6920 Route 711 · Seward, PA 15954

$25,900

2 bd · 2.0 ba · 1,194 sqft · SingleFamily · 213 Days on market

Built 1910 Poor condition 10,018 sqft lot $22/sqft · 78% below area

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +7.6/10.0
• ARV discount +7.5/15.0
• Schools +3.6/10.0
• Livability +2.9/5.0
• Rent growth +2.5/5.0
• Condition / age +1.0/5.0

Listing remarks MLS

Seward area 2 story home w/ large 4 car detached garage/workshop. Many possibilities with this property! The home is a cozy 2 bedroom with living room, dining room, kitchen and first floor bath. Property sold AS-IS. Seller will make no repairs. Functionality and type of on-lot sewage system is unknown. Buyer to pay any required municipal sewer testing and/or repair escrow. Offers must be submitted through HUD approved broker. Buyer pays both transfer taxes. Exclusive Agency. Equal Housing Opportunity. www. HUDHomestore.com.

Key facts

• 0.23 acre lot
• 4 garage spots
• Built 1910

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $26k. Condition is rated poor.

Deal economics

• At list price, monthly cash flow is $631 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $26k).
• Recommended offer: $23k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 57/100 on livability (#1,601 in PA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: crime D+, schools F, amenities F.
• Ligonier Valley SD (rural): math 28% / reading 57% proficiency, ranked #310 of 539 in PA (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 7 active listings in the ZIP; 415 units permitted in Westmoreland County in 2024 (10 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($179 loan paydown + $1k appreciation (5.2% local appreciation)).
• Westmoreland County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (5.2% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 213 days — a 12% lower offer ($23k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 4y ago; this cycle's ask has dropped $42k (62%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $22,792 (12.0% below list)

Questions for the listing agent

1. It's been on market 213 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 3.96% ✓
• Cap rate: 35.55%
• Cash-on-cash: 104.48%
• DSCR: 5.65
• GRM: 2.1

CMA / ARV

• ARV (median comp): $120,270
• List price: $25,900
• Delta: -78.47%
• Verdict: UNDERPRICED
• Comps: 16 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6900 Route 711	0.08mi	3/1.0 (+1)	1,287 (+8%)	2mo	$105,000	$82	72

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

5.2% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 7.41×
• Total profit: $46,493
• Equity at exit: $14,991

10-year hold

• IRR: —
• Equity multiple: 15.57×
• Total profit: $105,682
• Equity at exit: $26,135

Cash invested: $7,252 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15954

• Home prices YoY: 2.6%
• Active inventory: 7
• Price-to-rent: 2.1×

Monthly cashflow live

• Estimated rent: $1,026 medium
• Mortgage (P&I): −$136
• Tax est. 1.5%: −$32 /mo · $388/yr
• Insurance: −$11
• HOA: −$0
• Vacancy / Maint / Mgmt: −$215
• Net cashflow: $631

Break-even live

Break-even rent $227

Max offer price $25,900

Occupancy floor 33%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $6,475
• Closing costs: $777
• Reserves months: —
• Total cash needed: —

Listing history 28 events

1. 2026-06-18
   days on market $25,900 Active 213 DOM
2. 2026-06-17
   days on market $25,900 Active 212 DOM
3. 2026-06-16
   days on market $25,900 Active 211 DOM
4. 2026-06-15
   days on market $25,900 Active 210 DOM
5. 2026-06-13
   days on market $25,900 Active 208 DOM
6. 2026-06-09
   days on market $25,900 Active 204 DOM
7. 2026-06-08
   days on market $25,900 Active 203 DOM
8. 2026-06-07
   days on market $25,900 Active 202 DOM
9. 2026-06-05
   days on market $25,900 Active 199 DOM
10. 2026-06-03
    days on market $25,900 Active 198 DOM
11. 2026-06-02
    days on market $25,900 Active 197 DOM
12. 2026-06-01
    days on market $25,900 Active 196 DOM
13. 2026-05-31
    days on market $25,900 Active 195 DOM
14. 2026-04-29
    status Active 529-char remark

    Show marketing remark (529 chars)

    Seward area 2 story home w/ large 4 car detached garage/workshop. Many possibilities with this property! The home is a cozy 2 bedroom with living room, dining room, kitchen and first floor bath. Property sold AS-IS. Seller will make no repairs. Functionality and type of on-lot sewage system is unknown. Buyer to pay any required municipal sewer testing and/or repair escrow. Offers must be submitted through HUD approved broker. Buyer pays both transfer taxes. Exclusive Agency. Equal Housing Opportunity. www. HUDHomestore.com.

