🏷️ Likely Rental
2230 W Main St · Louisville, KY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $839 – $1,559
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Condition / age +3.8/5.0
- Livability +3.2/5.0
- Rent growth +2.6/5.0
- Schools +2.0/10.0
$59,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Attention investors! This 3 bedroom, 1.5 bath home with a fenced in yard was previously updated and has lots of potential. The electric panel, wiring, and plumbing are all newer and the home previously passed a Section 8 inspection. The living room has a fireplace with built ins on either side. There is a primary bedroom on the first floor and 2 bedrooms and a half bath upstairs. The home sits on a corner lot and has a fenced in front and back yard. There is some work that will need to be done to get mechanicals up and running as well as some minor cosmetic work. This location allows for easy access to I-64 as well as downtown and the bus route. Schedule a showing today!
Key facts
- Newer electric panel
- Newer plumbing
- Newer wiring
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $60k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $594 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $60k).
- Recommended offer: $53k (12.0% below list) — sets the bar for market timing.
- Cap rate 18.2% vs local median 4.9% in Louisville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#333 in KY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, health & safety D+, crime F.
- Jefferson County (urban): math 19% / reading 35% proficiency, ranked #121 of 165 in KY (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Byck Elementary (math 2% / reading 12%, grade F, #662 of 676 statewide, top 99%, 287 students, 91% FRL); Crosby Middle (math 32% / reading 49%, grade F, #57 of 217 statewide, top 26%, 1,016 students, 46% FRL).
- Market conditions: Rents flat; 204 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 75d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,836 units permitted in Jefferson County in 2024 (1,558 in 5+ unit buildings).
- This rent runs 43% of the median local income ($36k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $6k of equity ($414 loan paydown + $6k appreciation (10.0% local appreciation)).
- Jefferson County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (10.0% appreciation + 0.5% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 6, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 168 days — a 12% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 168 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.12% ✓
- Cap rate
- 18.20%
- Cash-on-cash
- 42.53%
- DSCR
- 2.89
- GRM
- 3.9
CMA / ARV
- ARV (median comp)
- $121,312
- List price
- $59,900
- Delta
- -50.62%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2324 Rowan St | 0.12mi | 4/2.5 (+1) | 1,610 (-0%) | 3mo | $175,000 | $109 | 83 |
| 2503 W Main St | 0.21mi | 4/1.0 (+1) | 1,602 (-1%) | 4mo | $132,500 | $83 | 79 |
| 2333 Duncan St | 0.23mi | 3/1.0 | 1,480 (-8%) | 8mo | $83,750 | $57 | 67 |
| 2311 Cedar St | 0.26mi | 2/1.0 (-1) | 1,486 (-8%) | 3mo | $80,000 | $54 | 65 |
| 2429 Griffiths Ave | 0.43mi | 4/2.0 (+1) | 1,645 (+2%) | 7mo | $90,000 | $55 | 64 |
