Bellvue Plan · Sulphur, LA 70665

$221,500

3 bd · 2.0 ba · 1,447 sqft · SingleFamily · 1103 Days on market

Excellent condition

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.4/30.0
• ARV discount +7.5/15.0
• DSCR +5.1/10.0
• Condition / age +5.0/5.0
• 1% rule +4.5/10.0
• Schools +3.9/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to the Bellvue! A new home floorplan featured in our Mimosa Park community in Sulphur, Louisiana. Inside this appealing 3 bedroom, 2 bathroom home, with 2 car garage, you will be met with 1,447 square feet of comfortable living. The living area is an open concept, where your kitchen, living, and dining areas blend seamlessly into a space perfect for everyday living and entertaining. The kitchen features shaker style cabinets, granite countertops and island, and stainless-steel gas range, micro hood, and dishwasher. You'll never be too far from the action with the living and dining area right there. The primary bedroom has its own attached ensuite bathroom that showcases a walk-in closet with all the space you need to get ready and privacy with a separate door for the toilet. Across from the home you will find the other 2 bedrooms purposely designed with walk-in closets in each. Whether these rooms become bedrooms, office, or other bonus areas, there is sure to be comfort. The charming exteriors elevations of every Bellvue plan include versatile brick exteriors, covered back patios, fully sodded yards, and low maintenance landscape package. Integrated into all of our Bellvue plans, so you never feel far from home, is our Smart Home Technology Package. Find security and control from your fingertips through your smartphone.

Key facts

• 2 garage spots
• Listed 1102 days

🏗️ New construction. The $221,500 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $233,848.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $222k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $131 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $221k (0.2% below list).
• Recommended offer: $195k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 71/100 on livability (#48 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D-, amenities F, commute F.
• Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: W. T. Henning Elementary School (math 27% / reading 37%, grade F, #307 of 646 statewide, top 49%, 397 students, 56% FRL); W. W. Lewis Middle School (math 33% / reading 48%, grade F, #62 of 218 statewide, top 29%, 777 students, 49% FRL); Sulphur High School (math 36% / reading 53%, grade F, #58 of 265 statewide, top 23%, 2,043 students, 47% FRL) — zoned schools at 51% FRL track the district average.
• Market conditions: 312 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
• This rent runs 30% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 1103 days — a 12% lower offer ($195k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $194,920 (12.0% below list)

Questions for the listing agent

1. It's been on market 1103 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 6.97%
• Cash-on-cash: 2.40%
• DSCR: 1.11
• GRM: 8.8

CMA / ARV

• ARV (median comp): $233,848
• List price: $221,500
• Delta: -5.28%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
303 Oak Hampton Dr	0.16mi	3/2.0	1,508 (+4%)	4mo	$210,000	$139	82
300 Oak Hampton Dr	0.14mi	3/2.0	1,508 (+4%)	19mo	$199,900	$133	70
305 Paisley Pkwy	0.15mi	3/2.0	1,618 (+12%)	9mo	$217,000	$134	66
337 Madison Xing	0.51mi	3/2.0	1,452 (+0%)	12mo	$208,000	$143	66
277 Paisley Pkwy	0.21mi	3/2.0	1,616 (+12%)	6mo	$214,000	$132	65
148 Orchard Ln	0.38mi	3/2.0	1,514 (+5%)	11mo	$207,000	$137	65
235 Aston Ln	0.20mi	3/2.0	1,563 (+8%)	14mo	$214,000	$137	65
224 Pipers Ln	0.20mi	3/2.0	1,641 (+13%)	17mo	$233,900	$143	55
141 Abella Way	0.39mi	3/2.0	1,570 (+8%)	19mo	$220,000	$140	52
324 Long Hill Dr	0.49mi	3/2.0	1,545 (+7%)	18mo	$208,000	$135	51
109 Briar Ct	0.64mi	3/2.0	1,642 (+14%)	12mo	$212,500	$129	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -12.5%
• Equity multiple: 0.55×
• Total profit: $-29,516
• Equity at exit: $34,867

