206 Pima Pl · Pocono Pines, PA 18347

$319,000

3 bd · 1.0 ba · 1,104 sqft · SingleFamily public records · 387 Days on market

Built 1978 0.27 ac lot Est $251k · 27% over $173/mo HOA · 9% of rent

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +4.3/10.0
• Cash flow +4.1/30.0
• Schools +4.0/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +0.8/10.0
• DSCR +0.0/10.0
• ARV discount +0.0/15.0

Listing remarks MLS

MULTIPLE OFFERS RECIEVED !! PLEASE HAVE ALL OFFERS IN BY 12 NOON 02/14/22. Welcome to this TURN KEY STR FRIENDLY Possible 5 bed, recently updated home located in a cul-de-sac with only 2 other homes and 1 block from the Main Lake! This potential 5 bed is sure to please! This family friendly, 5 lake gated amenity filled community has 24 hour security, community center, and is close to All Poconos Attractions just went Live!! Make your appointment today, easy to show! Please note 3 rooms are not included in the Photos Privacy exercised by owner- See Agent remarks

Key facts

• Hot tub
• Billiards
• Oversized deck

Tags

• HOT TUB
• BILLIARDS
• GAME ROOM
• OVERSIZED DECK
• 2 LAKES
• 4 BEACHES

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $319k.

Deal economics

• At list price, monthly cash flow is $-879 ($-11k/yr) — negative.
• To cash-flow at today's rent, offer at most $164k (48.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $186k (41.7% below list).
• Recommended offer: $164k (48.7% below list) — sets the bar for cash-flow.
• Cap rate 3.0% vs local median 4.0% in Pocono Pines — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 74/100 on livability (#532 in PA, #4,925 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, crime A; Watch: health & safety D, amenities F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 247 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-1.5%/yr); year-one equity from $2k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 387 days — a 12% lower offer ($281k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 10y ago; this cycle's ask has dropped $20k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $163,747 (48.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 387 days. Have you received any prior offers? Is the seller open to a 49% concession, seller financing, or rate buy-down credit?
3. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.58% ✗
• Cap rate: 2.99%
• Cash-on-cash: -11.81%
• DSCR: 0.47
• GRM: 14.3

CMA / ARV

• ARV (on-the-fly): $250,608
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
204 Pima Pl	0.03mi	3/1.0	1,216 (+10%)	1mo	$158,000	$130	81
171 Mohican Trl	0.28mi	2/1.5 (-1)	1,000 (-9%)	1mo	$355,000	$355	63
115 Squaw Trl	0.50mi	3/1.0	1,161 (+5%)	6mo	$263,298	$227	63
1031 Wyoming Dr	0.72mi	3/1.0	1,104 (0%)	10mo	$190,000	$172	58
112 Iowa Trl	0.66mi	3/1.0	1,106 (+0%)	14mo	$255,000	$231	57
117 Shawnee Dr	0.48mi	3/1.5	1,222 (+11%)	6mo	$250,000	$205	52
104 Ottawa Tr Trl	0.65mi	3/1.5	1,080 (-2%)	18mo	$245,000	$227	49
151 Towanda Trl	0.73mi	3/1.5	1,176 (+6%)	6mo	$269,298	$229	48
163 Towanda Trl	0.74mi	2/1.0 (-1)	1,075 (-3%)	11mo	$263,500	$245	47
121 Squaw Trl	0.51mi	2/1.0 (-1)	970 (-12%)	7mo	$160,000	$165	45
300 Delaware Trl	0.39mi	2/1.0 (-1)	960 (-13%)	19mo	$212,000	$221	39
114 Iowa Trl	0.68mi	3/2.0	1,232 (+12%)	9mo	$200,000	$162	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.47% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -24.3%
• Equity multiple: 0.03×
• Total profit: $-86,616
• Equity at exit: $69,835

10-year hold

• IRR: -18.5%
• Equity multiple: -0.43×
• Total profit: $-127,842
• Equity at exit: $67,386

