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99 Plymouth Way
C+ Composite 64.99
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Condition / age +3.8/5.0
  • Schools +3.7/10.0
  • ARV discount +2.5/15.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Appreciation +0.0/10.0

$179,900

99 Plymouth Way · Larkfield-Wikiup, CA 95403
2 bd · 2.0 ba · 1,140 sqft · Manufactured · 4 Days on market
Built 1966 Good condition Est $162k · 11% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to your spacious, beautifully maintained double-wide mobile home on a desirable corner lot in Colonial Senior Park. This home has a wonderful open front deck leading to a spacious patio area where you can visit with your family or friends. When you step inside the home you come upon the light and bright living room that has huge windows to bring in natural light. The living room is open to the dining area which borders the kitchen, keeping you connected to your family and friends while cooking. All the kitchen appliances are sold with the home including the washer and dryer! Down the hall you will find the 2 bedrooms and 2 baths. The main bedroom has an ensuite so that you feel pamp

Key facts

  • Huge windows
  • Spacious patio area
  • Open front deck

Tags

DOUBLE-WIDE MOBILE HOMECORNER LOTOPEN FRONT DECKSPACIOUS PATIO AREALIGHT AND BRIGHT LIVING ROOMHUGE WINDOWS

Property features AI

Finance

  • Other: Located in a mobile home park (land lease: yes)
  • Financial info: Monthly land lease fee (space rent) applies
  • HOA & community: No homeowners association

Exterior

  • Parking: Attached covered parking for 2 vehicles
  • Utilities: Individual electric meter; Individual gas meter; Public sewer
  • Home design: Manufactured double-wide in park; Located in a senior community
  • Construction: Vinyl skirting; Updated/remodeled condition
  • Exterior features: Fenced backyard; Carport awning; Shed(s)

Interior

  • Kitchen: Dishwasher; Disposal; Free-standing gas range; Microwave; Hood over range; Free-standing refrigerator; Laminate counters
  • Bedrooms: 2 bedrooms
  • Flooring: Carpet; Laminate
  • Bathrooms: 2 full bathrooms with shower stalls
  • Heating & cooling: Central heating; Evaporative cooler
  • Interior features: Updated/remodeled interior; Dining/Living combo; Deck off the living room
  • Laundry & utility: Washer and dryer included; Laundry inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $180k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $927 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $180k).
  • Cap rate 12.5% vs local median 2.1% in Larkfield-Wikiup — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Santa Rosa High (urban): math 31% / reading 47% proficiency, ranked #703 of 1,400 in CA (top 50%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 199 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,039 units permitted in Sonoma County in 2024 (185 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($98k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Sonoma County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.1% rent growth), your $50k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 4 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $179,900

Questions for the listing agent

  1. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.53%
Cap rate
12.48%
Cash-on-cash
22.09%
DSCR
1.98
GRM
5.5

CMA / ARV

ARV (on-the-fly)
$161,880
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
50 Plymouth Way 0.06mi 2/2.0 1,120 (-2%) 11mo $156,000 $139 85
56 Ellie Dr 0.12mi 2/2.0 1,080 (-5%) 3mo $75,000 $69 84
612 Colonial Park Dr 0.03mi 2/2.0 1,200 (+5%) 10mo $165,000 $138 82
33 Arthur Dr 0.18mi 3/2.0 (+1) 1,152 (+1%) 12mo $188,000 $163 75
216 Colonial Park Dr 0.08mi 2/2.0 1,060 (-7%) 12mo $150,000 $142 75
634 Colonial Park Dr 0.07mi 2/2.0 1,000 (-12%) 7mo $118,000 $118 71
5306 Rexford Way 0.74mi 2/2.0 1,150 (+1%) 1mo $255,000 $222 63
5241 Whispering Crk 0.61mi 2/2.0 1,224 (+7%) 2mo $191,000 $156 58
19 Ellie Dr 0.12mi 3/2.0 (+1) 1,300 (+14%) 11mo $240,000 $185 57
5215 Gayle Dr 0.72mi 2/2.0 1,120 (-2%) 9mo $175,000 $156 56
5318 Huckleberry Way 0.67mi 3/2.0 (+1) 1,100 (-4%) 8mo $135,000 $123 51
5300 Rexford #5300 0.75mi 3/2.0 (+1) 1,248 (+10%) 6mo $145,000 $116 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.1% rent growth · sell at horizon

