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Resolve Plan 🏗️ New Construction
F Composite 31.53
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.1/30.0
  • Condition / age +4.0/5.0
  • Livability +3.7/5.0
  • Schools +3.4/10.0
  • Rent growth +2.8/5.0
  • 1% rule +1.9/10.0
  • DSCR +1.2/10.0
  • Appreciation +0.0/10.0

$299,000

Resolve Plan · Grovetown, GA 30813
4 bd · 2.5 ba · 1,876 sqft · SingleFamily · 127 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

The Resolve is a 1,876 square foot, two-story plan from Declaration Homes by Ivey Homes. With four bedrooms, two and a half bathrooms, and a two-car garage, this plan packs an impressive amount of thoughtful design into every square foot. The main level flows effortlessly from the family room into the kitchen and cafe, creating an open, connected space that works just as well for busy weekday mornings as it does for weekend get-togethers. Upstairs, the loft adds a flexible second living area that gives the whole family room to spread out, while the master suite offers a peaceful retreat complete with a walk-in closet.

Key facts

  • Extra storage
  • Walk-in closet
  • Open connected space

Tags

OPEN CONNECTED SPACEFLEXIBLE SECOND LIVING AREAWALK-IN CLOSETEXTRA STORAGEWELCOMING FRONT PORCHOPTIONAL COVERED PORCH

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $299,000 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $343,318.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $299k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-496 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $272k (9.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $238k (20.5% below list).
  • Recommended offer: $238k (20.5% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 73/100 on livability (#57 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools C-, amenities F, commute F.
  • Columbia County (suburban): math 49% / reading 52% proficiency, ranked #13 of 174 in GA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+1.1%/yr); 856 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals lingering (median 73d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,213 units permitted in Columbia County in 2024 (0 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($87k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Columbia County population projected at +62% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 127 days — a 12% lower offer ($263k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 53% chance of damaging wind over 30y; extreme-heat days projected 6→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $237,580 (20.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 127 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.69%
Cap rate
4.56%
Cash-on-cash
-6.19%
DSCR
0.72
GRM
12.0

CMA / ARV

ARV (median comp)
$343,318
List price
$299,000
Delta
-12.91%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
939 Walker Point Dr Unit Tp88 0.16mi 3/2.5 (-1) 1,876 (0%) 4mo $349,900 $187 85
423 Tillery Park Dr Unit Tp140 0.16mi 3/2.5 (-1) 1,876 (0%) 4mo $343,000 $183 85
2041 Limerick Ct 0.38mi 4/2.5 1,885 (+0%) 0mo $307,000 $163 81
421 Tillery Park Dr Unit Tp139 0.15mi 3/2.0 (-1) 1,896 (+1%) 5mo $345,900 $182 80
5925 Kennett Park Dr Unit Tp224 0.26mi 3/2.5 (-1) 1,800 (-4%) 0mo $334,000 $186 76
6244 Canterbury Farms Pkwy Unit Tp118 0.10mi 3/2.5 (-1) 2,013 (+7%) 5mo $354,900 $176 74
1829 Harbury Dr Unit Tp107 0.05mi 3/2.5 (-1) 2,078 (+11%) 1mo $349,900 $168 74
1809 Harbury Dr Unit Tp99 0.13mi 4/2.5 2,095 (+12%) 2mo $349,900 $167 73
221 Claudia Dr 0.52mi 4/2.5 1,845 (-2%) 2mo $300,000 $163 72
6230 Canterbury Farms Pkwy Unit Tp123 0.13mi 3/2.0 (-1) 1,648 (-12%) 5mo $329,900 $200 63
437 Granard St 0.39mi 3/2.0 (-1) 1,728 (-8%) 0mo $349,900 $202 62
293 Claudia Dr 0.57mi 4/2.5 1,976 (+5%) 5mo $295,000 $149 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.15% rent growth · sell at horizon

5-year hold
IRR
-29.0%
Equity multiple
0.05×
Total profit
$-91,511
Equity at exit
$51,190
10-year hold
IRR
-38.5%
Equity multiple
-0.43×
Total profit
$-137,363
Equity at exit
$29,684

