26543 S Sardis Rd · Sardis, AR
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Appreciation +10.0/10.0
- Cash flow +4.4/30.0
- Schools +3.7/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +0.0/10.0
- DSCR +0.0/10.0
$285,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
FSBO in Winchester Estates Bauxite, AR $285,000 Country living 20 minutes from Little Rock, 15 minutes from interstate 530. 3 bedroom, 2 bath, 2215 sqft home on 3 acres, fenced/gated, location for above ground pool, hookups for hot tub, chicken coop. LVP throughout. One room is a mother in laws quarters with handicap accessible french door entry to bathroom. Extra receptacles for microwave, refrigerator, TV. Built in 2021. Bauxite School District. Garage is insulated and painted with air-conditioning. 501-277-7047.
Key facts
- Fenced gated
- Hookups for hot tub
- Extra receptacles
Tags
Property features AI
Exterior
- Home design: House; 2,215 total living area
- Exterior features: Nearly 3-acre lot
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $285k.
Deal economics
- At list price, monthly cash flow is $-751 ($-9k/yr) — negative.
- To cash-flow at today's rent, offer at most $152k (46.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $127k (55.3% below list).
- Recommended offer: $127k (55.3% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Bauxite School District (rural): math 43% / reading 41% proficiency, ranked #44 of 238 in AR (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Pine Haven Elementary School (math 52% / reading 37%, grade F, #143 of 454 statewide, top 36%, 750 students, 41% FRL); Bauxite Middle School (math 46% / reading 46%, grade D+, #53 of 201 statewide, top 28%, 369 students, 39% FRL); Bauxite High School (math 24% / reading 37%, grade F, #134 of 292 statewide, top 47%, 492 students, 29% FRL) — zoned schools at 36% FRL track the district average.
- Market conditions: 74 active listings in the ZIP; 446 units permitted in Saline County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $30k of equity ($2k loan paydown + $28k appreciation (10.0% local appreciation)).
- Saline County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 2, paydown + projected appreciation supports a ~$49k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 17 days — a 2% lower offer ($281k) is reasonable based on typical stale-listing flexibility.
- 20 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $240k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.45% ✗
- Cap rate
- 3.13%
- Cash-on-cash
- -11.29%
- DSCR
- 0.50
- GRM
- 18.7
CMA / ARV
- ARV (median comp)
- $352,786
- List price
- $285,000
- Delta
- -16.78%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1033 Duke Dr | 0.03mi | 3/2.5 | 2,143 (-3%) | 6mo | $400,000 | $187 | 87 |
| 1001 Duke Dr | 0.14mi | 4/2.0 (+1) | 2,129 (-4%) | 2mo | $387,500 | $182 | 80 |
| 1056 Duke Dr | 0.36mi | 3/2.0 | 2,250 (+2%) | 1mo | $400,000 | $178 | 80 |
| 1049 Duke Dr | 0.24mi | 3/2.5 | 2,100 (-5%) | 6mo | $386,000 | $184 | 73 |
| 1016 Duke Dr | 0.16mi | 4/2.5 (+1) | 2,235 (+1%) | 13mo | $402,500 | $180 | 73 |
| 27000 S Sardis | 0.09mi | 4/2.0 (+1) | 2,278 (+3%) | 23mo | $375,445 | $165 | 67 |
| 1128 Duke Dr | 0.20mi | 4/2.0 (+1) | 2,054 (-7%) | 9mo | $350,000 | $170 | 66 |
| 1109 Duke Dr | 0.26mi | 4/3.0 (+1) | 2,350 (+6%) | 8mo | $435,000 | $185 | 62 |
| 1072 Duke Dr | 0.30mi | 3/2.0 | 2,001 (-10%) | 12mo | $369,900 | $185 | 60 |
| 1168 Duke Dr | 0.16mi | 4/2.0 (+1) | 1,909 (-14%) | 8mo | $355,000 | $186 | 58 |
| 15983 E Miller Sardis Rd | 0.75mi | 4/2.0 (+1) | 2,274 (+3%) | 11mo | $360,000 | $158 | 47 |
| 16019 E Miller Sardis | 0.73mi | 4/2.0 (+1) | 2,240 (+1%) | 17mo | $376,000 | $168 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 16.4%
- Equity multiple
- 2.34×
- Total profit
- $107,299
- Equity at exit
- $256,751
- IRR
- 15.7%
- Equity multiple
- 5.43×
- Total profit
- $353,352
- Equity at exit
- $553,692
Cash invested: $79,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72011
- Home prices YoY
- 11.9%
- Active inventory
- 74
- Price-to-rent
- 18.7×
Monthly cashflow live
- Estimated rent
- $1,273 medium interval (Pro) →
- Mortgage (P&I)
- −$1,495
- Tax from tax record
- −$143 /mo · $1,716/yr
- Insurance
- −$119
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$267
- Net cashflow
- $-751
Break-even live
Sensitivity live
| Price | -10% $-589 | -5% $-670 | +0% $-751 | +5% $-831 | +10% $-912 |
|---|---|---|---|---|---|
