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The Diana Plan 🏗️ New Construction
F Composite 30.99
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.3/30.0
  • Condition / age +4.0/5.0
  • Schools +3.5/10.0
  • Livability +2.7/5.0
  • Rent growth +2.4/5.0
  • 1% rule +2.1/10.0
  • DSCR +1.5/10.0
  • Appreciation +0.0/10.0

$241,990

The Diana Plan · Uhland, TX 78640
3 bd · 2.0 ba · 1,518 sqft · SingleFamily · 390 Days on market
Good condition ↓ 19% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Diana is one of our one-story floorplans featured in our Wayside community in Uhland, TX. This quaint 3-bedroom, 2-bathroom, home offers 1,535 sq. ft. of living space perfect for any growing family. As you walk through the long foyer, you'll enter the spacious living room where plenty of memories are soon to be made. The living room flows seamlessly into the kitchen with top-of-the-line features including stainless steel appliances, a gas stove, and white cabinets. The large kitchen island includes a built in undermount sink and dishwasher. Two bedrooms and a full bathroom with a tub are located off the living room. Making your way towards the back of the home, you'll find the back patio door and the private main bedroom. The adjoined main bathroom includes double vanity sinks, a walk-in shower, a separate toilet room, and a walk-in closet. This home comes included with a professionally designed landscape package and a full irrigation system as well as our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Wayside.

Key facts

  • Large kitchen island
  • One story floorplans
  • Spacious living room

Tags

ONE STORY FLOORPLANSSPACIOUS LIVING ROOMLARGE KITCHEN ISLANDBUILT IN UNDERMOUNT SINKFULL IRRIGATION SYSTEMHOME IS CONNECTED BASE PACKAGE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $241,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $277,485.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $242k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-366 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $225k (7.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $196k (18.8% below list).
  • Recommended offer: $196k (18.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 54/100 on livability (#1,385 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A; Watch: employment C-, schools F, amenities F.
  • Hays CISD (rural): math 35% / reading 41% proficiency, ranked #390 of 826 in TX (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.3%/yr); 1801 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,270 units permitted in Hays County in 2024 (1,464 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Hays County population projected at +93% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 390 days — a 12% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
Recommended offer $196,430 (18.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 390 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.71%
Cap rate
4.71%
Cash-on-cash
-5.65%
DSCR
0.75
GRM
11.8

CMA / ARV

ARV (median comp)
$277,485
List price
$241,990
Delta
-12.79%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
178 Schuenemann Way 0.11mi 3/2.0 1,470 (-3%) 4mo $255,990 $174 87
111 Schuenemann Way 0.18mi 3/2.5 1,470 (-3%) 4mo $269,990 $184 81
135 Schuenemann Way 0.16mi 3/2.0 1,434 (-6%) 3mo $239,990 $167 80
135 Orange Flame Blvd 0.67mi 4/2.0 (+1) 1,485 (-2%) 1mo $231,990 $156 59
162 Speckled Belly Bnd 0.71mi 3/2.0 1,474 (-3%) 4mo $221,990 $151 59
114 Whoopers Loop 0.57mi 4/2.0 (+1) 1,616 (+6%) 0mo $225,000 $139 58
1902 High Rd 0.59mi 3/2.0 1,344 (-12%) 4mo $345,000 $257 50
127 Orange Flame Blvd 0.68mi 3/2.0 1,329 (-12%) 1mo $219,990 $166 47
168 Speckled Belly Bnd 0.71mi 4/2.0 (+1) 1,667 (+10%) 2mo $235,990 $142 44
136 Speckled Belly Bnd 0.70mi 4/2.0 (+1) 1,667 (+10%) 2mo $234,990 $141 44
212 Speckled Belly Bnd 0.73mi 4/2.0 (+1) 1,667 (+10%) 3mo $257,990 $155 42
144 Speckled Belly Bnd 0.70mi 4/2.0 (+1) 1,707 (+12%) 3mo $237,990 $139 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-29.3%
Equity multiple
0.05×
Total profit
$-73,992
Equity at exit
$41,374
10-year hold
IRR
-48.2%
Equity multiple
-0.50×
Total profit
$-116,561
Equity at exit
$23,992

Cash invested: $77,696 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78640

Home prices YoY
-33.8%
Rents YoY
-0.3%
Active inventory
1801
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$1,964 high interval (Pro) →
Mortgage (P&I)
$1,455
Tax est. 1.5%
$347 /mo · $4,162/yr
Insurance
$116
HOA
$0
Vacancy / Maint / Mgmt
$413
Net cashflow
$-366