15. 2026-04-29
    price $30,600 529-char remark

    Show marketing remark (529 chars)

    Seward area 2 story home w/ large 4 car detached garage/workshop. Many possibilities with this property! The home is a cozy 2 bedroom with living room, dining room, kitchen and first floor bath. Property sold AS-IS. Seller will make no repairs. Functionality and type of on-lot sewage system is unknown. Buyer to pay any required municipal sewer testing and/or repair escrow. Offers must be submitted through HUD approved broker. Buyer pays both transfer taxes. Exclusive Agency. Equal Housing Opportunity. www. HUDHomestore.com.

16. 2026-04-20
    status Pending 529-char remark

    Show marketing remark (529 chars)

    Seward area 2 story home w/ large 4 car detached garage/workshop. Many possibilities with this property! The home is a cozy 2 bedroom with living room, dining room, kitchen and first floor bath. Property sold AS-IS. Seller will make no repairs. Functionality and type of on-lot sewage system is unknown. Buyer to pay any required municipal sewer testing and/or repair escrow. Offers must be submitted through HUD approved broker. Buyer pays both transfer taxes. Exclusive Agency. Equal Housing Opportunity. www. HUDHomestore.com.

17. 2026-04-10
    status Active 529-char remark

    Show marketing remark (529 chars)

    Seward area 2 story home w/ large 4 car detached garage/workshop. Many possibilities with this property! The home is a cozy 2 bedroom with living room, dining room, kitchen and first floor bath. Property sold AS-IS. Seller will make no repairs. Functionality and type of on-lot sewage system is unknown. Buyer to pay any required municipal sewer testing and/or repair escrow. Offers must be submitted through HUD approved broker. Buyer pays both transfer taxes. Exclusive Agency. Equal Housing Opportunity. www. HUDHomestore.com.

18. 2026-04-07
    status Pending 529-char remark

    Show marketing remark (529 chars)

    Seward area 2 story home w/ large 4 car detached garage/workshop. Many possibilities with this property! The home is a cozy 2 bedroom with living room, dining room, kitchen and first floor bath. Property sold AS-IS. Seller will make no repairs. Functionality and type of on-lot sewage system is unknown. Buyer to pay any required municipal sewer testing and/or repair escrow. Offers must be submitted through HUD approved broker. Buyer pays both transfer taxes. Exclusive Agency. Equal Housing Opportunity. www. HUDHomestore.com.

19. 2026-04-01
    price $34,000 529-char remark

    Show marketing remark (529 chars)

    Seward area 2 story home w/ large 4 car detached garage/workshop. Many possibilities with this property! The home is a cozy 2 bedroom with living room, dining room, kitchen and first floor bath. Property sold AS-IS. Seller will make no repairs. Functionality and type of on-lot sewage system is unknown. Buyer to pay any required municipal sewer testing and/or repair escrow. Offers must be submitted through HUD approved broker. Buyer pays both transfer taxes. Exclusive Agency. Equal Housing Opportunity. www. HUDHomestore.com.

20. 2026-03-09
    status Active 529-char remark

    Show marketing remark (529 chars)

    Seward area 2 story home w/ large 4 car detached garage/workshop. Many possibilities with this property! The home is a cozy 2 bedroom with living room, dining room, kitchen and first floor bath. Property sold AS-IS. Seller will make no repairs. Functionality and type of on-lot sewage system is unknown. Buyer to pay any required municipal sewer testing and/or repair escrow. Offers must be submitted through HUD approved broker. Buyer pays both transfer taxes. Exclusive Agency. Equal Housing Opportunity. www. HUDHomestore.com.

21. 2026-02-25
    status Pending 529-char remark

    Show marketing remark (529 chars)

    Seward area 2 story home w/ large 4 car detached garage/workshop. Many possibilities with this property! The home is a cozy 2 bedroom with living room, dining room, kitchen and first floor bath. Property sold AS-IS. Seller will make no repairs. Functionality and type of on-lot sewage system is unknown. Buyer to pay any required municipal sewer testing and/or repair escrow. Offers must be submitted through HUD approved broker. Buyer pays both transfer taxes. Exclusive Agency. Equal Housing Opportunity. www. HUDHomestore.com.

