CashFlowRE
Sign in Sign up
26543 S Sardis Rd
D Composite 40.54
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • Cash flow +4.4/30.0
  • Schools +3.7/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0

$285,000

26543 S Sardis Rd · Sardis, AR 72011
3 bd · 2.0 ba · 2,215 sqft · SingleFamily public records · 17 Days on market
Built 2021 2.99 ac lot $129/sqft · 18% below area Est $353k · 19% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

FSBO in Winchester Estates Bauxite, AR $285,000 Country living 20 minutes from Little Rock, 15 minutes from interstate 530. 3 bedroom, 2 bath, 2215 sqft home on 3 acres, fenced/gated, location for above ground pool, hookups for hot tub, chicken coop. LVP throughout. One room is a mother in laws quarters with handicap accessible french door entry to bathroom. Extra receptacles for microwave, refrigerator, TV. Built in 2021. Bauxite School District. Garage is insulated and painted with air-conditioning. 501-277-7047.

Key facts

  • Fenced gated
  • Hookups for hot tub
  • Extra receptacles

Tags

FENCED GATEDLOCATION FOR ABOVE GROUND POOLHOOKUPS FOR HOT TUBCHICKEN COOPMOTHER IN LAWS QUARTERSEXTRA RECEPTACLES

Property features AI

Exterior

  • Home design: House; 2,215 total living area
  • Exterior features: Nearly 3-acre lot

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $285k.

Deal economics

  • At list price, monthly cash flow is $-751 ($-9k/yr) — negative.
  • To cash-flow at today's rent, offer at most $152k (46.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $127k (55.3% below list).
  • Recommended offer: $127k (55.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Bauxite School District (rural): math 43% / reading 41% proficiency, ranked #44 of 238 in AR (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Pine Haven Elementary School (math 52% / reading 37%, grade F, #143 of 454 statewide, top 36%, 750 students, 41% FRL); Bauxite Middle School (math 46% / reading 46%, grade D+, #53 of 201 statewide, top 28%, 369 students, 39% FRL); Bauxite High School (math 24% / reading 37%, grade F, #134 of 292 statewide, top 47%, 492 students, 29% FRL) — zoned schools at 36% FRL track the district average.
  • Market conditions: 74 active listings in the ZIP; 446 units permitted in Saline County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $30k of equity ($2k loan paydown + $28k appreciation (10.0% local appreciation)).
  • Saline County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$49k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($281k) is reasonable based on typical stale-listing flexibility.
  • 20 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $240k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $127,305 (55.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.45%
Cap rate
3.13%
Cash-on-cash
-11.29%
DSCR
0.50
GRM
18.7

CMA / ARV

ARV (median comp)
$352,786
List price
$285,000
Delta
-16.78%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1033 Duke Dr 0.03mi 3/2.5 2,143 (-3%) 6mo $400,000 $187 87
1001 Duke Dr 0.14mi 4/2.0 (+1) 2,129 (-4%) 2mo $387,500 $182 80
1056 Duke Dr 0.36mi 3/2.0 2,250 (+2%) 1mo $400,000 $178 80
1049 Duke Dr 0.24mi 3/2.5 2,100 (-5%) 6mo $386,000 $184 73
1016 Duke Dr 0.16mi 4/2.5 (+1) 2,235 (+1%) 13mo $402,500 $180 73
27000 S Sardis 0.09mi 4/2.0 (+1) 2,278 (+3%) 23mo $375,445 $165 67
1128 Duke Dr 0.20mi 4/2.0 (+1) 2,054 (-7%) 9mo $350,000 $170 66
1109 Duke Dr 0.26mi 4/3.0 (+1) 2,350 (+6%) 8mo $435,000 $185 62
1072 Duke Dr 0.30mi 3/2.0 2,001 (-10%) 12mo $369,900 $185 60
1168 Duke Dr 0.16mi 4/2.0 (+1) 1,909 (-14%) 8mo $355,000 $186 58
15983 E Miller Sardis Rd 0.75mi 4/2.0 (+1) 2,274 (+3%) 11mo $360,000 $158 47
16019 E Miller Sardis 0.73mi 4/2.0 (+1) 2,240 (+1%) 17mo $376,000 $168 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
16.4%
Equity multiple
2.34×
Total profit
$107,299
Equity at exit
$256,751
10-year hold
IRR
15.7%
Equity multiple
5.43×
Total profit
$353,352
Equity at exit
$553,692