| 320 N 18th St | 0.51mi | 3/2.0 | 1,508 (-6%) | 4mo | $147,900 | $98 | 60 |
| 315 N 27th St | 0.58mi | 3/1.0 | 1,540 (-4%) | 6mo | $100,000 | $65 | 59 |
| 2010 W Market St | 0.25mi | 3/2.0 | 1,376 (-15%) | 7mo | $135,000 | $98 | 56 |
| 2805 W Chestnut St | 0.69mi | 3/2.0 | 1,726 (+7%) | 1mo | $155,000 | $90 | 53 |
| 2024 Portland Ave | 0.62mi | 3/1.0 | 1,518 (-6%) | 8mo | $83,750 | $55 | 52 |
| 430 S 26th St | 0.44mi | 3/2.0 | 1,376 (-15%) | 2mo | $132,700 | $96 | 52 |
| 1825 W Muhammad Ali Blvd | 0.51mi | 3/2.5 | 1,817 (+13%) | 9mo | $195,000 | $107 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 0.51% rent growth · sell at horizon
- IRR
- 55.6%
- Equity multiple
- 5.02×
- Total profit
- $67,400
- Equity at exit
- $53,963
- IRR
- 48.1%
- Equity multiple
- 10.72×
- Total profit
- $163,065
- Equity at exit
- $116,373
Cash invested: $16,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Kentucky
- 83 Strongly Landlord-Friendly · R+16
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 32 active · 20 under contract
- Months of supply
- 16.0 mo (6%/mo absorbed)
- Median asking
- $122,500 ($90/sqft)
- Median days on market
- 37 d
- This list price
- 9% of active listings are priced below it
- ARV vs active asking
- -16.0% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 40212
- Home prices YoY
- 11.0%
- Rents YoY
- 0.5%
- Active inventory
- 204
- Price-to-rent
- 3.9×
Monthly cashflow live
- Estimated rent
- $1,268 high interval (Pro) →
- Mortgage (P&I)
- −$314
- Tax from tax record
- −$68 /mo · $819/yr
- Insurance
- −$25
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$266
- Net cashflow
- $594
Break-even live
Sensitivity live
| Price | -10% $628 | -5% $611 | +0% $594 | +5% $578 | +10% $561 |
|---|---|---|---|---|---|
| Rent | -10% $494 | -5% $544 | +0% $594 | +5% $645 | +10% $695 |
| Rate | -1.0pp $625 | -0.5pp $610 | base $594 | +0.5pp $579 | +1.0pp $563 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $14,975
- Closing costs
- $1,797
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2216 W Main St Unit 2 Louisville, KY | 3.0 | 1.0 | 1152 | $845 | $0.73 | 93d | 1 | 0.04mi |
| 2402 Rowan St Louisville, KY | 4.0 | 1.0 | 1414 | $1,195 | $0.85 | 10d | 1 | 0.14mi |
| 2508 W Main St Louisville, KY | 3.0 | 1.0 | 1327 | $1,299 | $0.98 | 67d | 1 | 0.21mi |
| 2508 W Main St Louisville, KY | 3.0 | 1.0 | 1327 | $1,299 | $0.98 | 71d | 1 | 0.21mi |
| 2508 W Main St Louisville, KY | 3.0 | 1.0 | 1327 | $1,445 | $1.09 | 74d | 1 | 0.21mi |
| 212 N 25th St Louisville, KY | 3.0 | 1.0 | 1104 | $895 | $0.81 | 119d | 1 | 0.23mi |
| 2529 W Main St #2 Louisville, KY | 3.0 | 1.0 | 1404 | $1,200 | $0.85 | 119d | 1 | 0.26mi |
| 120 N 20th St Louisville, KY | 3.0 | 1.5 | 1300 | $1,400 | $1.08 | 119d | 1 | 0.27mi |
| 2331 Cedar St Louisville, KY | 2.0 | 1.0 | 1141 | $995 | $0.87 | 57d | 1 | 0.28mi |
| 205 N 26th St Louisville, KY | 3.0 | 2.0 | 1538 | $1,750 | $1.14 | 67d | 1 | 0.32mi |
| 430 S 24th St Louisville, KY | 3.0 | 1.5 | 1288 | $1,400 | $1.09 | 119d | 1 | 0.36mi |
| 2319 W Muhammad Ali Blvd Louisville, KY | 4.0 | 1.0 | 1644 | $1,300 | $0.79 | 111d | 1 | 0.36mi |
| 410 N 21st St Louisville, KY | 3.0 | 1.0 | 1104 | $1,149 | $1.04 | 87d | 1 | 0.38mi |