Cash invested: $96,129 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
54 active · 21 under contract
Months of supply
14.7 mo (7%/mo absorbed)
Median asking
$327,000 ($178/sqft)
Median days on market
89 d
This list price
11% of active listings are priced below it
ARV vs active asking
+3.0% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 30813

Home prices YoY
-29.2%
Rents YoY
1.1%
Active inventory
856
Price-to-rent
10.5×

Monthly cashflow live

Estimated rent
$2,376 high interval (Pro) →
Mortgage (P&I)
$1,800
Tax est. 1.5%
$429 /mo · $5,150/yr
Insurance
$143
HOA
$0
Vacancy / Maint / Mgmt
$499
Net cashflow
$-496

Break-even live

Break-even rent $3,003
Max offer price $271,588
Occupancy floor

Sensitivity live

Price -10% $-258 -5% $-377 +0% $-496 +5% $-614 +10% $-733
Rent -10% $-683 -5% $-590 +0% $-496 +5% $-402 +10% $-308
Rate -1.0pp $-323 -0.5pp $-408 base $-496 +0.5pp $-585 +1.0pp $-675

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$85,829
Closing costs
$10,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 31 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
306 AVIGNON Unit TP77 Grovetown, GA 4.0 3.5 2460 $2,800 $1.14 93d 1 0.11mi
306 AVIGNON Unit TP77 Grovetown, GA 4.0 3.5 2460 $2,800 $1.14 72d 1 0.12mi
738 Woodvine Dr Grovetown, GA 3.0 2.5 1772 $2,135 $1.20 70d 1 0.30mi
2109 Kinsale Ave Grovetown, GA 3.0 2.0 1956 $1,995 $1.02 70d 1 0.65mi
2467 Newbury Ave Grovetown, GA 4.0 3.0 2236 $2,300 $1.03 63d 1 0.68mi
918 Williford Run Dr Grovetown, GA 4.0 2.5 2190 $2,195 $1.00 63d 1 0.76mi
1721 Dunmore Ave Grovetown, GA 4.0 3.0 2112 $2,200 $1.04 63d 1 0.85mi
3615 Penrith Dr Grovetown, GA 4.0 2.0 1842 $2,125 $1.15 93d 1 0.86mi
1007 Linsmore Ave Grovetown, GA 3.0 2.5 1574 $2,100 $1.33 93d 1 0.87mi
456 Brantley Cove Cir Grovetown, GA 3.0 2.5 1652 $1,995 $1.21 93d 1 0.88mi
484 Brantley Cove Cir Grovetown, GA 4.0 2.5 2128 $2,200 $1.03 93d 1 0.91mi
484 Brantley Cove Cir Grovetown, GA 4.0 2.5 2128 $2,200 $1.03 72d 1 0.91mi
488 Brantley Cove Cir Grovetown, GA 3.0 2.5 2161 $2,100 $0.97 93d 1 0.91mi
1042 Linsmore Ave Grovetown, GA 3.0 3.0 1550 $1,900 $1.23 70d 1 0.92mi
1042 Linsmore Ave Grovetown, GA 3.0 2.5 1550 $1,900 $1.23 72d 1 0.92mi
1055 Linsmore Ave Grovetown, GA 3.0 2.5 1540 $1,875 $1.22 63d 1 0.94mi
1058 Linsmore Ave Grovetown, GA 3.0 2.5 1540 $1,875 $1.22 72d 1 0.95mi
1063 Linsmore Ave Grovetown, GA 3.0 2.5 1656 $1,975 $1.19 72d 1 0.96mi
1066 Linsmore Ave Grovetown, GA 3.0 2.5 1574 $1,720 $1.09 63d 1 0.96mi
3915 Griese Ln Grovetown, GA 4.0 2.5 1924 $1,975 $1.03 93d 1 1.14mi
3926 Griese Ln Grovetown, GA 4.0 2.5 1936 $2,231 $1.15 72d 1 1.15mi
724 Buddy Ct Grovetown, GA 3.0 2.0 1612 $1,870 $1.16 72d 1 1.23mi
5336 Nikki Way Unit 1 Grovetown, GA 4.0 2.5 1755 $1,895 $1.08 93d 1 1.26mi
5336 Nikki Way Grovetown, GA 4.0 3.0 1755 $1,895 $1.08 72d 1 1.26mi
703 Buddy Ct Grovetown, GA 3.0 2.5 1545 $1,750 $1.13 72d 1 1.30mi
703 Buddy Ct Grovetown, GA 3.0 2.5 1545 $1,750 $1.13 93d 1 1.30mi
943 Erika Ln Grovetown, GA 3.0 2.0 1285 $1,700 $1.32 63d 1 1.31mi
1117 Jolly LN Grovetown, GA 3.0 2.5 1461 $1,995 $1.37 63d 1 1.38mi
1115 Jolly Ln , GA 3.0 2.5 1461 $2,035 $1.39 63d 1 1.38mi
547 Cranberry Cir Grovetown, GA 3.0 2.0 1386 $1,650 $1.19 93d 1 1.41mi
479 Sebastian Dr Grovetown, GA 4.0 2.5 2517 $2,200 $0.87 93d 1 1.41mi

