503 S Meadowood Ln · Sierra Vista, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 5/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.3/30.0
- DSCR +6.4/10.0
- ARV discount +5.2/15.0
- 1% rule +4.7/10.0
- Livability +4.0/5.0
- Condition / age +3.8/5.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$217,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This is priced to sell! Beautiful customized 3 bed/2 bath Dakota model in fun and active 55+ community. Upgraded kitchen cabinets with pull out drawers, and tiled counter tops. Patio and home utilize same tile giving you a seamless indoor/outdoor feel. Patio is enclosed with concrete block half wall for privacy under a gorgeous spreading mesquite. Master bath has upgraded walk in shower. This home has had only one owner and has been lovingly cared for. Wonderful for snowbirds or use as a rental. Land Lease Fee [Resort Fee] includes property taxes, trash, and maintenance of all common areas! Also brand new pickle ball courts, pool & spa, Club House, an additional casita to rent for guests
Key facts
- 2,178 sq ft lot
- 2 garage spots
- Community pool
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $217k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $277 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (2.7% below list).
- Recommended offer: $191k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.8% vs local median 4.3% in Sierra Vista — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#5 in AZ, #1,805 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: amenities F.
- Sierra Vista Unified District (4175) (urban): math 27% / reading 39% proficiency, ranked #93 of 249 in AZ (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 176 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 437 units permitted in Cochise County in 2024 (6 in 5+ unit buildings).
- This rent runs 41% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Cochise County population projected at -30% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 612 days — a 12% lower offer ($191k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 2y ago; this cycle's ask has dropped $13k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 612 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.97% ✗
- Cap rate
- 7.83%
- Cash-on-cash
- 5.48%
- DSCR
- 1.24
- GRM
- 8.6
CMA / ARV
- ARV (median comp)
- $206,519
- List price
- $217,000
- Delta
- 5.08%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 559 S Meadowood Ln | 0.04mi | 3/2.0 | 1,589 (-0%) | 6mo | $239,900 | $151 | 93 |
| 606 S Chase St | 0.09mi | 3/2.0 | 1,587 (-0%) | 6mo | $271,961 | $171 | 90 |
| 652 S Taylors Trl | 0.17mi | 3/2.0 | 1,588 (-0%) | 2mo | $256,000 | $161 | 90 |
| 760 S Chase St | 0.17mi | 3/2.0 | 1,588 (-0%) | 3mo | $265,000 | $167 | 89 |
| 426 S Taylors Trl | 0.15mi | 3/2.0 | 1,585 (-0%) | 4mo | $130,000 | $82 | 88 |
| 258 S Taylors Trl | 0.21mi | 3/2.0 | 1,597 (+0%) | 4mo | $219,000 | $137 | 87 |
| 232 S Clubhouse Ln | 0.19mi | 3/2.0 | 1,494 (-6%) | 2mo | $190,000 | $127 | 79 |
| 545 S Meadowood Ln | 0.03mi | 2/2.0 (-1) | 1,476 (-7%) | 7mo | $200,000 | $136 | 76 |
| 434 S Meadowood Ln | 0.05mi | 2/2.0 (-1) | 1,408 (-12%) | 4mo | $182,500 | $130 | 70 |
| 301 S Clubhouse Ln | 0.18mi | 2/2.0 (-1) | 1,474 (-8%) | 6mo | $217,000 | $147 | 69 |
| 231 S Clubhouse Ln | 0.21mi | 2/2.0 (-1) | 1,404 (-12%) | 3mo | $200,000 | $142 | 63 |
| 216 N Martha Ln | 0.53mi | 3/2.0 | 1,453 (-9%) | 7mo | $180,000 | $124 | 55 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -11.1%
- Equity multiple
- 0.61×
- Total profit
- $-23,722
- Equity at exit
- $32,355
- IRR
- -6.5%
- Equity multiple
- 0.64×
- Total profit
- $-21,974
- Equity at exit
- $18,762
Cash invested: $60,760 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85635
- Home prices YoY
- -32.3%
- Rents YoY
- 0.0%
- Active inventory
- 176
- Price-to-rent
- 8.6×
Monthly cashflow live
- Estimated rent
- $2,112 high interval (Pro) →
- Mortgage (P&I)
- −$1,138
- Tax from tax record
- −$163 /mo · $1,957/yr
- Insurance
- −$90
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$444
- Net cashflow
- $277
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $54,250
- Closing costs
- $6,510
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 526 S Clubhouse Ln Sierra Vista, AZ | 2.0–3.0 | 2.0 | 1574 | $2,750 | $1.75 | 44d | 3 | 0.19mi |
