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114 Clarion St Duplex
C Composite 59.44
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.7/30.0
  • DSCR +8.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.2/10.0
  • Livability +4.1/5.0
  • Schools +3.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$164,900

114 Clarion St · Westmont, PA 15905
4 bd · 3.0 ba · 2,475 sqft · MultiFamily · 60 Days on market
Built 1910 7,405 sqft lot $67/sqft · 199% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

GREAT REAL ESTATE INVESTMENT OPPORTUNITY. .. this nicely maintained 2-unit property in Westmont Boro is a perfect addition to your real estate portfolio. The main floor unit includes living room with laminate floor and ornamental fireplace; separate dining room with french doors and laminate floor; and kitchen with ample cabinets, appliances, and laminate floor. In addition, there are 2 bedrooms with HW floor and updated full bath. Laundry area with washer and dryer and storage are located in the basement. This unit is tenant occupied. Tenant is responsible for electric, water, sewer, and garbage. The 2nd floor unit offers living room and dining room with HW floor; kitchen with ceramic tile and appliances; laundry area with washer and dryer; 3 bedrooms: full bath; and 3/4 bath. The 2nd floor unit is currently vacant. Some utilities are separate - one gas meter, two electric meters, and 2 water meters. Covered front porch, rear deck, 2-car garage plus off street parking, lower taxes, and much more. This is a must see property so call today for more details, to receive a tour packet, and to schedule your personal tour!

Key facts

  • Separate dining room
  • Updated full bath
  • 2 unit property

Tags

2 UNIT PROPERTYORNAMENTAL FIREPLACESEPARATE DINING ROOMKITCHEN WITH AMPLE CABINETSUPDATED FULL BATHKITCHEN WITH CERAMIC TILE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2 × 2-bed/1.5-bath units multifamily listed at $165k.

Deal economics

  • At list price, monthly cash flow is $345 ($4k/yr) — positive. Per door: $172/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).
  • Recommended offer: $160k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 82/100 on livability (#144 in PA, #1,167 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F.
  • Westmont Hilltop SD (suburban): math 39% / reading 51% proficiency, ranked #252 of 539 in PA (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 92 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 64 units permitted in Cambria County in 2024 (0 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Cambria County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 60 days — a 3% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $126k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $159,953 (3.0% below list)

Questions for the listing agent

  1. It's been on market 60 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.12%
Cap rate
8.80%
Cash-on-cash
8.96%
DSCR
1.40
GRM
7.5

CMA / ARV

ARV (median comp)
$55,217
List price
$164,900
Delta
198.64%
Verdict
OVERPRICED
Comps
17 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
100 Venango St 0.08mi 3/1.0 (-1) 2,260 (-9%) 23mo $45,000 $20 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-2.7%
Equity multiple
0.90×
Total profit
$-4,747
Equity at exit
$24,587
10-year hold
IRR
7.0%
Equity multiple
1.52×
Total profit
$24,190
Equity at exit
$14,258

Cash invested: $46,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15905

Home prices YoY
-31.1%
Active inventory
92
Price-to-rent
14.9×

Monthly cashflow live

Estimated rent
$1,843 medium interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$178 /mo · $2,132/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$387
Net cashflow
$345

Break-even live

Break-even rent $1,406
Max offer price $164,900
Occupancy floor 76%

Sensitivity live

Price -10% $438 -5% $392 +0% $345 +5% $298 +10% $252
Rent -10% $199 -5% $272 +0% $345 +5% $418 +10% $490
Rate -1.0pp $428 -0.5pp $387 base $345 +0.5pp $302 +1.0pp $259

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $1,843

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,225
Closing costs
$4,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
108 Dell St Johnstown, PA 3.0 2.0 2250 $1,749 $0.78 15d 1 1.49mi
108 Dell St Johnstown, PA 3.0 2.0 2250 $1,749 $0.78 8d 1 1.49mi

