🏗️ New Construction
Resolve Plan · Grovetown, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 106°F)
- 6 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 53.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +7.5/15.0
- Cash flow +7.1/30.0
- Condition / age +4.0/5.0
- Livability +3.7/5.0
- Schools +3.4/10.0
- Rent growth +2.8/5.0
- 1% rule +1.9/10.0
- DSCR +1.2/10.0
- Appreciation +0.0/10.0
$299,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
The Resolve is a 1,876 square foot, two-story plan from Declaration Homes by Ivey Homes. With four bedrooms, two and a half bathrooms, and a two-car garage, this plan packs an impressive amount of thoughtful design into every square foot. The main level flows effortlessly from the family room into the kitchen and cafe, creating an open, connected space that works just as well for busy weekday mornings as it does for weekend get-togethers. Upstairs, the loft adds a flexible second living area that gives the whole family room to spread out, while the master suite offers a peaceful retreat complete with a walk-in closet.
Key facts
- Extra storage
- Walk-in closet
- Open connected space
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $299k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-496 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $272k (9.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $238k (20.5% below list).
- Recommended offer: $238k (20.5% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 73/100 on livability (#57 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools C-, amenities F, commute F.
- Columbia County (suburban): math 49% / reading 52% proficiency, ranked #13 of 174 in GA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+1.1%/yr); 856 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals lingering (median 73d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,213 units permitted in Columbia County in 2024 (0 in 5+ unit buildings).
- This rent runs 33% of the median local income ($87k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Columbia County population projected at +62% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 127 days — a 12% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 53% chance of damaging wind over 30y; extreme-heat days projected 6→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 127 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.69% ✗
- Cap rate
- 4.56%
- Cash-on-cash
- -6.19%
- DSCR
- 0.72
- GRM
- 12.0
CMA / ARV
- ARV (median comp)
- $343,318
- List price
- $299,000
- Delta
- -12.91%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 939 Walker Point Dr Unit Tp88 | 0.16mi | 3/2.5 (-1) | 1,876 (0%) | 4mo | $349,900 | $187 | 85 |
| 423 Tillery Park Dr Unit Tp140 | 0.16mi | 3/2.5 (-1) | 1,876 (0%) | 4mo | $343,000 | $183 | 85 |
| 2041 Limerick Ct | 0.38mi | 4/2.5 | 1,885 (+0%) | 0mo | $307,000 | $163 | 81 |
| 421 Tillery Park Dr Unit Tp139 | 0.15mi | 3/2.0 (-1) | 1,896 (+1%) | 5mo | $345,900 | $182 | 80 |
| 5925 Kennett Park Dr Unit Tp224 | 0.26mi | 3/2.5 (-1) | 1,800 (-4%) | 0mo | $334,000 | $186 | 76 |
| 6244 Canterbury Farms Pkwy Unit Tp118 | 0.10mi | 3/2.5 (-1) | 2,013 (+7%) | 5mo | $354,900 | $176 | 74 |
| 1829 Harbury Dr Unit Tp107 | 0.05mi | 3/2.5 (-1) | 2,078 (+11%) | 1mo | $349,900 | $168 | 74 |
| 1809 Harbury Dr Unit Tp99 | 0.13mi | 4/2.5 | 2,095 (+12%) | 2mo | $349,900 | $167 | 73 |
