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5539 Kiam St
D- Composite 39.51
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.8/30.0
  • ARV discount +7.5/15.0
  • 1% rule +4.2/10.0
  • DSCR +3.8/10.0
  • Livability +3.7/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$529,000

5539 Kiam St · Houston, TX 77007
3 bd · 2.5 ba · 2,363 sqft · SingleFamily public records · 43 Days on market
Built 2012 2,674 sqft lot $224/sqft · at area comps Est $529k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Gorgeous gated patio home in Cottage Grove with a 25X22 ft. backyard. Open floorplan with Kitchen open to both Dining and Family Room. Features include granite kitchen, custom cabinets, wine refrigerator, stainless steel appliances, art niches, hardwood floors on first level, and surround sound. All bedrooms on Second Floor. Large Primary Suite with sitting area and oversized walk-in-closet. Primary Bath with double vanity and dressing area, walk-in shower and jetted tub. Secondary bedrooms with Juliette balconies and walk-in closets. Well appointed walk-in laundry with storage on second floor. Study/loft area measures 9X11 and is the perfect set-up for an at home office. Family Room has a wall of windows with glass door leading to the yard. Backyard is set up for entertaining with a patio/deck and retractable awning. Great for watching the games or an afternoon outdoors. Close proximity to restaurants, bars, shopping, Memorial Park, Downtown the Galleria and freeway access to 610/ 45/

Key facts

  • Custom cabinets
  • Gated home
  • Private driveway

Tags

GATED HOMEPRIVATE DRIVEWAYBACKYARDGRANITE COUNTERSCUSTOM CABINETSWINE FRIDGE

Property features AI

Finance

  • Other: Seller disclosure available

Exterior

  • Parking: Attached garage; 2 garage spaces; Driveway
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Faces north; Built in 2012; Slab foundation
  • Construction: Brick and cement siding exterior; Composition roof; Slab foundation; Built in 2012
  • Exterior features: Deck; Patio; Fully fenced backyard; Fence

Interior

  • Kitchen: Dishwasher; Disposal; Gas oven; Gas range; Microwave; Granite counters; Pantry; Kitchen/family room combo
  • Bedrooms: 7 total rooms (room breakdown not provided)
  • Flooring: Carpet; Tile; Wood
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (gas); Central air; Electric cooling; Attic fan
  • Interior features: Double vanity; Granite counters; Jetted tub; Kitchen/family room combo; Pantry; Soaking tub; Separate shower; Tub/shower; Ceiling fans; Programmable thermostat; Ventilation; Thermostat
  • Laundry & utility: Washer hookup; Electric dryer hookup; Gas dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $529k.

Deal economics

  • At list price, monthly cash flow is $-45 ($-540/yr) — negative.
  • To cash-flow at today's rent, offer at most $521k (1.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $484k (8.5% below list).
  • Recommended offer: $484k (8.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Memorial El (math 52% / reading 52%, grade C-, #742 of 4,322 statewide, top 19%, 424 students, 45% FRL); Hogg Middle (math 44% / reading 48%, grade D+, #462 of 1,662 statewide, top 28%, 1,120 students, 52% FRL); Waltrip H S (math 15% / reading 32%, grade F, #1,342 of 1,632 statewide, top 82%, 1,597 students, 74% FRL).
  • Market conditions: Rents soft (-0.8%/yr); 651 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($145k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 43 days — a 3% lower offer ($513k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $484,135 (8.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 43 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
6.19%
Cash-on-cash
-0.36%
DSCR
0.98
GRM
9.1

