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213 Dawley Rd
C- Composite 50.74
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +11.7/30.0
  • Schools +7.1/10.0
  • 1% rule +4.4/10.0
  • Livability +4.1/5.0
  • DSCR +3.4/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$320,000

213 Dawley Rd · Fayetteville, NY 13066
4 bd · 1.0 ba · 1,593 sqft · SingleFamily public records · 35 Days on market
Built 1956 0.47 ac lot $201/sqft · 13% below area Est $426k · 25% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this charming and beautifully maintained ranch located in the highly desirable Fayetteville-Manlius School District, offering effortless one-level living with a warm and inviting atmosphere throughout. Featuring 3 bedrooms and 2 full bathrooms, this home showcases hardwood floors and a spacious living room filled with natural light from oversized windows. A cozy wood-burning fireplace serves as the perfect focal point, creating an inviting space for relaxing or entertaining. Just off the main living area, a dedicated office or study provides an ideal work-from-home setup and flows seamlessly into a heated sunroom—complete with a wood stove—offering a versatile, year-r

Key facts

  • Heated sunroom
  • One-level living
  • Dedicated office

Tags

ONE-LEVEL LIVINGHARDWOOD FLOORSWOOD-BURNING FIREPLACEDEDICATED OFFICEHEATED SUNROOMPRIVATE PRIMARY SUITE

Property features AI

Exterior

  • Parking: Attached garage; 1 garage space; Paver block parking
  • Utilities: Public water connected; Sewer connected
  • Home design: Single-story home; Vinyl siding; Resale property; Block foundation; Existing construction
  • Construction: Vinyl siding construction; Block foundation; Built as existing (year built details: existing)
  • Exterior features: Rectangular residential lot; City street frontage

Interior

  • Kitchen: Electric oven; Electric range; Refrigerator; Galley kitchen
  • Bedrooms: 3 main-level bedrooms
  • Flooring: Ceramic tile; Hardwood; Varies
  • Bathrooms: 2 full bathrooms (both on main level)
  • Heating & cooling: Gas forced-air heat; Central air conditioning; Has heating and cooling
  • Interior features: Den; Entrance foyer; Galley kitchen; Bath in primary bedroom; Main level primary suite; Recreation room; Sunroom; Florida room; Entry foyer
  • Laundry & utility: Laundry on main level; Laundry in basement; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $320k.

Deal economics

  • At list price, monthly cash flow is $-93 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $304k (5.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $300k (6.2% below list).
  • Recommended offer: $300k (6.2% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 3.1% in Fayetteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#71 in NY, #1,067 nationally) — a professional / high-income tenant draw. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities D, commute F.
  • Fayetteville-Manlius Central School District (suburban): math 79% / reading 81% proficiency, ranked #49 of 590 in NY (top 8%) — strong family-tenant draw, lease renewals of 3-5y typical; only 7% free/reduced lunch — higher-income household profile.
  • Zoned schools: Fayetteville Elementary School (math 77% / reading 82%, grade A, #188 of 2,108 statewide, top 11%, 464 students, 23% FRL); Wellwood Middle School (math 68% / reading 78%, grade A, #72 of 729 statewide, top 10%, 652 students, 0% FRL); Fayetteville-Manlius Senior High School (math 98% / reading 84%, grade A+, #201 of 1,100 statewide, top 18%, 1,416 students, 0% FRL) — zoned schools at 8% FRL track the district average.
  • Market conditions: 68 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 616 units permitted in Onondaga County in 2024 (256 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Onondaga County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 35 days — a 3% lower offer ($310k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $300,000 (6.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 35 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  3. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
5.94%
Cash-on-cash
-1.25%
DSCR
0.94
GRM
8.9

