337 Crosswinds Dr · Lititz, PA 17543

$335,000

3 bd · 1.5 ba · 1,232 sqft · Townhouse public records · 4 Days on market

Built 1998 6,970 sqft lot Est $274k · 22% over $22/mo HOA · 1% of rent

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.1/30.0
• Schools +4.4/10.0
• Livability +4.3/5.0
• DSCR +3.9/10.0
• 1% rule +3.1/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome Home! Step into this beautifully updated 3-bedroom, 1.5-bath end-unit townhome, perfectly situated in the heart of charming Lititz. Over the past four years, this home has seen numerous upgrades including a new roof, new HVAC system, new tub and shower surround, new rear deck, and all-new flooring throughout. Whether you’re a first-time homebuyer or looking for a solid investment opportunity, this home checks all the boxes. The fully finished basement offers additional living space, ideal for a family room, home office, or gym. As an end unit, you’ll enjoy extra yard space on the side and back — perfect for outdoor relaxation or entertaining. Located just a short walk from parks, shopping, and everything that makes Lititz such a special place to live. Don’t miss out — schedule your showing today. This one won’t last long!

Key facts

• $22 HOA
• Garage
• Built 1998

Property features AI

Finance

• HOA & community: HOA fee of $67 quarterly; HOA covers common area maintenance; Community common grounds

Exterior

• Parking: Attached front-entry garage with inside access and garage door opener; One garage space plus two driveway spaces (total three parking spaces); Asphalt paved driveway and paved parking; Off-street parking available
• Utilities: Public water; Public sewer; Electric available; Natural gas available
• Home design: End of row townhouse; Fee simple ownership; Very good condition
• Construction: Vinyl siding and brick exterior; Composite/shingle roof; Block foundation; Double-pane insulated windows; Below-grade finished area (walkout level) with garage access and outside entrance; basement mostly finished
• Exterior features: Exterior lighting; Sidewalks; Street lights; Deck(s); Backs to trees; Front yard; Rear yard; Side yards; Landscaping; Planned unit development (PUD)

Interior

• Kitchen: Built-in microwave; Dishwasher; Disposal; Gas oven/range; Refrigerator; Stainless steel appliances
• Bedrooms: Three bedrooms on the upper level
• Flooring: Hardwood; Wood; Ceramic tile; Laminate; Vinyl
• Bathrooms: One full bathroom on upper level; One half bathroom on main level
• Heating & cooling: Forced air heating (natural gas); Central air conditioning; 150 amp electrical service with circuit breakers; Electric hot water
• Interior features: Attic; Breakfast area; Ceiling fan(s); Combination kitchen and dining; Dining area; Traditional floor plan; Kitchen with table space; Wood floors; Dry wall walls and ceilings; Sliding glass and storm doors (insulated)
• Laundry & utility: Washer and dryer; Main floor laundry

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath townhouse listed at $335k.

Deal economics

• At list price, monthly cash flow is $-12 ($-149/yr) — negative.
• To cash-flow at today's rent, offer at most $333k (0.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $272k (18.7% below list).
• Recommended offer: $272k (18.7% below list) — sets the bar for 1% rule.
• Cap rate 6.2% vs local median 3.9% in Lititz — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 86/100 on livability (#57 in PA, #396 nationally) — a professional / high-income tenant draw. Strengths: crime A+, cost of living A+, housing A+; Watch: commute F.
• Warwick SD (suburban): math 42% / reading 58% proficiency, ranked #158 of 539 in PA (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 20% free/reduced lunch — higher-income household profile.
• Zoned schools: Kissel Hill El Sch (math 41% / reading 57%, grade D, #712 of 1,518 statewide, top 47%, 577 students, 33% FRL); Warwick Ms (math 23% / reading 57%, grade F, #257 of 512 statewide, top 52%, 578 students, 35% FRL); Warwick Shs (math 86% / reading 50%, grade B, #59 of 437 statewide, top 14%, 1,230 students, 28% FRL).
• Market conditions: 218 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,093 units permitted in Lancaster County in 2024 (201 in 5+ unit buildings).
• This rent runs 34% of the median local income ($97k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Lancaster County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
• 8 sale attempts since 22y ago; this cycle's ask is 3% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $272,390 (18.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 6.25%
• Cash-on-cash: -0.16%
• DSCR: 0.99
• GRM: 10.2