CMA / ARV

ARV (median comp)
$529,340
List price
$529,000
Delta
-0.06%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5310 Larkin St Unit B 0.34mi 3/3.5 2,354 (-0%) 1mo $399,000 $169 79
5410A Nolda St 0.37mi 3/3.5 2,346 (-1%) 1mo $669,900 $286 77
5336 Petty St Unit C 0.25mi 3/3.5 2,467 (+4%) 1mo $449,000 $182 76
1628 Mcdonald St 0.40mi 3/3.5 2,420 (+2%) 1mo $575,000 $238 73
5719 Darling St 0.24mi 4/3.0 (+1) 2,537 (+7%) 1mo $490,000 $193 69
1510 Birdsall St 0.47mi 3/3.5 2,268 (-4%) 1mo $389,000 $172 67
5908 Kansas St Unit A 0.47mi 3/2.5 2,576 (+9%) 1mo $639,900 $248 63
2709 Arabelle Grv 0.28mi 4/3.5 (+1) 2,630 (+11%) 0mo $625,000 $238 59
1520 Malone St 0.47mi 3/4.0 2,557 (+8%) 1mo $539,000 $211 57
1506 Birdsall St 0.47mi 3/3.5 2,124 (-10%) 1mo $425,000 $200 56
5602 Schuler St 0.61mi 3/3.5 2,677 (+13%) 1mo $495,000 $185 45
5307 Nett St Unit C 0.72mi 3/3.5 2,104 (-11%) 1mo $399,900 $190 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-20.5%
Equity multiple
0.31×
Total profit
$-102,572
Equity at exit
$78,876
10-year hold
IRR
-23.0%
Equity multiple
0.01×
Total profit
$-147,010
Equity at exit
$45,738

Cash invested: $148,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77007

Rents YoY
-0.8%
Active inventory
651
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$4,841 high interval (Pro) →
Mortgage (P&I)
$2,774
Tax from tax record
$875 /mo · $10,502/yr
Insurance
$220
HOA
$0
Vacancy / Maint / Mgmt
$1,017
Net cashflow
$-45

Break-even live

Break-even rent $4,898
Max offer price $521,047
Occupancy floor 96%

Sensitivity live

Price -10% $254 -5% $105 +0% $-45 +5% $-195 +10% $-344
Rent -10% $-427 -5% $-236 +0% $-45 +5% $146 +10% $337
Rate -1.0pp $221 -0.5pp $90 base $-45 +0.5pp $-182 +1.0pp $-322