| 221 Claudia Dr | 0.52mi | 4/2.5 | 1,845 (-2%) | 2mo | $300,000 | $163 | 72 |
| 6230 Canterbury Farms Pkwy Unit Tp123 | 0.13mi | 3/2.0 (-1) | 1,648 (-12%) | 5mo | $329,900 | $200 | 63 |
| 437 Granard St | 0.39mi | 3/2.0 (-1) | 1,728 (-8%) | 0mo | $349,900 | $202 | 62 |
| 293 Claudia Dr | 0.57mi | 4/2.5 | 1,976 (+5%) | 5mo | $295,000 | $149 | 60 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.15% rent growth · sell at horizon
- IRR
- -29.0%
- Equity multiple
- 0.05×
- Total profit
- $-91,511
- Equity at exit
- $51,190
- IRR
- -38.5%
- Equity multiple
- -0.43×
- Total profit
- $-137,363
- Equity at exit
- $29,684
Cash invested: $96,129 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 54 active · 21 under contract
- Months of supply
- 14.7 mo (7%/mo absorbed)
- Median asking
- $327,000 ($178/sqft)
- Median days on market
- 89 d
- This list price
- 11% of active listings are priced below it
- ARV vs active asking
- +3.0% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 30813
- Home prices YoY
- -29.2%
- Rents YoY
- 1.1%
- Active inventory
- 856
- Price-to-rent
- 10.5×
Monthly cashflow live
- Estimated rent
- $2,376 high interval (Pro) →
- Mortgage (P&I)
- −$1,800
- Tax est. 1.5%
- −$429 /mo · $5,150/yr
- Insurance
- −$143
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$499
- Net cashflow
- $-496
Break-even live
Sensitivity live
| Price | -10% $-258 | -5% $-377 | +0% $-496 | +5% $-614 | +10% $-733 |
|---|---|---|---|---|---|
| Rent | -10% $-683 | -5% $-590 | +0% $-496 | +5% $-402 | +10% $-308 |
| Rate | -1.0pp $-323 | -0.5pp $-408 | base $-496 | +0.5pp $-585 | +1.0pp $-675 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $85,829
- Closing costs
- $10,300
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 31 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 306 AVIGNON Unit TP77 Grovetown, GA | 4.0 | 3.5 | 2460 | $2,800 | $1.14 | 93d | 1 | 0.11mi |
| 306 AVIGNON Unit TP77 Grovetown, GA | 4.0 | 3.5 | 2460 | $2,800 | $1.14 | 72d | 1 | 0.12mi |
| 738 Woodvine Dr Grovetown, GA | 3.0 | 2.5 | 1772 | $2,135 | $1.20 | 70d | 1 | 0.30mi |
| 2109 Kinsale Ave Grovetown, GA | 3.0 | 2.0 | 1956 | $1,995 | $1.02 | 70d | 1 | 0.65mi |
| 2467 Newbury Ave Grovetown, GA | 4.0 | 3.0 | 2236 | $2,300 | $1.03 | 63d | 1 | 0.68mi |
| 918 Williford Run Dr Grovetown, GA | 4.0 | 2.5 | 2190 | $2,195 | $1.00 | 63d | 1 | 0.76mi |
| 1721 Dunmore Ave Grovetown, GA | 4.0 | 3.0 | 2112 | $2,200 | $1.04 | 63d | 1 | 0.85mi |
| 3615 Penrith Dr Grovetown, GA | 4.0 | 2.0 | 1842 | $2,125 | $1.15 | 93d | 1 | 0.86mi |
| 1007 Linsmore Ave Grovetown, GA | 3.0 | 2.5 | 1574 | $2,100 | $1.33 | 93d | 1 | 0.87mi |
| 456 Brantley Cove Cir Grovetown, GA | 3.0 | 2.5 | 1652 | $1,995 | $1.21 | 93d | 1 | 0.88mi |
| 484 Brantley Cove Cir Grovetown, GA | 4.0 | 2.5 | 2128 | $2,200 | $1.03 | 93d | 1 | 0.91mi |
| 484 Brantley Cove Cir Grovetown, GA | 4.0 | 2.5 | 2128 | $2,200 | $1.03 | 72d | 1 | 0.91mi |
| 488 Brantley Cove Cir Grovetown, GA | 3.0 | 2.5 | 2161 | $2,100 | $0.97 | 93d | 1 | 0.91mi |
| 1042 Linsmore Ave Grovetown, GA | 3.0 | 3.0 | 1550 | $1,900 | $1.23 | 70d | 1 | 0.92mi |
| 1042 Linsmore Ave Grovetown, GA | 3.0 | 2.5 | 1550 | $1,900 | $1.23 | 72d | 1 | 0.92mi |
| 1055 Linsmore Ave Grovetown, GA | 3.0 | 2.5 | 1540 | $1,875 | $1.22 | 63d | 1 | 0.94mi |
| 1058 Linsmore Ave Grovetown, GA | 3.0 | 2.5 | 1540 | $1,875 | $1.22 | 72d | 1 | 0.95mi |
