CashFlowRE
Sign in Sign up
YORKTOWN J Plan 🏗️ New Construction
F Composite 34.08
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Schools +6.5/10.0
  • Cash flow +6.3/30.0
  • Condition / age +4.8/5.0
  • Livability +3.6/5.0
  • Rent growth +3.5/5.0
  • 1% rule +1.5/10.0
  • DSCR +0.6/10.0
  • Appreciation +0.0/10.0

$460,990

YORKTOWN J Plan · Aledo, TX 76008
5 bd · 3.5 ba · 3,154 sqft · SingleFamily · 353 Days on market
Excellent condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Yorktown plan is a two-story home featuring 5 bedrooms, 4 full baths, a powder bath, and a game room offering approximately 3,154 square feet of living space. The oversized 2-car garage with an additional 3rd bay is perfect for a growing family or golf cart storage, a favorite among Morningstar residents. The foyer features a mud bench and a ceiling that opens to the second floor. The kitchen includes an island with beautiful quartz countertops, built-in stainless steel appliances, built-in gas cooktop, and a walk-in corner pantry. The family room ceiling vaults to an impressive 19' height and opens to a large covered patio, spanning the width of the family room. The primary bedroom is tucked away at the back of the house with a massive walk-in closet, utilizing space under the stairs. Upstairs features a game room, three secondary bedrooms, and two full baths. Additional features include: 8' Stained Entry Door, 10' First Floor Ceiling Height (per plan), Tankless Gas Water Heater; Revwood flooring at Entry, Hallways (per plan), Kitchen/Breakfast, Living Room, Utility, and Bathrooms; full yard sod, landscaping, and irrigation. This home includes our HOME IS CONNECTED base package with an industry-leading suite of smart home products.

Key facts

  • Open-concept kitchen
  • Covered patio
  • Gas cooking range

Tags

OPEN-CONCEPT KITCHENSTAINLESS STEEL APPLIANCESGAS COOKING RANGEWALK-IN CORNER PANTRYLUXURY WALK-IN SHOWERCOVERED PATIO

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $460,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $531,870.

What this means for you Summary

Snapshot

  • This is a 5-bed/3.5-bath single-family listed at $461k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-955 ($-11k/yr) — negative.
  • To cash-flow at today's rent, offer at most $394k (14.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $344k (25.3% below list).
  • Recommended offer: $344k (25.3% below list) — sets the bar for 1% rule.
  • Cap rate 4.1% vs local median 3.0% in Aledo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#328 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: health & safety D+, amenities F, commute F.
  • Aledo ISD (rural): math 66% / reading 68% proficiency, ranked #11 of 826 in TX (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 14% free/reduced lunch — higher-income household profile.
  • Zoned schools: Mccall El (math 60% / reading 64%, grade B, #321 of 4,322 statewide, top 8%, 570 students, 15% FRL); Aledo Middle (math 69% / reading 72%, grade A, #57 of 1,662 statewide, top 3%, 944 students, 11% FRL); Aledo H S (math 87% / reading 50%, grade B, #147 of 1,632 statewide, top 9%, 1,622 students, 14% FRL) — zoned schools at 13% FRL track the district average.
  • Market conditions: Rents rising (+3.8%/yr); 1331 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals lingering (median 80d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 437 units permitted in Parker County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
  • Parker County population projected at +32% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 353 days — a 12% lower offer ($406k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $344,406 (25.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 353 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.65% ✗
Cap rate
4.14%
Cash-on-cash
-7.69%
DSCR
0.66
GRM
12.9

