333 E Magnolia Ave · Aldan, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 6/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +10.2/30.0
- Livability +4.2/5.0
- DSCR +2.9/10.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- 1% rule +1.7/10.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$275,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Nestled On A Pretty Lot On A Quiet Street, This Charming All Brick Three Bedroom Home Awaits. Living Room, Dining Room Opens To Cutaway Kitchen With Breakfast Bar, Exit To Big Back Yard And Patio. The Second Floor Has Three Good Size Bedrooms And A Ceramic Tile Bath. Partially Finished Basement With Laundry Room And Plumbing For Extra Bathroom. Attached 1 Car Garage, Newer Above Ground Pool With Deck. Terrific Location!
Key facts
- 6,970 sq ft lot
- Garage
- Built 1940
Property features AI
Finance
- Other: Ownership is fee simple; Year built recorded from assessor
Exterior
- Parking: Attached front-entry garage (1 car)
- Utilities: Public water; Public sewer; Natural gas hot water
- Home design: Detached property
- Construction: Brick construction; Block foundation; Above-grade and below-grade structures; Below-grade finished area approximately 200 sq ft
- Exterior features: Lot dimensions approximately 54.90 x 118.00; No tidal water
Interior
- Bedrooms: Three bedrooms on the upper level
- Flooring: Hardwood floors; Carpeted areas
- Bathrooms: One full bathroom
- Heating & cooling: Hot water heating; Natural gas heating fuel; Window air conditioning units (electric)
- Interior features: Partially finished basement; Estimated living area
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $275k.
Deal economics
- At list price, monthly cash flow is $-158 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $247k (10.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (32.7% below list).
- Recommended offer: $185k (32.7% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 85/100 on livability (#65 in PA, #463 nationally) — a professional / high-income tenant draw. Strengths: commute A+, employment A+, cost of living A+; Watch: amenities F.
- William Penn SD (suburban): math 11% / reading 28% proficiency, ranked #491 of 539 in PA (top 91%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.6%/yr); 77 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).
- This rent runs 30% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
Negotiation context
- Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.67% ✗
- Cap rate
- 5.60%
- Cash-on-cash
- -2.46%
- DSCR
- 0.89
- GRM
- 12.4
CMA / ARV
- ARV (median comp)
- $334,499
- List price
- $275,000
- Delta
- -17.79%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 806 W Penn Pines Blvd | 0.18mi | 4/1.0 (+1) | 1,270 (-3%) | 2mo | $278,000 | $219 | 80 |
| 811 Springfield Rd | 0.17mi | 3/2.0 | 1,218 (-7%) | 1mo | $190,000 | $156 | 75 |
| 722 Thorndale Rd | 0.24mi | 3/1.0 | 1,222 (-7%) | 5mo | $215,000 | $176 | 74 |