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72011

Home prices YoY
11.9%
Active inventory
74
Price-to-rent
18.7×

Monthly cashflow live

Estimated rent
$1,273 medium interval (Pro) →
Mortgage (P&I)
$1,495
Tax from tax record
$143 /mo · $1,716/yr
Insurance
$119
HOA
$0
Vacancy / Maint / Mgmt
$267
Net cashflow
$-751

Break-even live

Break-even rent $2,223
Max offer price $152,400
Occupancy floor

Sensitivity live

Price -10% $-589 -5% $-670 +0% $-751 +5% $-831 +10% $-912
Rent -10% $-851 -5% $-801 +0% $-751 +5% $-700 +10% $-650
Rate -1.0pp $-607 -0.5pp $-678 base $-751 +0.5pp $-824 +1.0pp $-900

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,250
Closing costs
$8,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 50 events

  1. 2026-06-21
    days on market $285,000 Active 17 DOM
  2. 2026-06-18
    days on market $285,000 Active 14 DOM
  3. 2026-06-17
    days on market $285,000 Active 13 DOM
  4. 2026-06-16
    remarks 522-char remark
  5. 2026-06-16
    pricedays on marketlisting id $285,000 Active 12 DOM
  6. 2026-06-15
    days on market $295,000 Active 29 DOM
  7. 2026-06-14
    days on market $295,000 Active 27 DOM
  8. 2026-06-10
    days on market $295,000 Active 24 DOM
  9. 2026-06-09
    days on market $295,000 Active 23 DOM
  10. 2026-06-08
    days on market $295,000 Active 22 DOM
  11. 2026-06-07
    days on market $295,000 Active 21 DOM
  12. 2026-06-03
    days on market $295,000 Active 17 DOM
  13. 2026-06-02
    days on market $295,000 Active 16 DOM
  14. 2026-06-01
    days on market $295,000 Active 15 DOM
  15. 2026-05-31
    days on market $295,000 Active 14 DOM
  16. 2026-05-31
    days on market $295,000 Active 13 DOM
  17. 2026-05-17
    listed $295,000 New Listing 516-char remark
  18. 2026-05-13
    listed $295,000 Active 152-char remark
  19. 2026-05-11
    historical
  20. 2026-04-09
    price $293,600
  21. 2026-04-09
    listed $295,000 New Listing
  22. 2026-04-09
    historical
  23. 2026-03-07
    listed $295,000 New Listing
  24. 2026-03-07
    historical
  25. 2026-03-04
    status Active
  26. 2026-03-04
    historical
  27. 2026-03-02
    status Active
  28. 2026-03-02
    historical
  29. 2026-02-28
    status Active
  30. 2026-02-28
    historical
  31. 2026-02-26
    status Active
  32. 2026-02-26
    historical
  33. 2026-02-25
    status Active
  34. 2026-02-25
    historical
  35. 2026-01-17
    listed $299,000 New Listing
  36. 2026-01-17
    historical
  37. 2026-01-16
    price $299,000
  38. 2026-01-14
    status Active
  39. 2026-01-14
    historical
  40. 2026-01-10
    status Active
  41. 2026-01-10
    historical
  42. 2025-12-02
    listed $309,000 New Listing
  43. 2025-12-02
    historical
  44. 2025-10-21
    listed $319,000 New Listing
  45. 2025-10-21
    historical
  46. 2025-09-12
    price $319,000
  47. 2025-08-28
    price $324,000
  48. 2025-08-23
    listed $329,000 New Listing
  49. 2025-08-23
    historical
  50. 2025-07-01
    price $329,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,716 · $143/mo
Projected year-2 tax
$1,824 · $152/mo
Expected delta
+$108/yr (+$9/mo · 6.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,277
− Mortgage interest
−$15,964
− Property taxes
−$1,716
− Insurance
−$1,425
− Repairs & maintenance
−$1,222
− Management
−$1,222
− Depreciation
−$8,291
Taxable loss
−$14,564
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,495
After-tax cash flow
$-5,512/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bauxite School District
NCES district ID
0502790
Math proficiency
43% ▼ -7.00%
Reading proficiency
41% ▼ -7.00%
Median HH income
$55,614
Composite
36.7/100
National rank
#4597
State rank
#44 of 238 in AR

