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320 Draper St
C- Composite 52.02
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.6/30.0
  • ARV discount +14.1/15.0
  • DSCR +5.1/10.0
  • Schools +3.9/10.0
  • 1% rule +3.7/10.0
  • Livability +3.2/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$170,000

320 Draper St · Warner Robins, GA 31088
3 bd · 2.0 ba · 1,737 sqft · SingleFamily public records · 43 Days on market
Built 1961 0.34 ac lot $98/sqft · 15% below area Est $199k · 15% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wonderful home located on a quiet street. Home features a large kitchen with granite tops, 2 living areas, 3 bedrooms and 2 baths. Home offers space inside and out. Shed will remain with the property. Would be perfect for all buyers and a great opportunity for an investor to increase their portfolio with this all-brick house located in the center of Warner Robins.

Key facts

  • Shed
  • Granite tops
  • Large kitchen

Tags

LARGE KITCHENGRANITE TOPS2 LIVING AREASSHEDALL BRICK HOUSECENTER OF WARNER ROBINS

Property features AI

Finance

  • HOA & community: No homeowners association

Exterior

  • Parking: Parking pad with open parking
  • Utilities: Public water; Public sewer; High-speed internet available
  • Home design: Single-family residence (house); Resale property; Built in 1961
  • Construction: Brick construction; Composition roof; Built in 1961
  • Exterior features: Level lot; Lot size approximately 0.34 acres

Interior

  • Kitchen: Dishwasher; Solid surface counters
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Hardwood floors; Laminate floors
  • Bathrooms: 2 full bathrooms (main level)
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: One-level layout; Solid surface kitchen counters; No basement; Public-record living area of 1,737
  • Laundry & utility: Laundry located in the kitchen and additional utility area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $102 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $147k (13.2% below list).
  • Recommended offer: $147k (13.2% below list) — sets the bar for 1% rule.
  • Cap rate 7.0% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Miller Elementary School (math 22% / reading 22%, grade F, #810 of 1,228 statewide, top 69%, 538 students, 84% FRL); Warner Robins Middle School (math 25% / reading 37%, grade F, #237 of 470 statewide, top 51%, 813 students, 84% FRL); Warner Robins High School (math 7% / reading 21%, grade F, #322 of 424 statewide, top 76%, 1,816 students, 84% FRL) — zoned schools average 84% FRL vs 46% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 22% at this address vs 44% district-wide (-22 pts) — the specific schools serving this property underperform the Houston County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.7%/yr); 286 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 43 days — a 3% lower offer ($165k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $90k; list at $170k implies a 89% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $147,496 (13.2% below list)

Questions for the listing agent

  1. It's been on market 43 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  2. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
7.01%
Cash-on-cash
2.57%
DSCR
1.11
GRM
9.6

CMA / ARV

ARV (median comp)
$199,205
List price
$170,000
Delta
-14.66%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
112 Early 0.24mi 3/2.0 1,700 (-2%) 2mo $304,900 $179 84
106 Early Dr 0.24mi 3/2.0 1,618 (-7%) 1mo $275,000 $170 76
120 Bramblewood Ln 0.23mi 4/2.0 (+1) 1,756 (+1%) 8mo $295,339 $168 76
104 Early Dr 0.27mi 3/2.0 1,619 (-7%) 1mo $296,920 $183 76
100 Early Dr 0.24mi 3/2.0 1,600 (-8%) 3mo $289,900 $181 73
202 Forest Hill Dr 0.26mi 3/2.0 1,600 (-8%) 4mo $164,000 $103 72
215 Forest Hill Dr 0.36mi 3/2.0 1,790 (+3%) 9mo $170,000 $95 70
314 Forest Hill Dr 0.56mi 3/2.0 1,868 (+8%) 0mo $210,000 $112 61
101 Spring St 0.73mi 3/2.0 1,705 (-2%) 9mo $175,000 $103 56
102 Shelia Dr 0.71mi 3/2.0 1,564 (-10%) 8mo $170,000 $109 44
123 Vernon Dr 0.62mi 3/1.0 1,514 (-13%) 9mo $110,000 $73 38
139 Vernon Dr 0.57mi 2/1.0 (-1) 1,476 (-15%) 3mo $130,000 $88 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.67% rent growth · sell at horizon

