is ready for immediate occupancy. The master suite includes a large bath with a garden soaker tub, separate shower, and dual sinks. The open-concept kitchen features a spacious island, generous counter space, and plenty of cabinetry. Situated on a quarter-acre lot at the end of a quiet dead-end road, the property provides extra privacy along with a fully fenced backyard, ideal for pets, play, or outdoor gatherings. Additional features include a covered carport and an accessibility ramp at the front entry for added ease of access. Located just minutes from Lake Bryant, Lake Weir, Ocala National Forest and a short drive to Silver Springs or Ocala’s shopping, dining, and medical centers, this property combines peaceful living with easy access to everyday conveniences and outdoor recreation. Bring all offers—this home is ready for its new owner!

  29. 2021-07-07
    soldstatus $122,000 Closed
  30. 2021-06-14
    status Pending
  31. 2021-05-27
    listed $134,500 Active
  32. 1995-05-11
    soldstatus $45,900
  33. 1985-11-01
    soldstatus $6,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,657 · $305/mo
Projected year-2 tax
$3,657 · $305/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,308
− Mortgage interest
−$7,562
− Property taxes
−$3,657
− Insurance
−$675
− Repairs & maintenance
−$1,785
− Management
−$1,785
− Depreciation
−$3,927
Taxable income
$2,918
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$700
After-tax cash flow
$4,096/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Marion
NCES district ID
1201260
Math proficiency
42% ▼ -7.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$40,015
Composite
35.61/100
National rank
#4890
State rank
#61 of 73 in FL

Livability — Silver Springs Shores East

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Marion County · 315,796 people
Metro
Ocala, FL
Population (ZIP)
9,318
Household income
$46,512
Rent vs Own
17.6% rent · 82.4% own
Severe rent burden
303.0

Population outlook (Marion County) Hauer SSP2

Today (2025)
365,905 people
By 2030
376,768 · +3.0%
By 2040
396,555 · +8.4%
By 2050
412,723 · +12.8%
By 2075
446,090 · +21.9%
By 2100
436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Two or more races 12% Hispanic / Latino 11%
Hispanic origin (detail)
Mexican 5% Puerto Rican 3% Cuban 3%
Common ancestry
Slovak 4% Romanian 2% Lithuanian 2%
Foreign-born
5% · Canada
Languages at home
93% English-only · Spanish 7%

Political lean MEDSL · Marion

2024 margin
Solid R (+31.6) · D 33.8% · R 65.5%
2008→2024 swing
-20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
All cycles
2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -54.21%
Current HPI
242.0408
Rent YoY
Metro
Ocala, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+2192.3% since first listed
29 events — show timeline
  • 2026-05-18 Price Changed $149,000 RACC
  • 2026-05-18 Price Changed $149,000 Stellar MLS as Distributed by MLS Grid
  • 2026-05-08 Relisted RACC
  • 2026-05-05 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-04-26 Pending RACC
  • 2026-04-24 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-04-14 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-04-13 Relisted RACC
  • 2026-04-03 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-04-03 Pending RACC
  • 2026-03-09 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-03-09 Listed $150,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-09 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2026-03-08 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2026-02-11 Price Changed $150,000 RACC
  • 2026-02-10 Price Changed $150,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-03 Price Changed $160,000 RACC
  • 2026-02-02 Price Changed $160,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-26 Price Changed $165,000 RACC
  • 2026-01-26 Price Changed $165,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-12 Listed $175,000 RACC
  • 2026-01-03 Price Changed $175,000 Stellar MLS as Distributed by MLS Grid
  • 2025-12-02 Price Changed $179,000 Stellar MLS as Distributed by MLS Grid
  • 2025-11-06 Listed $189,900 Stellar MLS as Distributed by MLS Grid
  • 2021-07-07 Sold (MLS) $122,000 Stellar MLS as Distributed by MLS Grid
  • 2021-06-14 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-05-27 Listed $134,500 Stellar MLS as Distributed by MLS Grid
  • 1995-05-11 Sold (Public Records) $45,900 Public Records
  • 1985-11-01 Sold (Public Records) $6,500 Public Records

Property tax history

+28.0%/yr

Latest (2025): $3,657 · +63.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…