Triplex
25 Spring Ave · Troy, NY
Flood risk 10/10 · Severe
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $473 – $860
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 4/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 6.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +5.7/10.0
- Livability +4.0/5.0
- Rent growth +3.7/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$255,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 3 units. confirmed
Listing remarks MLS
Vacant Brick 3-Unit - Fully Updated & Ready for Your Tenants. Solid brick three-unit building delivered vacant, offering a rare opportunity to place your own tenants at market rents. Each unit features spacious 2-3 bedroom layouts with updated interiors throughout. Recent improvements include new kitchens, new bathrooms, and updated mechanical systems, providing low-maintenance ownership and modern appeal for tenants. The classic brick construction adds durability and long-term value. Off-street parking available, a major convenience and rental advantage.
Key facts
- New kitchens
- Fully updated
- New bathrooms
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3 × 2-bed/1.0-bath units multifamily listed at $255k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $2k ($20k/yr) — positive. Per door: $564/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($5k rent vs $255k).
- Recommended offer: $224k (12.0% below list) — sets the bar for market timing.
- Cap rate 14.5% vs local median 5.2% in Troy — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#88 in NY, #1,350 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: employment C-, crime F.
- Troy City School District (urban): math 44% / reading 46% proficiency, ranked #467 of 590 in NY (top 79%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Ps 16 (math 52% / reading 52%, grade C-, #988 of 2,108 statewide, top 49%, 248 students, 60% FRL); Troy Middle School (math 22% / reading 43%, grade F, #504 of 729 statewide, top 70%, 786 students, 72% FRL); Troy High School (math 95% / reading 77%, grade A, #347 of 1,100 statewide, top 32%, 1,153 students, 64% FRL) — zoned schools at 65% FRL track the district average.
- Market conditions: Rents rising fast (+4.9%/yr); 374 active listings in the ZIP; solid renter incomes; 405 units permitted in Rensselaer County in 2024 (224 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Rensselaer County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 4.9% rent growth), your $71k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 163 days — a 12% lower offer ($224k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 26y ago; this cycle's ask has dropped $35k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $43k; list at $255k implies a 493% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: property tax is 2.6% of price; flood insurance adds $56/mo; built in 1910 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 163 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.85% ✓
- Cap rate
- 14.51%
- Cash-on-cash
- 29.36%
- DSCR
- 2.31
- GRM
- 4.5
CMA / ARV
- ARV (median comp)
- $347,482
- List price
- $255,000
- Delta
- -26.61%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 298 3rd St | 0.57mi | 8/3.0 | 2,646 (+0%) | 11mo | $317,000 | $120 | 64 |
| 62 Ida St | 0.56mi | 8/2.0 | 2,484 (-6%) | 10mo | $125,000 | $50 | 52 |
| 301 2nd St | 0.66mi | 7/2.0 (-1) | 2,500 (-5%) | 6mo | $239,900 | $96 | 47 |
| 1513 Bouton Rd | 0.61mi | 7/2.0 (-1) | 3,028 (+15%) | 2mo | $430,000 | $142 | 36 |
| 320 1st St | 0.71mi | 7/2.0 (-1) | 3,017 (+14%) | 24mo | $205,000 | $68 | 14 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.88% rent growth · sell at horizon
- IRR
- 25.0%
- Equity multiple
- 2.06×
- Total profit
- $75,738
- Equity at exit
- $38,021
- IRR
- 34.0%
- Equity multiple
- 4.42×
- Total profit
- $244,460
- Equity at exit
- $22,048
Cash invested: $71,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 5 active · 5 under contract
- Months of supply
- 10.0 mo (10%/mo absorbed)
- Median asking
- $339,900 ($122/sqft)
- Median days on market
- 86 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +8.2% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 12180
- Home prices YoY
- -33.3%
- Rents YoY
