601 Mcarthur St · Sulphur, LA 70663

$94,000

3 bd · 1.0 ba · 820 sqft · SingleFamily · 161 Days on market

Built 1960 0.34 ac lot $115/sqft · 12% below area Est $106k · 12% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.9/30.0
• ARV discount +12.8/15.0
• DSCR +10.0/10.0
• 1% rule +7.6/10.0
• Rent growth +4.4/5.0
• Livability +3.6/5.0
• Schools +3.1/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

.Explore the delightful charm of this 3-bedroom, 1-bath cottage ideally situated in Sulphur near Frasch Park. This home offers an open floor plan that seamlessly integrates the living areas with an updated kitchen, perfect for modern living and effortless entertaining. The kitchen shines with contemporary updates, providing a stylish and functional space to enjoy cooking and dining. The entire home is freshly painted in soothing, neutral tones and features durable vinyl plank flooring throughout, creating a welcoming and easy-to-maintain environment. Equipped with central HVAC, this home ensures comfort in every season. Ideal as a starter home or an excellent opportunity for investors, this property is ready for immediate move-in. Enjoy the added peace of mind with its location in flood zone X, where flood insurance is not required. This property could be purchased with 607 Mcarthur and 620 Pearl Street homes that are located next door as a package deal. They are currently rented out for $1810 a month and could bring instant income.

Key facts

• Central hvac
• Open floor plan
• Flood zone x

Tags

• OPEN FLOOR PLAN
• UPDATED KITCHEN
• DURABLE VINYL PLANK FLOORING
• CENTRAL HVAC
• FLOOD ZONE X

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $94k.

Deal economics

• At list price, monthly cash flow is $253 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $94k).
• Recommended offer: $83k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 71/100 on livability (#48 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools A; Watch: crime D-, amenities F, commute F.
• Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+7.7%/yr); 294 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $650 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 7.7% rent growth), your $26k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 161 days — a 12% lower offer ($83k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 6y ago; this cycle's ask has dropped $21k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $82,720 (12.0% below list)

Questions for the listing agent

1. It's been on market 161 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.26% ✓
• Cap rate: 10.37%
• Cash-on-cash: 14.57%
• DSCR: 1.65
• GRM: 6.6

CMA / ARV

• ARV (median comp): $106,445
• List price: $94,000
• Delta: -11.69%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
811 Mcarthur St	0.09mi	2/1.0 (-1)	857 (+4%)	16mo	$100,000	$117	70

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.65% rent growth · sell at horizon

5-year hold

• IRR: 6.2%
• Equity multiple: 1.26×
• Total profit: $6,719
• Equity at exit: $14,016

10-year hold

• IRR: 19.5%
• Equity multiple: 3.01×
• Total profit: $52,911
• Equity at exit: $8,127

Cash invested: $26,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70663

• Rents YoY: 7.7%
• Active inventory: 294
• Price-to-rent: 6.6×

Monthly cashflow live

• Estimated rent: $1,182 medium
• Mortgage (P&I): −$493
• Tax from tax record: −$82 /mo · $980/yr
• Insurance: −$39
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$248
• Net cashflow: $253

Break-even live

Break-even rent $861

Max offer price $94,000

Occupancy floor 74%

Sensitivity live

Price	-10% $306	-5% $280	+0% $253	+5% $227	+10% $200
Rent	-10% $160	-5% $207	+0% $253	+5% $300	+10% $347
Rate	-1.0pp $301	-0.5pp $277	base $253	+0.5pp $229	+1.0pp $204

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,500
• Closing costs: $2,820
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1115 N Crocker St Sulphur, LA	2.0	2.0	960	$950	$0.99	14d	1	1.23mi