CMA / ARV

ARV (median comp)
$531,870
List price
$460,990
Delta
-13.33%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
15212 Everly Ct 0.24mi 4/3.5 (-1) 3,122 (-1%) 4mo $485,000 $155 79
14856 Gladstone Dr 0.40mi 4/3.5 (-1) 3,046 (-3%) 0mo $475,000 $156 70
14904 Gentry Dr 0.33mi 4/3.0 (-1) 3,004 (-5%) 3mo $499,000 $166 67
741 Celestial Way 0.68mi 5/3.5 3,154 (0%) 2mo $459,080 $146 67
15057 Ram Rock Dr 0.66mi 5/3.5 3,164 (+0%) 2mo $468,080 $148 67
321 Windstream Dr 0.48mi 4/3.0 (-1) 3,137 (-0%) 4mo $455,000 $145 66
701 Soaring Hawk Dr 0.68mi 5/3.5 3,164 (+0%) 4mo $466,560 $147 64
237 Welch Folly Ln 0.33mi 5/3.5 3,510 (+11%) 4mo $549,900 $157 63
120 Crimson Sky Ct 0.13mi 4/2.5 (-1) 2,718 (-14%) 4mo $350,000 $129 58
725 Brightstar Dr 0.73mi 5/4.0 2,956 (-6%) 1mo $474,990 $161 52
417 Windstream Dr 0.48mi 4/2.5 (-1) 2,850 (-10%) 3mo $449,000 $158 50
15068 Green Bluff Dr 0.60mi 4/3.5 (-1) 2,861 (-9%) 4mo $504,900 $176 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.82% rent growth · sell at horizon

5-year hold
IRR
-28.9%
Equity multiple
0.03×
Total profit
$-144,083
Equity at exit
$79,304
10-year hold
IRR
-25.6%
Equity multiple
-0.29×
Total profit
$-191,608
Equity at exit
$45,986

Cash invested: $148,924 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
66 active · 52 under contract
Months of supply
8.6 mo (12%/mo absorbed)
Median asking
$455,852 ($159/sqft)
Median days on market
68 d
This list price
59% of active listings are priced below it
ARV vs active asking
+5.8% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 76008

Home prices YoY
-16.5%
Rents YoY
3.8%
Active inventory
1331
Price-to-rent
11.2×

Monthly cashflow live

Estimated rent
$3,444 high interval (Pro) →
Mortgage (P&I)
−$2,789
Tax est. 1.5%
−$665 /mo · $7,978/yr
Insurance
−$222
HOA
−$0
Vacancy / Maint / Mgmt
−$723
Net cashflow
$-955

Break-even live

Break-even rent $4,653
Max offer price $393,705
Occupancy floor —

Sensitivity live

Price -10% $-587 -5% $-771 +0% $-955 +5% $-1,139 +10% $-1,322
Rent -10% $-1,227 -5% $-1,091 +0% $-955 +5% $-819 +10% $-683
Rate -1.0pp $-687 -0.5pp $-820 base $-955 +0.5pp $-1,093 +1.0pp $-1,233