CMA / ARV

• ARV (on-the-fly): $273,504
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
427 Crosswinds Dr	0.10mi	3/1.5	1,200 (-3%)	7mo	$263,000	$219	85
407 Crosswinds Dr	0.09mi	3/1.5	1,352 (+10%)	5mo	$317,500	$235	75
399 Crosswinds Dr	0.09mi	3/1.5	1,296 (+5%)	19mo	$265,000	$204	71
483 Crosswinds Dr	0.28mi	3/2.0	1,276 (+4%)	11mo	$300,000	$235	70
462 Crosswinds Dr	0.20mi	3/2.0	1,260 (+2%)	20mo	$275,000	$218	68
24 Heron Rd	0.06mi	3/2.5	1,416 (+15%)	3mo	$341,000	$241	66
461 Crosswinds Dr	0.22mi	3/1.5	1,392 (+13%)	11mo	$307,000	$221	59
723 W 6th St	0.37mi	3/1.5	1,344 (+9%)	11mo	$330,000	$246	58
762 Keller Dr	0.39mi	3/2.5	1,350 (+10%)	5mo	$308,000	$228	57
342 Crosswinds Dr	0.03mi	3/2.5	1,416 (+15%)	18mo	$310,000	$219	54
769 Keller Dr	0.41mi	3/2.5	1,350 (+10%)	20mo	$295,000	$219	45
41 Winding Way	0.28mi	2/1.0 (-1)	1,108 (-10%)	23mo	$245,500	$222	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -16.6%
• Equity multiple: 0.41×
• Total profit: $-55,125
• Equity at exit: $49,950

10-year hold

• IRR: -8.4%
• Equity multiple: 0.48×
• Total profit: $-49,227
• Equity at exit: $28,965

Cash invested: $93,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17543

• Active inventory: 218
• Price-to-rent: 10.2×

Monthly cashflow live

• Estimated rent: $2,724 medium
• Mortgage (P&I): −$1,757
• Tax from tax record: −$246 /mo · $2,951/yr
• Insurance: −$140
• HOA: −$22
• Vacancy / Maint / Mgmt: −$572
• Net cashflow: $-12

Break-even live

Break-even rent $2,740

Max offer price $332,812

Occupancy floor 95%

Sensitivity live

Price	-10% $177	-5% $82	+0% $-12	+5% $-107	+10% $-202
Rent	-10% $-228	-5% $-120	+0% $-12	+5% $95	+10% $203
Rate	-1.0pp $156	-0.5pp $73	base $-12	+0.5pp $-99	+1.0pp $-188

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $83,750
• Closing costs: $10,050
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
100 Wickshire Cir Lititz, PA	1.0–2.0	1.0–2.0	1038	$3,688	$3.55	15d	4	0.13mi
446 Crosswinds Dr Lititz, PA	3.0	2.0	1284	$2,250	$1.75	45d	1	0.19mi
446 Crosswinds Dr Lititz, PA	3.0	2.0	1300	$2,250	$1.73	15d	1	0.19mi
100 W Kleine Ln Lititz, PA	2.0	1.0–2.0	874	$2,095	$2.40	15d	12	1.47mi

HOA detail

• Monthly dues: $22 · $264/yr
• Likely covers: gym

Listing history 32 events

1. 2026-05-31
   pricestatus $335,000 Pending 4 DOM
2. 2026-05-30
   days on market $325,000 Active 4 DOM
3. 2026-05-22
   historical $325,000
4. 2025-05-21
   soldstatus $325,000
5. 2025-05-16
   soldstatus $325,000 Closed 877-char remark

   Show marketing remark (877 chars)

   Welcome Home! Step into this beautifully updated 3-bedroom, 1.5-bath end-unit townhome, perfectly situated in the heart of charming Lititz. Over the past four years, this home has seen numerous upgrades including a new roof, new HVAC system, new tub and shower surround, new rear deck, and all-new flooring throughout. Whether you’re a first-time homebuyer or looking for a solid investment opportunity, this home checks all the boxes. The fully finished basement offers additional living space, ideal for a family room, home office, or gym. As an end unit, you’ll enjoy extra yard space on the side and back — perfect for outdoor relaxation or entertaining. Located just a short walk from parks, shopping, and everything that makes Lititz such a special place to live. Don’t miss out — schedule your showing today. This one won’t last long!