Property features AI

Finance

Financial info
List price $294,000

Exterior

Parking
2 parking spaces
Utilities
Electric heating and powerCentral air conditioning
Home design
New construction (Plan: Resolve)
Construction
Living area approximately 1,876 (plan)Built as part of Resolve plan
Exterior features
Composition roof

Interior

Bedrooms
4 bedrooms
Bathrooms
2 full bathrooms and 1 half bathroom
Heating & cooling
Electric forced-air heating with heat pumpCentral air conditioning
Interior features
Open living area included in the plan

Listing history 50 events

  1. 2026-08-08
    days on market $299,000 Active 127 DOM
  2. 2026-08-07
    days on market $299,000 Active 126 DOM
  3. 2026-08-06
    days on market $299,000 Active 125 DOM
  4. 2026-08-05
    days on market $299,000 Active 124 DOM
  5. 2026-08-04
    days on market $299,000 Active 123 DOM
  6. 2026-08-03
    days on market $299,000 Active 122 DOM
  7. 2026-07-31
    days on market $299,000 Active 119 DOM
  8. 2026-07-29
    days on market $299,000 Active 117 DOM
  9. 2026-07-27
    days on market $299,000 Active 115 DOM
  10. 2026-07-25
    days on market $299,000 Active 113 DOM
  11. 2026-07-24
    days on market $299,000 Active 112 DOM
  12. 2026-07-23
    price $299,000 Active 111 DOM
  13. 2026-07-23
    days on market $298,000 Active 111 DOM
  14. 2026-07-22
    days on market $298,000 Active 110 DOM
  15. 2026-07-21
    days on market $298,000 Active 109 DOM
  16. 2026-07-18
    days on market $298,000 Active 106 DOM
  17. 2026-07-16
    days on market $298,000 Active 104 DOM
  18. 2026-07-16
    days on market $298,000 Active 103 DOM
  19. 2026-07-14
    days on market $298,000 Active 102 DOM
  20. 2026-07-13
    pricedays on market $298,000 Active 101 DOM
  21. 2026-07-12
    days on market $294,000 Active 100 DOM
  22. 2026-07-11
    days on market $294,000 Active 99 DOM
  23. 2026-07-10
    days on market $294,000 Active 98 DOM
  24. 2026-07-09
    days on market $294,000 Active 97 DOM
  25. 2026-07-08
    days on market $294,000 Active 96 DOM
  26. 2026-07-07
    days on market $294,000 Active 95 DOM
  27. 2026-07-06
    days on market $294,000 Active 94 DOM
  28. 2026-07-05
    days on market $294,000 Active 93 DOM
  29. 2026-07-04
    days on market $294,000 Active 92 DOM
  30. 2026-07-03
    days on market $294,000 Active 91 DOM
  31. 2026-07-02
    days on market $294,000 Active 90 DOM
  32. 2026-07-01
    days on market $294,000 Active 89 DOM
  33. 2026-06-30
    days on market $294,000 Active 88 DOM
  34. 2026-06-29
    days on market $294,000 Active 87 DOM
  35. 2026-06-28
    days on market $294,000 Active 86 DOM
  36. 2026-06-28
    days on market $294,000 Active 85 DOM
  37. 2026-06-27
    days on market $294,000 Active 84 DOM
  38. 2026-06-25
    days on market $294,000 Active 82 DOM
  39. 2026-06-23
    days on market $294,000 Active 80 DOM
  40. 2026-06-22
    days on market $294,000 Active 79 DOM
  41. 2026-06-18
    days on market $294,000 Active 76 DOM
  42. 2026-06-17
    days on market $294,000 Active 75 DOM
  43. 2026-06-16
    days on market $294,000 Active 74 DOM
  44. 2026-06-15
    days on market $294,000 Active 73 DOM
  45. 2026-06-14
    days on market $294,000 Active 71 DOM
  46. 2026-06-13
    days on market $294,000 Active 70 DOM
  47. 2026-06-10
    days on market $294,000 Active 68 DOM
  48. 2026-06-09
    days on market $294,000 Active 67 DOM
  49. 2026-06-08
    days on market $294,000 Active 66 DOM
  50. 2026-06-07
    days on market $294,000 Active 65 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 6 d/yr ≥106°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 53% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,510
− Mortgage interest
−$19,231
− Property taxes
−$5,150
− Insurance
−$1,717
− Repairs & maintenance
−$2,281
− Management
−$2,281
− Depreciation
−$9,987
Taxable loss
−$12,137
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,913
After-tax cash flow
$-3,036/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Good 80/100 Cosmetic rehab Est. rehab $9,380–$28,140 screening

