Duplex
114 Clarion St · Westmont, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 94°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.7/30.0
- DSCR +8.0/10.0
- ARV discount +7.5/15.0
- 1% rule +6.2/10.0
- Livability +4.1/5.0
- Schools +3.9/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$164,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks MLS
GREAT REAL ESTATE INVESTMENT OPPORTUNITY. .. this nicely maintained 2-unit property in Westmont Boro is a perfect addition to your real estate portfolio. The main floor unit includes living room with laminate floor and ornamental fireplace; separate dining room with french doors and laminate floor; and kitchen with ample cabinets, appliances, and laminate floor. In addition, there are 2 bedrooms with HW floor and updated full bath. Laundry area with washer and dryer and storage are located in the basement. This unit is tenant occupied. Tenant is responsible for electric, water, sewer, and garbage. The 2nd floor unit offers living room and dining room with HW floor; kitchen with ceramic tile and appliances; laundry area with washer and dryer; 3 bedrooms: full bath; and 3/4 bath. The 2nd floor unit is currently vacant. Some utilities are separate - one gas meter, two electric meters, and 2 water meters. Covered front porch, rear deck, 2-car garage plus off street parking, lower taxes, and much more. This is a must see property so call today for more details, to receive a tour packet, and to schedule your personal tour!
Key facts
- Separate dining room
- Updated full bath
- 2 unit property
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 2-bed/1.5-bath units multifamily listed at $165k.
Deal economics
- At list price, monthly cash flow is $345 ($4k/yr) — positive. Per door: $172/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $165k).
- Recommended offer: $160k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 82/100 on livability (#144 in PA, #1,167 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F.
- Westmont Hilltop SD (suburban): math 39% / reading 51% proficiency, ranked #252 of 539 in PA (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 92 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 64 units permitted in Cambria County in 2024 (0 in 5+ unit buildings).
- This rent runs 32% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Cambria County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 60 days — a 3% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $126k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 60 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.12% ✓
- Cap rate
- 8.80%
- Cash-on-cash
- 8.96%
- DSCR
- 1.40
- GRM
- 7.5
CMA / ARV
- ARV (median comp)
- $55,217
- List price
- $164,900
- Delta
- 198.64%
- Verdict
- OVERPRICED
- Comps
- 17 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 100 Venango St | 0.08mi | 3/1.0 (-1) | 2,260 (-9%) | 23mo | $45,000 | $20 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -2.7%
- Equity multiple
- 0.90×
- Total profit
- $-4,747
- Equity at exit
- $24,587
- IRR
- 7.0%
- Equity multiple
- 1.52×
- Total profit
- $24,190
- Equity at exit
- $14,258
Cash invested: $46,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15905
- Home prices YoY
- -31.1%
- Active inventory
- 92
- Price-to-rent
- 14.9×
Monthly cashflow live
- Estimated rent
- $1,843 medium interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax from tax record
- −$178 /mo · $2,132/yr
- Insurance
- −$69
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$387
- Net cashflow
- $345
Break-even live
Sensitivity live
| Price | -10% $438 | -5% $392 | +0% $345 | +5% $298 | +10% $252 |
|---|---|---|---|---|---|
| Rent | -10% $199 | -5% $272 | +0% $345 | +5% $418 | +10% $490 |
| Rate | -1.0pp $428 | -0.5pp $387 | base $345 | +0.5pp $302 | +1.0pp $259 |
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 1.5 | $1,844 |
| #1 | 2 | 1.5 | $922 |
| #2 | 2 | 1.5 | $922 |
| Total (2 units) | $1,843 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,225
- Closing costs
- $4,947
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 108 Dell St Johnstown, PA | 3.0 | 2.0 | 2250 | $1,749 | $0.78 | 15d | 1 | 1.49mi |
| 108 Dell St Johnstown, PA | 3.0 | 2.0 | 2250 | $1,749 | $0.78 | 8d | 1 | 1.49mi |
Listing history 33 events
-
2026-06-19days on market $164,900 Active 60 DOM
-
2026-06-18days on market $164,900 Active 59 DOM
-
2026-06-17days on market $164,900 Active 58 DOM
-
2026-06-16days on market $164,900 Active 57 DOM
-
2026-06-15days on market $164,900 Active 56 DOM
-
2026-06-14days on market $164,900 Active 54 DOM
-
2026-06-12days on market $164,900 Active 53 DOM
-
2026-06-09days on market $164,900 Active 50 DOM
-
2026-06-08days on market $164,900 Active 49 DOM
-