Listing history 33 events

  1. 2026-06-19
    days on market $164,900 Active 60 DOM
  2. 2026-06-18
    days on market $164,900 Active 59 DOM
  3. 2026-06-17
    days on market $164,900 Active 58 DOM
  4. 2026-06-16
    days on market $164,900 Active 57 DOM
  5. 2026-06-15
    days on market $164,900 Active 56 DOM
  6. 2026-06-14
    days on market $164,900 Active 54 DOM
  7. 2026-06-12
    days on market $164,900 Active 53 DOM
  8. 2026-06-09
    days on market $164,900 Active 50 DOM
  9. 2026-06-08
    days on market $164,900 Active 49 DOM
  10. 2026-06-07
    days on market $164,900 Active 48 DOM
  11. 2026-06-05
    days on market $164,900 Active 45 DOM
  12. 2026-06-03
    days on market $164,900 Active 44 DOM
  13. 2026-06-02
    days on market $164,900 Active 43 DOM
  14. 2026-06-01
    days on market $164,900 Active 42 DOM
  15. 2026-05-31
    days on market $164,900 Active 41 DOM
  16. 2026-05-30
    days on market $164,900 Active 40 DOM
  17. 2026-05-11
    price $164,900 1136-char remark
    Show marketing remark (1136 chars)

    GREAT REAL ESTATE INVESTMENT OPPORTUNITY. .. this nicely maintained 2-unit property in Westmont Boro is a perfect addition to your real estate portfolio. The main floor unit includes living room with laminate floor and ornamental fireplace; separate dining room with french doors and laminate floor; and kitchen with ample cabinets, appliances, and laminate floor. In addition, there are 2 bedrooms with HW floor and updated full bath. Laundry area with washer and dryer and storage are located in the basement. This unit is tenant occupied. Tenant is responsible for electric, water, sewer, and garbage. The 2nd floor unit offers living room and dining room with HW floor; kitchen with ceramic tile and appliances; laundry area with washer and dryer; 3 bedrooms: full bath; and 3/4 bath. The 2nd floor unit is currently vacant. Some utilities are separate - one gas meter, two electric meters, and 2 water meters. Covered front porch, rear deck, 2-car garage plus off street parking, lower taxes, and much more. This is a must see property so call today for more details, to receive a tour packet, and to schedule your personal tour!

  18. 2026-04-20
    listed $169,900 Active 1136-char remark
    Show marketing remark (1136 chars)

    GREAT REAL ESTATE INVESTMENT OPPORTUNITY. .. this nicely maintained 2-unit property in Westmont Boro is a perfect addition to your real estate portfolio. The main floor unit includes living room with laminate floor and ornamental fireplace; separate dining room with french doors and laminate floor; and kitchen with ample cabinets, appliances, and laminate floor. In addition, there are 2 bedrooms with HW floor and updated full bath. Laundry area with washer and dryer and storage are located in the basement. This unit is tenant occupied. Tenant is responsible for electric, water, sewer, and garbage. The 2nd floor unit offers living room and dining room with HW floor; kitchen with ceramic tile and appliances; laundry area with washer and dryer; 3 bedrooms: full bath; and 3/4 bath. The 2nd floor unit is currently vacant. Some utilities are separate - one gas meter, two electric meters, and 2 water meters. Covered front porch, rear deck, 2-car garage plus off street parking, lower taxes, and much more. This is a must see property so call today for more details, to receive a tour packet, and to schedule your personal tour!

  19. 2024-12-31
    soldstatus $125,500 Closed 2104-char remark
    Show marketing remark (2104 chars)

    Introducing Your Dream Duplex: A Spacious 5-Bedroom Are you ready to invest in a property that offers comfort, versatility, and endless possibilities? We present to you an exceptional 5-7-bedroom duplex that perfectly blends functionality with modern living. Two Distinct Units: This duplex features a spacious units each with a private entrance, ensuring complete independence and privacy for you and your guests or tenants. Each unit offers a full bathroom and a fully equipped kitchens, making it ideal for large families or rental opportunities. Each kitchen is designed for efficiency and style, perfect for whipping up family meals or entertaining guests. Convenient Laundry Room: Each unit includes a dedicated laundry room, making everyday chores a breeze. Say goodbye to laundromat trips and enjoy the convenience of having everything you need right at home. Enjoy additional space with easy access to the basement, which can be transformed into a recreation area, storage, or even a workshop—let your imagination run wild! The first unit features a spacious private yard perfect for outdoor gatherings, gardening, or simply soaking up the sun. Imagine summer barbecues or a safe play area for kids and pets! Why This Duplex is Perfect for You? Investment Potential: With the ability to rent out one unit while living in the other, this property is a fantastic investment opportunity that can generate significant income. Flexible Living Arrangements: Whether you're looking for a multi-generational home, a space for guests, or a rental property, this duplex offers the flexibility you need. Prime Location: Nestled in a desirable neighborhood, you'll enjoy easy access to local amenities, parks, and schools, making it ideal for families and professionals alike. Don't Miss Out! This duplex is not just a property; it's a lifestyle investment that provides space, comfort, and the potential for financial growth. Schedule a viewing today and discover the endless possibilities that await you in this remarkable home! SELLER MUST FIND SUITEABLE HOUSING