| 101 S Glenwood Ave | 0.23mi | 3/2.0 | 1,375 (+5%) | 4mo | $350,000 | $255 | 74 |
| 222 E Providence Rd | 0.16mi | 3/1.0 | 1,472 (+12%) | 8mo | $275,000 | $187 | 65 |
| 437 E Magnolia Ave | 0.09mi | 3/1.5 | 1,470 (+12%) | 10mo | $327,500 | $223 | 65 |
| 230 Felton | 0.67mi | 3/1.5 | 1,288 (-2%) | 6mo | $275,000 | $214 | 59 |
| 905 Springfield Rd | 0.22mi | 4/2.0 (+1) | 1,428 (+9%) | 10mo | $155,000 | $109 | 57 |
| 735 Westwood Ln | 0.30mi | 2/1.0 (-1) | 1,128 (-14%) | 1mo | $262,000 | $232 | 57 |
| 743 W Penn Pines Blvd | 0.39mi | 4/2.0 (+1) | 1,452 (+11%) | 7mo | $300,000 | $207 | 48 |
| 217 Priscilla Ln | 0.66mi | 3/1.5 | 1,440 (+10%) | 6mo | $327,500 | $227 | 46 |
| 933 Bedford Ave | 0.66mi | 4/2.0 (+1) | 1,506 (+15%) | 5mo | $220,000 | $146 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.65% rent growth · sell at horizon
- IRR
- -21.7%
- Equity multiple
- 0.26×
- Total profit
- $-57,247
- Equity at exit
- $41,003
- IRR
- -18.6%
- Equity multiple
- 0.05×
- Total profit
- $-73,298
- Equity at exit
- $23,777
Cash invested: $77,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 19018
- Rents YoY
- 1.6%
- Active inventory
- 77
- Price-to-rent
- 12.4×
Monthly cashflow live
- Estimated rent
- $1,852 high interval (Pro) →
- Mortgage (P&I)
- −$1,442
- Tax from tax record
- −$64 /mo · $769/yr
- Insurance
- −$115
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$389
- Net cashflow
- $-158
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $68,750
- Closing costs
- $8,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2 Winthrop Rd Darby, PA | 3.0 | 1.5 | 1224 | $1,900 | $1.55 | 21d | 1 | 0.60mi |
| 96 E Berkley Ave Clifton Heights, PA | 2.0 | 1.5 | 1352 | $1,850 | $1.37 | 18d | 1 | 0.73mi |
| 304 Pine St Glenolden, PA | 3.0 | 2.0 | 1120 | $2,400 | $2.14 | 43d | 1 | 0.73mi |
| 306 Pine St Glenolden, PA | 3.0 | 2.0 | 1120 | $2,400 | $2.14 | 4d | 1 | 0.74mi |
| 1300 Main St Unit Basement Darby, PA | 2.0 | 1.0 | 1000 | $1,450 | $1.45 | 24d | 1 | 0.74mi |
| 37 Concord Rd Darby, PA | 3.0 | 1.0 | 1120 | $1,795 | $1.60 | 43d | 1 | 0.75mi |
| 118 Felton Ave Darby, PA | 3.0 | 1.0 | 1152 | $1,750 | $1.52 | 21d | 1 | 0.78mi |
| 112 Juliana Ter Darby, PA | 3.0 | 1.0 | 1020 | $2,350 | $2.30 | 44d | 1 | 0.80mi |
| 112 Juliana Ter Darby, PA | 3.0 | 1.0 | 1020 | $2,450 | $2.40 | 24d | 1 | 0.80mi |
| 312 E Baltimore Ave Clifton Heights, PA | 1.0–2.0 | 1.0 | 812 | $1,649 | $2.03 | 2d | 3 | 0.82mi |
| 413 E Baltimore Ave Clifton Heights, PA | 3.0 | 1.0 | 1152 | $1,595 | $1.38 | 24d | 1 | 0.85mi |
| 116 W Berkley Ave Clifton Heights, PA | 4.0 | 2.0 | 1652 | $2,600 | $1.57 | 43d | 1 | 0.89mi |
| 100 S Oak Ave Glenolden, PA | 1.0–2.0 | 1.0–2.0 | 830 | $1,500 | $1.81 | 23d | 3 | 0.89mi |
| 60 W Broadway Ave Clifton Heights, PA | 3.0 | 1.0 | 1160 | $2,200 | $1.90 | 43d | 1 | 0.90mi |
| 319 S Church St Clifton Heights, PA | 3.0 | 1.0 | 1152 | $1,900 | $1.65 | 43d | 1 | 0.92mi |