Listing history 26 events

1. 2026-06-21
   days on market $94,000 Active 161 DOM
2. 2026-06-19
   days on market $94,000 Active 159 DOM
3. 2026-06-18
   days on market $94,000 Active 158 DOM
4. 2026-06-17
   days on market $94,000 Active 157 DOM
5. 2026-06-16
   days on market $94,000 Active 156 DOM
6. 2026-06-15
   days on market $94,000 Active 155 DOM
7. 2026-06-14
   days on market $94,000 Active 153 DOM
8. 2026-06-13
   days on market $94,000 Active 152 DOM
9. 2026-06-10
   days on market $94,000 Active 150 DOM
10. 2026-06-09
    days on market $94,000 Active 149 DOM
11. 2026-06-08
    days on market $94,000 Active 148 DOM
12. 2026-06-07
    days on market $94,000 Active 147 DOM
13. 2026-06-05
    days on market $94,000 Active 144 DOM
14. 2026-06-02
    days on market $94,000 Active 142 DOM
15. 2026-06-01
    days on market $94,000 Active 141 DOM
16. 2026-05-31
    statusdays on market $94,000 Active 140 DOM
17. 2026-05-18
    status Pending 1048-char remark

    Show marketing remark (1048 chars)

    .Explore the delightful charm of this 3-bedroom, 1-bath cottage ideally situated in Sulphur near Frasch Park. This home offers an open floor plan that seamlessly integrates the living areas with an updated kitchen, perfect for modern living and effortless entertaining. The kitchen shines with contemporary updates, providing a stylish and functional space to enjoy cooking and dining. The entire home is freshly painted in soothing, neutral tones and features durable vinyl plank flooring throughout, creating a welcoming and easy-to-maintain environment. Equipped with central HVAC, this home ensures comfort in every season. Ideal as a starter home or an excellent opportunity for investors, this property is ready for immediate move-in. Enjoy the added peace of mind with its location in flood zone X, where flood insurance is not required. This property could be purchased with 607 Mcarthur and 620 Pearl Street homes that are located next door as a package deal. They are currently rented out for $1810 a month and could bring instant income.

18. 2026-04-20
    price $94,000 1048-char remark

    Show marketing remark (1048 chars)

    .Explore the delightful charm of this 3-bedroom, 1-bath cottage ideally situated in Sulphur near Frasch Park. This home offers an open floor plan that seamlessly integrates the living areas with an updated kitchen, perfect for modern living and effortless entertaining. The kitchen shines with contemporary updates, providing a stylish and functional space to enjoy cooking and dining. The entire home is freshly painted in soothing, neutral tones and features durable vinyl plank flooring throughout, creating a welcoming and easy-to-maintain environment. Equipped with central HVAC, this home ensures comfort in every season. Ideal as a starter home or an excellent opportunity for investors, this property is ready for immediate move-in. Enjoy the added peace of mind with its location in flood zone X, where flood insurance is not required. This property could be purchased with 607 Mcarthur and 620 Pearl Street homes that are located next door as a package deal. They are currently rented out for $1810 a month and could bring instant income.

19. 2026-01-22
    price $99,000 1048-char remark

    Show marketing remark (1048 chars)

    .Explore the delightful charm of this 3-bedroom, 1-bath cottage ideally situated in Sulphur near Frasch Park. This home offers an open floor plan that seamlessly integrates the living areas with an updated kitchen, perfect for modern living and effortless entertaining. The kitchen shines with contemporary updates, providing a stylish and functional space to enjoy cooking and dining. The entire home is freshly painted in soothing, neutral tones and features durable vinyl plank flooring throughout, creating a welcoming and easy-to-maintain environment. Equipped with central HVAC, this home ensures comfort in every season. Ideal as a starter home or an excellent opportunity for investors, this property is ready for immediate move-in. Enjoy the added peace of mind with its location in flood zone X, where flood insurance is not required. This property could be purchased with 607 Mcarthur and 620 Pearl Street homes that are located next door as a package deal. They are currently rented out for $1810 a month and could bring instant income.