  20. 2024-12-31
    soldstatus $125,500 Closed
    Show marketing remark (2104 chars)

    Introducing Your Dream Duplex: A Spacious 5-Bedroom Are you ready to invest in a property that offers comfort, versatility, and endless possibilities? We present to you an exceptional 5-7-bedroom duplex that perfectly blends functionality with modern living. Two Distinct Units: This duplex features a spacious units each with a private entrance, ensuring complete independence and privacy for you and your guests or tenants. Each unit offers a full bathroom and a fully equipped kitchens, making it ideal for large families or rental opportunities. Each kitchen is designed for efficiency and style, perfect for whipping up family meals or entertaining guests. Convenient Laundry Room: Each unit includes a dedicated laundry room, making everyday chores a breeze. Say goodbye to laundromat trips and enjoy the convenience of having everything you need right at home. Enjoy additional space with easy access to the basement, which can be transformed into a recreation area, storage, or even a workshop—let your imagination run wild! The first unit features a spacious private yard perfect for outdoor gatherings, gardening, or simply soaking up the sun. Imagine summer barbecues or a safe play area for kids and pets! Why This Duplex is Perfect for You? Investment Potential: With the ability to rent out one unit while living in the other, this property is a fantastic investment opportunity that can generate significant income. Flexible Living Arrangements: Whether you're looking for a multi-generational home, a space for guests, or a rental property, this duplex offers the flexibility you need. Prime Location: Nestled in a desirable neighborhood, you'll enjoy easy access to local amenities, parks, and schools, making it ideal for families and professionals alike. Don't Miss Out! This duplex is not just a property; it's a lifestyle investment that provides space, comfort, and the potential for financial growth. Schedule a viewing today and discover the endless possibilities that await you in this remarkable home! SELLER MUST FIND SUITEABLE HOUSING

  21. 2024-11-15
    status Pending 2104-char remark
    Show marketing remark (2104 chars)

    Introducing Your Dream Duplex: A Spacious 5-Bedroom Are you ready to invest in a property that offers comfort, versatility, and endless possibilities? We present to you an exceptional 5-7-bedroom duplex that perfectly blends functionality with modern living. Two Distinct Units: This duplex features a spacious units each with a private entrance, ensuring complete independence and privacy for you and your guests or tenants. Each unit offers a full bathroom and a fully equipped kitchens, making it ideal for large families or rental opportunities. Each kitchen is designed for efficiency and style, perfect for whipping up family meals or entertaining guests. Convenient Laundry Room: Each unit includes a dedicated laundry room, making everyday chores a breeze. Say goodbye to laundromat trips and enjoy the convenience of having everything you need right at home. Enjoy additional space with easy access to the basement, which can be transformed into a recreation area, storage, or even a workshop—let your imagination run wild! The first unit features a spacious private yard perfect for outdoor gatherings, gardening, or simply soaking up the sun. Imagine summer barbecues or a safe play area for kids and pets! Why This Duplex is Perfect for You? Investment Potential: With the ability to rent out one unit while living in the other, this property is a fantastic investment opportunity that can generate significant income. Flexible Living Arrangements: Whether you're looking for a multi-generational home, a space for guests, or a rental property, this duplex offers the flexibility you need. Prime Location: Nestled in a desirable neighborhood, you'll enjoy easy access to local amenities, parks, and schools, making it ideal for families and professionals alike. Don't Miss Out! This duplex is not just a property; it's a lifestyle investment that provides space, comfort, and the potential for financial growth. Schedule a viewing today and discover the endless possibilities that await you in this remarkable home! SELLER MUST FIND SUITEABLE HOUSING

  22. 2024-11-15
    status Pending
    Show marketing remark (2104 chars)

