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543 Main St #407 Multi-family
B+ Composite 77.64
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +13.2/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +5.7/10.0
  • Livability +3.5/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$519,000

543 Main St #407 · New Rochelle, NY 10801
2 bd · 2.0 ba · 1,190 sqft · MultiFamily · 22 Days on market
Built 2005 Est $594k · 13% under $974/mo HOA · 27% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 1 unit. estimate disagrees with records

5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.

Listing remarks MLS

543 Main St is a 24 hour doorman and elevator building, Close to shops, Walking Distance to Train, Close to Bus Building Features an Exercise Room, Storage Units, and Designated/deeded Parking Spot This unit was completely renovated in 2015. Many extras including: high speed cables, google home and lutron in all rooms, google nest controlled temperature, in wall speakers, Jacuzzi with steam sauna and rain shower, all custom California closets, New HVAC unit. This building has it's own private gym, individual storage space, kids play room, all pets welcome. Renting is renting allowed and just a ten minute walk to Metro North. It is located in the center of New Rochelle. Many restaurants and shopping within walking distance of the building.

Key facts

  • Outdoor terrace
  • Fitness center
  • Deeded parking space

Tags

OUTDOOR TERRACEFULL TIME CONCIERGELIVE-IN SUPERFITNESS CENTERDEEDED PARKING SPACE

Property features AI

Finance

  • HOA & community: Condominium association with monthly fee; Association amenities include concierge, elevators, fitness center, live-in superintendent, and parking; Association fee covers common area maintenance, exterior maintenance, sewer, snow removal, trash and water

Exterior

  • Parking: Assigned parking in off-street parking lot; 1 parking space (fee applies)
  • Utilities: Public sewer; Water connected; Sewer connected; Trash collection (public)
  • Home design: Condominium; 6-story building; Entry level unit on the 4th floor
  • Construction: Block construction; Brick exterior
  • Exterior features: Block and brick construction; Not waterfront

Interior

  • Kitchen: Dishwasher; Microwave; Oven; Range; Refrigerator; Granite counters
  • Bedrooms: Entry level: 4th floor
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central air conditioning; Electric heating; Hot water heating; Natural gas; ENERGY STAR qualified equipment
  • Interior features: Breakfast bar; Entrance foyer; Granite counters; Storage; Walk-through kitchen; Washer/dryer hookup; Pets allowed with size limit
  • Laundry & utility: Washer and dryer included (washer, dryer listed); Washer/dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath multifamily listed at $519k.

Deal economics

  • At list price, monthly cash flow is $10k ($119k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($18k rent vs $519k).
  • Recommended offer: $511k (1.5% below list) — sets the bar for market timing.
  • Cap rate 29.2% vs local median 4.5% in New Rochelle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#487 in NY) — a middle-class / working-renter tenant base. Strengths: employment A+, crime A, amenities B+; Watch: housing D+, commute F, cost of living F.
  • New Rochelle City School District (suburban): math 63% / reading 66% proficiency, ranked #171 of 590 in NY (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+1.4%/yr); 141 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 9d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
  • At $18,063/mo this rent would consume 253% of the median local household income ($86k/yr) (locally 2797% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
  • Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 1.4% rent growth), your $145k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($511k) is reasonable based on typical stale-listing flexibility.
  • 13 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $511,215 (1.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
3.48%
Cap rate
29.17%
Cash-on-cash
81.70%
DSCR
4.64
GRM
2.4

CMA / ARV

ARV (on-the-fly)
$593,810
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
42 Warren St 0.26mi 2/2.0 1,152 (-3%) 3mo $575,000 $499 80

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.42% rent growth · sell at horizon

5-year hold
IRR
80.1%
Equity multiple
4.57×
Total profit
$518,552
Equity at exit
$77,385
10-year hold
IRR
83.1%
Equity multiple
8.94×
Total profit
$1,153,681
Equity at exit
$44,874

