CashFlowRE
Sign in Sign up
144 Carr Ln
D- Composite 39.35
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.8/30.0
  • ARV discount +7.5/15.0
  • 1% rule +4.3/10.0
  • Condition / age +4.0/5.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • DSCR +3.1/10.0
  • Rent growth +2.6/5.0
  • Appreciation +0.0/10.0

$190,999

144 Carr Ln · Dentsville, SC 29223
3 bd · 2.5 ba · 1,290 sqft · Townhouse · 56 Days on market
Built 2026 Good condition 2,178 sqft lot $167/mo HOA · 9% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

* * * ESTIMATED COMPLETION MID AUGUST * * * The Hickory is an efficient townhome plan with a large great room that allows for several great furniture arrangement options! A coat closet is thoughtfully included along with a nice powder bath and laundry closet with a stack unit. The kitchen allows for friends gathering at the peninsula or the ample dining area that overlooks the back patio. And, wow, a walk-in pantry is a nice surprise! The second-floor owner’s suite with walk-in closet and nice bathroom with a double vanity option is separated from the two secondary bedrooms at the rear of the home. A hall bath and linen closet are also included on the second floor. And don&rsqu

Key facts

  • Laundry closet
  • Powder bath
  • Great room

Tags

GREAT ROOMCOAT CLOSETPOWDER BATHLAUNDRY CLOSETWALK-IN PANTRYOWNER'S SUITE

Property features AI

Finance

  • Other: Directions available: From I-77 N - Take exit 17 onto Two Notch Rd. Turn right onto Two Notch Rd. Travel .2 miles, then turn left onto N Grampian Hills Rd. Travel .6 miles, then turn right onto Legrand Dr. Travel .8 miles and turn right on Ross Rd; drive about .4 miles and community will be on the right.
  • HOA & community: Property is part of an association

Exterior

  • Parking: 2 parking spaces
  • Utilities: Public water; Public sewer
  • Home design: Lot number 153
  • Construction: Slab foundation
  • Exterior features: Vinyl exterior; Paved road access; Lot is approximately 0.1 acre

Interior

  • Bedrooms: Master bedroom located on the second floor
  • Bathrooms: Two full bathrooms; One partial bathroom; One main half bath
  • Heating & cooling: Central heating; Central cooling
  • Interior features: Total heated area approximately 1,290

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $191k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-89 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $178k (6.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (7.4% below list).
  • Recommended offer: $177k (7.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Windsor Elementary (math 21% / reading 23%, grade F, #475 of 597 statewide, top 81%, 537 students, 100% FRL); Westwood High (math 47% / reading 87%, grade B, #73 of 196 statewide, top 41%, 1,684 students, 66% FRL) — zoned schools average 83% FRL vs 38% district-wide (45 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 341 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 56 days — a 3% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
Recommended offer $176,960 (7.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 56 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
5.73%
Cash-on-cash
-2.00%
DSCR
0.91
GRM
9.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.21% rent growth · sell at horizon

5-year hold
IRR
-23.1%
Equity multiple
0.23×
Total profit
$-41,320
Equity at exit
$28,479
10-year hold
IRR
-29.2%
Equity multiple
-0.15×
Total profit
$-61,507
Equity at exit
$16,514

Cash invested: $53,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29223

Rents YoY
0.2%
Active inventory
341
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,770 high interval (Pro) →
Mortgage (P&I)
$1,002
Tax est. 1.5%
$239 /mo · $2,865/yr
Insurance
$80
HOA
$167
Vacancy / Maint / Mgmt
$372
Net cashflow
$-89