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$132,968
Closing costs
$15,956
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
15105 Stargazer Dr Unit O15105 Aledo, TX 4.0 3.0 3141 $3,595 $1.14 79d 1 0.18mi
205 Mineral Point Dr Aledo, TX 4.0 3.0 2352 $3,100 $1.32 1d 1 0.26mi
228 Open Sky Dr Aledo, TX 4.0 3.0 2555 $3,395 $1.33 86d 1 0.26mi
701 Brody Trl Aledo, TX 4.0 3.0 2639 $2,640 $1.00 1d 1 0.28mi
701 Brody Trl Aledo, TX 4.0 3.0 2639 $3,136 $1.19 43d 1 0.28mi
14829 Star Creek Dr Aledo, TX 4.0 3.5 3050 $3,580 $1.17 127d 1 0.33mi
14824 Brettridge Dr Aledo, TX 4.0 3.5 2782 $3,321 $1.19 184d 1 0.35mi
14848 Complacent Way Aledo, TX 4.0 3.0 2121 $2,995 $1.41 119d 1 0.37mi
253 Gill Point Ln Aledo, TX 4.0 2.5 2858 $3,650 $1.28 146d 1 0.37mi
14825 Complacent Way Aledo, TX 4.0 3.5 3128 $3,600 $1.15 140d 1 0.40mi
15013 Gladstone Dr Aledo, TX 4.0 2.5 2820 $3,046 $1.08 57d 1 0.40mi
144 Peace Pl Aledo, TX 4.0 3.5 2780 $3,195 $1.15 7d 1 0.43mi
14800 Belclaire Ave Aledo, TX 5.0 3.0 3207 $3,500 $1.09 85d 1 0.45mi
14800 Belclaire Ave Aledo, TX 5.0 3.0 3207 $3,500 $1.09 7d 1 0.45mi
700 Talmadge Ave Hudson Oaks, TX 4.0 3.0 2131 $3,150 $1.48 0d 1 0.68mi
15129 Ram Rock Dr Hudson Oaks, TX 4.0 2.0 2140 $3,500 $1.64 93d 1 0.70mi
713 Brightstar Dr Hudson Oaks, TX 4.0 3.0 2153 $2,950 $1.37 43d 1 0.77mi
14328 Capridge Rd Aledo, TX 4.0 4.5 3509 $5,000 $1.42 142d 1 1.12mi
1617 Purple Thistle Ln Aledo, TX 4.0 3.0 3164 $4,150 $1.31 29d 1 1.12mi
2013 Tolleson Dr Aledo, TX 4.0 3.5 2687 $3,495 $1.30 38d 1 1.18mi
2165 Sandlin Dr Aledo, TX 4.0 3.5 2679 $3,825 $1.43 184d 1 1.24mi
14204 Overlook Park Dr Aledo, TX 4.0 4.5 3522 $5,200 $1.48 0d 1 1.35mi
1905 Barbette St Aledo, TX 4.0 4.0 3725 $5,250 $1.41 108d 1 1.38mi
1905 Barbette St Aledo, TX 4.0 3.5 3725 $5,500 $1.48 1d 1 1.38mi

Listing history 50 events

  1. 2026-11-08
    days on market $460,990 Active 353 DOM
  2. 2026-11-07
    days on market $460,990 Active 352 DOM
  3. 2026-11-06
    days on market $460,990 Active 351 DOM
  4. 2026-11-05
    days on market $460,990 Active 350 DOM
  5. 2026-11-04
    days on market $460,990 Active 349 DOM
  6. 2026-11-02
    days on market $460,990 Active 347 DOM
  7. 2026-11-01
    days on market $460,990 Active 346 DOM
  8. 2026-10-31
    days on market $460,990 Active 345 DOM
  9. 2026-10-30
    days on market $460,990 Active 344 DOM
  10. 2026-10-29
    days on market $460,990 Active 343 DOM
  11. 2026-10-28
    days on market $460,990 Active 342 DOM
  12. 2026-10-27
    days on market $460,990 Active 341 DOM
  13. 2026-10-26
    days on market $460,990 Active 340 DOM
  14. 2026-10-25
    days on market $460,990 Active 339 DOM
  15. 2026-10-24
    days on market $460,990 Active 338 DOM
  16. 2026-10-23
    days on market $460,990 Active 337 DOM
  17. 2026-10-22
    days on market $460,990 Active 336 DOM
  18. 2026-10-21
    days on market $460,990 Active 335 DOM
  19. 2026-10-20
    days on market $460,990 Active 334 DOM
  20. 2026-10-19
    days on market $460,990 Active 333 DOM
  21. 2026-10-18
    days on market $460,990 Active 332 DOM
  22. 2026-10-17
    days on market $460,990 Active 331 DOM
  23. 2026-10-16
    days on market $460,990 Active 330 DOM
  24. 2026-10-15
    days on market $460,990 Active 329 DOM
  25. 2026-10-14
    days on market $460,990 Active 328 DOM
  26. 2026-10-13
    days on market $460,990 Active 327 DOM
  27. 2026-10-12
    days on market $460,990 Active 326 DOM
  28. 2026-10-11
    days on market $460,990 Active 325 DOM
  29. 2026-10-10
    days on market $460,990 Active 324 DOM
  30. 2026-10-09
    days on market $460,990 Active 323 DOM
  31. 2026-10-08
    days on market $460,990 Active 322 DOM
  32. 2026-10-07
    days on market $460,990 Active 321 DOM
  33. 2026-10-06
    days on market $460,990 Active 320 DOM
  34. 2026-10-05
    days on market $460,990 Active 319 DOM
  35. 2026-10-04
    days on market $460,990 Active 318 DOM
  36. 2026-10-04
    price $460,990 Active 317 DOM
  37. 2026-10-03
    days on market $458,990 Active 317 DOM
  38. 2026-10-02
    days on market $458,990 Active 316 DOM
  39. 2026-10-01
    days on market $458,990 Active 315 DOM
  40. 2026-09-30
    days on market $458,990 Active 314 DOM
  41. 2026-09-29
    days on market $458,990 Active 313 DOM
  42. 2026-09-28
    days on market $458,990 Active 312 DOM
  43. 2026-09-27
    days on market $458,990 Active 311 DOM
  44. 2026-09-26
    days on market $458,990 Active 310 DOM
  45. 2026-09-25
    days on market $458,990 Active 309 DOM
  46. 2026-09-24
    days on market $458,990 Active 308 DOM
  47. 2026-09-23
    days on market $458,990 Active 307 DOM
  48. 2026-09-22
    days on market $458,990 Active 306 DOM
  49. 2026-09-21
    days on market $458,990 Active 305 DOM
  50. 2026-09-20
    days on market $458,990 Active 304 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 25% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$41,329
− Mortgage interest
−$29,793
− Property taxes
−$7,978
− Insurance
−$2,659
− Repairs & maintenance
−$3,306
− Management
−$3,306
− Depreciation
−$15,473
Taxable loss
−$21,187
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$5,085
After-tax cash flow
$-6,373/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This home is in excellent condition with no visible repairs needed. It offers a great value with updates that can further enhance its resale and rental appeal.