Cash invested: $145,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 10801

Rents YoY
1.4%
Active inventory
141
Price-to-rent
12.0×

Monthly cashflow live

Estimated rent
$18,063 high interval (Pro) →
Mortgage (P&I)
$2,722
Tax from tax record
$464 /mo · $5,563/yr
Insurance
$216
HOA
$974
Vacancy / Maint / Mgmt
$3,793
Net cashflow
$9,894

Break-even live

Break-even rent $5,539
Max offer price $519,000
Occupancy floor 40%

Sensitivity live

Price -10% $10,188 -5% $10,041 +0% $9,894 +5% $9,747 +10% $9,600
Rent -10% $8,467 -5% $9,181 +0% $9,894 +5% $10,608 +10% $11,321
Rate -1.0pp $10,156 -0.5pp $10,026 base $9,894 +0.5pp $9,760 +1.0pp $9,623

5-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (5 units) $18,063

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$129,750
Closing costs
$15,570
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
543 Main St #402 New Rochelle, NY 1.0 1.0 924 $3,000 $3.25 16d 1 0.03mi
333 Huguenot St New Rochelle, NY 2.0 1.0–2.0 853 $4,785 $5.61 0d 11 0.07mi
325 Huguenot St New Rochelle, NY 1.0–2.0 1.0–2.0 989 $4,625 $4.68 0d 9 0.08mi
360 Huguenot St New Rochelle, NY 2.0 1.0–2.0 777 $3,780 $4.86 0d 15 0.08mi
25 Leroy Pl #1 New Rochelle, NY 2.0 2.5 1420 $3,995 $2.81 8d 1 0.08mi
40 Memorial Hwy New Rochelle, NY 3.0 1.0–2.0 917 $3,757 $4.09 0d 50 0.10mi
379 Huguenot St Unit 2 New Rochelle, NY 3.0 1.0 1150 $3,200 $2.78 25d 1 0.12mi
55 Clinton Pl New Rochelle, NY 3.0 1.0–2.0 991 $5,241 $5.29 0d 24 0.12mi
111 Centre Ave New Rochelle, NY 1.0–2.0 1.0–2.0 757 $4,044 $5.34 0d 17 0.13mi
12 Church St New Rochelle, NY 2.0 1.0–2.0 770 $4,540 $5.90 0d 49 0.13mi
387 Huguenot St New Rochelle, NY 2.0 1.0–2.0 753 $3,575 $4.75 6d 6 0.13mi
50 Clinton Pl New Rochelle, NY 2.0 1.0–2.0 844 $7,811 $9.25 0d 33 0.15mi
25 Maple Ave New Rochelle, NY 2.0 1.0–2.0 748 $3,897 $5.21 0d 10 0.18mi
1 Shearwood Pl New Rochelle, NY 2.0 1.0–2.0 818 $4,108 $5.02 0d 29 0.20mi
79 S Division St Unit 3 New Rochelle, NY 2.0 1.0 800 $2,600 $3.25 4d 1 0.24mi
10 Lecount Pl New Rochelle, NY 2.0 1.0–2.0 826 $5,175 $6.26 0d 14 0.25mi
46 Locust Ave Unit 2 New Rochelle, NY 2.0 1.0 750 $2,950 $3.93 20d 1 0.31mi
20 Burling Ln New Rochelle, NY 1.0 1.0 725 $3,110 $4.29 11d 10 0.35mi
175 Huguenot St #1402 New Rochelle, NY 2.0 2.5 1475 $4,750 $3.22 25d 1 0.35mi
194 Webster Ave Unit 1 New Rochelle, NY 3.0 1.0 1050 $3,500 $3.33 45d 1 0.45mi
10 Commerce Dr New Rochelle, NY 2.0 1.0–2.0 739 $3,561 $4.82 0d 9 0.46mi
11 Park Pl New Rochelle, NY 1.0 1.0 1015 $2,700 $2.66 45d 1 0.50mi
25 Acacia Ter Unit 1 New Rochelle, NY 3.0 2.0 1400 $3,800 $2.71 45d 1 0.53mi
12 Russell Ave Apt 2 New Rochelle, NY 2.0 1.0 800 $2,350 $2.94 8d 1 0.56mi
139 Sickles Ave Unit 2 New Rochelle, NY 2.0 1.5 1000 $3,100 $3.10 22d 1 0.60mi
220 Pelham Rd Unit 5E New Rochelle, NY 2.0 1.0 1000 $2,595 $2.60 8d 1 0.61mi
220 Pelham Rd New Rochelle, NY 1.0–2.0 1.0 862 $2,595 $3.01 2d 2 0.61mi
220 Pelham Rd New Rochelle, NY 1.0–2.0 1.0 900 $2,595 $2.88 12d 2 0.61mi
230 Pelham Rd Unit 6F New Rochelle, NY 1.0 1.0 800 $1,995 $2.49 45d 1 0.62mi
48 Lincoln St New Rochelle, NY 2.0 1.0 1273 $3,000 $2.36 20d 1 0.62mi
36 4th St Unit One New Rochelle, NY 2.0 1.0 900 $2,900 $3.22 6d 1 0.63mi
299 Webster Ave Unit 3F New Rochelle, NY 1.0 1.0 861 $2,385 $2.77 45d 1 0.63mi
300 Pelham Rd New Rochelle, NY 2.0 1.0 1200 $3,195 $2.66 0d 1 0.65mi
3 Davenport Ave New Rochelle, NY 1.0 1.0 728 $2,099 $2.88 0d 1 0.66mi
49 5th St Apt 8 New Rochelle, NY 2.0 1.0 800 $2,429 $3.04 14d 1 0.69mi
49 5th St Apt 8 New Rochelle, NY 2.0 1.0 800 $2,429 $3.04 45d 1 0.69mi
274 Lockwood Ave Unit First floor New Rochelle, NY 2.0 1.0 908 $2,700 $2.97 45d 1 0.70mi
225 Sickles Ave Unit 1 New Rochelle, NY 1.0 1.0 750 $2,600 $3.47 45d 1 0.71mi
133 Lincoln Ave Unit 1 New Rochelle, NY 3.0 1.0 1112 $6,500 $5.85 3d 1 0.75mi
245 Main St Unit 1 New Rochelle, NY 1.0 1.0 750 $1,750 $2.33 18d 1 0.75mi