The home is in good condition with a fresh exterior and well-maintained landscaping, making it a good candidate for both resale and rental.

Value-add opportunities

  • Both Paint exterior — Fresh paint enhances curb appeal and value
  • Both Landscaping — Well-maintained landscaping improves curb appeal and rental value

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 34/100

Zoned Schools

Elementary Euchee Creek Elementary School D GA #298/1,228 Nat'l #14,382/41,679 Middle Harlem Middle School F GA #155/470 Nat'l #6,362/14,009 High Harlem High School F GA #297/424 Nat'l #15,355/17,239

Schools (NCES district)

District
Columbia County
NCES district ID
1301410
Math proficiency
49% ▼ -6.00%
Reading proficiency
52% ▼ -4.00%
Median HH income
$69,358
Composite
45.04/100
National rank
#2695
State rank
#13 of 174 in GA
B Composite livability gradescore 73/100

Livability — Grovetown

Score
73/100
State rank
#57
US rank
#5433

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety B+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Columbia County · 189,073 people
City population
52,466
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
52,466
Household income
$86,923
Rent vs Own
27.2% rent · 72.8% own
Severe rent burden
10% of renters

Population outlook (Columbia County) Hauer SSP2

Today (2025)
189,073 people
By 2030
212,277 · +12.3%
By 2040
259,480 · +37.2%
By 2050
306,991 · +62.4%
By 2075
421,213 · +122.8%
By 2100
496,722 · +162.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 51% Black 29% Hispanic / Latino 11% Two or more races 10% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 3%
Common ancestry
Italian 2% Serbian 1% Lithuanian 1%
Foreign-born
6% · Canada, Vietnam
Languages at home
88% English-only · Spanish 7% German/W. Germanic 2% Other Indo-European 1%

Political lean MEDSL · Columbia

2024 margin
Strong R (+25.6) · D 36.8% · R 62.5%
2008→2024 swing
+17.0pp toward D · 2008: -42.7pp · 2024: -25.6pp
All cycles
2024: R+25.6 2020: R+25.8 2016: R+37.7 2012: R+43.0 2008: R+42.7

Not yet ingested

Civics

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…