10-year hold

• IRR: -3.4%
• Equity multiple: 0.77×
• Total profit: $-14,822
• Equity at exit: $20,219

Cash invested: $65,477 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 30 active · 32 under contract
• Months of supply: 180.0 mo (1%/mo absorbed)
• Median asking: $237,750 ($158/sqft)
• Median days on market: 249 d
• This list price: 20% of active listings are priced below it
• ARV vs active asking: +2.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 70665

• Active inventory: 312
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $2,211 medium
• Mortgage (P&I): −$1,226
• Tax est. 1.5%: −$292 /mo · $3,508/yr
• Insurance: −$97
• HOA: −$0
• Vacancy / Maint / Mgmt: −$464
• Net cashflow: $131

Break-even live

Break-even rent $2,046

Max offer price $233,848

Occupancy floor 89%

Sensitivity live

Price	-10% $293	-5% $212	+0% $131	+5% $50	+10% $-31
Rent	-10% $-44	-5% $44	+0% $131	+5% $218	+10% $306
Rate	-1.0pp $249	-0.5pp $190	base $131	+0.5pp $70	+1.0pp $9

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $58,462
• Closing costs: $7,015
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
317 Langley Dr Sulphur, LA	4.0	2.0	1852	$2,600	$1.40	51d	1	0.04mi
340 Pipers Ln Sulphur, LA	3.0	2.0	1508	$1,750	$1.16	36d	1	0.16mi
1000 E Carlyss Blvd Sulphur, LA	1.0–3.0	1.0–2.0	966	$3,341	$3.46	0d	13	0.26mi
225 Long Hill Dr Sulphur, LA	3.0	2.0	1545	$2,000	$1.29	19d	1	0.51mi
1141 Mosswood Dr Sulphur, LA	2.0–3.0	2.0–3.5	1332	$2,395	$1.80	10d	1	0.89mi

Listing history 50 events

1. 2026-11-08
   days on market $221,500 Active 1103 DOM
2. 2026-11-07
   days on market $221,500 Active 1102 DOM
3. 2026-11-06
   days on market $221,500 Active 1101 DOM
4. 2026-11-05
   days on market $221,500 Active 1100 DOM
5. 2026-11-04
   days on market $221,500 Active 1099 DOM
6. 2026-11-02
   days on market $221,500 Active 1097 DOM
7. 2026-11-01
   days on market $221,500 Active 1096 DOM
8. 2026-10-31
   days on market $221,500 Active 1095 DOM
9. 2026-10-30
   days on market $221,500 Active 1094 DOM
10. 2026-10-29
    days on market $221,500 Active 1093 DOM
11. 2026-10-28
    days on market $221,500 Active 1092 DOM
12. 2026-10-27
    days on market $221,500 Active 1091 DOM
13. 2026-10-26
    days on market $221,500 Active 1090 DOM
14. 2026-10-25
    days on market $221,500 Active 1089 DOM
15. 2026-10-24
    days on market $221,500 Active 1088 DOM
16. 2026-10-23
    days on market $221,500 Active 1087 DOM
17. 2026-10-22
    days on market $221,500 Active 1086 DOM
18. 2026-10-21
    days on market $221,500 Active 1085 DOM
19. 2026-10-20
    days on market $221,500 Active 1084 DOM
20. 2026-10-19
    days on market $221,500 Active 1083 DOM
21. 2026-10-18
    days on market $221,500 Active 1082 DOM
22. 2026-10-17
    days on market $221,500 Active 1081 DOM
23. 2026-10-16
    days on market $221,500 Active 1080 DOM
24. 2026-10-15
    days on market $221,500 Active 1079 DOM
25. 2026-10-14
    days on market $221,500 Active 1078 DOM
26. 2026-10-13
    days on market $221,500 Active 1077 DOM
27. 2026-10-12
    days on market $221,500 Active 1076 DOM
28. 2026-10-11
    days on market $221,500 Active 1075 DOM
29. 2026-10-10
    days on market $221,500 Active 1074 DOM
30. 2026-10-09
    days on market $221,500 Active 1073 DOM
31. 2026-10-08
    days on market $221,500 Active 1072 DOM
32. 2026-10-07
    days on market $221,500 Active 1071 DOM
33. 2026-10-07
    price $221,500 Active 1070 DOM
34. 2026-10-06
    days on market $219,500 Active 1070 DOM
35. 2026-10-05
    days on market $219,500 Active 1069 DOM
36. 2026-10-04
    days on market $219,500 Active 1068 DOM
37. 2026-10-04
    days on market $219,500 Active 1067 DOM
38. 2026-10-02
    days on market $219,500 Active 1066 DOM
39. 2026-10-01
    days on market $219,500 Active 1065 DOM
40. 2026-09-30
    days on market $219,500 Active 1064 DOM
41. 2026-09-29
    days on market $219,500 Active 1063 DOM
42. 2026-09-28
    days on market $219,500 Active 1062 DOM
43. 2026-09-27
    days on market $219,500 Active 1061 DOM
44. 2026-09-26
    days on market $219,500 Active 1060 DOM
45. 2026-09-25
    days on market $219,500 Active 1059 DOM
46. 2026-09-24
    days on market $219,500 Active 1058 DOM
47. 2026-09-24
    days on market $219,500 Active 1057 DOM
48. 2026-09-22
    days on market $219,500 Active 1056 DOM
49. 2026-09-20
    days on market $219,500 Active 1054 DOM
50. 2026-09-19
    days on market $219,500 Active 1053 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 23% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,538
• − Mortgage interest: −$13,099
• − Property taxes: −$3,508
• − Insurance: −$1,169
• − Repairs & maintenance: −$2,123
• − Management: −$2,123
• − Depreciation: −$6,803
• Taxable loss: −$2,287
• Est. tax savings @ 24.0%: +$549
• After-tax cash flow: $2,121/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 100/100 None rehab