22. 2026-02-17
    price $49,600 529-char remark

    Show marketing remark (529 chars)

    Seward area 2 story home w/ large 4 car detached garage/workshop. Many possibilities with this property! The home is a cozy 2 bedroom with living room, dining room, kitchen and first floor bath. Property sold AS-IS. Seller will make no repairs. Functionality and type of on-lot sewage system is unknown. Buyer to pay any required municipal sewer testing and/or repair escrow. Offers must be submitted through HUD approved broker. Buyer pays both transfer taxes. Exclusive Agency. Equal Housing Opportunity. www. HUDHomestore.com.

23. 2026-01-14
    price $55,100 529-char remark

    Show marketing remark (529 chars)

    Seward area 2 story home w/ large 4 car detached garage/workshop. Many possibilities with this property! The home is a cozy 2 bedroom with living room, dining room, kitchen and first floor bath. Property sold AS-IS. Seller will make no repairs. Functionality and type of on-lot sewage system is unknown. Buyer to pay any required municipal sewer testing and/or repair escrow. Offers must be submitted through HUD approved broker. Buyer pays both transfer taxes. Exclusive Agency. Equal Housing Opportunity. www. HUDHomestore.com.

24. 2025-12-09
    price $61,200 529-char remark

    Show marketing remark (529 chars)

    Seward area 2 story home w/ large 4 car detached garage/workshop. Many possibilities with this property! The home is a cozy 2 bedroom with living room, dining room, kitchen and first floor bath. Property sold AS-IS. Seller will make no repairs. Functionality and type of on-lot sewage system is unknown. Buyer to pay any required municipal sewer testing and/or repair escrow. Offers must be submitted through HUD approved broker. Buyer pays both transfer taxes. Exclusive Agency. Equal Housing Opportunity. www. HUDHomestore.com.

25. 2025-10-23
    listed $68,000 Active 529-char remark

    Show marketing remark (529 chars)

    Seward area 2 story home w/ large 4 car detached garage/workshop. Many possibilities with this property! The home is a cozy 2 bedroom with living room, dining room, kitchen and first floor bath. Property sold AS-IS. Seller will make no repairs. Functionality and type of on-lot sewage system is unknown. Buyer to pay any required municipal sewer testing and/or repair escrow. Offers must be submitted through HUD approved broker. Buyer pays both transfer taxes. Exclusive Agency. Equal Housing Opportunity. www. HUDHomestore.com.

26. 2023-06-16
    historical Expired 881-char remark

    Show marketing remark (881 chars)

    This property has so much to offer with a cute two-story home, a massively oversized 6+ car garage, and two large driveways. The first floor of the home features a kitchen, dining and living rooms, and a full bath. Upstairs you will find a master suite and a second bedroom. Having both a front porch and a back porch provide options for enjoying your morning coffee or just relaxing on a warm summer night. And with dual heat sources (oil furnace & wood burner), you'll never be cold when winter rolls around. The garage had been used for a once thriving automotive repair shop and includes a separate electrical service, 13-1/2' to 15' ceiling heights, and three large overhead doors. Situated along Route 711, there's plenty of advertising exposure. Bring your imagination and a little elbow grease to get it ready for the next venture or simply use it to store some toys!

27. 2022-07-08
    price $129,900 881-char remark

    Show marketing remark (881 chars)

    This property has so much to offer with a cute two-story home, a massively oversized 6+ car garage, and two large driveways. The first floor of the home features a kitchen, dining and living rooms, and a full bath. Upstairs you will find a master suite and a second bedroom. Having both a front porch and a back porch provide options for enjoying your morning coffee or just relaxing on a warm summer night. And with dual heat sources (oil furnace & wood burner), you'll never be cold when winter rolls around. The garage had been used for a once thriving automotive repair shop and includes a separate electrical service, 13-1/2' to 15' ceiling heights, and three large overhead doors. Situated along Route 711, there's plenty of advertising exposure. Bring your imagination and a little elbow grease to get it ready for the next venture or simply use it to store some toys!

28. 2022-06-17
    listed $137,900 Active 881-char remark

    Show marketing remark (881 chars)

    This property has so much to offer with a cute two-story home, a massively oversized 6+ car garage, and two large driveways. The first floor of the home features a kitchen, dining and living rooms, and a full bath. Upstairs you will find a master suite and a second bedroom. Having both a front porch and a back porch provide options for enjoying your morning coffee or just relaxing on a warm summer night. And with dual heat sources (oil furnace & wood burner), you'll never be cold when winter rolls around. The garage had been used for a once thriving automotive repair shop and includes a separate electrical service, 13-1/2' to 15' ceiling heights, and three large overhead doors. Situated along Route 711, there's plenty of advertising exposure. Bring your imagination and a little elbow grease to get it ready for the next venture or simply use it to store some toys!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 4/10 Moderate 8 d/yr ≥95°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,309
• − Mortgage interest: −$1,451
• − Property taxes: −$388
• − Insurance: −$130
• − Repairs & maintenance: −$985
• − Management: −$985
• − Depreciation: −$753
• Taxable income: $7,618
• Est. tax owed @ 24.0%: −$1,828
• After-tax cash flow: $5,748/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Poor 20/100 Extensive rehab

This property requires extensive repairs and updates to bring it up to current standards, significantly impacting its resale and rental value.

