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Bellvue Plan 🏗️ New Construction
C Composite 56.86
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.8/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.0/10.0
  • 1% rule +5.7/10.0
  • Condition / age +5.0/5.0
  • Schools +3.9/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$219,500

Bellvue Plan · Sulphur, LA 70665
3 bd · 2.0 ba · 1,447 sqft · SingleFamily · 1058 Days on market
Excellent condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to the Bellvue! A new home floorplan featured in our Mimosa Park community in Sulphur, Louisiana. Inside this appealing 3 bedroom, 2 bathroom home, with 2 car garage, you will be met with 1,447 square feet of comfortable living. The living area is an open concept, where your kitchen, living, and dining areas blend seamlessly into a space perfect for everyday living and entertaining. The kitchen features shaker style cabinets, granite countertops and island, and stainless-steel gas range, micro hood, and dishwasher. You'll never be too far from the action with the living and dining area right there. The primary bedroom has its own attached ensuite bathroom that showcases a walk-in closet with all the space you need to get ready and privacy with a separate door for the toilet. Across from the home you will find the other 2 bedrooms purposely designed with walk-in closets in each. Whether these rooms become bedrooms, office, or other bonus areas, there is sure to be comfort. The charming exteriors elevations of every Bellvue plan include versatile brick exteriors, covered back patios, fully sodded yards, and low maintenance landscape package. Integrated into all of our Bellvue plans, so you never feel far from home, is our Smart Home Technology Package. Find security and control from your fingertips through your smartphone.

Key facts

  • 2 garage spots
  • Listed 1057 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $219,500 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $233,960.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $220k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $362 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $220k).
  • Recommended offer: $193k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 71/100 on livability (#48 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D-, amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: W. T. Henning Elementary School (math 27% / reading 37%, grade F, #307 of 646 statewide, top 49%, 397 students, 56% FRL); W. W. Lewis Middle School (math 33% / reading 48%, grade F, #62 of 218 statewide, top 29%, 777 students, 49% FRL); Sulphur High School (math 36% / reading 53%, grade F, #58 of 265 statewide, top 23%, 2,043 students, 47% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: 290 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 1058 days — a 12% lower offer ($193k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $193,160 (12.0% below list)

Questions for the listing agent

  1. It's been on market 1058 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
8.15%
Cash-on-cash
6.63%
DSCR
1.30
GRM
7.8

CMA / ARV

ARV (median comp)
$233,960
List price
$219,500
Delta
-6.18%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
303 Oak Hampton Dr 0.16mi 3/2.0 1,508 (+4%) 3mo $210,000 $139 83
300 Oak Hampton Dr 0.14mi 3/2.0 1,508 (+4%) 18mo $199,900 $133 71
305 Paisley Pkwy 0.15mi 3/2.0 1,618 (+12%) 7mo $217,000 $134 67
337 Madison Xing 0.51mi 3/2.0 1,452 (+0%) 11mo $208,000 $143 67
277 Paisley Pkwy 0.21mi 3/2.0 1,616 (+12%) 5mo $214,000 $132 67
148 Orchard Ln 0.38mi 3/2.0 1,514 (+5%) 10mo $207,000 $137 66
235 Aston Ln 0.20mi 3/2.0 1,563 (+8%) 13mo $214,000 $137 66
224 Pipers Ln 0.20mi 3/2.0 1,641 (+13%) 15mo $233,900 $143 56
141 Abella Way 0.39mi 3/2.0 1,570 (+8%) 17mo $220,000 $140 53
324 Long Hill Dr 0.49mi 3/2.0 1,545 (+7%) 16mo $208,000 $135 52
109 Briar Ct 0.64mi 3/2.0 1,642 (+14%) 10mo $212,500 $129 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.1%
Equity multiple
0.77×
Total profit
$-14,819
Equity at exit
$34,884
10-year hold
IRR
3.6%
Equity multiple
1.26×
Total profit
$16,936
Equity at exit
$20,229

Cash invested: $65,509 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
33 active · 28 under contract
Months of supply
99.0 mo (1%/mo absorbed)
Median asking
$234,900 ($157/sqft)
Median days on market
204 d
This list price
15% of active listings are priced below it
ARV vs active asking
+3.0% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 70665

Active inventory
290
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$2,505 medium interval (Pro) →
Mortgage (P&I)
$1,227
Tax est. 1.5%
$292 /mo · $3,509/yr
Insurance
$97
HOA
$0
Vacancy / Maint / Mgmt
$526
Net cashflow
$362

Break-even live

Break-even rent $2,047
Max offer price $233,960
Occupancy floor 81%

Sensitivity live

Price -10% $524 -5% $443 +0% $362 +5% $281 +10% $200
Rent -10% $164 -5% $263 +0% $362 +5% $461 +10% $560
Rate -1.0pp $480 -0.5pp $421 base $362 +0.5pp $301 +1.0pp $240

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,490
Closing costs
$7,019
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
317 Langley Dr Sulphur, LA 4.0 2.0 1852 $2,600 $1.40 6d 1 0.04mi
1000 E Carlyss Blvd Sulphur, LA 1.0–2.0 1.0–2.0 906 $2,242 $2.47 0d 7 0.26mi
1141 Mosswood Dr Sulphur, LA 2.0–3.0 2.0–3.5 1332 $2,395 $1.80 6d 1 0.89mi