| 2429 Griffiths Ave Louisville, KY | 4.0 | 2.0 | 1645 | $1,800 | $1.09 | 93d | 1 | 0.42mi |
| 409 N 20th St Louisville, KY | 3.0 | 1.0 | 1200 | $1,050 | $0.88 | 99d | 1 | 0.42mi |
| 2003 W Muhammad Ali Blvd Louisville, KY | 3.0 | 1.5 | 1600 | $1,320 | $0.82 | 74d | 1 | 0.43mi |
| 417 N 20th St Louisville, KY | 3.0 | 1.0 | 1300 | $1,300 | $1.00 | 5d | 1 | 0.44mi |
| 2338 W Madison St Louisville, KY | 4.0 | 1.0 | 1116 | $1,295 | $1.16 | 10d | 1 | 0.48mi |
| 433 N 25th St Louisville, KY | 3.0 | 2.0 | 1100 | $1,300 | $1.18 | 10d | 1 | 0.49mi |
| 2403 Bank St Louisville, KY | 3.0 | 1.0 | 1055 | $1,300 | $1.23 | 0d | 1 | 0.56mi |
| 1919 Baird St Louisville, KY | 3.0 | 1.0 | 1500 | $1,100 | $0.73 | 111d | 1 | 0.59mi |
| 353 N 27th St Louisville, KY | 2.0 | 1.0 | 1100 | $1,100 | $1.00 | 119d | 1 | 0.62mi |
| 429 S 29th St Louisville, KY | 3.0 | 2.0 | 1332 | $1,200 | $0.90 | 0d | 1 | 0.62mi |
| 2814 W Muhammad Ali Blvd Louisville, KY | 3.0 | 1.0 | 1080 | $930 | $0.86 | 10d | 1 | 0.63mi |
| 2328 Magazine St Louisville, KY | 3.0 | 1.0 | 1100 | $950 | $0.86 | 7d | 1 | 0.64mi |
| 2729 W Chestnut St Unit Csf Louisville, KY | 4.0 | 2.0 | 1300 | $1,050 | $0.81 | 10d | 1 | 0.68mi |
| 1810 Magazine St Louisville, KY | 3.0 | 1.5 | 1248 | $1,399 | $1.12 | 63d | 1 | 0.76mi |
| 673 S 27th St Louisville, KY | 3.0 | 2.0 | 1290 | $1,200 | $0.93 | 82d | 1 | 0.82mi |
| 2506 Montgomery St Louisville, KY | 2.0–3.0 | 1.0–2.0 | 977 | $1,295 | $1.32 | 10d | 8 | 0.83mi |
| 2718 Montgomery St Unit 2720 Louisville, KY | 3.0 | 1.0 | 1111 | $1,375 | $1.24 | 7d | 1 | 0.93mi |
| 848 S 23rd St Louisville, KY | 3.0 | 1.5 | 1050 | $1,450 | $1.38 | 119d | 1 | 1.03mi |
| 2906 Montgomery St Unit B Louisville, KY | 3.0 | 1.0 | 1152 | $1,060 | $0.92 | 119d | 1 | 1.04mi |
| 3232 W Muhammad Ali Blvd Louisville, KY | 3.0 | 1.0 | 1642 | $1,050 | $0.64 | 63d | 1 | 1.04mi |
| 652 N 29th St Louisville, KY | 3.0 | 1.0 | 1127 | $1,350 | $1.20 | 112d | 1 | 1.08mi |
| 3420 W Jefferson St Unit STREET1 Louisville, KY | 2.0 | 1.0 | 1170 | $1,250 | $1.07 | 78d | 1 | 1.10mi |
| 2416 Garland Ave Louisville, KY | 3.0 | 2.0 | 1172 | $1,600 | $1.37 | 119d | 1 | 1.13mi |
| 2634 Garland Ave Unit A Louisville, KY | 3.0 | 1.0 | 1152 | $915 | $0.79 | 93d | 1 | 1.17mi |
| 2634 Garland Ave Unit B Louisville, KY | 3.0 | 1.0 | 1152 | $870 | $0.76 | 93d | 1 | 1.17mi |
| 610 Louis Coleman Jr Dr Louisville, KY | 4.0 | 2.0 | 1350 | $1,800 | $1.33 | 7d | 1 | 1.17mi |
| 1821 Date St Louisville, KY | 3.0 | 1.0 | 1222 | $1,275 | $1.04 | 10d | 1 | 1.18mi |
Property features AI
Finance
- Other
- Located at the corner of W Main St and S 23rd St (directions available)
- HOA & community
- No association fee
Exterior
- Utilities
- Utilities listed as other
- Home design
- Traditional single-family home2 stories
- Construction
- Built in 1900Vinyl sidingShingle roofPoured concrete foundation
- Exterior features
- Full chain link fencing
Interior
- Kitchen
- Kitchen on first floor
- Bedrooms
- 3 bedrooms total (1 on first floor, 2 on second floor)
- Bathrooms
- 1 full bathroom1 half bathroomHalf bath located on second floorFull bath located on first floor
- Interior features
- 8 total rooms9 closetsUnfinished cellar basementBasement presentFirst-floor primary bedroomFirst-floor laundry
- Laundry & utility