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$132,250
Closing costs
$15,870
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 38 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5530 Kiam St Unit 1019540P Houston, TX 4.0 2.5 2680 $15,799 $5.90 45d 1 0.04mi
5530 Kiam St Houston, TX 4.0 2.5 2688 $9,750 $3.63 45d 1 0.04mi
5620 Petty St Houston, TX 4.0 3.5 2891 $8,750 $3.03 45d 1 0.07mi
5620 Petty St Unit 1019538P Houston, TX 4.0 3.5 2884 $16,259 $5.64 24d 1 0.07mi
2210 Radcliffe St Houston, TX 3.0 3.5 2066 $2,716 $1.31 9d 1 0.16mi
5427 Kansas St Houston, TX 3.0 4.0 2156 $2,700 $1.25 45d 1 0.17mi
2103 Radcliffe St Unit 1225772P Houston, TX 3.0 2.0 1797 $4,729 $2.63 9d 1 0.20mi
543 T C Jester Blvd Unit 1225766P Houston, TX 3.0 3.5 2389 $5,557 $2.33 1d 1 0.21mi
5732 Darling St Unit 1056419P Houston, TX 3.0 3.5 2400 $7,771 $3.24 45d 1 0.25mi
5336 Darling St Unit 1225767P Houston, TX 3.0 3.0 2292 $5,997 $2.62 1d 1 0.29mi
5235 Petty St Unit B Houston, TX 3.0 2.5 2532 $3,000 $1.18 45d 1 0.39mi
5418 Inker St Houston, TX 3.0 2.5 2357 $2,766 $1.17 0d 1 0.40mi
5811 Maxie St Houston, TX 3.0 3.5 2226 $3,000 $1.35 45d 1 0.50mi
5108 Larkin St Houston, TX 3.0 3.5 2108 $2,850 $1.35 46d 1 0.55mi
5610 Schuler St Houston, TX 3.0 3.5 2614 $3,111 $1.19 7d 1 0.61mi
920 Westcott St Houston, TX 1.0–2.0 1.0–2.0 1175 $3,306 $2.81 1d 28 0.71mi
4917 Nolda St Houston, TX 3.0 3.5 1764 $5,000 $2.83 26d 1 0.73mi
5305 Nett St Unit A Houston, TX 3.0 3.5 2104 $2,950 $1.40 26d 1 0.74mi
929 Westcott St Houston, TX 1.0–3.0 1.0–3.0 1375 $9,263 $6.74 1d 21 0.75mi
3001 W 11th St Houston, TX 3.0 1.0–2.0 1031 $4,533 $4.40 0d 50 0.76mi
5237 Center St Houston, TX 3.0 3.0 2284 $2,995 $1.31 45d 1 0.81mi
4510 Inker St Houston, TX 4.0 4.0 2293 $4,500 $1.96 45d 1 0.99mi
4508 Maxie St Unit B Houston, TX 3.0 1.0 1700 $3,003 $1.77 17d 1 1.03mi
4608 Nett St Houston, TX 3.0 4.0 2261 $3,750 $1.66 45d 1 1.05mi
1306 Dian St Houston, TX 4.0 2.5 2151 $3,250 $1.51 1d 1 1.05mi
4311 Marina St Houston, TX 3.0 4.0 2328 $3,599 $1.55 45d 1 1.09mi
1723 W 14th St Unit B Houston, TX 3.0 3.5 2373 $3,400 $1.43 22d 1 1.15mi
4444 Center St Houston, TX 3.0 3.0 2121 $3,200 $1.51 45d 1 1.17mi
1332 Dorothy St Houston, TX 3.0 3.5 2980 $6,500 $2.18 24d 1 1.26mi
1126 W 16th St Houston, TX 3.0 4.0 2494 $4,295 $1.72 45d 1 1.28mi
1221 Bonner St Houston, TX 3.0 3.5 2252 $3,200 $1.42 45d 1 1.29mi
915 Thompson St Unit 915 Houston, TX 4.0 3.5 3200 $8,500 $2.66 26d 1 1.30mi
917 Thompson St Unit 917 Houston, TX 4.0 3.5 3200 $8,000 $2.50 26d 1 1.31mi
913 Thompson St #913 Houston, TX 4.0 3.5 3200 $8,500 $2.66 26d 1 1.31mi
911 Thompson St #911 Houston, TX 4.0 3.5 3200 $8,500 $2.66 26d 1 1.31mi
5201 Memorial Dr Houston, TX 1.0–2.0 1.0–2.5 1071 $3,361 $3.14 0d 16 1.41mi
1157 W 18th St Houston, TX 3.0 3.0 2431 $3,500 $1.44 45d 1 1.45mi
1113 W 18th St Unit C Houston, TX 4.0 3.5 2150 $3,249 $1.51 45d 1 1.46mi

Listing history 28 events

  1. 2026-06-21
    days on market $529,000 Active 43 DOM
  2. 2026-06-18
    days on market $529,000 Active 40 DOM
  3. 2026-06-17
    days on market $529,000 Active 39 DOM
  4. 2026-06-16
    days on market $529,000 Active 38 DOM
  5. 2026-06-15
    days on market $529,000 Active 37 DOM
  6. 2026-06-13
    days on market $529,000 Active 35 DOM
  7. 2026-06-10
    days on market $529,000 Active 31 DOM
  8. 2026-06-08
    days on market $529,000 Active 30 DOM
  9. 2026-06-07
    days on market $529,000 Active 29 DOM
  10. 2026-06-04
    days on market $529,000 Active 26 DOM
  11. 2026-06-01
    days on market $529,000 Active 23 DOM
  12. 2026-05-31
    days on market $529,000 Active 22 DOM
  13. 2026-05-09
    listed $539,000 Active 958-char remark
  14. 2021-05-21
    soldstatus
  15. 2021-05-20
    soldstatus Sold 1000-char remark
    Show marketing remark (1000 chars)

    Gorgeous gated patio home in Cottage Grove with a 25X22 ft. backyard. Open floorplan with Kitchen open to both Dining and Family Room. Features include granite kitchen, custom cabinets, wine refrigerator, stainless steel appliances, art niches, hardwood floors on first level, and surround sound. All bedrooms on Second Floor. Large Primary Suite with sitting area and oversized walk-in-closet. Primary Bath with double vanity and dressing area, walk-in shower and jetted tub. Secondary bedrooms with Juliette balconies and walk-in closets. Well appointed walk-in laundry with storage on second floor. Study/loft area measures 9X11 and is the perfect set-up for an at home office. Family Room has a wall of windows with glass door leading to the yard. Backyard is set up for entertaining with a patio/deck and retractable awning. Great for watching the games or an afternoon outdoors. Close proximity to restaurants, bars, shopping, Memorial Park, Downtown the Galleria and freeway access to 610/ 45/