Break-even live

Break-even rent $1,882
Max offer price $178,125
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,750
Closing costs
$5,730
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
137 Carr Ln Columbia, SC 3.0 2.5 1250 $1,900 $1.52 3d 1 0.04mi
2058 Mapleton Dr Columbia, SC 3.0 2.5 1476 $1,995 $1.35 21d 1 0.32mi
237 Foxhunt Rd Columbia, SC 3.0 1.5 1008 $1,250 $1.24 14d 1 0.53mi
1659 Legrand Rd Columbia, SC 2.0–3.0 2.0–2.5 1450 $2,500 $1.72 3d 12 0.77mi
125 Charleswood Dr Columbia, SC 3.0 1.0 1074 $1,350 $1.26 23d 1 0.82mi
113 Charleswood Dr Columbia, SC 4.0 1.5 1196 $1,555 $1.30 3d 1 0.84mi
8100 Bayfield Rd Columbia, SC 3.0 1.0–2.0 773 $1,364 $1.76 23d 1 0.84mi
1152 Rabon Pond Dr Columbia, SC 3.0 2.5 1522 $1,799 $1.18 11d 1 0.90mi
381 Valley Heights Ln Columbia, SC 3.0 2.5 1471 $1,719 $1.17 23d 1 0.98mi
712 Blazing Star Trl Columbia, SC 3.0 2.0 1100 $1,699 $1.54 3d 1 1.04mi
207 Weddell St Unit 1D Columbia, SC 2.0 2.0 1200 $1,100 $0.92 3d 1 1.09mi
500 Rockhaven Dr Columbia, SC 3.0 2.0 1064 $1,649 $1.55 23d 1 1.10mi
1728 Springwoods Lake Dr Columbia, SC 2.0 1.5 1025 $1,200 $1.17 3d 1 1.12mi
2250 Hard Scrabble Rd Columbia, SC 1.0–3.0 1.0–2.0 1155 $2,311 $2.00 11d 18 1.15mi
109 Summer Vale Dr Columbia, SC 4.0 2.5 1800 $2,150 $1.19 3d 1 1.21mi
1682 Horseshoe Dr Unit D Columbia, SC 2.0 2.0 1000 $895 $0.90 14d 1 1.23mi
261 Business Park Blvd Columbia, SC 1.0–3.0 1.0–2.0 1127 $1,599 $1.42 11d 2 1.25mi
1718 Horseshoe Dr Apt B Columbia, SC 2.0 1.5 1050 $1,300 $1.24 11d 1 1.31mi

HOA detail

Monthly dues
$167 · $2,004/yr

Listing history 16 events

  1. 2026-06-18
    days on market $190,999 Active 56 DOM
  2. 2026-06-17
    days on market $190,999 Active 55 DOM
  3. 2026-06-16
    days on market $190,999 Active 54 DOM
  4. 2026-06-15
    days on market $190,999 Active 53 DOM
  5. 2026-06-14
    days on market $190,999 Active 51 DOM
  6. 2026-06-13
    days on market $190,999 Active 50 DOM
  7. 2026-06-10
    days on market $190,999 Active 48 DOM
  8. 2026-06-09
    days on market $190,999 Active 47 DOM
  9. 2026-06-08
    days on market $190,999 Active 46 DOM
  10. 2026-06-07
    days on market $190,999 Active 45 DOM
  11. 2026-06-05
    days on market $190,999 Active 42 DOM
  12. 2026-06-03
    days on market $190,999 Active 41 DOM
  13. 2026-06-03
    days on market $190,999 Active 40 DOM
  14. 2026-06-01
    days on market $190,999 Active 39 DOM
  15. 2026-05-31
    days on market $190,999 Active 38 DOM
  16. 2026-04-21
    listed $190,999 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,235
− Mortgage interest
−$10,699
− Property taxes
−$2,865
− Insurance
−$955
− Repairs & maintenance
−$1,699
− Management
−$1,699
− HOA
−$2,004
− Depreciation
−$5,556
Taxable loss
−$4,242
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,018
After-tax cash flow
$-50/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Good 80/100 Cosmetic rehab

This townhome is in good condition with a good condition score of 80. It is move-in ready with minimal cosmetic updates needed to enhance its resale and rental value.

Value-add opportunities

  • Both Painting — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Landscaping — Enhanced landscaping can improve curb appeal and attract potential buyers
  • Both Kitchen appliances — Upgrading appliances can increase the home's appeal and value
  • Both Bathroom fixtures — Modernizing bathrooms can improve functionality and attract more buyers

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Landscaping — Enhanced landscaping can improve curb appeal and attract potential buyers
  • Both Kitchen appliances — Upgrading appliances can increase the home's appeal and value
  • Both Bathroom fixtures — Modernizing bathrooms can improve functionality and attract more buyers

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Dentsville

Score
71/100
State rank
#50
US rank
#6940

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
335,994
Metro
Columbia, SC
Population (ZIP)
53,074
Household income
$62,408
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
2857.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 57% White 23% Hispanic / Latino 11% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Slovak 1% Serbian 1% Italian 1%
Foreign-born
10% · Canada, South Korea
Languages at home
86% English-only · Spanish 8% Other Indo-European 2% Korean 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.96%
Current HPI
195.3158
Rent YoY
▲ 0.21%
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-04-21 Listed $190,999 Consolidated MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…