2619 Mablo Ridge Dr #1155 · Pflugerville, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Condition / age +5.0/5.0
- Livability +4.0/5.0
- Schools +3.4/10.0
- Rent growth +2.0/5.0
- Appreciation +0.0/10.0
$94,995
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
This brand-new 3 bedroom, 2 bathroom manufactured home is move-in ready and built for easy living. Enjoy a spacious open layout, brand new kitchen appliances, and hard-surface flooring throughout no carpet anywhere in the home. Come see it before it's gone contact us today to schedule a tour!
Key facts
- Open layout
- Built 2026
- Listed 36 days
Tags
Property features AI
Finance
- Financial info: Listed for $94,995
Exterior
- Home design: Spec new construction; Single-level entry
- Construction: Built 2026; 1140 living area
Interior
- Bedrooms: 3 bedrooms
- Bathrooms: 2 bathrooms
- Interior features: Open living area
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $95k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $848 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $95k).
- Recommended offer: $92k (3.0% below list) — sets the bar for market timing.
- Cap rate 17.0% vs local median 2.7% in Pflugerville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#26 in TX, #1,492 nationally) — a professional / high-income tenant draw. Strengths: employment A+, housing A+, health & safety A+; Watch: commute F.
- Pflugerville ISD (suburban): math 33% / reading 42% proficiency, ranked #421 of 826 in TX (top 51%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-2.0%/yr); 1020 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 17,121 units permitted in Travis County in 2024 (11,963 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Travis County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $27k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 37 days — a 3% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.01% ✓
- Cap rate
- 17.01%
- Cash-on-cash
- 38.27%
- DSCR
- 2.70
- GRM
- 4.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 30.9%
- Equity multiple
- 2.24×
- Total profit
- $33,076
- Equity at exit
- $14,164
- IRR
- 36.4%
- Equity multiple
- 3.89×
- Total profit
- $76,909
- Equity at exit
- $8,213
Cash invested: $26,599 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78660
- Home prices YoY
- -34.0%
- Rents YoY
- -2.0%
- Active inventory
- 1020
- Price-to-rent
- 4.2×
Monthly cashflow live
- Estimated rent
- $1,905 high interval (Pro) →
- Mortgage (P&I)
- −$498
- Tax est. 1.5%
- −$119 /mo · $1,425/yr
- Insurance
- −$40
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$400
- Net cashflow
- $848
Break-even live
Sensitivity live
| Price | -10% $914 | -5% $881 | +0% $848 | +5% $815 | +10% $783 |
|---|---|---|---|---|---|
| Rent | -10% $698 | -5% $773 | +0% $848 | +5% $923 | +10% $999 |
| Rate | -1.0pp $896 | -0.5pp $872 | base $848 | +0.5pp $824 | +1.0pp $799 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,749
- Closing costs
- $2,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 30 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2800 Halite Bnd #1105 Pflugerville, TX | 3.0 | 2.0 | 1250 | $1,700 | $1.36 | 18d | 1 | 0.06mi |