    Introducing Your Dream Duplex: A Spacious 5-Bedroom Are you ready to invest in a property that offers comfort, versatility, and endless possibilities? We present to you an exceptional 5-7-bedroom duplex that perfectly blends functionality with modern living. Two Distinct Units: This duplex features a spacious units each with a private entrance, ensuring complete independence and privacy for you and your guests or tenants. Each unit offers a full bathroom and a fully equipped kitchens, making it ideal for large families or rental opportunities. Each kitchen is designed for efficiency and style, perfect for whipping up family meals or entertaining guests. Convenient Laundry Room: Each unit includes a dedicated laundry room, making everyday chores a breeze. Say goodbye to laundromat trips and enjoy the convenience of having everything you need right at home. Enjoy additional space with easy access to the basement, which can be transformed into a recreation area, storage, or even a workshop—let your imagination run wild! The first unit features a spacious private yard perfect for outdoor gatherings, gardening, or simply soaking up the sun. Imagine summer barbecues or a safe play area for kids and pets! Why This Duplex is Perfect for You? Investment Potential: With the ability to rent out one unit while living in the other, this property is a fantastic investment opportunity that can generate significant income. Flexible Living Arrangements: Whether you're looking for a multi-generational home, a space for guests, or a rental property, this duplex offers the flexibility you need. Prime Location: Nestled in a desirable neighborhood, you'll enjoy easy access to local amenities, parks, and schools, making it ideal for families and professionals alike. Don't Miss Out! This duplex is not just a property; it's a lifestyle investment that provides space, comfort, and the potential for financial growth. Schedule a viewing today and discover the endless possibilities that await you in this remarkable home! SELLER MUST FIND SUITEABLE HOUSING

  23. 2024-10-28
    listed $137,500 Active 2104-char remark
    Show marketing remark (2104 chars)

    Introducing Your Dream Duplex: A Spacious 5-Bedroom Are you ready to invest in a property that offers comfort, versatility, and endless possibilities? We present to you an exceptional 5-7-bedroom duplex that perfectly blends functionality with modern living. Two Distinct Units: This duplex features a spacious units each with a private entrance, ensuring complete independence and privacy for you and your guests or tenants. Each unit offers a full bathroom and a fully equipped kitchens, making it ideal for large families or rental opportunities. Each kitchen is designed for efficiency and style, perfect for whipping up family meals or entertaining guests. Convenient Laundry Room: Each unit includes a dedicated laundry room, making everyday chores a breeze. Say goodbye to laundromat trips and enjoy the convenience of having everything you need right at home. Enjoy additional space with easy access to the basement, which can be transformed into a recreation area, storage, or even a workshop—let your imagination run wild! The first unit features a spacious private yard perfect for outdoor gatherings, gardening, or simply soaking up the sun. Imagine summer barbecues or a safe play area for kids and pets! Why This Duplex is Perfect for You? Investment Potential: With the ability to rent out one unit while living in the other, this property is a fantastic investment opportunity that can generate significant income. Flexible Living Arrangements: Whether you're looking for a multi-generational home, a space for guests, or a rental property, this duplex offers the flexibility you need. Prime Location: Nestled in a desirable neighborhood, you'll enjoy easy access to local amenities, parks, and schools, making it ideal for families and professionals alike. Don't Miss Out! This duplex is not just a property; it's a lifestyle investment that provides space, comfort, and the potential for financial growth. Schedule a viewing today and discover the endless possibilities that await you in this remarkable home! SELLER MUST FIND SUITEABLE HOUSING

  24. 2024-10-28
    listed $137,500 Active
    Show marketing remark (2104 chars)

    Introducing Your Dream Duplex: A Spacious 5-Bedroom Are you ready to invest in a property that offers comfort, versatility, and endless possibilities? We present to you an exceptional 5-7-bedroom duplex that perfectly blends functionality with modern living. Two Distinct Units: This duplex features a spacious units each with a private entrance, ensuring complete independence and privacy for you and your guests or tenants. Each unit offers a full bathroom and a fully equipped kitchens, making it ideal for large families or rental opportunities. Each kitchen is designed for efficiency and style, perfect for whipping up family meals or entertaining guests. Convenient Laundry Room: Each unit includes a dedicated laundry room, making everyday chores a breeze. Say goodbye to laundromat trips and enjoy the convenience of having everything you need right at home. Enjoy additional space with easy access to the basement, which can be transformed into a recreation area, storage, or even a workshop—let your imagination run wild! The first unit features a spacious private yard perfect for outdoor gatherings, gardening, or simply soaking up the sun. Imagine summer barbecues or a safe play area for kids and pets! Why This Duplex is Perfect for You? Investment Potential: With the ability to rent out one unit while living in the other, this property is a fantastic investment opportunity that can generate significant income. Flexible Living Arrangements: Whether you're looking for a multi-generational home, a space for guests, or a rental property, this duplex offers the flexibility you need. Prime Location: Nestled in a desirable neighborhood, you'll enjoy easy access to local amenities, parks, and schools, making it ideal for families and professionals alike. Don't Miss Out! This duplex is not just a property; it's a lifestyle investment that provides space, comfort, and the potential for financial growth. Schedule a viewing today and discover the endless possibilities that await you in this remarkable home! SELLER MUST FIND SUITEABLE HOUSING