| 1063 Linsmore Ave Grovetown, GA | 3.0 | 2.5 | 1656 | $1,975 | $1.19 | 72d | 1 | 0.96mi |
| 1066 Linsmore Ave Grovetown, GA | 3.0 | 2.5 | 1574 | $1,720 | $1.09 | 63d | 1 | 0.96mi |
| 3915 Griese Ln Grovetown, GA | 4.0 | 2.5 | 1924 | $1,975 | $1.03 | 93d | 1 | 1.14mi |
| 3926 Griese Ln Grovetown, GA | 4.0 | 2.5 | 1936 | $2,231 | $1.15 | 72d | 1 | 1.15mi |
| 724 Buddy Ct Grovetown, GA | 3.0 | 2.0 | 1612 | $1,870 | $1.16 | 72d | 1 | 1.23mi |
| 5336 Nikki Way Unit 1 Grovetown, GA | 4.0 | 2.5 | 1755 | $1,895 | $1.08 | 93d | 1 | 1.26mi |
| 5336 Nikki Way Grovetown, GA | 4.0 | 3.0 | 1755 | $1,895 | $1.08 | 72d | 1 | 1.26mi |
| 703 Buddy Ct Grovetown, GA | 3.0 | 2.5 | 1545 | $1,750 | $1.13 | 72d | 1 | 1.30mi |
| 703 Buddy Ct Grovetown, GA | 3.0 | 2.5 | 1545 | $1,750 | $1.13 | 93d | 1 | 1.30mi |
| 943 Erika Ln Grovetown, GA | 3.0 | 2.0 | 1285 | $1,700 | $1.32 | 63d | 1 | 1.31mi |
| 1117 Jolly LN Grovetown, GA | 3.0 | 2.5 | 1461 | $1,995 | $1.37 | 63d | 1 | 1.38mi |
| 1115 Jolly Ln , GA | 3.0 | 2.5 | 1461 | $2,035 | $1.39 | 63d | 1 | 1.38mi |
| 547 Cranberry Cir Grovetown, GA | 3.0 | 2.0 | 1386 | $1,650 | $1.19 | 93d | 1 | 1.41mi |
| 479 Sebastian Dr Grovetown, GA | 4.0 | 2.5 | 2517 | $2,200 | $0.87 | 93d | 1 | 1.41mi |
Property features AI
Finance
- Financial info
- List price $294,000
Exterior
- Parking
- 2 parking spaces
- Utilities
- Electric heating and powerCentral air conditioning
- Home design
- New construction (Plan: Resolve)
- Construction
- Living area approximately 1,876 (plan)Built as part of Resolve plan
- Exterior features
- Composition roof
Interior
- Bedrooms
- 4 bedrooms
- Bathrooms
- 2 full bathrooms and 1 half bathroom
- Heating & cooling
- Electric forced-air heating with heat pumpCentral air conditioning
- Interior features
- Open living area included in the plan
Listing history 50 events
-
2026-08-08days on market $299,000 Active 127 DOM
-
2026-08-07days on market $299,000 Active 126 DOM
-
2026-08-06days on market $299,000 Active 125 DOM
-
2026-08-05days on market $299,000 Active 124 DOM
-
2026-08-04days on market $299,000 Active 123 DOM
-
2026-08-03days on market $299,000 Active 122 DOM
-
2026-07-31days on market $299,000 Active 119 DOM
-
2026-07-29days on market $299,000 Active 117 DOM
-
2026-07-27days on market $299,000 Active 115 DOM
-
2026-07-25days on market $299,000 Active 113 DOM
-
2026-07-24days on market $299,000 Active 112 DOM
-
2026-07-23price $299,000 Active 111 DOM
-
2026-07-23days on market $298,000 Active 111 DOM
-
2026-07-22days on market $298,000 Active 110 DOM
-
2026-07-21days on market $298,000 Active 109 DOM
-
2026-07-18days on market $298,000 Active 106 DOM
-
2026-07-16days on market $298,000 Active 104 DOM
-
2026-07-16days on market $298,000 Active 103 DOM
-
2026-07-14days on market $298,000 Active 102 DOM
-
2026-07-13pricedays on market $298,000 Active 101 DOM
-
2026-07-12days on market $294,000 Active 100 DOM
-
2026-07-11days on market $294,000 Active 99 DOM
-
2026-07-10days on market $294,000 Active 98 DOM
-
2026-07-09days on market $294,000 Active 97 DOM
-
2026-07-08days on market $294,000 Active 96 DOM
-
2026-07-07days on market $294,000 Active 95 DOM
-
2026-07-06days on market $294,000 Active 94 DOM
-
2026-07-05days on market $294,000 Active 93 DOM
-
2026-07-04days on market $294,000 Active 92 DOM
-
2026-07-03days on market $294,000 Active 91 DOM
-