CMA / ARV

ARV (median comp)
$425,921
List price
$320,000
Delta
-24.87%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
220 Redfield Ave 0.46mi 4/1.5 1,554 (-2%) 5mo $358,000 $230 68
310 Dawley Rd 0.22mi 4/1.5 1,707 (+7%) 14mo $391,000 $229 64
104 Clark Rd 0.58mi 4/2.0 1,683 (+6%) 6mo $340,000 $202 54
7884 Salt Springs Rd 0.42mi 3/2.0 (-1) 1,650 (+4%) 14mo $375,000 $227 54
319 Southfield Dr 0.57mi 4/2.0 1,664 (+4%) 11mo $350,000 $210 53
803 Oakwood St 0.55mi 3/2.0 (-1) 1,463 (-8%) 2mo $320,000 $219 50
221 Redfield Ave 0.45mi 4/2.5 1,810 (+14%) 1mo $517,500 $286 50
605 Churchill Ct 0.60mi 3/2.0 (-1) 1,591 (-0%) 18mo $395,000 $248 48
304 Southfield Dr 0.52mi 3/2.0 (-1) 1,748 (+10%) 6mo $336,400 $192 45
104 Vollmer Rd 0.59mi 4/2.0 1,678 (+5%) 19mo $290,000 $173 44
208 Concord Pl 0.51mi 3/2.5 (-1) 1,362 (-14%) 0mo $335,000 $246 41
200 Burlington Dr 0.68mi 3/2.0 (-1) 1,512 (-5%) 16mo $275,000 $182 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.3%
Equity multiple
0.36×
Total profit
$-57,585
Equity at exit
$47,713
10-year hold
IRR
-10.4%
Equity multiple
0.36×
Total profit
$-56,969
Equity at exit
$27,668

Cash invested: $89,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 13066

Home prices YoY
-28.0%
Active inventory
68
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$3,000 medium interval (Pro) →
Mortgage (P&I)
$1,678
Tax from tax record
$652 /mo · $7,820/yr
Insurance
$133
HOA
$0
Vacancy / Maint / Mgmt
$630
Net cashflow
$-93

Break-even live

Break-even rent $3,118
Max offer price $303,549
Occupancy floor 98%

Sensitivity live

Price -10% $88 -5% $-3 +0% $-93 +5% $-184 +10% $-274
Rent -10% $-330 -5% $-212 +0% $-93 +5% $25 +10% $144
Rate -1.0pp $68 -0.5pp $-12 base $-93 +0.5pp $-176 +1.0pp $-260

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$80,000
Closing costs
$9,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
206 E Genesee St Fayetteville, NY 3.0 2.0 2000 $3,000 $1.50 46d 1 1.13mi

Listing history 7 events

  1. 2026-06-05
    statusdays on market $320,000 Pending 35 DOM
  2. 2026-06-02
    days on market $320,000 Active Under Contract 34 DOM
  3. 2026-06-01
    days on market $320,000 Active Under Contract 33 DOM
  4. 2026-05-31
    days on market $320,000 Active Under Contract 32 DOM
  5. 2026-05-30
    days on market $320,000 Active Under Contract 31 DOM
  6. 2026-05-03
    historical Active Under Contract 1197-char remark
  7. 2026-04-29
    listed $320,000 Active 1197-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$7,820 · $652/mo
Projected year-2 tax
$7,820 · $652/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥94°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$36,000
− Mortgage interest
−$17,925
− Property taxes
−$7,820
− Insurance
−$1,600
− Repairs & maintenance
−$2,880
− Management
−$2,880
− Depreciation
−$9,309
Taxable loss
−$6,414
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,539
After-tax cash flow
$422/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fayetteville-Manlius Central School District
NCES district ID
3618330
Math proficiency
79% ▼ -5.00%
Reading proficiency
81% ▲ 7.00%
Median HH income
$86,156
Composite
71.12/100
National rank
#238
State rank
#49 of 590 in NY

Livability — Fayetteville

Score
82/100
State rank
#71
US rank
#1067

Category grades

Amenities D Commute F Cost of living C Crime A- Employment A+ Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
12,680
Population (ZIP)
12,680

Population outlook (Onondaga County) Hauer SSP2

Today (2025)
467,894 people
By 2030
463,381 · -1.0%
By 2040
447,697 · -4.3%
By 2050
426,399 · -8.9%
By 2075
373,661 · -20.1%
By 2100
307,967 · -34.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Two or more races 4% Hispanic / Latino 3% Asian 3% Black 2%
Common ancestry
Romanian 5% Scotch-Irish 3% Lithuanian 3%
Foreign-born
7% · Canada, China
Languages at home
92% English-only · Other Indo-European 2% Chinese 2% Spanish 1%

Political lean MEDSL · Onondaga

2024 margin
D (+17.3) · D 58.6% · R 41.4%
2008→2024 swing
-3.0pp toward R · 2008: 20.3pp · 2024: 17.3pp
All cycles
2024: D+17.3 2020: D+20.6 2016: D+12.8 2012: D+21.1 2008: D+20.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -124.65%
Current HPI
319.9702
Rent YoY
Metro
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2026-06-04 Pending CNYIS
  • 2026-05-03 Contingent CNYIS
  • 2026-04-29 Listed $320,000 CNYIS

Property tax history

+4.7%/yr

Latest (2025): $7,820 · +6.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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