  25. 2022-06-02
    soldstatus $125,000
  26. 2022-05-31
    soldstatus $125,000
  27. 2022-05-31
    soldstatus $125,000
  28. 2022-04-25
    listed $139,900
  29. 2015-12-31
    soldstatus $20,000
  30. 2015-12-28
    soldstatus $20,000
  31. 1997-07-21
    listed $96,500
  32. 1990-07-01
    soldstatus $55,000
  33. 1987-05-01
    soldstatus $46,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,132 · $178/mo
Projected year-2 tax
$2,369 · $197/mo
Expected delta
+$237/yr (+$20/mo · 11.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥94°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,116
− Mortgage interest
−$9,237
− Property taxes
−$2,132
− Insurance
−$824
− Repairs & maintenance
−$1,769
− Management
−$1,769
− Depreciation
−$4,797
Taxable income
$1,587
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$381
After-tax cash flow
$3,757/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Westmont Hilltop SD
NCES district ID
4226130
Math proficiency
39% ▼ -10.00%
Reading proficiency
51% ▼ -15.00%
Median HH income
$59,325
Composite
39.49/100
National rank
#3955
State rank
#252 of 539 in PA

Livability — Westmont

Score
82/100
State rank
#144
US rank
#1167

Category grades

Amenities F Commute C+ Cost of living A+ Crime A Employment A Housing A+ Health & safety A- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Westmont, PA
County
Cambria County · 30,791 people
Metro
Johnstown, PA
Population (ZIP)
19,329
Household income
$69,212
Rent vs Own
21.4% rent · 78.6% own
Severe rent burden
359.0

Population outlook (Cambria County) Hauer SSP2

Today (2025)
122,754 people
By 2030
115,827 · -5.6%
By 2040
101,309 · -17.5%
By 2050
88,379 · -28.0%
By 2075
65,237 · -46.9%
By 2100
46,909 · -61.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 3% Hispanic / Latino 2% Black 2%
Common ancestry
Romanian 7% Scotch-Irish 1% Italian 1%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 1%

Political lean MEDSL · Cambria

2024 margin
Solid R (+39.7) · D 29.8% · R 69.5%
2008→2024 swing
-40.4pp toward R · 2008: 0.7pp · 2024: -39.7pp
All cycles
2024: R+39.7 2020: R+37.3 2016: R+37.8 2012: R+17.8 2008: D+0.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -64.18%
Current HPI
142.5218
Rent YoY
Metro
Johnstown, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+258.5% since first listed
17 events — show timeline
  • 2026-05-11 Price Changed $164,900 CSMLS
  • 2026-04-20 Listed $169,900 CSMLS
  • 2024-12-31 Sold (MLS) $125,500 BRIGHT MLS
  • 2024-12-31 Sold (MLS) $125,500 AHARMLS
  • 2024-11-15 Pending AHARMLS
  • 2024-11-15 Pending BRIGHT MLS
  • 2024-10-28 Listed $137,500 AHARMLS
  • 2024-10-28 Listed $137,500 BRIGHT MLS
  • 2022-06-02 Sold (Public Records) $125,000 Public Records
  • 2022-05-31 Sold (MLS) $125,000 AHARMLS
  • 2022-05-31 Sold (MLS) $125,000 CSMLS
  • 2022-04-25 Listed $139,900 AHARMLS
  • 2015-12-31 Sold (MLS) $20,000 CSMLS
  • 2015-12-28 Sold (Public Records) $20,000 Public Records
  • 1997-07-21 Listed $96,500 CSMLS
  • 1990-07-01 Sold (Public Records) $55,000 Public Records
  • 1987-05-01 Sold (Public Records) $46,000 Public Records

Property tax history

+0.4%/yr

Latest (2026): $2,132 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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