| 5396 Desert Shadows Dr Sierra Vista, AZ | 4.0 | 2.0 | 1365 | $1,550 | $1.14 | 44d | 1 | 1.03mi |
| 5478 Waco Dr Sierra Vista, AZ | 3.0 | 2.0 | 1500 | $1,600 | $1.07 | 44d | 1 | 1.04mi |
| 5330 Sonora St Sierra Vista, AZ | 3.0 | 2.0 | 1330 | $1,425 | $1.07 | 44d | 1 | 1.19mi |
| 1415 Plaza Seca Sierra Vista, AZ | 3.0 | 2.0 | 1656 | $1,700 | $1.03 | 44d | 1 | 1.47mi |
Listing history 21 events
-
2026-06-19days on market $217,000 Active 612 DOM
-
2026-06-18days on market $217,000 Active 611 DOM
-
2026-06-17days on market $217,000 Active 610 DOM
-
2026-06-16days on market $217,000 Active 609 DOM
-
2026-06-15days on market $217,000 Active 608 DOM
-
2026-06-14days on market $217,000 Active 606 DOM
-
2026-06-12days on market $217,000 Active 605 DOM
-
2026-06-09days on market $217,000 Active 602 DOM
-
2026-06-08days on market $217,000 Active 601 DOM
-
2026-06-07days on market $217,000 Active 600 DOM
-
2026-06-05days on market $217,000 Active 597 DOM
-
2026-06-03days on market $217,000 Active 596 DOM
-
2026-06-02days on market $217,000 Active 595 DOM
-
2026-06-01days on market $217,000 Active 594 DOM
-
2026-05-31days on market $217,000 Active 593 DOM
-
2026-05-30days on market $217,000 Active 592 DOM
-
2026-03-31price $217,000 702-char remark
Show marketing remark (702 chars)
This is priced to sell! Beautiful customized 3 bed/2 bath Dakota model in fun and active 55+ community. Upgraded kitchen cabinets with pull out drawers, and tiled counter tops. Patio and home utilize same tile giving you a seamless indoor/outdoor feel. Patio is enclosed with concrete block half wall for privacy under a gorgeous spreading mesquite. Master bath has upgraded walk in shower. This home has had only one owner and has been lovingly cared for. Wonderful for snowbirds or use as a rental. Land Lease Fee [Resort Fee] includes property taxes, trash, and maintenance of all common areas! Also brand new pickle ball courts, pool & spa, Club House, an additional casita to rent for guests
-
2026-02-15status Active 702-char remark
Show marketing remark (702 chars)
This is priced to sell! Beautiful customized 3 bed/2 bath Dakota model in fun and active 55+ community. Upgraded kitchen cabinets with pull out drawers, and tiled counter tops. Patio and home utilize same tile giving you a seamless indoor/outdoor feel. Patio is enclosed with concrete block half wall for privacy under a gorgeous spreading mesquite. Master bath has upgraded walk in shower. This home has had only one owner and has been lovingly cared for. Wonderful for snowbirds or use as a rental. Land Lease Fee [Resort Fee] includes property taxes, trash, and maintenance of all common areas! Also brand new pickle ball courts, pool & spa, Club House, an additional casita to rent for guests
-
2025-07-29historical Under Contract Accepting Backups 702-char remark
Show marketing remark (702 chars)
This is priced to sell! Beautiful customized 3 bed/2 bath Dakota model in fun and active 55+ community. Upgraded kitchen cabinets with pull out drawers, and tiled counter tops. Patio and home utilize same tile giving you a seamless indoor/outdoor feel. Patio is enclosed with concrete block half wall for privacy under a gorgeous spreading mesquite. Master bath has upgraded walk in shower. This home has had only one owner and has been lovingly cared for. Wonderful for snowbirds or use as a rental. Land Lease Fee [Resort Fee] includes property taxes, trash, and maintenance of all common areas! Also brand new pickle ball courts, pool & spa, Club House, an additional casita to rent for guests
-
2025-03-12price $224,500 702-char remark
Show marketing remark (702 chars)
This is priced to sell! Beautiful customized 3 bed/2 bath Dakota model in fun and active 55+ community. Upgraded kitchen cabinets with pull out drawers, and tiled counter tops. Patio and home utilize same tile giving you a seamless indoor/outdoor feel. Patio is enclosed with concrete block half wall for privacy under a gorgeous spreading mesquite. Master bath has upgraded walk in shower. This home has had only one owner and has been lovingly cared for. Wonderful for snowbirds or use as a rental. Land Lease Fee [Resort Fee] includes property taxes, trash, and maintenance of all common areas! Also brand new pickle ball courts, pool & spa, Club House, an additional casita to rent for guests
-
2024-10-15$229,900 Active 702-char remark
Show marketing remark (702 chars)