2026-06-07days on market $164,900 Active 48 DOM
-
2026-06-05days on market $164,900 Active 45 DOM
-
2026-06-03days on market $164,900 Active 44 DOM
-
2026-06-02days on market $164,900 Active 43 DOM
-
2026-06-01days on market $164,900 Active 42 DOM
-
2026-05-31days on market $164,900 Active 41 DOM
-
2026-05-30days on market $164,900 Active 40 DOM
-
2026-05-11price $164,900 1136-char remark
Show marketing remark (1136 chars)
GREAT REAL ESTATE INVESTMENT OPPORTUNITY. .. this nicely maintained 2-unit property in Westmont Boro is a perfect addition to your real estate portfolio. The main floor unit includes living room with laminate floor and ornamental fireplace; separate dining room with french doors and laminate floor; and kitchen with ample cabinets, appliances, and laminate floor. In addition, there are 2 bedrooms with HW floor and updated full bath. Laundry area with washer and dryer and storage are located in the basement. This unit is tenant occupied. Tenant is responsible for electric, water, sewer, and garbage. The 2nd floor unit offers living room and dining room with HW floor; kitchen with ceramic tile and appliances; laundry area with washer and dryer; 3 bedrooms: full bath; and 3/4 bath. The 2nd floor unit is currently vacant. Some utilities are separate - one gas meter, two electric meters, and 2 water meters. Covered front porch, rear deck, 2-car garage plus off street parking, lower taxes, and much more. This is a must see property so call today for more details, to receive a tour packet, and to schedule your personal tour!
-
2026-04-20$169,900 Active 1136-char remark
Show marketing remark (1136 chars)
GREAT REAL ESTATE INVESTMENT OPPORTUNITY. .. this nicely maintained 2-unit property in Westmont Boro is a perfect addition to your real estate portfolio. The main floor unit includes living room with laminate floor and ornamental fireplace; separate dining room with french doors and laminate floor; and kitchen with ample cabinets, appliances, and laminate floor. In addition, there are 2 bedrooms with HW floor and updated full bath. Laundry area with washer and dryer and storage are located in the basement. This unit is tenant occupied. Tenant is responsible for electric, water, sewer, and garbage. The 2nd floor unit offers living room and dining room with HW floor; kitchen with ceramic tile and appliances; laundry area with washer and dryer; 3 bedrooms: full bath; and 3/4 bath. The 2nd floor unit is currently vacant. Some utilities are separate - one gas meter, two electric meters, and 2 water meters. Covered front porch, rear deck, 2-car garage plus off street parking, lower taxes, and much more. This is a must see property so call today for more details, to receive a tour packet, and to schedule your personal tour!
-
2024-12-31soldstatus $125,500 Closed 2104-char remark
Show marketing remark (2104 chars)
Introducing Your Dream Duplex: A Spacious 5-Bedroom Are you ready to invest in a property that offers comfort, versatility, and endless possibilities? We present to you an exceptional 5-7-bedroom duplex that perfectly blends functionality with modern living. Two Distinct Units: This duplex features a spacious units each with a private entrance, ensuring complete independence and privacy for you and your guests or tenants. Each unit offers a full bathroom and a fully equipped kitchens, making it ideal for large families or rental opportunities. Each kitchen is designed for efficiency and style, perfect for whipping up family meals or entertaining guests. Convenient Laundry Room: Each unit includes a dedicated laundry room, making everyday chores a breeze. Say goodbye to laundromat trips and enjoy the convenience of having everything you need right at home. Enjoy additional space with easy access to the basement, which can be transformed into a recreation area, storage, or even a workshop—let your imagination run wild! The first unit features a spacious private yard perfect for outdoor gatherings, gardening, or simply soaking up the sun. Imagine summer barbecues or a safe play area for kids and pets! Why This Duplex is Perfect for You? Investment Potential: With the ability to rent out one unit while living in the other, this property is a fantastic investment opportunity that can generate significant income. Flexible Living Arrangements: Whether you're looking for a multi-generational home, a space for guests, or a rental property, this duplex offers the flexibility you need. Prime Location: Nestled in a desirable neighborhood, you'll enjoy easy access to local amenities, parks, and schools, making it ideal for families and professionals alike. Don't Miss Out! This duplex is not just a property; it's a lifestyle investment that provides space, comfort, and the potential for financial growth. Schedule a viewing today and discover the endless possibilities that await you in this remarkable home! SELLER MUST FIND SUITEABLE HOUSING