HOA detail

Monthly dues
$974 · $11,688/yr
Likely covers
cablegymdoorman

Listing history 39 events

  1. 2026-04-23
    status Pending
  2. 2026-04-01
    listed $519,000 Active
  3. 2019-09-11
    soldstatus $465,000
  4. 2019-09-05
    soldstatus $465,000 Sold 755-char remark
    Show marketing remark (755 chars)

    543 Main St is a 24 hour doorman and elevator building, Close to shops, Walking Distance to Train, Close to Bus Building Features an Exercise Room, Storage Units, and Designated/deeded Parking Spot This unit was completely renovated in 2015. Many extras including: high speed cables, google home and lutron in all rooms, google nest controlled temperature, in wall speakers, Jacuzzi with steam sauna and rain shower, all custom California closets, New HVAC unit. This building has it's own private gym, individual storage space, kids play room, all pets welcome. Renting is renting allowed and just a ten minute walk to Metro North. It is located in the center of New Rochelle. Many restaurants and shopping within walking distance of the building.

  5. 2019-08-06
    status Pending 755-char remark
    Show marketing remark (755 chars)

    543 Main St is a 24 hour doorman and elevator building, Close to shops, Walking Distance to Train, Close to Bus Building Features an Exercise Room, Storage Units, and Designated/deeded Parking Spot This unit was completely renovated in 2015. Many extras including: high speed cables, google home and lutron in all rooms, google nest controlled temperature, in wall speakers, Jacuzzi with steam sauna and rain shower, all custom California closets, New HVAC unit. This building has it's own private gym, individual storage space, kids play room, all pets welcome. Renting is renting allowed and just a ten minute walk to Metro North. It is located in the center of New Rochelle. Many restaurants and shopping within walking distance of the building.