- 4.9%
- Active inventory
- 374
- Price-to-rent
- 13.5×
Monthly cashflow live
- Estimated rent
- $4,725 high interval (Pro) →
- Mortgage (P&I)
- −$1,337
- Tax from tax record
- −$543 /mo · $6,511/yr
- Insurance
- −$106
- Flood insurance flood zone
- −$56 /mo · $666/yr
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$992
- Net cashflow
- $1,691
3-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 3× units | 2 | 1 | $4,725 |
| #1 | 2 | 1 | $1,575 |
| #2 | 2 | 1 | $1,575 |
| #3 | 2 | 1 | $1,575 |
| Total (3 units) | $4,725 | ||
Break-even live
Sensitivity live
| Price | -10% $1,836 | -5% $1,763 | +0% $1,691 | +5% $1,619 | +10% $1,547 |
|---|---|---|---|---|---|
| Rent | -10% $1,318 | -5% $1,505 | +0% $1,691 | +5% $1,878 | +10% $2,064 |
| Rate | -1.0pp $1,820 | -0.5pp $1,756 | base $1,691 | +0.5pp $1,625 | +1.0pp $1,558 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,750
- Closing costs
- $7,650
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 11 Spring Ave Troy, NY | 3.0 | 2.0 | 1788 | $2,500 | $1.40 | 119d | 1 | 0.05mi |
| 189 Hill St Troy, NY | 3.0 | 1.0 | 995 | $1,900 | $1.91 | 119d | 1 | 0.27mi |
| 7 Balsam Ave Unit 3F Troy, NY | 1.0 | 1.0 | — | $1,049 | — | 119d | 1 | 0.34mi |
| 7 Balsam Ave Apt 2F Troy, NY | 1.0 | 1.0 | — | $1,095 | — | 119d | 1 | 0.34mi |
| 383 Congress St Troy, NY | 3.0 | 1.0 | — | $1,644 | — | 6d | 1 | 0.35mi |
| 377 Congress St Apt 1 Troy, NY | 3.0 | 1.0 | — | $1,694 | — | 62d | 1 | 0.35mi |
| 5 Marshall St Unit 2 Troy, NY | 3.0 | 1.0 | — | $1,300 | — | 6d | 1 | 0.36mi |
| 5 Marshall St Unit 1 Troy, NY | 3.0 | 1.0 | — | $1,200 | — | 3d | 1 | 0.36mi |
| 36 Pawling Ave Troy, NY | 2.0 | 1.0 | 835 | $2,144 | $2.57 | 6d | 1 | 0.37mi |
| 36 Pawling Ave Troy, NY | 2.0 | 1.0 | 790 | $2,044 | $2.59 | 3d | 1 | 0.37mi |
| 22 Pawling Ave Unit 1 Troy, NY | 3.0 | 1.0 | — | $1,800 | — | 119d | 1 | 0.38mi |
| 344 Congress St Unit 1 Troy, NY | 3.0 | 1.0 | — | $2,000 | — | 119d | 1 | 0.38mi |
| 554 Congress St Apt 5 Troy, NY | 1.0 | 1.0 | 450 | $1,200 | $2.67 | 6d | 1 | 0.39mi |
| 554 Congress St Apt 3 Troy, NY | 1.0 | 1.0 | 450 | $1,150 | $2.56 | 6d | 1 | 0.39mi |
| 114 Ida St Unit 1 Troy, NY | 3.0 | 1.0 | 1100 | $1,195 | $1.09 | 5d | 1 | 0.39mi |
| 12 Bank St Troy, NY | 3.0 | 2.0 | — | $2,300 | — | 119d | 1 | 0.43mi |
| 1016 5th Ave #2 Troy, NY | 3.0 | 1.0 | 1000 | $1,600 | $1.60 | 6d | 1 | 0.44mi |
| 1048 5th Ave Fl 2 Troy, NY | 2.0 | 1.0 | 1185 | $1,395 | $1.18 | 6d | 1 | 0.44mi |
| 2 Stanton St Troy, NY | 2.0 | 1.0 | — | $2,755 | — | 61d | 1 | 0.46mi |
| 366 4th St Troy, NY | 3.0 | 1.0 | — | $1,800 | — | 6d | 1 | 0.49mi |
| 1706 Highland Ave #1 Troy, NY | 2.0 | 1.0 | 850 | $1,395 | $1.64 | 6d | 1 | 0.50mi |
| 1708 Highland Ave Unit 3 Troy, NY | 3.0 | 1.0 | 1485 | $595 | $0.40 | 114d | 1 | 0.50mi |
| 334 4th St Troy, NY | 2.0 | 1.0 | 1200 | $1,500 | $1.25 | 0d | 1 | 0.50mi |
| 334 4th St Troy, NY | 2.0 | 1.0 | 1200 | $1,450 | $1.21 | 62d | 1 | 0.50mi |
| 51 14th St Unit 1 Troy, NY | 2.0 | 1.0 | 1000 | $850 | $0.85 | 109d | 1 | 0.50mi |
| 1167 5th Ave #1 Troy, NY | 1.0 | 1.0 | — | $1,200 | — | 6d | 1 | 0.50mi |
| 88 Pawling Ave Troy, NY | 3.0 | 1.5 | 1735 | $1,995 | $1.15 | 5d | 1 | 0.50mi |
| 316 4th St Apt 1 Troy, NY | 2.0 | 1.0 | 850 | $1,425 | $1.68 | 6d | 1 | 0.51mi |
| 355 4th St Troy, NY | 3.0 | 2.0 | 1203 | $1,750 | $1.45 | 119d | 1 | 0.51mi |
| 36 13th St Unit 2 Troy, NY | 2.0 | 1.0 | — | $1,300 | — | 62d | 1 | 0.52mi |
| 1210 5th Ave Unit 2 Troy, NY | 2.0 | 1.0 | 1000 | $1,275 | $1.27 | 62d | 1 | 0.52mi |
| 1210 5th Ave Unit 1 Troy, NY | 2.0 | 1.0 | 1100 | $1,245 | $1.13 | 6d | 1 | 0.52mi |
| 112 Adams St Unit 2 Troy, NY | 2.0 | 1.0 | 650 | $1,350 | $2.08 | 119d | 1 | 0.54mi |
| 356 3rd St Unit 2 Troy, NY | 3.0 | 1.0 | 1000 | $1,950 | $1.95 | 109d | 1 | 0.55mi |
| 306 3rd St Troy, NY | 3.0 | 1.0 | 1100 | $1,700 | $1.55 | 119d | 1 | 0.56mi |
| 110 Project Rd Unit 1 Troy, NY | 2.0 | 1.0 | 1000 | $1,300 | $1.30 | 119d | 1 | 0.56mi |
| 128 Mann Ave Troy, NY | 2.0 | 1.0 | 800 | $2,045 | $2.56 | 6d | 1 | 0.56mi |
| 380 3rd St Unit 1 Troy, NY | 2.0 | 1.0 | — | $1,200 | — | 3d | 1 | 0.57mi |
| 79 14th St Unit 1 Troy, NY | 3.0 | 1.0 | 1500 | $650 | $0.43 | 114d | 1 | 0.57mi |
| 379 3rd St Troy, NY | 3.0 | 1.0 | 1150 | $1,750 | $1.52 | 61d | 1 | 0.59mi |