Value-add opportunities

  • Both Paint interior walls and trim — Fresh paint enhances curb appeal and interior aesthetics ↑
  • Both Replace outdoor lighting fixtures — Modern lighting enhances curb appeal and safety ↑
  • Both Install smart home security system — Enhances safety and adds modern amenities ↑
  • Both Upgrade kitchen appliances — Modern appliances improve functionality and aesthetics ↑
  • Both Add smart thermostat — Saves energy and adds modern amenities ↑
C Composite school gradezoned avg 65/100

Zoned Schools

Elementary Mccall El B TX #321/4,322 Nat'l #6,217/41,679 Middle Mcanally Int High Aledo H S B TX #147/1,632 Nat'l #2,426/17,239

Schools (NCES district)

District
Aledo ISD
NCES district ID
4807780
Math proficiency
66% ▼ -8.00%
Reading proficiency
68% ▼ -2.00%
Median HH income
$102,936
Composite
61.94/100
National rank
#725
State rank
#11 of 826 in TX
B Composite livability gradescore 71/100

Livability — Aledo

Score
71/100
State rank
#328
US rank
#7200

Category grades

Amenities F Commute F Cost of living C+ Crime A+ Employment A+ Housing A+ Health & safety D+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Parker County · 147,426 people
City population
25,165
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
25,165
Household income
$168,314
Rent vs Own
8.2% rent · 91.8% own
Severe rent burden
12% of renters

Population outlook (Parker County) Hauer SSP2

Today (2025)
147,426 people
By 2030
157,863 · +7.1%
By 2040
177,519 · +20.4%
By 2050
194,786 · +32.1%
By 2075
238,799 · +62.0%
By 2100
264,126 · +79.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Hispanic / Latino 12% Two or more races 7%
Hispanic origin (detail)
Mexican 10%
Languages at home
93% English-only · Spanish 5% German/W. Germanic 1%

Political lean MEDSL · Parker

2024 margin
Solid R (+66.4) · D 16.4% · R 82.8%
2008→2024 swing
-11.2pp toward R · 2008: -55.2pp · 2024: -66.4pp
All cycles
2024: R+66.4 2020: R+64.4 2016: R+67.5 2012: R+65.8 2008: R+55.2

Not yet ingested

Civics
—

Price history

+1.8% since first listed
3 events — show timeline
  • 2026-03-31 Price Changed $450,990 Zillow
  • 2026-02-10 Price Changed $447,990 Zillow
  • 2025-11-20 Listed $442,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…