Break-even live

Break-even rent $2,427
Max offer price $224,547
Occupancy floor

Sensitivity live

Price -10% $-174 -5% $-270 +0% $-366 +5% $-462 +10% $-558
Rent -10% $-521 -5% $-443 +0% $-366 +5% $-288 +10% $-211
Rate -1.0pp $-226 -0.5pp $-295 base $-366 +0.5pp $-438 +1.0pp $-511

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,371
Closing costs
$8,325
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
787 Arnold Loop , TX 3.0 2.5 1840 $2,300 $1.25 2d 1 0.18mi
263 Speckled Belly Bnd Uhland, TX 4.0 2.0 1600 $1,650 $1.03 17d 1 0.80mi
177 Pink Footed Pass Uhland, TX 4.0 2.0 1483 $1,525 $1.03 44d 1 0.91mi
177 Pink Footed Pass Uhland, TX 4.0 2.0 1483 $1,525 $1.03 24d 1 0.91mi
151 Pink Footed Pass Uhland, TX 4.0 2.0 1483 $1,600 $1.08 24d 1 0.92mi
129 Pineland Ave Niederwald, TX 3.0 2.0 1460 $1,414 $0.97 13d 1 1.16mi

Listing history 16 events

  1. 2026-06-18
    days on market $241,990 Active 390 DOM
  2. 2026-06-17
    days on market $241,990 Active 389 DOM
  3. 2026-06-15
    days on market $241,990 Active 387 DOM
  4. 2026-06-13
    days on market $241,990 Active 385 DOM
  5. 2026-06-09
    days on market $241,990 Active 381 DOM
  6. 2026-06-08
    days on market $241,990 Active 380 DOM
  7. 2026-06-07
    days on market $241,990 Active 379 DOM
  8. 2026-06-05
    days on market $241,990 Active 376 DOM
  9. 2026-06-03
    days on market $241,990 Active 375 DOM
  10. 2026-06-02
    days on market $241,990 Active 374 DOM
  11. 2026-06-01
    days on market $241,990 Active 373 DOM
  12. 2026-05-31
    days on market $241,990 Active 372 DOM
  13. 2026-02-01
    price $241,990 1271-char remark
    Show marketing remark (1271 chars)

    The Diana is one of our one-story floorplans featured in our Wayside community in Uhland, TX. This quaint 3-bedroom, 2-bathroom, home offers 1,535 sq. ft. of living space perfect for any growing family. As you walk through the long foyer, you'll enter the spacious living room where plenty of memories are soon to be made. The living room flows seamlessly into the kitchen with top-of-the-line features including stainless steel appliances, a gas stove, and white cabinets. The large kitchen island includes a built in undermount sink and dishwasher. Two bedrooms and a full bathroom with a tub are located off the living room. Making your way towards the back of the home, you'll find the back patio door and the private main bedroom. The adjoined main bathroom includes double vanity sinks, a walk-in shower, a separate toilet room, and a walk-in closet. This home comes included with a professionally designed landscape package and a full irrigation system as well as our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Wayside.

  14. 2025-09-17
    price $306,490 1271-char remark
    Show marketing remark (1271 chars)

    The Diana is one of our one-story floorplans featured in our Wayside community in Uhland, TX. This quaint 3-bedroom, 2-bathroom, home offers 1,535 sq. ft. of living space perfect for any growing family. As you walk through the long foyer, you'll enter the spacious living room where plenty of memories are soon to be made. The living room flows seamlessly into the kitchen with top-of-the-line features including stainless steel appliances, a gas stove, and white cabinets. The large kitchen island includes a built in undermount sink and dishwasher. Two bedrooms and a full bathroom with a tub are located off the living room. Making your way towards the back of the home, you'll find the back patio door and the private main bedroom. The adjoined main bathroom includes double vanity sinks, a walk-in shower, a separate toilet room, and a walk-in closet. This home comes included with a professionally designed landscape package and a full irrigation system as well as our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Wayside.