-
2024-12-31soldstatus $125,500 Closed
Show marketing remark (2104 chars)
Introducing Your Dream Duplex: A Spacious 5-Bedroom Are you ready to invest in a property that offers comfort, versatility, and endless possibilities? We present to you an exceptional 5-7-bedroom duplex that perfectly blends functionality with modern living. Two Distinct Units: This duplex features a spacious units each with a private entrance, ensuring complete independence and privacy for you and your guests or tenants. Each unit offers a full bathroom and a fully equipped kitchens, making it ideal for large families or rental opportunities. Each kitchen is designed for efficiency and style, perfect for whipping up family meals or entertaining guests. Convenient Laundry Room: Each unit includes a dedicated laundry room, making everyday chores a breeze. Say goodbye to laundromat trips and enjoy the convenience of having everything you need right at home. Enjoy additional space with easy access to the basement, which can be transformed into a recreation area, storage, or even a workshop—let your imagination run wild! The first unit features a spacious private yard perfect for outdoor gatherings, gardening, or simply soaking up the sun. Imagine summer barbecues or a safe play area for kids and pets! Why This Duplex is Perfect for You? Investment Potential: With the ability to rent out one unit while living in the other, this property is a fantastic investment opportunity that can generate significant income. Flexible Living Arrangements: Whether you're looking for a multi-generational home, a space for guests, or a rental property, this duplex offers the flexibility you need. Prime Location: Nestled in a desirable neighborhood, you'll enjoy easy access to local amenities, parks, and schools, making it ideal for families and professionals alike. Don't Miss Out! This duplex is not just a property; it's a lifestyle investment that provides space, comfort, and the potential for financial growth. Schedule a viewing today and discover the endless possibilities that await you in this remarkable home! SELLER MUST FIND SUITEABLE HOUSING
-
2024-11-15status Pending 2104-char remark
Show marketing remark (2104 chars)
Introducing Your Dream Duplex: A Spacious 5-Bedroom Are you ready to invest in a property that offers comfort, versatility, and endless possibilities? We present to you an exceptional 5-7-bedroom duplex that perfectly blends functionality with modern living. Two Distinct Units: This duplex features a spacious units each with a private entrance, ensuring complete independence and privacy for you and your guests or tenants. Each unit offers a full bathroom and a fully equipped kitchens, making it ideal for large families or rental opportunities. Each kitchen is designed for efficiency and style, perfect for whipping up family meals or entertaining guests. Convenient Laundry Room: Each unit includes a dedicated laundry room, making everyday chores a breeze. Say goodbye to laundromat trips and enjoy the convenience of having everything you need right at home. Enjoy additional space with easy access to the basement, which can be transformed into a recreation area, storage, or even a workshop—let your imagination run wild! The first unit features a spacious private yard perfect for outdoor gatherings, gardening, or simply soaking up the sun. Imagine summer barbecues or a safe play area for kids and pets! Why This Duplex is Perfect for You? Investment Potential: With the ability to rent out one unit while living in the other, this property is a fantastic investment opportunity that can generate significant income. Flexible Living Arrangements: Whether you're looking for a multi-generational home, a space for guests, or a rental property, this duplex offers the flexibility you need. Prime Location: Nestled in a desirable neighborhood, you'll enjoy easy access to local amenities, parks, and schools, making it ideal for families and professionals alike. Don't Miss Out! This duplex is not just a property; it's a lifestyle investment that provides space, comfort, and the potential for financial growth. Schedule a viewing today and discover the endless possibilities that await you in this remarkable home! SELLER MUST FIND SUITEABLE HOUSING
-
2024-11-15status Pending
Show marketing remark (2104 chars)