| 909 Springfield Rd Unit D Darby, PA | 4.0 | 1.0 | 900 | $1,600 | $1.78 | 43d | 1 | 0.93mi |
| 101 W Baltimore Ave Unit H4 Lansdowne, PA | 2.0 | 1.0 | 925 | $1,449 | $1.57 | 21d | 1 | 1.00mi |
| 101 W Baltimore Ave Unit B04 Lansdowne, PA | 2.0 | 1.0 | 925 | $1,469 | $1.59 | 24d | 1 | 1.00mi |
| 924 Maple Ter Darby, PA | 3.0 | 1.5 | 1190 | $2,000 | $1.68 | 5d | 1 | 1.06mi |
| 935 Maple Ter Darby, PA | 3.0 | 1.0 | 1266 | $1,585 | $1.25 | 10d | 1 | 1.07mi |
| 935 Maple Ter Darby, PA | 3.0 | 1.0 | 1266 | $1,585 | $1.25 | 5d | 1 | 1.07mi |
| 209 Hamilton Ave Darby, PA | 4.0 | 1.0 | 1400 | $1,595 | $1.14 | 15d | 1 | 1.07mi |
| 216 W Washington Ave Clifton Heights, PA | 3.0 | 1.5 | 1152 | $1,875 | $1.63 | 4d | 1 | 1.09mi |
| 35 Elberon Ave Unit 2 Lansdowne, PA | 2.0 | 1.0 | 900 | $1,695 | $1.88 | 24d | 1 | 1.10mi |
| 225 W Washington Ave Clifton Heights, PA | 3.0 | 1.5 | 1152 | $1,950 | $1.69 | 43d | 1 | 1.12mi |
| 304 Christopher Pl Primos, PA | 2.0 | 1.0 | 1600 | $1,400 | $0.88 | 5d | 1 | 1.13mi |
| 304 Christopher Pl Unit 1st Floor Primos, PA | 2.0 | 1.0 | 875 | $1,400 | $1.60 | 3d | 1 | 1.13mi |
| 68 Blanchard Rd Drexel Hill, PA | 3.0 | 2.0 | 1088 | $1,950 | $1.79 | 15d | 1 | 1.14mi |
| 902 Maple Ave Glenolden, PA | 3.0 | 1.0 | 1152 | $1,745 | $1.51 | 43d | 1 | 1.16mi |
| 100 S Oak Ave Unit B6 Clifton Heights, PA | 2.0 | 2.0 | 1000 | $1,500 | $1.50 | 24d | 1 | 1.16mi |
| 925 Maple Ave Glenolden, PA | 3.0 | 2.0 | 1152 | $2,800 | $2.43 | 21d | 1 | 1.20mi |
| 69 S 7th St Darby, PA | 3.0 | 2.0 | 1446 | $1,700 | $1.18 | 43d | 1 | 1.20mi |
| 66 Folcroft Ave Folcroft, PA | 3.0 | 1.0 | 1224 | $1,895 | $1.55 | 3d | 1 | 1.20mi |
| 601 Poplar St Sharon Hill, PA | 1.0–2.0 | 1.0 | 787 | $1,599 | $2.03 | 15d | 5 | 1.27mi |
| 1074 N Academy Ave Glenolden, PA | 3.0 | 1.0 | 1152 | $1,850 | $1.61 | 5d | 1 | 1.29mi |
| 700 Pine St Unit 2F Darby, PA | 2.0 | 1.0 | 1100 | $1,250 | $1.14 | 18d | 1 | 1.31mi |
| 94 S 6th St Darby, PA | 3.0 | 1.5 | 1666 | $2,000 | $1.20 | 24d | 1 | 1.33mi |
| 106 N 6th St Darby, PA | 2.0 | 1.0 | 1200 | $1,550 | $1.29 | 43d | 1 | 1.34mi |
| 132 Folcroft Ave Folcroft, PA | 2.0 | 1.0 | 725 | $1,679 | $2.32 | 2d | 3 | 1.36mi |
| 151 S Bishop Ave Clifton Heights, PA | 1.0–2.0 | 1.0–2.0 | 875 | $1,989 | $2.27 | 1d | 3 | 1.40mi |
Listing history 9 events
-
2026-05-04historical Active Under Contract 994-char remark
-
2026-05-01$275,000 Active 994-char remark
-
2026-04-28historical $275,000 994-char remark
-
2004-06-11soldstatus $171,000
-
2004-05-27soldstatus $171,000 423-char remark
Show marketing remark (423 chars)
Nestled On A Pretty Lot On A Quiet Street, This Charming All Brick Three Bedroom Home Awaits. Living Room, Dining Room Opens To Cutaway Kitchen With Breakfast Bar, Exit To Big Back Yard And Patio. The Second Floor Has Three Good Size Bedrooms And A Ceramic Tile Bath. Partially Finished Basement With Laundry Room And Plumbing For Extra Bathroom. Attached 1 Car Garage, Newer Above Ground Pool With Deck. Terrific Location!