5-year hold
IRR
11.5%
Equity multiple
1.44×
Total profit
$22,149
Equity at exit
$26,824
10-year hold
IRR
18.0%
Equity multiple
2.30×
Total profit
$65,323
Equity at exit
$15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 95403

Rents YoY
0.1%
Active inventory
199
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$2,747 high interval (Pro) →
Mortgage (P&I)
$943
Tax est. 1.5%
$225 /mo · $2,698/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$577
Net cashflow
$927

Break-even live

Break-even rent $1,574
Max offer price $179,900
Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,975
Closing costs
$5,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
211 Shiloh Rd Windsor, CA 2.0 1.0 814 $3,095 $3.80 13d 1 0.63mi
193 Airport Blvd E Santa Rosa, CA 1.0–2.0 1.0–1.5 967 $2,760 $2.85 12d 1 0.87mi
5252 Old Redwood Hwy Unit 20 Santa Rosa, CA 2.0 1.0 900 $2,000 $2.22 13d 1 0.95mi
5256 Old Redwood Hwy Unit 31 Santa Rosa, CA 2.0 2.0 950 $2,200 $2.32 13d 1 0.95mi
5223 Old Redwood Hwy Santa Rosa, CA 2.0 1.0 915 $3,200 $3.50 12d 1 1.11mi
5209 Old Redwood Hwy Santa Rosa, CA 2.0 2.0 1014 $2,450 $2.42 21d 1 1.16mi
1145 Shiloh Rd Windsor, CA 3.0 1.0–2.0 776 $3,828 $4.93 7d 14 1.36mi

Listing history 4 events

  1. 2026-06-16
    days on market $179,900 Active 4 DOM
  2. 2026-06-15
    days on market $179,900 Active 3 DOM
  3. 2026-06-13
    remarks 699-char remark
  4. 2026-06-13
    listed $179,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥90°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 18 unhealthy d/yr today · 20 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$32,968
− Mortgage interest
−$10,077
− Property taxes
−$2,698
− Insurance
−$900
− Repairs & maintenance
−$2,637
− Management
−$2,637
− Depreciation
−$5,233
Taxable income
$8,784
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,108
After-tax cash flow
$9,017/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This double-wide mobile home in Colonial Senior Park is in good condition with minimal repairs needed. It offers a spacious living area and is move-in ready.

Value-add opportunities

  • Both Paint exterior siding — Enhances curb appeal and value
  • Both Clean gutters — Improves drainage and property value

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior siding — Enhances curb appeal and value
  • Both Clean gutters — Improves drainage and property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Santa Rosa High
NCES district ID
0635830
Math proficiency
31%
Reading proficiency
47%
Median HH income
$62,000
Composite
37.25/100
National rank
#8972
State rank
#703 of 1400 in CA

Livability — Larkfield-Wikiup

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Larkfield-Wikiup, CA
County
Sonoma County · 449,805 people
City population
45,570
Metro
Santa Rosa-Petaluma, CA
Population (ZIP)
45,806
Household income
$98,191
Rent vs Own
45.2% rent · 54.8% own
Severe rent burden
1770.0

Population outlook (Sonoma County) Hauer SSP2

Today (2025)
539,935 people
By 2030
554,870 · +2.8%
By 2040
573,262 · +6.2%
By 2050
580,715 · +7.6%
By 2075
579,229 · +7.3%
By 2100
547,835 · +1.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 50% Hispanic / Latino 37% Two or more races 13% Asian 5% Native American 2% Black 2%
Hispanic origin (detail)
Mexican 31%
Common ancestry
Italian 3% Slovak 2% Lithuanian 2%
Foreign-born
20% · Canada, Vietnam, South Korea
Languages at home
67% English-only · Spanish 26% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Sonoma

2024 margin
Solid D (+46.2) · D 71.4% · R 25.2% · Other 3.3%
2008→2024 swing
-3.4pp toward R · 2008: 49.6pp · 2024: 46.2pp
All cycles
2024: D+46.2 2020: D+51.5 2016: D+47.9 2012: D+44.9 2008: D+49.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -679.94%
Current HPI
254.3106
Rent YoY
▲ 0.10%
Metro
Santa Rosa-Petaluma, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-12 Listed $179,900 BAREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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