This Bellvue Plan home in Sulphur, Louisiana, is in excellent condition with no visible repairs needed. Fresh paint and landscaping updates would further enhance its appeal.

Value-add opportunities

• Resale Paint freshening — Fresh paint enhances curb appeal and interior aesthetics ↑
• Rental Landscaping enhancement — Well-maintained landscaping attracts renters ↑
• Both Kitchen backsplash — Backsplash adds visual interest and can be easily updated ↑

F Composite school gradezoned avg 39/100

Zoned Schools

Elementary W. T. Henning Elementary School F LA #307/646 Nat'l #24,950/41,679 Middle W. W. Lewis Middle School F LA #62/218 Nat'l #5,872/14,009 High Sulphur High School F LA #58/265 Nat'l #6,890/17,239

Schools (NCES district)

• District: Calcasieu Parish
• NCES district ID: 2200330
• Math proficiency: 30% ▼ -39.00%
• Reading proficiency: 44% ▼ -33.00%
• Median HH income: $44,700
• Composite: 31.45/100
• National rank: #5979
• State rank: #29 of 98 in LA

B Composite livability gradescore 71/100

Livability — Sulphur

• Score: 71/100
• State rank: #48
• US rank: #7164

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Sulphur, LA
• County: Calcasieu · 212,179 people
• City population: 27,799
• Metro: Lake Charles, LA
• Population (ZIP): 12,891
• Household income: $88,328
• Rent vs Own: 19.2% rent · 80.8% own
• Severe rent burden: 37% of renters

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Population outlook (Calcasieu County) Hauer SSP2

• Today (2025): 212,179 people
• By 2030: 218,199 · +2.8%
• By 2040: 228,486 · +7.7%
• By 2050: 236,208 · +11.3%
• By 2075: 251,696 · +18.6%
• By 2100: 247,848 · +16.8%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Hispanic / Latino 6% Two or more races 4% Black 3%
• Hispanic origin (detail): Mexican 4%
• Languages at home: 92% English-only · Spanish 6% French/Haitian/Cajun 1% Other Indo-European 1%

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Political lean MEDSL · Calcasieu

• 2024 margin: Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
• 2008→2024 swing: -15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
• All cycles: 2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -91.65%
• Current HPI: 99.2379
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

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Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

1 event — show timeline

• 2023-11-01 Listed $219,500 Zillow