-
2004-04-28historical 423-char remark
Show marketing remark (423 chars)
Nestled On A Pretty Lot On A Quiet Street, This Charming All Brick Three Bedroom Home Awaits. Living Room, Dining Room Opens To Cutaway Kitchen With Breakfast Bar, Exit To Big Back Yard And Patio. The Second Floor Has Three Good Size Bedrooms And A Ceramic Tile Bath. Partially Finished Basement With Laundry Room And Plumbing For Extra Bathroom. Attached 1 Car Garage, Newer Above Ground Pool With Deck. Terrific Location!
-
2004-04-21$171,000 423-char remark
Show marketing remark (423 chars)
Nestled On A Pretty Lot On A Quiet Street, This Charming All Brick Three Bedroom Home Awaits. Living Room, Dining Room Opens To Cutaway Kitchen With Breakfast Bar, Exit To Big Back Yard And Patio. The Second Floor Has Three Good Size Bedrooms And A Ceramic Tile Bath. Partially Finished Basement With Laundry Room And Plumbing For Extra Bathroom. Attached 1 Car Garage, Newer Above Ground Pool With Deck. Terrific Location!
-
2001-09-19soldstatus $105,000
-
1990-03-01soldstatus $111,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $769 · $64/mo
- Projected year-2 tax
- $2,557 · $213/mo
- Expected delta
- +$1,788/yr (+$149/mo · 232.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,221
- − Mortgage interest
- −$15,404
- − Property taxes
- −$769
- − Insurance
- −$1,375
- − Repairs & maintenance
- −$1,778
- − Management
- −$1,778
- − Depreciation
- −$8,000
- Taxable loss
- −$6,883
- Est. tax savings @ 24.0%
- +$1,652
- After-tax cash flow
- $-243/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- William Penn SD
- NCES district ID
- 4226390
- Math proficiency
- 11% ▼ -3.00%
- Reading proficiency
- 28% ▼ -7.00%
- Median HH income
- $48,543
- Composite
- 17.29/100
- National rank
- #9086
- State rank
- #491 of 539 in PA
Livability — Aldan
- Score
- 85/100
- State rank
- #65
- US rank
- #463
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Aldan, PA
- County
- Delaware County · 399,863 people
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- Population (ZIP)
- 23,505
- Household income
- $73,522
- Rent vs Own
- Severe rent burden
- 770.0
Population outlook (Delaware County) Hauer SSP2
- Today (2025)
- 577,490 people
- By 2030
- 581,243 · +0.6%
- By 2040
- 584,700 · +1.2%
- By 2050
- 586,581 · +1.6%
- By 2075
- 598,706 · +3.7%
- By 2100
- 590,823 · +2.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 55% Black 27% Asian 8% Two or more races 7% Hispanic / Latino 3%
- Common ancestry
- Italian 3% Romanian 3% Lithuanian 1%
- Foreign-born
- 14% · Canada, China, Vietnam
- Languages at home
- 83% English-only · Other Indo-European 5% Spanish 3% Other Asian/Pacific 2%
Political lean MEDSL · Delaware
- 2024 margin
- Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
- 2008→2024 swing
- +2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
- All cycles
- 2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -188.00%
- Current HPI
- 291.1353
- Rent YoY
- ▲ 1.65%
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
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Price history
+159.9% since first listed11 events — show timeline
- 2026-06-17 Sold (MLS) $288,500 BRIGHT MLS
- 2026-05-27 Pending — BRIGHT MLS
- 2026-05-04 Contingent — BRIGHT MLS
- 2026-05-01 Listed $275,000 BRIGHT MLS
- 2026-04-28 Coming Soon $275,000 BRIGHT MLS
- 2004-06-11 Sold (Public Records) $171,000 Public Records
- 2004-05-27 Sold (MLS) $171,000 BRIGHT MLS
- 2004-04-28 Listing Removed — BRIGHT MLS
- 2004-04-21 Listed $171,000 BRIGHT MLS
- 2001-09-19 Sold (Public Records) $105,000 Public Records
- 1990-03-01 Sold (Public Records) $111,000 Public Records
Property tax history
-10.3%/yrLatest (2026): $769 · -86.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…