6. 2025-04-15
   status Pending 877-char remark

   Show marketing remark (877 chars)

   Welcome Home! Step into this beautifully updated 3-bedroom, 1.5-bath end-unit townhome, perfectly situated in the heart of charming Lititz. Over the past four years, this home has seen numerous upgrades including a new roof, new HVAC system, new tub and shower surround, new rear deck, and all-new flooring throughout. Whether you’re a first-time homebuyer or looking for a solid investment opportunity, this home checks all the boxes. The fully finished basement offers additional living space, ideal for a family room, home office, or gym. As an end unit, you’ll enjoy extra yard space on the side and back — perfect for outdoor relaxation or entertaining. Located just a short walk from parks, shopping, and everything that makes Lititz such a special place to live. Don’t miss out — schedule your showing today. This one won’t last long!

7. 2025-04-11
   listed $325,000 Active 877-char remark

   Show marketing remark (877 chars)

   Welcome Home! Step into this beautifully updated 3-bedroom, 1.5-bath end-unit townhome, perfectly situated in the heart of charming Lititz. Over the past four years, this home has seen numerous upgrades including a new roof, new HVAC system, new tub and shower surround, new rear deck, and all-new flooring throughout. Whether you’re a first-time homebuyer or looking for a solid investment opportunity, this home checks all the boxes. The fully finished basement offers additional living space, ideal for a family room, home office, or gym. As an end unit, you’ll enjoy extra yard space on the side and back — perfect for outdoor relaxation or entertaining. Located just a short walk from parks, shopping, and everything that makes Lititz such a special place to live. Don’t miss out — schedule your showing today. This one won’t last long!

8. 2020-09-11
   soldstatus $189,900
9. 2020-09-10
   soldstatus $189,900 Closed 506-char remark

   Show marketing remark (506 chars)

   Welcome home to this spacious 3 bedroom end unit townhome in the desirable Lititz community. This home features freshly painted walls in every room on the main and upper levels. The master bedroom boasts a walk in closet with many built-ins for organization. The lower level has a finished den for added living space to relax or workout. A brand new roof will be installed before settlement! This home is within walking distance to some of Lititz's hot spots and a quick 4 minute drive to downtown Lititz.

10. 2020-07-29
    status Pending 506-char remark

    Show marketing remark (506 chars)

    Welcome home to this spacious 3 bedroom end unit townhome in the desirable Lititz community. This home features freshly painted walls in every room on the main and upper levels. The master bedroom boasts a walk in closet with many built-ins for organization. The lower level has a finished den for added living space to relax or workout. A brand new roof will be installed before settlement! This home is within walking distance to some of Lititz's hot spots and a quick 4 minute drive to downtown Lititz.

11. 2020-07-20
    listed $189,900 Active 506-char remark

    Show marketing remark (506 chars)

    Welcome home to this spacious 3 bedroom end unit townhome in the desirable Lititz community. This home features freshly painted walls in every room on the main and upper levels. The master bedroom boasts a walk in closet with many built-ins for organization. The lower level has a finished den for added living space to relax or workout. A brand new roof will be installed before settlement! This home is within walking distance to some of Lititz's hot spots and a quick 4 minute drive to downtown Lititz.

12. 2019-06-10
    soldstatus $174,900
13. 2019-06-07
    historical
14. 2019-06-07
    soldstatus $174,900 Closed
15. 2019-05-01
    status Pending
16. 2019-04-26
    status Active
17. 2019-04-11
    status Pending
18. 2019-04-08
    listed $174,900 Active
19. 2014-02-19
    soldstatus $154,000
20. 2014-02-14
    soldstatus $154,000
21. 2014-01-08
    historical
22. 2013-12-19
    listed $149,000
23. 2013-12-19
    historical
24. 2013-09-03
    listed $149,000
25. 2013-06-26
    soldstatus $100,500
26. 2013-05-31
    historical
27. 2013-02-26
    listed $103,500
28. 2004-07-21
    soldstatus $129,933
29. 2004-07-19
    soldstatus $129,933
30. 2004-05-12
    historical
31. 2004-04-23
    listed $132,900
32. 1998-08-07
    soldstatus $183,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,951 · $246/mo
• Projected year-2 tax: $4,122 · $343/mo
• Expected delta: +$1,171/yr (+$98/mo · 39.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥101°F today · 14 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 13% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $32,687
• − Mortgage interest: −$18,765
• − Property taxes: −$2,951
• − Insurance: −$1,675
• − Repairs & maintenance: −$2,615
• − Management: −$2,615
• − HOA: −$264
• − Depreciation: −$9,745
• Taxable loss: −$5,944
• Est. tax savings @ 24.0%: +$1,426
• After-tax cash flow: $1,278/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Warwick SD
• NCES district ID: 4224960
• Math proficiency: 42% ▼ -6.00%
• Reading proficiency: 58% ▼ -11.00%
• Median HH income: $63,696
• Composite: 44.03/100
• National rank: #2884
• State rank: #158 of 539 in PA