Repairs flagged

• Major exterior siding — Severe weathering and peeling
• Major roof — Appears old and may need replacement
• Major kitchen cabinets — Old and in poor condition
• Major bathroom fixtures — Old and outdated
• Major HVAC system — No recent maintenance

Value-add opportunities

• Resale Paint interior walls and cabinets — Fresh paint enhances curb appeal and interior aesthetics
• Resale Replace carpet — New carpet improves comfort and adds value
• Both Landscaping and yard maintenance — A well-maintained yard enhances curb appeal and property value
• Both HVAC system replacement — A new HVAC system improves comfort and energy efficiency
• Both Kitchen and bathroom updates — Fresh updates in these key areas significantly increase property value

Renovation cost estimate screening

Repair item	Severity	Est. cost
exterior siding · Severe weathering and peeling	Major	$15,000–50,000
roof · Appears old and may need replacement	Major	$15,000–50,000
kitchen cabinets · Old and in poor condition	Major	$15,000–50,000
bathroom fixtures · Old and outdated	Major	$15,000–50,000
HVAC system · No recent maintenance	Major	$15,000–50,000
Total estimated repair cost · 5 items		$75,000–250,000

Value-add ROI direction

• Resale Paint interior walls and cabinets — Fresh paint enhances curb appeal and interior aesthetics ↑
• Resale Replace carpet — New carpet improves comfort and adds value ↑
• Both Landscaping and yard maintenance — A well-maintained yard enhances curb appeal and property value ↑
• Both HVAC system replacement — A new HVAC system improves comfort and energy efficiency ↑
• Both Kitchen and bathroom updates — Fresh updates in these key areas significantly increase property value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Ligonier Valley SD
• NCES district ID: 4213710
• Math proficiency: 28% ▼ -16.00%
• Reading proficiency: 57% ▼ -11.00%
• Median HH income: $47,879
• Composite: 36.25/100
• National rank: #4714
• State rank: #310 of 539 in PA

Livability — Seward

• Score: 57/100
• State rank: #1601
• US rank: #21671

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Seward, PA
• Population (ZIP): 2,186

Population outlook (Westmoreland County) Hauer SSP2

• Today (2025): 342,555 people
• By 2030: 331,717 · -3.2%
• By 2040: 304,976 · -11.0%
• By 2050: 277,444 · -19.0%
• By 2075: 224,607 · -34.4%
• By 2100: 171,084 · -50.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Hispanic / Latino 2% Two or more races 2%
• Common ancestry: Romanian 8% Iranian 4% Slovak 2%
• Foreign-born: 0%

Political lean MEDSL · Westmoreland

• 2024 margin: Strong R (+28.4) · D 35.4% · R 63.9%
• 2008→2024 swing: -11.7pp toward R · 2008: -16.7pp · 2024: -28.4pp
• All cycles: 2024: R+28.4 2020: R+28.3 2016: R+31.3 2012: R+23.7 2008: R+16.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 5.20%
• Current HPI: 207.6473
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-77.8% since first listed

15 events — show timeline

• 2026-04-29 Relisted — AHARMLS
• 2026-04-29 Price Changed $30,600 AHARMLS
• 2026-04-20 Pending — AHARMLS
• 2026-04-10 Relisted — AHARMLS
• 2026-04-07 Pending — AHARMLS
• 2026-04-01 Price Changed $34,000 AHARMLS
• 2026-03-09 Relisted — AHARMLS
• 2026-02-25 Pending — AHARMLS
• 2026-02-17 Price Changed $49,600 AHARMLS
• 2026-01-14 Price Changed $55,100 AHARMLS
• 2025-12-09 Price Changed $61,200 AHARMLS
• 2025-10-23 Listed $68,000 AHARMLS
• 2023-06-16 Delisted — West Penn MLS
• 2022-07-08 Price Changed $129,900 West Penn MLS
• 2022-06-17 Listed $137,900 West Penn MLS