5-year hold
IRR
-13.6%
Equity multiple
0.52×
Total profit
$-23,055
Equity at exit
$25,348
10-year hold
IRR
-6.9%
Equity multiple
0.59×
Total profit
$-19,695
Equity at exit
$14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31088

Rents YoY
1.7%
Active inventory
286
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$1,475 high interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$101 /mo · $1,213/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$310
Net cashflow
$102

Break-even live

Break-even rent $1,346
Max offer price $170,000
Occupancy floor 88%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,500
Closing costs
$5,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
125 Briarcliff Rd Warner Robins, GA 3.0 1.5 1242 $1,325 $1.07 21d 1 0.38mi
125 Briarcliff Rd Warner Robins, GA 3.0 1.5 1242 $1,325 $1.07 44d 1 0.38mi
1311 Alma Ave Warner Robins, GA 3.0 1.0 1073 $1,150 $1.07 44d 1 0.68mi
342 Orchard Way Warner Robins, GA 3.0 2.0 1186 $1,349 $1.14 44d 1 0.69mi
125 Orchard Pass Warner Robins, GA 3.0 2.0 1165 $1,395 $1.20 44d 1 0.73mi
605 S Pleasant Hill Rd Warner Robins, GA 3.0 1.0 1326 $1,150 $0.87 21d 1 0.87mi
605 S Pleasant Hill Rd Warner Robins, GA 3.0 1.0 1326 $1,150 $0.87 44d 1 0.87mi
142 Stoneridge Dr Warner Robins, GA 3.0 1.5 1321 $1,450 $1.10 44d 1 0.97mi
204 Ashby Way Warner Robins, GA 3.0 2.0 1251 $1,395 $1.12 44d 1 1.04mi
105 Marvin Blvd Warner Robins, GA 4.0 2.0 1352 $1,495 $1.11 44d 1 1.06mi
106 Edna Pl Warner Robins, GA 4.0 3.0 1922 $1,850 $0.96 44d 1 1.27mi
314 McArthur Blvd Warner Robins, GA 3.0 1.0 1100 $1,400 $1.27 44d 1 1.31mi
201 Sherman St Warner Robins, GA 3.0 2.0 2000 $1,650 $0.82 13d 1 1.32mi
100 Wrights Mill Cir Warner Robins, GA 2.0 2.0 1118 $1,475 $1.32 44d 1 1.39mi
313 Westcliff Center St Warner Robins, GA 2.0 2.0 1241 $1,300 $1.05 21d 1 1.42mi
313 Westcliff Center St Warner Robins, GA 2.0 2.0 1241 $1,300 $1.05 44d 1 1.42mi
210 Southland Station Dr Warner Robins, GA 1.0–3.0 1.0–2.0 1135 $1,413 $1.24 13d 15 1.44mi
337 Mary Ln Warner Robins, GA 3.0 2.0 1411 $1,500 $1.06 13d 1 1.46mi
305 Sparta St Warner Robins, GA 3.0 1.0 1198 $1,200 $1.00 44d 1 1.48mi
341 Mary Ln Warner Robins, GA 3.0 2.0 1413 $1,350 $0.96 21d 1 1.48mi

Listing history 32 events

  1. 2026-06-19
    days on market $170,000 Active 43 DOM
  2. 2026-06-18
    days on market $170,000 Active 42 DOM
  3. 2026-06-17
    days on market $170,000 Active 41 DOM
  4. 2026-06-16
    days on market $170,000 Active 40 DOM
  5. 2026-06-15
    days on market $170,000 Active 39 DOM
  6. 2026-06-14
    days on market $170,000 Active 37 DOM
  7. 2026-06-13
    days on market $170,000 Active 36 DOM
  8. 2026-06-10
    days on market $170,000 Active 34 DOM
  9. 2026-06-09
    days on market $170,000 Active 33 DOM
  10. 2026-06-08
    days on market $170,000 Active 32 DOM
  11. 2026-06-07
    days on market $170,000 Active 31 DOM
  12. 2026-06-05
    days on market $170,000 Active 28 DOM
  13. 2026-06-03
    days on market $170,000 Active 27 DOM
  14. 2026-06-02
    days on market $170,000 Active 26 DOM
  15. 2026-06-01
    days on market $170,000 Active 25 DOM
  16. 2026-05-31
    days on market $170,000 Active 24 DOM
  17. 2026-05-30
    days on market $170,000 Active 23 DOM
  18. 2026-05-01
    listed $170,000 Active 366-char remark
    Show marketing remark (366 chars)