- Laundry on first floor
Listing history 50 events
-
2026-09-23days on market $59,900 Active 168 DOM
-
2026-09-22days on market $59,900 Active 167 DOM
-
2026-09-21days on market $59,900 Active 166 DOM
-
2026-09-20days on market $59,900 Active 165 DOM
-
2026-09-19days on market $59,900 Active 164 DOM
-
2026-09-18days on market $59,900 Active 163 DOM
-
2026-09-17pricedays on market $59,900 Active 162 DOM
-
2026-09-16days on market $62,000 Active 161 DOM
-
2026-09-15days on market $62,000 Active 160 DOM
-
2026-09-14days on market $62,000 Active 159 DOM
-
2026-09-13days on market $62,000 Active 158 DOM
-
2026-09-12days on market $62,000 Active 157 DOM
-
2026-09-11days on market $62,000 Active 156 DOM
-
2026-09-05days on market $62,000 Active 150 DOM
-
2026-09-04days on market $62,000 Active 149 DOM
-
2026-09-03days on market $62,000 Active 148 DOM
-
2026-08-31days on market $62,000 Active 145 DOM
-
2026-08-30days on market $62,000 Active 144 DOM
-
2026-08-29days on market $62,000 Active 143 DOM
-
2026-08-28price $62,000 Active 142 DOM
-
2026-08-28days on market $79,900 Active 142 DOM
-
2026-08-27days on market $79,900 Active 141 DOM
-
2026-08-25days on market $79,900 Active 139 DOM
-
2026-08-24days on market $79,900 Active 138 DOM
-
2026-08-23days on market $79,900 Active 137 DOM
-
2026-08-22days on market $79,900 Active 136 DOM
-
2026-08-21days on market $79,900 Active 135 DOM
-
2026-08-20days on market $79,900 Active 134 DOM
-
2026-08-19days on market $79,900 Active 133 DOM
-
2026-08-18days on market $79,900 Active 132 DOM
-
2026-08-17days on market $79,900 Active 131 DOM
-
2026-08-16days on market $79,900 Active 130 DOM
-
2026-08-15days on market $79,900 Active 129 DOM
-
2026-08-14days on market $79,900 Active 128 DOM
-
2026-08-13days on market $79,900 Active 127 DOM
-
2026-08-12days on market $79,900 Active 126 DOM
-
2026-08-11days on market $79,900 Active 125 DOM
-
2026-08-10days on market $79,900 Active 124 DOM
-
2026-08-09days on market $79,900 Active 123 DOM
-
2026-08-08days on market $79,900 Active 122 DOM
-
2026-08-07days on market $79,900 Active 121 DOM
-
2026-08-06days on market $79,900 Active 120 DOM
-
2026-08-05days on market $79,900 Active 119 DOM
-
2026-08-04days on market $79,900 Active 118 DOM
-
2026-08-03days on market $79,900 Active 117 DOM
-
2026-07-31days on market $79,900 Active 114 DOM
-
2026-07-30days on market $79,900 Active 112 DOM
-
2026-07-28days on market $79,900 Active 111 DOM
-
2026-07-26days on market $79,900 Active 109 DOM
-
2026-07-24days on market $79,900 Active 107 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast KY · Resets to sale price
- Current annual tax
- $819 · $68/mo
- Projected year-2 tax
- $819 · $68/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,217
- − Mortgage interest
- −$3,355
- − Property taxes
- −$819
- − Insurance
- −$300
- − Repairs & maintenance
- −$1,217
- − Management
- −$1,217
- − Depreciation
- −$1,743
- Taxable income
- $6,566
- Est. tax owed @ 24.0%
- −$1,576
- After-tax cash flow
- $5,558/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
This 3-bedroom, 1.5-bath home is in good condition with minor cosmetic work needed. It has a fenced-in yard and is located on a corner lot, making it a good investment opportunity.