  16. 2021-04-24
    status Pending 1000-char remark
    Show marketing remark (1000 chars)

    Gorgeous gated patio home in Cottage Grove with a 25X22 ft. backyard. Open floorplan with Kitchen open to both Dining and Family Room. Features include granite kitchen, custom cabinets, wine refrigerator, stainless steel appliances, art niches, hardwood floors on first level, and surround sound. All bedrooms on Second Floor. Large Primary Suite with sitting area and oversized walk-in-closet. Primary Bath with double vanity and dressing area, walk-in shower and jetted tub. Secondary bedrooms with Juliette balconies and walk-in closets. Well appointed walk-in laundry with storage on second floor. Study/loft area measures 9X11 and is the perfect set-up for an at home office. Family Room has a wall of windows with glass door leading to the yard. Backyard is set up for entertaining with a patio/deck and retractable awning. Great for watching the games or an afternoon outdoors. Close proximity to restaurants, bars, shopping, Memorial Park, Downtown the Galleria and freeway access to 610/ 45/

  17. 2021-04-15
    status Option Pending 1000-char remark
    Show marketing remark (1000 chars)

    Gorgeous gated patio home in Cottage Grove with a 25X22 ft. backyard. Open floorplan with Kitchen open to both Dining and Family Room. Features include granite kitchen, custom cabinets, wine refrigerator, stainless steel appliances, art niches, hardwood floors on first level, and surround sound. All bedrooms on Second Floor. Large Primary Suite with sitting area and oversized walk-in-closet. Primary Bath with double vanity and dressing area, walk-in shower and jetted tub. Secondary bedrooms with Juliette balconies and walk-in closets. Well appointed walk-in laundry with storage on second floor. Study/loft area measures 9X11 and is the perfect set-up for an at home office. Family Room has a wall of windows with glass door leading to the yard. Backyard is set up for entertaining with a patio/deck and retractable awning. Great for watching the games or an afternoon outdoors. Close proximity to restaurants, bars, shopping, Memorial Park, Downtown the Galleria and freeway access to 610/ 45/

  18. 2021-04-12
    listed $445,000 Active 1000-char remark
    Show marketing remark (1000 chars)

    Gorgeous gated patio home in Cottage Grove with a 25X22 ft. backyard. Open floorplan with Kitchen open to both Dining and Family Room. Features include granite kitchen, custom cabinets, wine refrigerator, stainless steel appliances, art niches, hardwood floors on first level, and surround sound. All bedrooms on Second Floor. Large Primary Suite with sitting area and oversized walk-in-closet. Primary Bath with double vanity and dressing area, walk-in shower and jetted tub. Secondary bedrooms with Juliette balconies and walk-in closets. Well appointed walk-in laundry with storage on second floor. Study/loft area measures 9X11 and is the perfect set-up for an at home office. Family Room has a wall of windows with glass door leading to the yard. Backyard is set up for entertaining with a patio/deck and retractable awning. Great for watching the games or an afternoon outdoors. Close proximity to restaurants, bars, shopping, Memorial Park, Downtown the Galleria and freeway access to 610/ 45/

  19. 2017-03-16
    soldstatus
  20. 2017-03-15
    soldstatus Sold
    Show marketing remark (490 chars)

    Fabulous home in Cottage Grove. One of the few homes in the area with a 25X22 ft. back yard. Open floor plan great for entertaining. Features include wood floors on entire 1st level and stairway, granite counter tops, wrought iron staircase, stainless appliances, wine cooler, study/loft area, art niche's, wired for surround sound, and ceiling fans in all bedrooms as well as the living room. Five minutes to downtown and Washington area restaurants as well as ten minutes to the Galleria.