Listing history 18 events
-
2026-03-18price $255,000 674-char remark
Show marketing remark (674 chars)
Vacant Brick 3-Unit - Fully Updated & Ready for Your Tenants. Solid brick three-unit building delivered vacant, offering a rare opportunity to place your own tenants at market rents. Each unit features spacious 2-3 bedroom layouts with updated interiors throughout. Recent improvements include new kitchens, new bathrooms, and updated mechanical systems, providing low-maintenance ownership and modern appeal for tenants. The classic brick construction adds durability and long-term value. Off-street parking available, a major convenience and rental advantage. Ideal for investors or owner-occupants seeking a turn-key multi-family property with strong income potential
-
2026-01-30price $269,900 674-char remark
Show marketing remark (674 chars)
Vacant Brick 3-Unit - Fully Updated & Ready for Your Tenants. Solid brick three-unit building delivered vacant, offering a rare opportunity to place your own tenants at market rents. Each unit features spacious 2-3 bedroom layouts with updated interiors throughout. Recent improvements include new kitchens, new bathrooms, and updated mechanical systems, providing low-maintenance ownership and modern appeal for tenants. The classic brick construction adds durability and long-term value. Off-street parking available, a major convenience and rental advantage. Ideal for investors or owner-occupants seeking a turn-key multi-family property with strong income potential
-
2025-12-17$289,900 Active 674-char remark
Show marketing remark (674 chars)
Vacant Brick 3-Unit - Fully Updated & Ready for Your Tenants. Solid brick three-unit building delivered vacant, offering a rare opportunity to place your own tenants at market rents. Each unit features spacious 2-3 bedroom layouts with updated interiors throughout. Recent improvements include new kitchens, new bathrooms, and updated mechanical systems, providing low-maintenance ownership and modern appeal for tenants. The classic brick construction adds durability and long-term value. Off-street parking available, a major convenience and rental advantage. Ideal for investors or owner-occupants seeking a turn-key multi-family property with strong income potential
-
2011-07-07soldstatus $43,000
-
2011-06-30soldstatus $43,000 197-char remark
Show marketing remark (197 chars)
Get in on the ground floor of this terrifiic opportunity. This 3 family features separate utilities, off street parking and good cash flow. Third apartment requires rehabbing. Very Good Condition
-
2011-05-27historical 197-char remark
Show marketing remark (197 chars)
Get in on the ground floor of this terrifiic opportunity. This 3 family features separate utilities, off street parking and good cash flow. Third apartment requires rehabbing. Very Good Condition
-
2011-03-16$59,000 197-char remark
Show marketing remark (197 chars)
Get in on the ground floor of this terrifiic opportunity. This 3 family features separate utilities, off street parking and good cash flow. Third apartment requires rehabbing. Very Good Condition
-
2010-02-05soldstatus $25,000
-
2010-01-18historical
-
2009-10-05$31,900
-
2005-10-11soldstatus $120,000
-
2005-07-18soldstatus $115,000
-
2005-06-05historical
-
2005-05-21$101,000
-
2002-03-08soldstatus $70,000
-
2002-02-04soldstatus $50,000
-
2001-11-05historical
-
2000-07-31$70,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $6,511 · $543/mo
- Projected year-2 tax
- $6,511 · $543/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 10/10 Extreme FEMA zone X · 99% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 4/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
- Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $56,700
- − Mortgage interest
- −$14,284
- − Property taxes
- −$6,511
- − Insurance
- −$1,942
- − Repairs & maintenance
- −$4,536
- − Management
- −$4,536
- − Depreciation
- −$7,418
- Taxable income
- $17,474
- Est. tax owed @ 24.0%
- −$4,194
- After-tax cash flow
- $16,100/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
This three-unit brick building requires moderate repairs to the roof and exterior siding, but is otherwise in good condition. Repairs will significantly increase its resale and rental value.