Cash invested: $89,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18347

• Home prices YoY: -0.7%
• Active inventory: 247
• Price-to-rent: 14.3×

Monthly cashflow live

• Estimated rent: $1,859 medium
• Mortgage (P&I): −$1,673
• Tax from tax record: −$369 /mo · $4,426/yr
• Insurance: −$133
• HOA: −$173
• Vacancy / Maint / Mgmt: −$390
• Net cashflow: $-879

Break-even live

Break-even rent $2,972

Max offer price $163,747

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $79,750
• Closing costs: $9,570
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
104 Iowa Trl Pocono Lake, PA	2.0	1.0	874	$1,675	$1.92	44d	1	0.62mi
257 Farmers Ln Pocono Lake, PA	3.0	2.5	1344	$2,200	$1.64	14d	1	1.19mi

HOA detail

• Monthly dues: $173 · $2,076/yr
• Likely covers: security

Listing history 18 events

1. 2026-04-17
   status Pending
2. 2026-04-01
   status Active
3. 2026-04-01
   historical
4. 2025-12-15
   price $319,000
5. 2025-09-25
   price $335,000
6. 2025-03-25
   listed $339,000 Active
7. 2022-03-18
   soldstatus $300,308
8. 2022-03-16
   soldstatus $300,308 Closed 573-char remark

   Show marketing remark (573 chars)

   MULTIPLE OFFERS RECIEVED !! PLEASE HAVE ALL OFFERS IN BY 12 NOON 02/14/22. Welcome to this TURN KEY STR FRIENDLY Possible 5 bed, recently updated home located in a cul-de-sac with only 2 other homes and 1 block from the Main Lake! This potential 5 bed is sure to please! This family friendly, 5 lake gated amenity filled community has 24 hour security, community center, and is close to All Poconos Attractions just went Live!! Make your appointment today, easy to show! Please note 3 rooms are not included in the Photos Privacy exercised by owner- See Agent remarks

9. 2022-02-14
   price $300,308 573-char remark

   Show marketing remark (573 chars)

   MULTIPLE OFFERS RECIEVED !! PLEASE HAVE ALL OFFERS IN BY 12 NOON 02/14/22. Welcome to this TURN KEY STR FRIENDLY Possible 5 bed, recently updated home located in a cul-de-sac with only 2 other homes and 1 block from the Main Lake! This potential 5 bed is sure to please! This family friendly, 5 lake gated amenity filled community has 24 hour security, community center, and is close to All Poconos Attractions just went Live!! Make your appointment today, easy to show! Please note 3 rooms are not included in the Photos Privacy exercised by owner- See Agent remarks

10. 2022-02-10
    listed $250,000 573-char remark

    Show marketing remark (573 chars)

    MULTIPLE OFFERS RECIEVED !! PLEASE HAVE ALL OFFERS IN BY 12 NOON 02/14/22. Welcome to this TURN KEY STR FRIENDLY Possible 5 bed, recently updated home located in a cul-de-sac with only 2 other homes and 1 block from the Main Lake! This potential 5 bed is sure to please! This family friendly, 5 lake gated amenity filled community has 24 hour security, community center, and is close to All Poconos Attractions just went Live!! Make your appointment today, easy to show! Please note 3 rooms are not included in the Photos Privacy exercised by owner- See Agent remarks

11. 2017-01-06
    soldstatus $65,000
12. 2016-12-20
    soldstatus $65,000 726-char remark

    Show marketing remark (726 chars)

    Completely renovated 5 bedroom single nestled on a cul-de-sac in Gold-Star Vacation Community of Arrowhead Lakes! Brand new roof, new plumbing & water heater throughout, upgraded electric. .. the list is endless! The bright kitchen boasts custom cabinets, double sink, new appliances, gleaming hardwood floors, and leads to elegant dining room! The spacious living room features hardwood floors, stone fireplace, and wall of windows overlooking huge deck and lush woods! The modern bathroom has ceramic title flooring, tiled bath with new tub, crisp white cabinetry, and Corlan sink. this amazing home has plenty of room to entertain all your family and friends! 2 full decks with picnic table! Freshly painted exterior!