  6. 2019-05-31
    price $479,000 755-char remark
    Show marketing remark (755 chars)

    543 Main St is a 24 hour doorman and elevator building, Close to shops, Walking Distance to Train, Close to Bus Building Features an Exercise Room, Storage Units, and Designated/deeded Parking Spot This unit was completely renovated in 2015. Many extras including: high speed cables, google home and lutron in all rooms, google nest controlled temperature, in wall speakers, Jacuzzi with steam sauna and rain shower, all custom California closets, New HVAC unit. This building has it's own private gym, individual storage space, kids play room, all pets welcome. Renting is renting allowed and just a ten minute walk to Metro North. It is located in the center of New Rochelle. Many restaurants and shopping within walking distance of the building.

  7. 2019-04-23
    listed $499,000 Active 755-char remark
    Show marketing remark (755 chars)

    543 Main St is a 24 hour doorman and elevator building, Close to shops, Walking Distance to Train, Close to Bus Building Features an Exercise Room, Storage Units, and Designated/deeded Parking Spot This unit was completely renovated in 2015. Many extras including: high speed cables, google home and lutron in all rooms, google nest controlled temperature, in wall speakers, Jacuzzi with steam sauna and rain shower, all custom California closets, New HVAC unit. This building has it's own private gym, individual storage space, kids play room, all pets welcome. Renting is renting allowed and just a ten minute walk to Metro North. It is located in the center of New Rochelle. Many restaurants and shopping within walking distance of the building.

  8. 2015-01-12
    soldstatus $350,000
  9. 2014-12-29
    price $347,000 459-char remark
    Show marketing remark (459 chars)

    Buy now before prices increase due to upcoming renovations in building! 3 Months maintenance fee paid for you upfront! Luxury Condo in the heart of New Rochelle. Building offers concierge, fitness center & storage all within walking distance to Train Station. 2 bdrm/2bth unit features hdwd flrs thru-out, open Kitchen w/ ss appliances, granite c-tops and balcony off Living Room. Washer/Dryer in unit. Commuters Dream! Parking Space sold separately.

  10. 2014-12-29
    soldstatus $347,000 Sold 459-char remark
    Show marketing remark (459 chars)

    Buy now before prices increase due to upcoming renovations in building! 3 Months maintenance fee paid for you upfront! Luxury Condo in the heart of New Rochelle. Building offers concierge, fitness center & storage all within walking distance to Train Station. 2 bdrm/2bth unit features hdwd flrs thru-out, open Kitchen w/ ss appliances, granite c-tops and balcony off Living Room. Washer/Dryer in unit. Commuters Dream! Parking Space sold separately.

  11. 2014-12-26
    soldstatus $347,000
  12. 2014-11-07
    historical Pending 459-char remark
    Show marketing remark (459 chars)

    Buy now before prices increase due to upcoming renovations in building! 3 Months maintenance fee paid for you upfront! Luxury Condo in the heart of New Rochelle. Building offers concierge, fitness center & storage all within walking distance to Train Station. 2 bdrm/2bth unit features hdwd flrs thru-out, open Kitchen w/ ss appliances, granite c-tops and balcony off Living Room. Washer/Dryer in unit. Commuters Dream! Parking Space sold separately.

  13. 2014-11-06
    price $365,000 459-char remark
    Show marketing remark (459 chars)

    Buy now before prices increase due to upcoming renovations in building! 3 Months maintenance fee paid for you upfront! Luxury Condo in the heart of New Rochelle. Building offers concierge, fitness center & storage all within walking distance to Train Station. 2 bdrm/2bth unit features hdwd flrs thru-out, open Kitchen w/ ss appliances, granite c-tops and balcony off Living Room. Washer/Dryer in unit. Commuters Dream! Parking Space sold separately.

