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319 Brook Hollow Dr
D Composite 40.24
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +3.9/10.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • Rent growth +3.2/5.0
  • 1% rule +2.9/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$235,000

319 Brook Hollow Dr · Dentsville, SC 29229
3 bd · 3.0 ba · 1,690 sqft · SingleFamily public records · 48 Days on market
Built 1996 0.33 ac lot $11/mo HOA · 1% of rent ↓ 30% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Charming and perfectly located in the heart of Northeast Columbia, this home in the Brookfield community is full of potential and ready for its next chapter. Perfect for someone looking to renovate and make it their own! Sitting on a spacious lot with a huge backyard, it offers the kind of outdoor space that’s hard to come by. Inside, you’ll find 3 bedrooms, 2.5 bathrooms, and a generous living area that provides a solid foundation to make your own. Whether you’re looking to personalize your first home or add to your investment portfolio, this is an opportunity to bring your vision to life in a well-established, convenient location. Disclaimer: CMLS has not reviewed and,

Key facts

  • Huge backyard
  • Spacious lot
  • Outdoor space

Tags

HUGE BACKYARDSPACIOUS LOTOUTDOOR SPACEWELL-ESTABLISHED LOCATION

Property features AI

Finance

  • HOA & community: Home is part of an association

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Two-story home
  • Construction: Slab foundation
  • Exterior features: Vinyl exterior; Paved road access

Interior

  • Bedrooms: Master bedroom on the second floor; Second bedroom on the second floor; Third bedroom on the second floor
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: One fireplace
  • Laundry & utility: Washer and dryer on the main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $235k.

Deal economics

  • At list price, monthly cash flow is $-12 ($-141/yr) — negative.
  • To cash-flow at today's rent, offer at most $233k (0.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $187k (20.6% below list).
  • Recommended offer: $187k (20.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, commute F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: North Springs Elementary (math 37% / reading 37%, grade F, #315 of 597 statewide, top 55%, 703 students, 78% FRL); Ridge View High (math 43% / reading 76%, grade C+, #110 of 196 statewide, top 58%, 1,711 students, 60% FRL) — zoned schools average 69% FRL vs 38% district-wide (31 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+2.8%/yr); 406 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 48 days — a 3% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $142k; list at $235k implies a 66% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 60% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $186,628 (20.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
6.23%
Cash-on-cash
-0.21%
DSCR
0.99
GRM
10.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.81% rent growth · sell at horizon

5-year hold
IRR
-16.9%
Equity multiple
0.40×
Total profit
$-39,241
Equity at exit
$35,039
10-year hold
IRR
-9.1%
Equity multiple
0.44×
Total profit
$-36,820
Equity at exit
$20,319

Cash invested: $65,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29229

Home prices YoY
-21.5%
Rents YoY
2.8%
Active inventory
406
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$1,866 high interval (Pro) →
Mortgage (P&I)
$1,232
Tax from tax record
$145 /mo · $1,738/yr
Insurance
$98
HOA
$11
Vacancy / Maint / Mgmt
$392
Net cashflow
$-12

Break-even live

Break-even rent $1,881
Max offer price $232,924
Occupancy floor 96%

Sensitivity live

Price -10% $121 -5% $55 +0% $-12 +5% $-78 +10% $-145
Rent -10% $-159 -5% $-85 +0% $-12 +5% $62 +10% $136
Rate -1.0pp $107 -0.5pp $48 base $-12 +0.5pp $-73 +1.0pp $-135

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,750
Closing costs
$7,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
313 Brook Hollow Dr Columbia, SC 3.0 3.0 1879 $1,700 $0.90 15d 1 0.03mi
109 Jaybird Ln Columbia, SC 3.0 2.0 1250 $1,679 $1.34 3d 1 0.35mi
108 Quinton Ln Columbia, SC 3.0 2.0 1052 $1,749 $1.66 22d 1 0.47mi
4500 Hard Scrabble Rd Columbia, SC 1.0–3.0 1.0–2.0 1031 $1,455 $1.41 3d 4 0.59mi
423 Elders Pond Cir Columbia, SC 2.0 2.0 1125 $1,475 $1.31 20d 1 0.69mi
495 Blue Garden Way Columbia, SC 4.0 2.5 2075 $2,224 $1.07 3d 1 0.79mi
502 Blue Garden Way Columbia, SC 4.0 2.5 1775 $2,183 $1.23 15d 1 0.81mi
5 Elders Pond Ct Columbia, SC 3.0 2.5 1640 $1,795 $1.09 15d 1 0.83mi
214 Elders Pond Dr Columbia, SC 3.0 2.5 1400 $1,350 $0.96 12d 1 0.91mi
1116 Waverly Place Ln Columbia, SC 3.0 2.0 1428 $1,875 $1.31 15d 1 1.01mi
1214 Waverly Place Ln Columbia, SC 3.0 2.0 1152 $1,800 $1.56 12d 1 1.09mi
13 Tomafield Ct Columbia, SC 3.0 2.0 1721 $2,000 $1.16 4d 1 1.10mi
21 Winslow Ct Columbia, SC 3.0 2.0 1220 $1,649 $1.35 22d 1 1.11mi
916 N Brickyard Rd Columbia, SC 3.0 2.0 1350 $1,695 $1.26 15d 1 1.17mi
3 Glen Knoll Ct Columbia, SC 3.0 2.0 1320 $1,699 $1.29 12d 1 1.22mi
102 Petworth Dr Columbia, SC 4.0 3.0 1664 $2,050 $1.23 3d 1 1.27mi
500 Castle Ridge Dr Columbia, SC 3.0 2.0 1753 $2,150 $1.23 4d 1 1.36mi
201 Trowbridge Rd Columbia, SC 3.0 2.0 1220 $1,649 $1.35 24d 1 1.40mi
213 Sagamare Rd Columbia, SC 4.0 3.0 1664 $1,970 $1.18 24d 1 1.50mi
136 Westport Dr Columbia, SC 3.0 2.0 1303 $1,769 $1.36 22d 1 1.50mi