Introducing Your Dream Duplex: A Spacious 5-Bedroom Are you ready to invest in a property that offers comfort, versatility, and endless possibilities? We present to you an exceptional 5-7-bedroom duplex that perfectly blends functionality with modern living. Two Distinct Units: This duplex features a spacious units each with a private entrance, ensuring complete independence and privacy for you and your guests or tenants. Each unit offers a full bathroom and a fully equipped kitchens, making it ideal for large families or rental opportunities. Each kitchen is designed for efficiency and style, perfect for whipping up family meals or entertaining guests. Convenient Laundry Room: Each unit includes a dedicated laundry room, making everyday chores a breeze. Say goodbye to laundromat trips and enjoy the convenience of having everything you need right at home. Enjoy additional space with easy access to the basement, which can be transformed into a recreation area, storage, or even a workshop—let your imagination run wild! The first unit features a spacious private yard perfect for outdoor gatherings, gardening, or simply soaking up the sun. Imagine summer barbecues or a safe play area for kids and pets! Why This Duplex is Perfect for You? Investment Potential: With the ability to rent out one unit while living in the other, this property is a fantastic investment opportunity that can generate significant income. Flexible Living Arrangements: Whether you're looking for a multi-generational home, a space for guests, or a rental property, this duplex offers the flexibility you need. Prime Location: Nestled in a desirable neighborhood, you'll enjoy easy access to local amenities, parks, and schools, making it ideal for families and professionals alike. Don't Miss Out! This duplex is not just a property; it's a lifestyle investment that provides space, comfort, and the potential for financial growth. Schedule a viewing today and discover the endless possibilities that await you in this remarkable home! SELLER MUST FIND SUITEABLE HOUSING
-
2024-10-28$137,500 Active 2104-char remark
Show marketing remark (2104 chars)
Introducing Your Dream Duplex: A Spacious 5-Bedroom Are you ready to invest in a property that offers comfort, versatility, and endless possibilities? We present to you an exceptional 5-7-bedroom duplex that perfectly blends functionality with modern living. Two Distinct Units: This duplex features a spacious units each with a private entrance, ensuring complete independence and privacy for you and your guests or tenants. Each unit offers a full bathroom and a fully equipped kitchens, making it ideal for large families or rental opportunities. Each kitchen is designed for efficiency and style, perfect for whipping up family meals or entertaining guests. Convenient Laundry Room: Each unit includes a dedicated laundry room, making everyday chores a breeze. Say goodbye to laundromat trips and enjoy the convenience of having everything you need right at home. Enjoy additional space with easy access to the basement, which can be transformed into a recreation area, storage, or even a workshop—let your imagination run wild! The first unit features a spacious private yard perfect for outdoor gatherings, gardening, or simply soaking up the sun. Imagine summer barbecues or a safe play area for kids and pets! Why This Duplex is Perfect for You? Investment Potential: With the ability to rent out one unit while living in the other, this property is a fantastic investment opportunity that can generate significant income. Flexible Living Arrangements: Whether you're looking for a multi-generational home, a space for guests, or a rental property, this duplex offers the flexibility you need. Prime Location: Nestled in a desirable neighborhood, you'll enjoy easy access to local amenities, parks, and schools, making it ideal for families and professionals alike. Don't Miss Out! This duplex is not just a property; it's a lifestyle investment that provides space, comfort, and the potential for financial growth. Schedule a viewing today and discover the endless possibilities that await you in this remarkable home! SELLER MUST FIND SUITEABLE HOUSING
-
2024-10-28$137,500 Active
Show marketing remark (2104 chars)
Introducing Your Dream Duplex: A Spacious 5-Bedroom Are you ready to invest in a property that offers comfort, versatility, and endless possibilities? We present to you an exceptional 5-7-bedroom duplex that perfectly blends functionality with modern living. Two Distinct Units: This duplex features a spacious units each with a private entrance, ensuring complete independence and privacy for you and your guests or tenants. Each unit offers a full bathroom and a fully equipped kitchens, making it ideal for large families or rental opportunities. Each kitchen is designed for efficiency and style, perfect for whipping up family meals or entertaining guests. Convenient Laundry Room: Each unit includes a dedicated laundry room, making everyday chores a breeze. Say goodbye to laundromat