  14. 2014-10-06
    price $365,000 459-char remark
    Show marketing remark (459 chars)

    Buy now before prices increase due to upcoming renovations in building! 3 Months maintenance fee paid for you upfront! Luxury Condo in the heart of New Rochelle. Building offers concierge, fitness center & storage all within walking distance to Train Station. 2 bdrm/2bth unit features hdwd flrs thru-out, open Kitchen w/ ss appliances, granite c-tops and balcony off Living Room. Washer/Dryer in unit. Commuters Dream! Parking Space sold separately.

  15. 2014-08-15
    listed $385,000 Active 459-char remark
    Show marketing remark (459 chars)

    Buy now before prices increase due to upcoming renovations in building! 3 Months maintenance fee paid for you upfront! Luxury Condo in the heart of New Rochelle. Building offers concierge, fitness center & storage all within walking distance to Train Station. 2 bdrm/2bth unit features hdwd flrs thru-out, open Kitchen w/ ss appliances, granite c-tops and balcony off Living Room. Washer/Dryer in unit. Commuters Dream! Parking Space sold separately.

  16. 2014-08-15
    listed $365,000
    Show marketing remark (459 chars)

    Buy now before prices increase due to upcoming renovations in building! 3 Months maintenance fee paid for you upfront! Luxury Condo in the heart of New Rochelle. Building offers concierge, fitness center & storage all within walking distance to Train Station. 2 bdrm/2bth unit features hdwd flrs thru-out, open Kitchen w/ ss appliances, granite c-tops and balcony off Living Room. Washer/Dryer in unit. Commuters Dream! Parking Space sold separately.

  17. 2014-08-14
    historical Withdrawn
  18. 2014-08-14
    price Active
  19. 2014-08-14
    status Active
  20. 2014-08-14
    historical
  21. 2014-03-15
    price $425,000
  22. 2013-11-05
    historical
  23. 2013-10-02
    listed Active
  24. 2013-10-02
    listed $385,000
  25. 2013-08-21
    historical Cancelled
  26. 2013-08-20
    historical
  27. 2013-05-22
    price
  28. 2013-04-17
    listed Active
  29. 2013-04-16
    listed $399,000
  30. 2008-08-22
    historical
  31. 2008-08-21
    soldstatus $425,000
  32. 2008-08-04
    price $440,000
  33. 2008-01-11
    listed $440,000
  34. 2008-01-10
    historical
  35. 2007-07-10
    listed
  36. 2007-07-09
    historical
  37. 2007-01-09
    listed
  38. 2006-12-08
    historical
  39. 2006-09-07
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$5,563 · $464/mo
Projected year-2 tax
$7,167 · $597/mo
Expected delta
+$1,604/yr (+$134/mo · 28.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$216,756
− Mortgage interest
−$29,072
− Property taxes
−$5,563
− Insurance
−$2,595
− Repairs & maintenance
−$17,340
− Management
−$17,340
− HOA
−$11,688
− Depreciation
−$15,098
Taxable income
$118,058
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$28,334
After-tax cash flow
$90,396/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
New Rochelle City School District
NCES district ID
3620490
Math proficiency
63% ▲ 3.00%
Reading proficiency
66% ▲ 9.00%
Median HH income
$69,165
Composite
56.63/100
National rank
#1139
State rank
#171 of 590 in NY

Livability — New Rochelle

Score
69/100
State rank
#487
US rank
#8572

Category grades

Amenities B+ Commute F Cost of living F Crime A Employment A+ Housing D+ Health & safety B+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
New Rochelle, NY
County
Westchester County · 709,332 people
City population
63,657
Metro
New York-Newark-Jersey City, NY-NJ-PA
Population (ZIP)
42,754
Household income
$85,573
Rent vs Own
58.9% rent · 41.1% own
Severe rent burden
2797.0