| 3300 Golden Aspen Loop Pflugerville, TX | 3.0 | 2.0 | 1140 | $1,449 | $1.27 | 13d | 1 | 0.28mi |
| 14417 Koti Way Pflugerville, TX | 3.0 | 2.0 | 1474 | $1,999 | $1.36 | 44d | 1 | 0.39mi |
| 2808 Schwartz Ln Pflugerville, TX | 3.0 | 2.0 | 1479 | $1,900 | $1.28 | 18d | 1 | 0.40mi |
| 2920 Tweedy Trl Pflugerville, TX | 3.0 | 2.0 | 1481 | $5,000 | $3.38 | 12d | 1 | 0.57mi |
| 1608 Purple Martin Dr Pflugerville, TX | 3.0 | 2.0 | 1470 | $2,200 | $1.50 | 25d | 1 | 0.66mi |
| 2537 Forgetmenot Ln Pflugerville, TX | 3.0 | 2.0 | 1276 | $1,850 | $1.45 | 17d | 1 | 0.80mi |
| 14708 Immanuel Rd Pflugerville, TX | 1.0–2.0 | 1.0–2.0 | 867 | $1,654 | $1.91 | 3d | 12 | 0.88mi |
| 2601 Crystal Bend Dr Pflugerville, TX | 3.0–4.0 | 2.0–2.5 | 1761 | $2,372 | $1.35 | 2d | 1 | 0.95mi |
| 705 E Olympic Dr Pflugerville, TX | 1.0–3.0 | 1.0–2.0 | 1000 | $2,002 | $2.00 | 2d | 34 | 1.24mi |
| 14815 Dessau Rd Unit 1 Pflugerville, TX | 2.0 | 2.0 | 1275 | $1,934 | $1.52 | 25d | 1 | 1.24mi |
| 14815 Dessau Rd Pflugerville, TX | 2.0 | 2.0 | 1275 | $1,934 | $1.52 | 4d | 1 | 1.24mi |
| 2615 Derwent Dr Pflugerville, TX | 4.0 | 2.0 | 1468 | $2,195 | $1.50 | 3d | 1 | 1.25mi |
| 2714 Towy Rd Pflugerville, TX | 3.0 | 2.0 | 1450 | $2,000 | $1.38 | 25d | 1 | 1.26mi |
| 1901 Golden Sunrise Ln Pflugerville, TX | 3.0 | 2.0 | 1346 | $1,850 | $1.37 | 44d | 1 | 1.29mi |
| 16021 Biltmore Ave Pflugerville, TX | 1.0–2.0 | 1.0–2.0 | 896 | $1,759 | $1.96 | 3d | 26 | 1.31mi |
| 509 Greenway Dr Pflugerville, TX | 3.0 | 2.0 | 1317 | $1,999 | $1.52 | 25d | 1 | 1.32mi |
| 2702 Paragon Fox Dr Pflugerville, TX | 2.0 | 2.0 | 1320 | $1,900 | $1.44 | 44d | 1 | 1.32mi |
| 2500 E Howard Ln Manor, TX | 3.0 | 1.0–3.5 | 1245 | $3,166 | $2.54 | 3d | 50 | 1.34mi |
| 2700 E Howard Ln Manor, TX | 2.0 | 1.0–2.0 | 890 | $1,819 | $2.04 | 3d | 52 | 1.34mi |
| 509 Oat Meadow Dr Pflugerville, TX | 3.0 | 2.0 | 1340 | $1,950 | $1.46 | 25d | 1 | 1.36mi |
| 14222 Handel Dr Unit 7B Pflugerville, TX | 3.0 | 2.0 | 1441 | $1,895 | $1.32 | 44d | 1 | 1.40mi |
| 14201 Handel Dr Unit 1A Pflugerville, TX | 3.0 | 2.0 | 1443 | $1,899 | $1.32 | 44d | 1 | 1.40mi |
| 433 Sweet Leaf Ln Pflugerville, TX | 4.0 | 2.5 | 1439 | $1,990 | $1.38 | 25d | 1 | 1.41mi |
| 13309 Riding Dr Pflugerville, TX | 4.0 | 2.0 | 1468 | $2,195 | $1.50 | 18d | 1 | 1.41mi |
| 14204 Handel Dr Unit 11A Pflugerville, TX | 3.0 | 3.0 | 1412 | $1,945 | $1.38 | 5d | 1 | 1.43mi |
| 2606 Totley Rd Pflugerville, TX | 3.0 | 2.0 | 1234 | $2,190 | $1.77 | 3d | 1 | 1.44mi |
| 2805 Totley Rd Pflugerville, TX | 3.0 | 2.0 | 1450 | $2,099 | $1.45 | 44d | 1 | 1.44mi |
| 13510 Lazyridge Dr Unit 1 Pflugerville, TX | 2.0 | 2.0 | 1046 | $1,810 | $1.73 | 25d | 1 | 1.48mi |
| 13510 Lazyridge Dr Pflugerville, TX | 2.0 | 2.0 | 1046 | $1,810 | $1.73 | 44d | 1 | 1.48mi |
Listing history 15 events
-
2026-06-21days on market $94,995 Active 37 DOM
-
2026-06-18days on market $94,995 Active 34 DOM
-
2026-06-17days on market $94,995 Active 33 DOM
-
2026-06-16days on market $94,995 Active 32 DOM
-
2026-06-15days on market $94,995 Active 31 DOM
-
2026-06-13days on market $94,995 Active 29 DOM
-
2026-06-09days on market $94,995 Active 25 DOM
-
2026-06-08days on market $94,995 Active 24 DOM
-
2026-06-07days on market $94,995 Active 23 DOM
-
2026-06-05days on market $94,995 Active 20 DOM