Livability — Lititz

• Score: 86/100
• State rank: #57
• US rank: #396

Category grades

Amenities A- Commute F Cost of living A+ Crime A+ Employment A- Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Lancaster County · 390,309 people
• Metro: Lancaster, PA
• Population (ZIP): 45,912
• Household income: $97,435
• Rent vs Own: 26.7% rent · 73.3% own
• Severe rent burden: 1164.0

Population outlook (Lancaster County) Hauer SSP2

• Today (2025): 561,011 people
• By 2030: 570,969 · +1.8%
• By 2040: 585,929 · +4.4%
• By 2050: 591,056 · +5.4%
• By 2075: 594,747 · +6.0%
• By 2100: 558,850 · -0.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Hispanic / Latino 6% Two or more races 5% Asian 3% Black 2%
• Hispanic origin (detail): Mexican 1% Puerto Rican 3%
• Common ancestry: Romanian 3% Lithuanian 2% Italian 2%
• Foreign-born: 4% · Canada, India, Vietnam
• Languages at home: 92% English-only · Spanish 3% German/W. Germanic 2% Other Indo-European 1%

Political lean MEDSL · Lancaster

• 2024 margin: R (+15.9) · D 41.5% · R 57.5%
• 2008→2024 swing: -4.1pp toward R · 2008: -11.8pp · 2024: -15.9pp
• All cycles: 2024: R+15.9 2020: R+15.8 2016: R+19.7 2012: R+19.2 2008: R+11.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -283.22%
• Current HPI: 265.3653
• Rent YoY: —
• Metro: Lancaster, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+77.4% since first listed

30 events — show timeline

• 2026-05-22 Coming Soon $325,000 BRIGHT MLS
• 2025-05-21 Sold (Public Records) $325,000 Public Records
• 2025-05-16 Sold (MLS) $325,000 BRIGHT MLS
• 2025-04-15 Pending — BRIGHT MLS
• 2025-04-11 Listed $325,000 BRIGHT MLS
• 2020-09-11 Sold (Public Records) $189,900 Public Records
• 2020-09-10 Sold (MLS) $189,900 BRIGHT MLS
• 2020-07-29 Pending — BRIGHT MLS
• 2020-07-20 Listed $189,900 BRIGHT MLS
• 2019-06-10 Sold (Public Records) $174,900 Public Records
• 2019-06-07 Listing Removed — BRIGHT MLS
• 2019-06-07 Sold (MLS) $174,900 BRIGHT MLS
• 2019-05-01 Pending — BRIGHT MLS
• 2019-04-26 Relisted — BRIGHT MLS
• 2019-04-11 Pending — BRIGHT MLS
• 2019-04-08 Listed $174,900 BRIGHT MLS
• 2014-02-19 Sold (Public Records) $154,000 Public Records
• 2014-02-14 Sold (MLS) $154,000 BRIGHT MLS
• 2014-01-08 Listing Removed — BRIGHT MLS
• 2013-12-19 Listing Removed — BRIGHT MLS
• 2013-12-19 Listed $149,000 BRIGHT MLS
• 2013-09-03 Listed $149,000 BRIGHT MLS
• 2013-06-26 Sold (MLS) $100,500 BRIGHT MLS
• 2013-05-31 Listing Removed — BRIGHT MLS
• 2013-02-26 Listed $103,500 BRIGHT MLS
• 2004-07-21 Sold (Public Records) $129,933 Public Records
• 2004-07-19 Sold (MLS) $129,933 BRIGHT MLS
• 2004-05-12 Listing Removed — BRIGHT MLS
• 2004-04-23 Listed $132,900 BRIGHT MLS
• 1998-08-07 Sold (Public Records) $183,200 Public Records

Property tax history

+1.9%/yr

Latest (2026): $2,951 · +2.1% YoY. Source: county tax records.