| Rent | -10% $-851 | -5% $-801 | +0% $-751 | +5% $-700 | +10% $-650 |
| Rate | -1.0pp $-607 | -0.5pp $-678 | base $-751 | +0.5pp $-824 | +1.0pp $-900 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $71,250
- Closing costs
- $8,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
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Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 50 events
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2026-06-21days on market $285,000 Active 17 DOM
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2026-06-18days on market $285,000 Active 14 DOM
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2026-06-17days on market $285,000 Active 13 DOM
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2026-06-16remarks 522-char remark
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2026-06-16pricedays on market $285,000 Active 12 DOM
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2026-06-15days on market $295,000 Active 29 DOM
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2026-06-14days on market $295,000 Active 27 DOM
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2026-06-10days on market $295,000 Active 24 DOM
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2026-06-09days on market $295,000 Active 23 DOM
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2026-06-08days on market $295,000 Active 22 DOM
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2026-06-07days on market $295,000 Active 21 DOM
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2026-06-03days on market $295,000 Active 17 DOM
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2026-06-02days on market $295,000 Active 16 DOM
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2026-06-01days on market $295,000 Active 15 DOM
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2026-05-31days on market $295,000 Active 14 DOM
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2026-05-31days on market $295,000 Active 13 DOM
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2026-05-17$295,000 New Listing 516-char remark
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2026-05-13$295,000 Active 152-char remark
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2026-05-11historical
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2026-04-09price $293,600
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2026-04-09$295,000 New Listing
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2026-04-09historical
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2026-03-07$295,000 New Listing
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2026-03-07historical
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2026-03-04status Active
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2026-03-04historical
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2026-03-02status Active
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2026-03-02historical
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2026-02-28status Active
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2026-02-28historical
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2026-02-26status Active
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2026-02-26historical
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2026-02-25status Active
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2026-02-25historical
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2026-01-17$299,000 New Listing
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2026-01-17historical
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2026-01-16price $299,000
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2026-01-14status Active
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2026-01-14historical
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2026-01-10status Active
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2026-01-10historical
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2025-12-02$309,000 New Listing
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2025-12-02historical
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2025-10-21$319,000 New Listing
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2025-10-21historical
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2025-09-12price $319,000
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2025-08-28price $324,000