-
2026-06-03days on market $94,995 Active 19 DOM
-
2026-06-02days on market $94,995 Active 18 DOM
-
2026-06-01days on market $94,995 Active 17 DOM
-
2026-05-31days on market $94,995 Active 16 DOM
-
2026-05-15$94,995 Active 293-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $22,856
- − Mortgage interest
- −$5,321
- − Property taxes
- −$1,425
- − Insurance
- −$475
- − Repairs & maintenance
- −$1,828
- − Management
- −$1,828
- − Depreciation
- −$2,763
- Taxable income
- $9,214
- Est. tax owed @ 24.0%
- −$2,211
- After-tax cash flow
- $7,967/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This brand-new 3-bedroom, 2-bathroom manufactured home is move-in ready and built for easy living. It features a spacious open layout, brand new kitchen appliances, and hardwood floors throughout. The home is in excellent condition with no visible repairs or maintenance needed.
Value-add opportunities
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
- Both Replace ceiling fans with energy-efficient models — Improves energy efficiency and reduces maintenance costs
- Both Install smart home devices for energy management and security — Enhances home automation and adds value for potential buyers
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
- Both Replace ceiling fans with energy-efficient models — Improves energy efficiency and reduces maintenance costs ↑
- Both Install smart home devices for energy management and security — Enhances home automation and adds value for potential buyers ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Pflugerville ISD
- NCES district ID
- 4834830
- Math proficiency
- 33% ▼ -16.00%
- Reading proficiency
- 42% ▼ -7.00%
- Median HH income
- $66,723
- Composite
- 33.99/100
- National rank
- #5321
- State rank
- #421 of 826 in TX
Livability — Pflugerville
- Score
- 81/100
- State rank
- #26
- US rank
- #1492
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Travis County · 1,299,254 people
- City population
- 124,834
- Metro
- Austin-Round Rock-Georgetown, TX
- Population (ZIP)
- 124,834
- Household income
- $113,205
- Rent vs Own
- Severe rent burden
- 3347.0
Population outlook (Travis County) Hauer SSP2
- Today (2025)
- 1,545,133 people
- By 2030
- 1,729,269 · +11.9%
- By 2040
- 2,097,596 · +35.8%
- By 2050
- 2,463,890 · +59.5%
- By 2075
- 3,249,374 · +110.3%
- By 2100
- 3,801,868 · +146.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.72)
- Race & ethnicity
- Hispanic / Latino 35% White 34% Two or more races 19% Black 16% Asian 10%
- Hispanic origin (detail)
- Mexican 25% Puerto Rican 2% Cuban 2%
- Common ancestry
- Lithuanian 4% Slovak 3% Italian 1%
- Foreign-born
- 18% · Canada, Vietnam, China
- Languages at home
- 69% English-only · Spanish 19% Other Indo-European 3% Vietnamese 3%
Political lean MEDSL · Travis
- 2024 margin
- Solid D (+39.3) · D 68.8% · R 29.4% · Other 1.8%
- 2008→2024 swing
- +9.9pp toward D · 2008: 29.4pp · 2024: 39.3pp
- All cycles
- 2024: D+39.3 2020: D+45.0 2016: D+38.9 2012: D+23.9 2008: D+29.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -116.36%
- Current HPI
- 225.8781
- Rent YoY
- ▼ -2.03%
- Metro
- Austin-Round Rock-Georgetown, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…