20. 2025-12-30
    listed $115,000 Active 1048-char remark

    Show marketing remark (1048 chars)

    .Explore the delightful charm of this 3-bedroom, 1-bath cottage ideally situated in Sulphur near Frasch Park. This home offers an open floor plan that seamlessly integrates the living areas with an updated kitchen, perfect for modern living and effortless entertaining. The kitchen shines with contemporary updates, providing a stylish and functional space to enjoy cooking and dining. The entire home is freshly painted in soothing, neutral tones and features durable vinyl plank flooring throughout, creating a welcoming and easy-to-maintain environment. Equipped with central HVAC, this home ensures comfort in every season. Ideal as a starter home or an excellent opportunity for investors, this property is ready for immediate move-in. Enjoy the added peace of mind with its location in flood zone X, where flood insurance is not required. This property could be purchased with 607 Mcarthur and 620 Pearl Street homes that are located next door as a package deal. They are currently rented out for $1810 a month and could bring instant income.

21. 2024-09-11
    historical $950
22. 2024-08-30
    listed $950
23. 2020-03-20
    soldstatus 16-char remark

    Show marketing remark (16 chars)

    One time listing

24. 2020-03-20
    listed $90,000 16-char remark

    Show marketing remark (16 chars)

    One time listing

25. 2020-03-20
    soldstatus $90,000

    Show marketing remark (16 chars)

    One time listing

26. 1994-10-24
    soldstatus $40,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $980 · $82/mo
• Projected year-2 tax: $980 · $82/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 95% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,179
• − Mortgage interest: −$5,265
• − Property taxes: −$980
• − Insurance: −$1,268
• − Repairs & maintenance: −$1,134
• − Management: −$1,134
• − Depreciation: −$2,735
• Taxable income: $1,663
• Est. tax owed @ 24.0%: −$399
• After-tax cash flow: $2,639/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Calcasieu Parish
• NCES district ID: 2200330
• Math proficiency: 30% ▼ -39.00%
• Reading proficiency: 44% ▼ -33.00%
• Median HH income: $44,700
• Composite: 31.45/100
• National rank: #5979
• State rank: #29 of 98 in LA

Livability — Sulphur

• Score: 71/100
• State rank: #48
• US rank: #7164

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Sulphur, LA
• County: Calcasieu Parish · 170,889 people
• City population: 27,799
• Metro: Lake Charles, LA
• Population (ZIP): 27,799
• Household income: $64,707
• Rent vs Own: 19.7% rent · 80.3% own
• Severe rent burden: 197.0

Population outlook (Calcasieu County) Hauer SSP2

• Today (2025): 212,179 people
• By 2030: 218,199 · +2.8%
• By 2040: 228,486 · +7.7%
• By 2050: 236,208 · +11.3%
• By 2075: 251,696 · +18.6%
• By 2100: 247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Black 8% Hispanic / Latino 5% Two or more races 4%
• Common ancestry: Lithuanian 13% Slovak 2% Scandinavian 1%
• Foreign-born: 3% · Canada, Vietnam
• Languages at home: 94% English-only · Spanish 2% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Calcasieu

• 2024 margin: Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
• 2008→2024 swing: -15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
• All cycles: 2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -104.29%
• Current HPI: 100.0895
• Rent YoY: ▲ 7.65%
• Metro: Lake Charles, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+135.0% since first listed

10 events — show timeline

• 2026-05-18 Pending — SWLAR
• 2026-04-20 Price Changed $94,000 SWLAR
• 2026-01-22 Price Changed $99,000 SWLAR
• 2025-12-30 Listed $115,000 SWLAR
• 2024-09-11 Rental Removed $950 GSMLSLA
• 2024-08-30 Listed for Rent $950 GSMLSLA
• 2020-03-20 Sold (Public Records) $90,000 Public Records
• 2020-03-20 Listed $90,000 SWLAR
• 2020-03-20 Sold (MLS) — SWLAR
• 1994-10-24 Sold (Public Records) $40,000 Public Records

Property tax history

-0.6%/yr

Latest (2025): $980 · +0.8% YoY. Source: county tax records.