trips and enjoy the convenience of having everything you need right at home. Enjoy additional space with easy access to the basement, which can be transformed into a recreation area, storage, or even a workshop—let your imagination run wild! The first unit features a spacious private yard perfect for outdoor gatherings, gardening, or simply soaking up the sun. Imagine summer barbecues or a safe play area for kids and pets! Why This Duplex is Perfect for You? Investment Potential: With the ability to rent out one unit while living in the other, this property is a fantastic investment opportunity that can generate significant income. Flexible Living Arrangements: Whether you're looking for a multi-generational home, a space for guests, or a rental property, this duplex offers the flexibility you need. Prime Location: Nestled in a desirable neighborhood, you'll enjoy easy access to local amenities, parks, and schools, making it ideal for families and professionals alike. Don't Miss Out! This duplex is not just a property; it's a lifestyle investment that provides space, comfort, and the potential for financial growth. Schedule a viewing today and discover the endless possibilities that await you in this remarkable home! SELLER MUST FIND SUITEABLE HOUSING
-
2022-06-02soldstatus $125,000
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2022-05-31soldstatus $125,000
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2022-05-31soldstatus $125,000
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2022-04-25$139,900
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2015-12-31soldstatus $20,000
-
2015-12-28soldstatus $20,000
-
1997-07-21$96,500
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1990-07-01soldstatus $55,000
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1987-05-01soldstatus $46,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,132 · $178/mo
- Projected year-2 tax
- $2,369 · $197/mo
- Expected delta
- +$237/yr (+$20/mo · 11.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 3/10 Moderate 7 d/yr ≥94°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,116
- − Mortgage interest
- −$9,237
- − Property taxes
- −$2,132
- − Insurance
- −$824
- − Repairs & maintenance
- −$1,769
- − Management
- −$1,769
- − Depreciation
- −$4,797
- Taxable income
- $1,587
- Est. tax owed @ 24.0%
- −$381
- After-tax cash flow
- $3,757/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Westmont Hilltop SD
- NCES district ID
- 4226130
- Math proficiency
- 39% ▼ -10.00%
- Reading proficiency
- 51% ▼ -15.00%
- Median HH income
- $59,325
- Composite
- 39.49/100
- National rank
- #3955
- State rank
- #252 of 539 in PA
Livability — Westmont
- Score
- 82/100
- State rank
- #144
- US rank
- #1167
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Westmont, PA
- County
- Cambria County · 30,791 people
- Metro
- Johnstown, PA
- Population (ZIP)
- 19,329
- Household income
- $69,212
- Rent vs Own
- Severe rent burden
- 359.0
Population outlook (Cambria County) Hauer SSP2
- Today (2025)
- 122,754 people
- By 2030
- 115,827 · -5.6%
- By 2040
- 101,309 · -17.5%
- By 2050
- 88,379 · -28.0%
- By 2075
- 65,237 · -46.9%
- By 2100
- 46,909 · -61.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (92%)
- Race & ethnicity
- White 92% Two or more races 3% Hispanic / Latino 2% Black 2%
- Common ancestry
- Romanian 7% Scotch-Irish 1% Italian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 96% English-only · Spanish 1%
Political lean MEDSL · Cambria
- 2024 margin
- Solid R (+39.7) · D 29.8% · R 69.5%
- 2008→2024 swing
- -40.4pp toward R · 2008: 0.7pp · 2024: -39.7pp
- All cycles
- 2024: R+39.7 2020: R+37.3 2016: R+37.8 2012: R+17.8 2008: D+0.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -64.18%
- Current HPI
- 142.5218
- Rent YoY
- —
- Metro
- Johnstown, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
||
Price history
+258.5% since first listed17 events — show timeline
- 2026-05-11 Price Changed $164,900 CSMLS
- 2026-04-20 Listed $169,900 CSMLS
- 2024-12-31 Sold (MLS) $125,500 BRIGHT MLS
- 2024-12-31 Sold (MLS) $125,500 AHARMLS
- 2024-11-15 Pending — AHARMLS
- 2024-11-15 Pending — BRIGHT MLS
- 2024-10-28 Listed $137,500 AHARMLS
- 2024-10-28 Listed $137,500 BRIGHT MLS
- 2022-06-02 Sold (Public Records) $125,000 Public Records
- 2022-05-31 Sold (MLS) $125,000 AHARMLS
- 2022-05-31 Sold (MLS) $125,000 CSMLS
- 2022-04-25 Listed $139,900 AHARMLS
- 2015-12-31 Sold (MLS) $20,000 CSMLS
- 2015-12-28 Sold (Public Records) $20,000 Public Records
- 1997-07-21 Listed $96,500 CSMLS
- 1990-07-01 Sold (Public Records) $55,000 Public Records
- 1987-05-01 Sold (Public Records) $46,000 Public Records
Property tax history
+0.4%/yrLatest (2026): $2,132 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…