2026-07-02days on market $294,000 Active 90 DOM
-
2026-07-01days on market $294,000 Active 89 DOM
-
2026-06-30days on market $294,000 Active 88 DOM
-
2026-06-29days on market $294,000 Active 87 DOM
-
2026-06-28days on market $294,000 Active 86 DOM
-
2026-06-28days on market $294,000 Active 85 DOM
-
2026-06-27days on market $294,000 Active 84 DOM
-
2026-06-25days on market $294,000 Active 82 DOM
-
2026-06-23days on market $294,000 Active 80 DOM
-
2026-06-22days on market $294,000 Active 79 DOM
-
2026-06-18days on market $294,000 Active 76 DOM
-
2026-06-17days on market $294,000 Active 75 DOM
-
2026-06-16days on market $294,000 Active 74 DOM
-
2026-06-15days on market $294,000 Active 73 DOM
-
2026-06-14days on market $294,000 Active 71 DOM
-
2026-06-13days on market $294,000 Active 70 DOM
-
2026-06-10days on market $294,000 Active 68 DOM
-
2026-06-09days on market $294,000 Active 67 DOM
-
2026-06-08days on market $294,000 Active 66 DOM
-
2026-06-07days on market $294,000 Active 65 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 6 d/yr ≥106°F today · 14 d/yr by 30 yrs out
- Wind 6/10 Major 53% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,510
- − Mortgage interest
- −$19,231
- − Property taxes
- −$5,150
- − Insurance
- −$1,717
- − Repairs & maintenance
- −$2,281
- − Management
- −$2,281
- − Depreciation
- −$9,987
- Taxable loss
- −$12,137
- Est. tax savings @ 24.0%
- +$2,913
- After-tax cash flow
- $-3,036/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 2 photos
The home is in good condition with a fresh exterior and well-maintained landscaping, making it a good candidate for both resale and rental.
Value-add opportunities
- Both Paint exterior — Fresh paint enhances curb appeal and value ↑
- Both Landscaping — Well-maintained landscaping improves curb appeal and rental value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Columbia County
- NCES district ID
- 1301410
- Math proficiency
- 49% ▼ -6.00%
- Reading proficiency
- 52% ▼ -4.00%
- Median HH income
- $69,358
- Composite
- 45.04/100
- National rank
- #2695
- State rank
- #13 of 174 in GA
Livability — Grovetown
- Score
- 73/100
- State rank
- #57
- US rank
- #5433
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Columbia County · 189,073 people
- City population
- 52,466
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 52,466
- Household income
- $86,923
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Columbia County) Hauer SSP2
- Today (2025)
- 189,073 people
- By 2030
- 212,277 · +12.3%
- By 2040
- 259,480 · +37.2%
- By 2050
- 306,991 · +62.4%
- By 2075
- 421,213 · +122.8%
- By 2100
- 496,722 · +162.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- White 51% Black 29% Hispanic / Latino 11% Two or more races 10% Asian 2%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 3%
- Common ancestry
- Italian 2% Serbian 1% Lithuanian 1%
- Foreign-born
- 6% · Canada, Vietnam
- Languages at home
- 88% English-only · Spanish 7% German/W. Germanic 2% Other Indo-European 1%
Political lean MEDSL · Columbia
- 2024 margin
- Strong R (+25.6) · D 36.8% · R 62.5%
- 2008→2024 swing
- +17.0pp toward D · 2008: -42.7pp · 2024: -25.6pp
- All cycles
- 2024: R+25.6 2020: R+25.8 2016: R+37.7 2012: R+43.0 2008: R+42.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -96.24%
- Current HPI
- 233.821
- Rent YoY
- ▲ 1.15%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…