Listing history 50 events

  1. 2026-09-24
    days on market $219,500 Active 1058 DOM
  2. 2026-09-24
    days on market $219,500 Active 1057 DOM
  3. 2026-09-22
    days on market $219,500 Active 1056 DOM
  4. 2026-09-20
    days on market $219,500 Active 1054 DOM
  5. 2026-09-19
    days on market $219,500 Active 1053 DOM
  6. 2026-09-18
    days on market $219,500 Active 1052 DOM
  7. 2026-09-17
    days on market $219,500 Active 1051 DOM
  8. 2026-09-16
    days on market $219,500 Active 1050 DOM
  9. 2026-09-15
    days on market $219,500 Active 1049 DOM
  10. 2026-09-14
    days on market $219,500 Active 1048 DOM
  11. 2026-09-13
    days on market $219,500 Active 1047 DOM
  12. 2026-09-12
    days on market $219,500 Active 1046 DOM
  13. 2026-09-11
    days on market $219,500 Active 1045 DOM
  14. 2026-09-05
    days on market $219,500 Active 1039 DOM
  15. 2026-09-04
    days on market $219,500 Active 1038 DOM
  16. 2026-09-03
    days on market $219,500 Active 1037 DOM
  17. 2026-08-31
    days on market $219,500 Active 1034 DOM
  18. 2026-08-30
    days on market $219,500 Active 1033 DOM
  19. 2026-08-29
    days on market $219,500 Active 1032 DOM
  20. 2026-08-28
    days on market $219,500 Active 1031 DOM
  21. 2026-08-27
    days on market $219,500 Active 1030 DOM
  22. 2026-08-26
    days on market $219,500 Active 1029 DOM
  23. 2026-08-25
    days on market $219,500 Active 1028 DOM
  24. 2026-08-24
    days on market $219,500 Active 1027 DOM
  25. 2026-08-23
    days on market $219,500 Active 1026 DOM
  26. 2026-08-22
    days on market $219,500 Active 1025 DOM
  27. 2026-08-21
    days on market $219,500 Active 1024 DOM
  28. 2026-08-20
    days on market $219,500 Active 1023 DOM
  29. 2026-08-19
    days on market $219,500 Active 1022 DOM
  30. 2026-08-18
    days on market $219,500 Active 1021 DOM
  31. 2026-08-17
    days on market $219,500 Active 1020 DOM
  32. 2026-08-16
    days on market $219,500 Active 1019 DOM
  33. 2026-08-15
    days on market $219,500 Active 1018 DOM
  34. 2026-08-15
    days on market $219,500 Active 1017 DOM
  35. 2026-08-13
    days on market $219,500 Active 1016 DOM
  36. 2026-08-12
    days on market $219,500 Active 1015 DOM
  37. 2026-08-11
    days on market $219,500 Active 1014 DOM
  38. 2026-08-10
    days on market $219,500 Active 1013 DOM
  39. 2026-08-09
    days on market $219,500 Active 1012 DOM
  40. 2026-08-08
    days on market $219,500 Active 1011 DOM
  41. 2026-08-07
    days on market $219,500 Active 1010 DOM
  42. 2026-08-06
    days on market $219,500 Active 1009 DOM
  43. 2026-08-05
    days on market $219,500 Active 1008 DOM
  44. 2026-08-04
    days on market $219,500 Active 1007 DOM
  45. 2026-08-03
    days on market $219,500 Active 1006 DOM
  46. 2026-07-31
    days on market $219,500 Active 1003 DOM
  47. 2026-07-29
    days on market $219,500 Active 1001 DOM
  48. 2026-07-27
    days on market $219,500 Active 999 DOM
  49. 2026-07-25
    days on market $219,500 Active 997 DOM
  50. 2026-07-23
    days on market $219,500 Active 995 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 23% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$30,058
− Mortgage interest
−$13,105
− Property taxes
−$3,509
− Insurance
−$1,170
− Repairs & maintenance
−$2,405
− Management
−$2,405
− Depreciation
−$6,806
Taxable income
$658
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$158
After-tax cash flow
$4,186/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 100/100 None rehab

This Bellvue Plan home in Sulphur, Louisiana, is in excellent condition with no visible repairs needed. Fresh paint and landscaping updates would further enhance its appeal.

Value-add opportunities

  • Resale Paint freshening — Fresh paint enhances curb appeal and interior aesthetics
  • Rental Landscaping enhancement — Well-maintained landscaping attracts renters
  • Both Kitchen backsplash — Backsplash adds visual interest and can be easily updated
F Composite school gradezoned avg 39/100

Zoned Schools

Elementary W. T. Henning Elementary School F LA #307/646 Nat'l #24,950/41,679 Middle W. W. Lewis Middle School F LA #62/218 Nat'l #5,872/14,009 High Sulphur High School F LA #58/265 Nat'l #6,890/17,239

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA
B Composite livability gradescore 71/100

Livability — Sulphur

Score
71/100
State rank
#48
US rank
#7164

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sulphur, LA
County
Calcasieu · 212,179 people
City population
27,799
Metro
Lake Charles, LA
Population (ZIP)
12,891
Household income
$88,328
Rent vs Own
19.2% rent · 80.8% own
Severe rent burden
37% of renters

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Hispanic / Latino 6% Two or more races 4% Black 3%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Lithuanian 8% Italian 3% Slovak 2%
Foreign-born
3% · Canada
Languages at home
92% English-only · Spanish 6% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2023-11-01 Listed $219,500 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…