  15. 2025-08-20
    price $298,990 1271-char remark
    Show marketing remark (1271 chars)

    The Diana is one of our one-story floorplans featured in our Wayside community in Uhland, TX. This quaint 3-bedroom, 2-bathroom, home offers 1,535 sq. ft. of living space perfect for any growing family. As you walk through the long foyer, you'll enter the spacious living room where plenty of memories are soon to be made. The living room flows seamlessly into the kitchen with top-of-the-line features including stainless steel appliances, a gas stove, and white cabinets. The large kitchen island includes a built in undermount sink and dishwasher. Two bedrooms and a full bathroom with a tub are located off the living room. Making your way towards the back of the home, you'll find the back patio door and the private main bedroom. The adjoined main bathroom includes double vanity sinks, a walk-in shower, a separate toilet room, and a walk-in closet. This home comes included with a professionally designed landscape package and a full irrigation system as well as our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Wayside.

  16. 2025-05-24
    listed $297,990 Active 1271-char remark
    Show marketing remark (1271 chars)

    The Diana is one of our one-story floorplans featured in our Wayside community in Uhland, TX. This quaint 3-bedroom, 2-bathroom, home offers 1,535 sq. ft. of living space perfect for any growing family. As you walk through the long foyer, you'll enter the spacious living room where plenty of memories are soon to be made. The living room flows seamlessly into the kitchen with top-of-the-line features including stainless steel appliances, a gas stove, and white cabinets. The large kitchen island includes a built in undermount sink and dishwasher. Two bedrooms and a full bathroom with a tub are located off the living room. Making your way towards the back of the home, you'll find the back patio door and the private main bedroom. The adjoined main bathroom includes double vanity sinks, a walk-in shower, a separate toilet room, and a walk-in closet. This home comes included with a professionally designed landscape package and a full irrigation system as well as our America's Smart Home® package that offers devices such as the Qolsys IQ Panel, Video Doorbell, Alarm.com app, Honeywell Thermostat, Deako Smart Light Switch, Kwikset Smart lock, and more. Images are representative of plan and may vary as built. Contact us today and find your home at Wayside.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,572
− Mortgage interest
−$15,543
− Property taxes
−$4,162
− Insurance
−$1,387
− Repairs & maintenance
−$1,886
− Management
−$1,886
− Depreciation
−$8,072
Taxable loss
−$9,365
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,248
After-tax cash flow
$-2,142/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 Cosmetic rehab

This single-story home in Uhland, TX is in good condition with modern finishes and a well-maintained exterior. It offers a good return on investment with minor updates to enhance curb appeal and energy efficiency.

Value-add opportunities

  • Both Paint exterior trim — Enhances curb appeal and value
  • Both Replace window treatments — Fresh window treatments improve aesthetics and energy efficiency
  • Both Install smart home devices — Enhances convenience and marketability

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior trim — Enhances curb appeal and value
  • Both Replace window treatments — Fresh window treatments improve aesthetics and energy efficiency
  • Both Install smart home devices — Enhances convenience and marketability

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Hays CISD
NCES district ID
4800010
Math proficiency
35% ▼ -15.00%
Reading proficiency
41% ▼ -5.00%
Median HH income
$70,570
Composite
34.78/100
National rank
#5118
State rank
#390 of 826 in TX

Livability — Uhland

Score
54/100
State rank
#1385
US rank
#23774

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C- Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Hays County · 280,138 people
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
77,531
Household income
$90,075
Rent vs Own
29.0% rent · 71.0% own
Severe rent burden
2552.0

Population outlook (Hays County) Hauer SSP2

Today (2025)
286,948 people
By 2030
336,923 · +17.4%
By 2040
441,894 · +54.0%
By 2050
553,462 · +92.9%
By 2075
838,261 · +192.1%
By 2100
1,063,658 · +270.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Hispanic / Latino 55% White 36% Two or more races 29% Black 5% Native American 1%
Hispanic origin (detail)
Mexican 47% Puerto Rican 1%
Common ancestry
Italian 2% Slovak 2% Lithuanian 1%
Foreign-born
13% · Canada
Languages at home
63% English-only · Spanish 35%

Political lean MEDSL · Hays

2024 margin
Lean D (+5.7) · D 52.1% · R 46.5% · Other 1.4%
2008→2024 swing
+7.7pp toward D · 2008: -2.0pp · 2024: 5.7pp
All cycles
2024: D+5.7 2020: D+10.8 2016: R+0.9 2012: R+10.4 2008: R+2.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -92.64%
Current HPI
181.7969
Rent YoY
▼ -0.34%
Metro
Austin-Round Rock-Georgetown, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-18.8% since first listed
4 events — show timeline
  • 2026-02-01 Price Changed $241,990 Zillow
  • 2025-09-17 Price Changed $306,490 Zillow
  • 2025-08-20 Price Changed $298,990 Zillow
  • 2025-05-24 Listed $297,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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