  21. 2017-02-24
    status Pending
    Show marketing remark (490 chars)

    Fabulous home in Cottage Grove. One of the few homes in the area with a 25X22 ft. back yard. Open floor plan great for entertaining. Features include wood floors on entire 1st level and stairway, granite counter tops, wrought iron staircase, stainless appliances, wine cooler, study/loft area, art niche's, wired for surround sound, and ceiling fans in all bedrooms as well as the living room. Five minutes to downtown and Washington area restaurants as well as ten minutes to the Galleria.

  22. 2017-02-10
    status Option Pending
    Show marketing remark (490 chars)

    Fabulous home in Cottage Grove. One of the few homes in the area with a 25X22 ft. back yard. Open floor plan great for entertaining. Features include wood floors on entire 1st level and stairway, granite counter tops, wrought iron staircase, stainless appliances, wine cooler, study/loft area, art niche's, wired for surround sound, and ceiling fans in all bedrooms as well as the living room. Five minutes to downtown and Washington area restaurants as well as ten minutes to the Galleria.

  23. 2016-09-09
    price $389,900
    Show marketing remark (490 chars)

    Fabulous home in Cottage Grove. One of the few homes in the area with a 25X22 ft. back yard. Open floor plan great for entertaining. Features include wood floors on entire 1st level and stairway, granite counter tops, wrought iron staircase, stainless appliances, wine cooler, study/loft area, art niche's, wired for surround sound, and ceiling fans in all bedrooms as well as the living room. Five minutes to downtown and Washington area restaurants as well as ten minutes to the Galleria.

  24. 2016-08-01
    listed $410,000 Active
    Show marketing remark (490 chars)

    Fabulous home in Cottage Grove. One of the few homes in the area with a 25X22 ft. back yard. Open floor plan great for entertaining. Features include wood floors on entire 1st level and stairway, granite counter tops, wrought iron staircase, stainless appliances, wine cooler, study/loft area, art niche's, wired for surround sound, and ceiling fans in all bedrooms as well as the living room. Five minutes to downtown and Washington area restaurants as well as ten minutes to the Galleria.

  25. 2012-11-20
    soldstatus
  26. 2012-11-19
    soldstatus
  27. 2012-10-12
    historical
  28. 2012-09-10
    listed $310,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$10,502 · $875/mo
Projected year-2 tax
$10,502 · $875/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (shaded) · 70% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$58,096
− Mortgage interest
−$29,632
− Property taxes
−$10,502
− Insurance
−$2,645
− Repairs & maintenance
−$4,648
− Management
−$4,648
− Depreciation
−$15,389
Taxable loss
−$9,367
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,248
After-tax cash flow
$1,708/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston ISD
NCES district ID
4823640
Math proficiency
27% ▼ -18.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$46,054
Composite
26.63/100
National rank
#7173
State rank
#593 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
47,808
Household income
$144,911
Rent vs Own
53.8% rent · 46.2% own
Severe rent burden
1812.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 57% Hispanic / Latino 17% Two or more races 13% Asian 11% Black 9%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Slovak 3% Romanian 3% Italian 3%
Foreign-born
19% · Canada, China, South Korea
Languages at home
75% English-only · Spanish 12% Other Indo-European 4% Chinese 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -219.42%
Current HPI
159.8157
Rent YoY
▼ -0.83%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+70.6% since first listed
17 events — show timeline
  • 2026-05-27 Price Changed $529,000 HARMLS
  • 2026-05-09 Listed $539,000 HARMLS
  • 2021-05-21 Sold (Public Records) Public Records
  • 2021-05-20 Sold (MLS) HARMLS
  • 2021-04-24 Pending HARMLS
  • 2021-04-15 Pending HARMLS
  • 2021-04-12 Listed $445,000 HARMLS
  • 2017-03-16 Sold (Public Records) Public Records
  • 2017-03-15 Sold (MLS) HARMLS
  • 2017-02-24 Pending HARMLS
  • 2017-02-10 Pending HARMLS
  • 2016-09-09 Price Changed $389,900 HARMLS
  • 2016-08-01 Listed $410,000 HARMLS
  • 2012-11-20 Sold (Public Records) Public Records
  • 2012-11-19 Sold (MLS) HARMLS
  • 2012-10-12 Listing Removed HARMLS
  • 2012-09-10 Listed $310,000 HARMLS

Property tax history

+2.1%/yr

Latest (2025): $10,502 · -2.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…