Deferred maintenance Est. $50,000–$150,000 screening
- Major Roof (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — rooftop appears damaged and missing shingles
- Major Windows (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — windows appear to be old and possibly not sealed properly
- Major Electrical (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — electrical panel appears old and possibly not up to code
- Major Plumbing (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — plumbing fixtures appear old and possibly not up to code
- Major Exterior (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — exterior walls appear to be in poor condition and possibly not up to code
Repairs flagged
- Major roof — The roof appears to be in poor condition, with visible wear and tear.
- Major exterior siding — The exterior siding is peeling and in need of repainting.
Value-add opportunities
- Both repairing the roof and repainting the exterior siding — These updates will improve the home's curb appeal and increase its rental value. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Troy City School District
- NCES district ID
- 3628950
- Math proficiency
- 44% ▲ 6.00%
- Reading proficiency
- 46% ▲ 6.00%
- Median HH income
- $42,143
- Composite
- 37.89/100
- National rank
- #4318
- State rank
- #467 of 590 in NY
Livability — Troy
- Score
- 81/100
- State rank
- #88
- US rank
- #1350
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Troy, NY
- County
- Rensselaer County · 162,400 people
- City population
- 53,479
- Metro
- Albany-Schenectady-Troy, NY
- Population (ZIP)
- 53,479
- Household income
- $75,851
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Rensselaer County) Hauer SSP2
- Today (2025)
- 162,400 people
- By 2030
- 161,746 · -0.4%
- By 2040
- 158,095 · -2.7%
- By 2050
- 152,966 · -5.8%
- By 2075
- 140,767 · -13.3%
- By 2100
- 124,727 · -23.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (70%)
- Race & ethnicity
- White 70% Black 12% Hispanic / Latino 8% Two or more races 8% Asian 5%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 4%
- Common ancestry
- Romanian 5% Lithuanian 5% Slovak 1%
- Foreign-born
- 10% · Canada, China
- Languages at home
- 88% English-only · Spanish 4% Other Indo-European 2% Arabic 2%
Political lean MEDSL · Rensselaer
- 2024 margin
- Toss-up / Even · D 50.7% · R 49.3%
- 2008→2024 swing
- -8.0pp toward R · 2008: 9.3pp · 2024: 1.4pp
- All cycles
- 2024: D+1.4 2020: D+5.6 2016: R+2.9 2012: D+11.8 2008: D+9.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -142.53%
- Current HPI
- 285.0762
- Rent YoY
- ▲ 4.88%
- Metro
- Albany-Schenectady-Troy, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+264.3% since first listed18 events — show timeline
- 2026-03-18 Price Changed $255,000 Global MLS
- 2026-01-30 Price Changed $269,900 Global MLS
- 2025-12-17 Listed $289,900 Global MLS
- 2011-07-07 Sold (Public Records) $43,000 Public Records
- 2011-06-30 Sold (MLS) $43,000 Global MLS
- 2011-05-27 Listing Removed — Global MLS
- 2011-03-16 Listed $59,000 Global MLS
- 2010-02-05 Sold (MLS) $25,000 Global MLS
- 2010-01-18 Listing Removed — Global MLS
- 2009-10-05 Listed $31,900 Global MLS
- 2005-10-11 Sold (Public Records) $120,000 Public Records
- 2005-07-18 Sold (MLS) $115,000 Global MLS
- 2005-06-05 Listing Removed — Global MLS
- 2005-05-21 Listed $101,000 Global MLS
- 2002-03-08 Sold (Public Records) $70,000 Public Records
- 2002-02-04 Sold (MLS) $50,000 Global MLS
- 2001-11-05 Listing Removed — Global MLS
- 2000-07-31 Listed $70,000 Global MLS
Property tax history
+15.9%/yrLatest (2025): $6,511 · -8.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…