This is priced to sell! Beautiful customized 3 bed/2 bath Dakota model in fun and active 55+ community. Upgraded kitchen cabinets with pull out drawers, and tiled counter tops. Patio and home utilize same tile giving you a seamless indoor/outdoor feel. Patio is enclosed with concrete block half wall for privacy under a gorgeous spreading mesquite. Master bath has upgraded walk in shower. This home has had only one owner and has been lovingly cared for. Wonderful for snowbirds or use as a rental. Land Lease Fee [Resort Fee] includes property taxes, trash, and maintenance of all common areas! Also brand new pickle ball courts, pool & spa, Club House, an additional casita to rent for guests
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AZ · Resets to sale price
- Current annual tax
- $1,957 · $163/mo
- Projected year-2 tax
- $1,957 · $163/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 5/10 Major 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,350
- − Mortgage interest
- −$12,155
- − Property taxes
- −$1,957
- − Insurance
- −$1,085
- − Repairs & maintenance
- −$2,028
- − Management
- −$2,028
- − Depreciation
- −$6,313
- Taxable loss
- −$216
- Est. tax savings @ 24.0%
- +$52
- After-tax cash flow
- $3,381/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This home is in good condition with only minor cosmetic repairs needed. It is move-in ready and has a good resale and rental value.
Value-add opportunities
- Both Paint the exterior walls — Painting the exterior walls can improve the curb appeal and increase the home's value.
- Both Replace the front door — A new front door can improve the home's curb appeal and increase the home's value.
- Both Clean the gutters — Clean gutters can improve the home's appearance and prevent water damage to the roof and siding.
Renovation cost estimate screening
Value-add ROI direction
- Both Paint the exterior walls — Painting the exterior walls can improve the curb appeal and increase the home's value. ↑
- Both Replace the front door — A new front door can improve the home's curb appeal and increase the home's value. ↑
- Both Clean the gutters — Clean gutters can improve the home's appearance and prevent water damage to the roof and siding. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Sierra Vista Unified District (4175)
- NCES district ID
- 0401460
- Math proficiency
- 27% ▼ -19.00%
- Reading proficiency
- 39% ▼ -10.00%
- Median HH income
- $55,463
- Composite
- 29.17/100
- National rank
- #6573
- State rank
- #93 of 249 in AZ
Livability — Sierra Vista
- Score
- 80/100
- State rank
- #5
- US rank
- #1805
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Cochise County · 49,069 people
- City population
- 49,069
- Metro
- Sierra Vista-Douglas, AZ
- Population (ZIP)
- 34,193
- Household income
- $61,580
- Rent vs Own
- Severe rent burden
- 1129.0
Population outlook (Cochise County) Hauer SSP2
- Today (2025)
- 113,402 people
- By 2030
- 106,197 · -6.4%
- By 2040
- 92,166 · -18.7%
- By 2050
- 79,805 · -29.6%
- By 2075
- 56,831 · -49.9%
- By 2100
- 35,103 · -69.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 58% Hispanic / Latino 25% Two or more races 17% Black 6% Asian 4%
- Hispanic origin (detail)
- Mexican 19% Puerto Rican 1%
- Common ancestry
- Romanian 3% Lithuanian 3% Italian 2%
- Foreign-born
- 11% · Canada, South Korea
- Languages at home
- 80% English-only · Spanish 14% Korean 2% German/W. Germanic 1%
Political lean MEDSL · Cochise
- 2024 margin
- Strong R (+23.1) · D 37.8% · R 61.0% · Other 1.2%
- 2008→2024 swing
- -2.5pp toward R · 2008: -20.7pp · 2024: -23.1pp
- All cycles
- 2024: R+23.1 2020: R+19.6 2016: R+22.6 2012: R+24.0 2008: R+20.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -83.93%
- Current HPI
- 175.5821
- Rent YoY
- ▬ 0.00%
- Metro
- Sierra Vista-Douglas, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
|
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| Environmental Services | 1 | $16B |
|
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
|
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| Homebuilding | 1 | $8B |
|
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Price history
-5.6% since first listed5 events — show timeline
- 2026-03-31 Price Changed $217,000 ARMLS
- 2026-02-15 Relisted — ARMLS
- 2025-07-29 Contingent — ARMLS
- 2025-03-12 Price Changed $224,500 ARMLS
- 2024-10-15 Listed $229,900 ARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…