Deferred maintenance Est. $20,000–$60,000 screening
- Major Plumbing (plumbing) — Exposed pipes and concrete floor suggest potential water damage or structural issues
- Major Electrical (electrical) — Exposed wiring and conduit suggest potential electrical hazards or outdated systems
Repairs flagged
- Minor Electrical panel — The electrical panel appears to be in good condition, with no visible signs of damage or wear.
- Minor Plumbing — The plumbing appears to be in good condition, with no visible signs of damage or wear.
- Major Mechanicals — The mechanicals need to be installed or repaired to get the home up and running.
Value-add opportunities
- Resale Painting the exterior and interior — Painting can enhance the curb appeal and make the home more attractive to potential buyers. ↑
- Rental Landscaping and fencing — Landscaping and fencing can improve the curb appeal and make the home more attractive to potential renters. ↑
- Both Installing mechanicals — Installing mechanicals will make the home functional and habitable, increasing its value for both resale and rental. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Jefferson County
- NCES district ID
- 2102990
- Math proficiency
- 19% ▼ -17.00%
- Reading proficiency
- 35% ▼ -11.00%
- Median HH income
- $47,885
- Composite
- 23.45/100
- National rank
- #7884
- State rank
- #121 of 165 in KY
Livability — Louisville
- Score
- 63/100
- State rank
- #333
- US rank
- #15887
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Louisville, KY
- County
- Jefferson County · 823,112 people
- City population
- 769,292
- Metro
- Louisville/Jefferson County, KY-IN
- Population (ZIP)
- 14,661
- Household income
- $35,753
- Rent vs Own
- Severe rent burden
- 14% of renters
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 823,112 people
- By 2030
- 849,343 · +3.2%
- By 2040
- 895,696 · +8.8%
- By 2050
- 933,630 · +13.4%
- By 2075
- 1,028,262 · +24.9%
- By 2100
- 1,072,675 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (60%)
- Race & ethnicity
- Black 60% White 37% Two or more races 2% Hispanic / Latino 1%
- Common ancestry
- Slovak 1% Lithuanian 1% Iranian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Spanish 1%
Political lean MEDSL · Jefferson
- 2024 margin
- D (+16.6) · D 57.4% · R 40.9% · Other 1.7%
- 2008→2024 swing
- +4.5pp toward D · 2008: 12.0pp · 2024: 16.6pp
- All cycles
- 2024: D+16.6 2020: D+20.1 2016: D+13.3 2012: D+11.1 2008: D+12.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 29.02%
- Current HPI
- 293.2624
- Rent YoY
- ▲ 0.51%
- Metro
- Louisville/Jefferson County, KY-IN
- State GDP YoY
- ▲ 1.81%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in KY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $118B |
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| Food / Beverage | 1 | $7B |
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Price history
+190.9% since first listed6 events — show timeline
- 2026-06-03 Price Changed $80,000 Metro Search MLS
- 2026-05-20 Price Changed $85,000 Metro Search MLS
- 2026-04-20 Price Changed $99,000 Metro Search MLS
- 2026-04-08 Listed $110,000 Metro Search MLS
- 2024-01-16 Sold (Public Records) $91,708 Public Records
- 2016-09-12 Sold (Public Records) $27,500 Public Records
Property tax history
+4.9%/yrLatest (2025): $819 · +17.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…