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2025-08-23$329,000 New Listing
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2025-08-23historical
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2025-07-01price $329,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $1,716 · $143/mo
- Projected year-2 tax
- $1,824 · $152/mo
- Expected delta
- +$108/yr (+$9/mo · 6.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,277
- − Mortgage interest
- −$15,964
- − Property taxes
- −$1,716
- − Insurance
- −$1,425
- − Repairs & maintenance
- −$1,222
- − Management
- −$1,222
- − Depreciation
- −$8,291
- Taxable loss
- −$14,564
- Est. tax savings @ 24.0%
- +$3,495
- After-tax cash flow
- $-5,512/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bauxite School District
- NCES district ID
- 0502790
- Math proficiency
- 43% ▼ -7.00%
- Reading proficiency
- 41% ▼ -7.00%
- Median HH income
- $55,614
- Composite
- 36.7/100
- National rank
- #4597
- State rank
- #44 of 238 in AR
Livability — Sardis
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 4,635
Population outlook (Saline County) Hauer SSP2
- Today (2025)
- 140,141 people
- By 2030
- 151,233 · +7.9%
- By 2040
- 173,100 · +23.5%
- By 2050
- 194,368 · +38.7%
- By 2075
- 245,295 · +75.0%
- By 2100
- 279,117 · +99.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (90%)
- Race & ethnicity
- White 90% Hispanic / Latino 6% Two or more races 3%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Slovak 1% Portuguese 1% Italian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 98% English-only · Spanish 2%
Political lean MEDSL · Saline
- 2024 margin
- Solid R (+40.1) · D 28.8% · R 69.0% · Other 2.2%
- 2008→2024 swing
- +0.8pp no change · 2008: -41.0pp · 2024: -40.1pp
- All cycles
- 2024: R+40.1 2020: R+41.2 2016: R+43.5 2012: R+42.7 2008: R+41.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 27.39%
- Current HPI
- 258.0513
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
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| Food / Agriculture | 1 | $53B |
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| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
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| Energy | 1 | $4B |
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Price history
+18.8% since first listed53 events — show timeline
- 2026-06-16 Listing Removed — CARMLS
- 2026-06-04 Listed $285,000 ForSaleByOwner.com
- 2026-05-17 Listed $295,000 CARMLS
- 2026-05-11 Listing Removed — CARMLS
- 2026-04-09 Price Changed $293,600 CARMLS
- 2026-04-09 Listed $295,000 CARMLS
- 2026-04-09 Listing Removed — CARMLS
- 2026-03-07 Listed $295,000 CARMLS
- 2026-03-07 Listing Removed — CARMLS
- 2026-03-04 Relisted — CARMLS
- 2026-03-04 Listing Removed — CARMLS
- 2026-03-02 Relisted — CARMLS
- 2026-03-02 Listing Removed — CARMLS
- 2026-02-28 Relisted — CARMLS
- 2026-02-28 Listing Removed — CARMLS
- 2026-02-26 Relisted — CARMLS
- 2026-02-26 Listing Removed — CARMLS
- 2026-02-25 Relisted — CARMLS
- 2026-02-25 Listing Removed — CARMLS
- 2026-01-17 Listed $299,000 CARMLS
- 2026-01-17 Listing Removed — CARMLS
- 2026-01-16 Price Changed $299,000 CARMLS
- 2026-01-14 Relisted — CARMLS
- 2026-01-14 Listing Removed — CARMLS
- 2026-01-10 Relisted — CARMLS
- 2026-01-10 Listing Removed — CARMLS
- 2025-12-02 Listing Removed — CARMLS
- 2025-12-02 Listed $309,000 CARMLS
- 2025-10-21 Listing Removed — CARMLS
- 2025-10-21 Listed $319,000 CARMLS
- 2025-09-12 Price Changed $319,000 CARMLS
- 2025-08-28 Price Changed $324,000 CARMLS
- 2025-08-23 Listing Removed — CARMLS
- 2025-08-23 Listed $329,000 CARMLS
- 2025-07-01 Price Changed $329,000 CARMLS
- 2025-05-04 Price Changed $332,000 CARMLS
- 2025-04-22 Price Changed $333,000 CARMLS
- 2025-04-03 Price Changed $334,000 CARMLS
- 2025-01-30 Price Changed $335,000 CARMLS
- 2024-12-31 Listed $339,000 CARMLS
- 2024-05-20 Listing Removed — CARMLS
- 2024-05-10 Price Changed $335,000 CARMLS
- 2024-04-26 Listed $345,000 CARMLS
- 2023-08-10 Price Changed $319,900 Fizber.com
- 2023-07-29 Price Changed $337,600 Fizber.com
- 2023-05-03 Price Changed $344,000 CARMLS
- 2023-05-03 Listing Removed — CARMLS
- 2023-02-10 Listed $348,000 CARMLS
- 2021-06-18 Sold (MLS) $239,900 CARMLS
- 2021-05-24 Listing Removed — CARMLS
- 2021-05-19 Relisted — CARMLS
- 2021-04-27 Listing Removed — CARMLS
- 2021-01-30 Listed $239,900 CARMLS
Property tax history
+56.7%/yrLatest (2025): $1,716 · -25.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…