    Wonderful home located on a quiet street. Home features a large kitchen with granite tops, 2 living areas, 3 bedrooms and 2 baths. Home offers space inside and out. Shed will remain with the property. Would be perfect for all buyers and a great opportunity for an investor to increase their portfolio with this all-brick house located in the center of Warner Robins.

  19. 2026-05-01
    listed $170,000 New 366-char remark
    Show marketing remark (366 chars)

    Wonderful home located on a quiet street. Home features a large kitchen with granite tops, 2 living areas, 3 bedrooms and 2 baths. Home offers space inside and out. Shed will remain with the property. Would be perfect for all buyers and a great opportunity for an investor to increase their portfolio with this all-brick house located in the center of Warner Robins.

  20. 2025-09-10
    historical $1,300
  21. 2025-08-12
    listed $1,300
  22. 2023-11-08
    historical $1,300
  23. 2023-11-06
    listed $1,300
  24. 2019-08-07
    soldstatus $90,000
  25. 2019-07-25
    soldstatus $90,000
    Show marketing remark (12 chars)

    CUTE HOUSE!!

  26. 2019-07-25
    listed $90,000
    Show marketing remark (12 chars)

    CUTE HOUSE!!

  27. 2019-07-22
    soldstatus $90,000
  28. 2019-07-22
    soldstatus $90,000
  29. 2018-10-24
    listed $93,900
  30. 2018-06-19
    soldstatus $61,400
  31. 2007-05-16
    soldstatus $120,000
  32. 1985-08-09
    soldstatus $52,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,213 · $101/mo
Projected year-2 tax
$1,564 · $130/mo
Expected delta
+$351/yr (+$29/mo · 29.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,700
− Mortgage interest
−$9,523
− Property taxes
−$1,213
− Insurance
−$850
− Repairs & maintenance
−$1,416
− Management
−$1,416
− Depreciation
−$4,945
Taxable loss
−$1,663
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$399
After-tax cash flow
$1,621/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
58,585
Household income
$83,082
Rent vs Own
36.9% rent · 63.1% own
Severe rent burden
1668.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 2%
Foreign-born
9% · Canada, Vietnam, Jamaica
Languages at home
90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.75%
Current HPI
219.8261
Rent YoY
▲ 1.67%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+223.8% since first listed
15 events — show timeline
  • 2026-05-01 Listed $170,000 CGMLS
  • 2026-05-01 Listed $170,000 GAMLS
  • 2025-09-10 Rental Removed $1,300 CGMLS
  • 2025-08-12 Listed for Rent $1,300 CGMLS
  • 2023-11-08 Rental Removed $1,300 CGMLS
  • 2023-11-06 Listed for Rent $1,300 CGMLS
  • 2019-08-07 Sold (Public Records) $90,000 Public Records
  • 2019-07-25 Listed $90,000 CGMLS
  • 2019-07-25 Sold (MLS) $90,000 CGMLS
  • 2019-07-22 Sold (MLS) $90,000 GAMLS
  • 2019-07-22 Sold (MLS) $90,000 MGMLS
  • 2018-10-24 Listed $93,900 MGMLS
  • 2018-06-19 Sold (Public Records) $61,400 Public Records
  • 2007-05-16 Sold (Public Records) $120,000 Public Records
  • 1985-08-09 Sold (Public Records) $52,500 Public Records

Property tax history

+4.7%/yr

Latest (2025): $1,213 · +10.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…