Population outlook (Westchester County) Hauer SSP2

Today (2025)
1,028,035 people
By 2030
1,051,636 · +2.3%
By 2040
1,098,520 · +6.9%
By 2050
1,136,044 · +10.5%
By 2075
1,196,925 · +16.4%
By 2100
1,175,147 · +14.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.72)
Race & ethnicity
Hispanic / Latino 36% White 30% Black 24% Two or more races 16% Asian 7%
Hispanic origin (detail)
Mexican 17% Puerto Rican 5% Dominican 3%
Common ancestry
Hispanic 3% Scotch-Irish 1% Romanian 1%
Foreign-born
34% · Canada, Jamaica, China
Languages at home
54% English-only · Spanish 32% Other Indo-European 5% French/Haitian/Cajun 4%

Political lean MEDSL · Westchester

2024 margin
Strong D (+26.3) · D 63.1% · R 36.9%
2008→2024 swing
-1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
All cycles
2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -910.37%
Current HPI
270.8019
Rent YoY
▲ 1.42%
Metro
New York-Newark-Jersey City, NY-NJ-PA
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+18.0% since first listed
39 events — show timeline
  • 2026-04-23 Pending OneKey® MLS as Distributed by MLS Grid
  • 2026-04-01 Listed $519,000 OneKey® MLS as Distributed by MLS Grid
  • 2019-09-11 Sold (Public Records) $465,000 Public Records
  • 2019-09-05 Sold (MLS) $465,000 OneKey® MLS as Distributed by MLS Grid
  • 2019-08-06 Pending OneKey® MLS as Distributed by MLS Grid
  • 2019-05-31 Price Changed $479,000 OneKey® MLS as Distributed by MLS Grid
  • 2019-04-23 Listed $499,000 OneKey® MLS as Distributed by MLS Grid
  • 2015-01-12 Sold (Public Records) $350,000 Public Records
  • 2014-12-29 Sold (MLS) $347,000 HGMLS
  • 2014-12-29 Price Changed $347,000 HGMLS
  • 2014-12-26 Sold (MLS) $347,000 OneKey® MLS as Distributed by MLS Grid
  • 2014-11-07 Contingent HGMLS
  • 2014-11-06 Price Changed $365,000 HGMLS
  • 2014-10-06 Price Changed $365,000 HGMLS
  • 2014-08-15 Listed $385,000 HGMLS
  • 2014-08-15 Listed $365,000 OneKey® MLS as Distributed by MLS Grid
  • 2014-08-14 Delisted HGMLS
  • 2014-08-14 Relisted HGMLS
  • 2014-08-14 Price Changed HGMLS
  • 2014-08-14 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2014-03-15 Price Changed $425,000 HGMLS
  • 2013-11-05 Delisted HGMLS
  • 2013-10-02 Listed HGMLS
  • 2013-10-02 Listed $385,000 OneKey® MLS as Distributed by MLS Grid
  • 2013-08-21 Delisted HGMLS
  • 2013-08-20 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2013-05-22 Price Changed HGMLS
  • 2013-04-17 Listed HGMLS
  • 2013-04-16 Listed $399,000 OneKey® MLS as Distributed by MLS Grid
  • 2008-08-22 Delisted HGMLS
  • 2008-08-21 Sold (MLS) $425,000 HGMLS
  • 2008-08-04 Price Changed $440,000 HGMLS
  • 2008-01-11 Listed $440,000 HGMLS
  • 2008-01-10 Delisted HGMLS
  • 2007-07-10 Listed HGMLS
  • 2007-07-09 Delisted HGMLS
  • 2007-01-09 Listed HGMLS
  • 2006-12-08 Delisted HGMLS
  • 2006-09-07 Listed HGMLS

Property tax history

-2.7%/yr

Latest (2025): $5,563 · -24.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…