Livability — Sardis

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
4,635

Population outlook (Saline County) Hauer SSP2

Today (2025)
140,141 people
By 2030
151,233 · +7.9%
By 2040
173,100 · +23.5%
By 2050
194,368 · +38.7%
By 2075
245,295 · +75.0%
By 2100
279,117 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Hispanic / Latino 6% Two or more races 3%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Slovak 1% Portuguese 1% Italian 1%
Foreign-born
2% · Canada
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Saline

2024 margin
Solid R (+40.1) · D 28.8% · R 69.0% · Other 2.2%
2008→2024 swing
+0.8pp no change · 2008: -41.0pp · 2024: -40.1pp
All cycles
2024: R+40.1 2020: R+41.2 2016: R+43.5 2012: R+42.7 2008: R+41.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 27.39%
Current HPI
258.0513
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+18.8% since first listed
53 events — show timeline
  • 2026-06-16 Listing Removed CARMLS
  • 2026-06-04 Listed $285,000 ForSaleByOwner.com
  • 2026-05-17 Listed $295,000 CARMLS
  • 2026-05-11 Listing Removed CARMLS
  • 2026-04-09 Price Changed $293,600 CARMLS
  • 2026-04-09 Listed $295,000 CARMLS
  • 2026-04-09 Listing Removed CARMLS
  • 2026-03-07 Listed $295,000 CARMLS
  • 2026-03-07 Listing Removed CARMLS
  • 2026-03-04 Relisted CARMLS
  • 2026-03-04 Listing Removed CARMLS
  • 2026-03-02 Relisted CARMLS
  • 2026-03-02 Listing Removed CARMLS
  • 2026-02-28 Relisted CARMLS
  • 2026-02-28 Listing Removed CARMLS
  • 2026-02-26 Relisted CARMLS
  • 2026-02-26 Listing Removed CARMLS
  • 2026-02-25 Relisted CARMLS
  • 2026-02-25 Listing Removed CARMLS
  • 2026-01-17 Listed $299,000 CARMLS
  • 2026-01-17 Listing Removed CARMLS
  • 2026-01-16 Price Changed $299,000 CARMLS
  • 2026-01-14 Relisted CARMLS
  • 2026-01-14 Listing Removed CARMLS
  • 2026-01-10 Relisted CARMLS
  • 2026-01-10 Listing Removed CARMLS
  • 2025-12-02 Listing Removed CARMLS
  • 2025-12-02 Listed $309,000 CARMLS
  • 2025-10-21 Listing Removed CARMLS
  • 2025-10-21 Listed $319,000 CARMLS
  • 2025-09-12 Price Changed $319,000 CARMLS
  • 2025-08-28 Price Changed $324,000 CARMLS
  • 2025-08-23 Listing Removed CARMLS
  • 2025-08-23 Listed $329,000 CARMLS
  • 2025-07-01 Price Changed $329,000 CARMLS
  • 2025-05-04 Price Changed $332,000 CARMLS
  • 2025-04-22 Price Changed $333,000 CARMLS
  • 2025-04-03 Price Changed $334,000 CARMLS
  • 2025-01-30 Price Changed $335,000 CARMLS
  • 2024-12-31 Listed $339,000 CARMLS
  • 2024-05-20 Listing Removed CARMLS
  • 2024-05-10 Price Changed $335,000 CARMLS
  • 2024-04-26 Listed $345,000 CARMLS
  • 2023-08-10 Price Changed $319,900 Fizber.com
  • 2023-07-29 Price Changed $337,600 Fizber.com
  • 2023-05-03 Price Changed $344,000 CARMLS
  • 2023-05-03 Listing Removed CARMLS
  • 2023-02-10 Listed $348,000 CARMLS
  • 2021-06-18 Sold (MLS) $239,900 CARMLS
  • 2021-05-24 Listing Removed CARMLS
  • 2021-05-19 Relisted CARMLS
  • 2021-04-27 Listing Removed CARMLS
  • 2021-01-30 Listed $239,900 CARMLS

Property tax history

+56.7%/yr

Latest (2025): $1,716 · -25.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…