HOA detail

Monthly dues
$11 · $132/yr

Listing history 25 events

  1. 2026-06-18
    days on market $235,000 Active 48 DOM
  2. 2026-06-17
    days on market $235,000 Active 47 DOM
  3. 2026-06-16
    days on market $235,000 Active 46 DOM
  4. 2026-06-15
    days on market $235,000 Active 45 DOM
  5. 2026-06-14
    days on market $235,000 Active 43 DOM
  6. 2026-06-13
    days on market $235,000 Active 42 DOM
  7. 2026-06-10
    days on market $235,000 Active 40 DOM
  8. 2026-06-09
    days on market $235,000 Active 39 DOM
  9. 2026-06-08
    days on market $235,000 Active 38 DOM
  10. 2026-06-07
    days on market $235,000 Active 37 DOM
  11. 2026-06-05
    days on market $235,000 Active 34 DOM
  12. 2026-06-03
    days on market $235,000 Active 33 DOM
  13. 2026-06-03
    days on market $235,000 Active 32 DOM
  14. 2026-06-01
    days on market $235,000 Active 31 DOM
  15. 2026-05-31
    price $235,000 Active 30 DOM
  16. 2026-05-31
    days on market $250,000 Active 30 DOM
  17. 2026-05-01
    listed $250,000 Active
  18. 2018-11-06
    soldstatus $141,500
  19. 2015-03-18
    price $140,000
  20. 2015-02-25
    price $142,000
  21. 2010-06-21
    soldstatus $145,500
  22. 2006-05-25
    soldstatus $135,000
  23. 1995-10-11
    soldstatus $17,000
  24. 1994-11-10
    soldstatus $176,000
  25. 1993-12-20
    soldstatus $357,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,738 · $145/mo
Projected year-2 tax
$1,738 · $145/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 60% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,395
− Mortgage interest
−$13,164
− Property taxes
−$1,738
− Insurance
−$1,175
− Repairs & maintenance
−$1,792
− Management
−$1,792
− HOA
−$132
− Depreciation
−$6,836
Taxable loss
−$4,233
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,016
After-tax cash flow
$875/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Dentsville

Score
71/100
State rank
#50
US rank
#6940

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
52,835
Metro
Columbia, SC
Population (ZIP)
51,861
Household income
$74,043
Rent vs Own
29.9% rent · 70.1% own
Severe rent burden
1939.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Black 62% White 24% Hispanic / Latino 8% Two or more races 6% Asian 3%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Slovak 1% Lithuanian 1% Romanian 1%
Foreign-born
7% · Canada, South Korea, Jamaica
Languages at home
89% English-only · Spanish 6% Other Indo-European 1% Korean 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -51.11%
Current HPI
186.782
Rent YoY
▲ 2.81%
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-30.1% since first listed
9 events — show timeline
  • 2026-05-01 Listed $250,000 Consolidated MLS
  • 2018-11-06 Sold (Public Records) $141,500 Public Records
  • 2015-03-18 Price Changed $140,000 Consolidated MLS
  • 2015-02-25 Price Changed $142,000 Consolidated MLS
  • 2010-06-21 Sold (Public Records) $145,500 Public Records
  • 2006-05-25 Sold (Public Records) $135,000 Public Records
  • 1995-10-11 Sold (Public Records) $17,000 Public Records
  • 1994-11-10 Sold (Public Records) $176,000 Public Records
  • 1993-12-20 Sold (Public Records) $357,500 Public Records

Property tax history

+2.0%/yr

Latest (2025): $1,738 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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