13. 2016-12-14
    soldstatus $65,000
14. 2016-05-09
    listed $79,900 726-char remark

    Show marketing remark (726 chars)

    Completely renovated 5 bedroom single nestled on a cul-de-sac in Gold-Star Vacation Community of Arrowhead Lakes! Brand new roof, new plumbing & water heater throughout, upgraded electric. .. the list is endless! The bright kitchen boasts custom cabinets, double sink, new appliances, gleaming hardwood floors, and leads to elegant dining room! The spacious living room features hardwood floors, stone fireplace, and wall of windows overlooking huge deck and lush woods! The modern bathroom has ceramic title flooring, tiled bath with new tub, crisp white cabinetry, and Corlan sink. this amazing home has plenty of room to entertain all your family and friends! 2 full decks with picnic table! Freshly painted exterior!

15. 2016-05-09
    listed $79,900

    Show marketing remark (726 chars)

    Completely renovated 5 bedroom single nestled on a cul-de-sac in Gold-Star Vacation Community of Arrowhead Lakes! Brand new roof, new plumbing & water heater throughout, upgraded electric. .. the list is endless! The bright kitchen boasts custom cabinets, double sink, new appliances, gleaming hardwood floors, and leads to elegant dining room! The spacious living room features hardwood floors, stone fireplace, and wall of windows overlooking huge deck and lush woods! The modern bathroom has ceramic title flooring, tiled bath with new tub, crisp white cabinetry, and Corlan sink. this amazing home has plenty of room to entertain all your family and friends! 2 full decks with picnic table! Freshly painted exterior!

16. 2005-10-13
    soldstatus $112,800
17. 2004-07-07
    soldstatus $81,000
18. 1987-06-26
    soldstatus $42,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $4,426 · $369/mo
• Projected year-2 tax: $4,733 · $394/mo
• Expected delta: +$307/yr (+$26/mo · 6.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥89°F today · 16 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,310
• − Mortgage interest: −$17,869
• − Property taxes: −$4,426
• − Insurance: −$1,595
• − Repairs & maintenance: −$1,785
• − Management: −$1,785
• − HOA: −$2,076
• − Depreciation: −$9,280
• Taxable loss: −$16,505
• Est. tax savings @ 24.0%: +$3,961
• After-tax cash flow: $-6,585/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Pocono Pines

• Score: 74/100
• State rank: #532
• US rank: #4925

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A+ Housing A Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 595
• Population (ZIP): 3,535

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Hispanic / Latino 10% Black 2% Two or more races 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 5%
• Common ancestry: Romanian 16% Lithuanian 2% Slovak 2%
• Foreign-born: 3% · Canada, Jamaica
• Languages at home: 88% English-only · Spanish 6% Other Indo-European 3% French/Haitian/Cajun 1%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.47%
• Current HPI: 202.3693
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+659.5% since first listed

18 events — show timeline

• 2026-04-17 Pending — PMAR
• 2026-04-01 Relisted — PMAR
• 2026-04-01 Delisted — PMAR
• 2025-12-15 Price Changed $319,000 PMAR
• 2025-09-25 Price Changed $335,000 PMAR
• 2025-03-25 Listed $339,000 PMAR
• 2022-03-18 Sold (Public Records) $300,308 Public Records
• 2022-03-16 Sold (MLS) $300,308 PMAR
• 2022-02-14 Price Changed $300,308 PMAR
• 2022-02-10 Listed $250,000 PMAR
• 2017-01-06 Sold (Public Records) $65,000 Public Records
• 2016-12-20 Sold (MLS) $65,000 GLVRMLS
• 2016-12-14 Sold (MLS) $65,000 PMAR
• 2016-05-09 Listed $79,900 PMAR
• 2016-05-09 Listed $79,900 GLVRMLS
• 2005-10-13 Sold (Public Records) $112,800 Public Records
• 2004-07-07 Sold (Public Records) $81,000 Public Records
• 1987-06-26 Sold (Public Records) $42,000 Public Records

Property tax history

+3.9%/yr

Latest (2026): $4,426 · +3.3% YoY. Source: county tax records.