1560 NE Wyman St NE #0 · Aiken, SC 29801

$155,900

3 bd · 1.0 ba · 1,168 sqft · SingleFamily public records · 178 Days on market

Built 1952 871 sqft lot Est $147k · 6% over

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.2/30.0
• DSCR +6.1/10.0
• 1% rule +5.0/10.0
• ARV discount +4.8/15.0
• Rent growth +3.8/5.0
• Livability +3.4/5.0
• Schools +3.2/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This charming 3/2 ranch in the heart of Aiken is a sunlit haven! Renovated top to bottom with LVP flooring, granite countertops, stainless appliances, and blinds throughout. The light floors and up to date color palette make the entire home feel light and airy. The breathtaking bathrooms will make every morning feel like a spa getaway! The open concept floor plan will make gathering with friends and family a delight. The brand new deck in the fenced-in backyard will make this home the go-to spot for entertaining. The new windows and metal roof will help this home last for a lifetime! With a $5,000 seller incentive for a full price offer, this one will not last long!

Key facts

• Metal roof
• Lvp flooring
• Granite countertops

Tags

• STAINLESS STEEL APPLIANCES
• GRANITE COUNTERTOPS
• LVP FLOORING
• OPEN CONCEPT FLOOR PLAN
• NEW WINDOWS
• METAL ROOF

Property features AI

Finance

• Other: Property is accessible/adaptable with numerous accessibility features
• Financial info: No financial details provided
• HOA & community: No community features or HOA listed

Exterior

• Parking: Carport (2 carport spaces)
• Security: No specific security features listed
• Utilities: Public water; Public sewer; Electricity available; Natural gas available; Cable available; Phone available
• Home design: Single family residence; One level; Residential property; Metal roof
• Construction: Brick and vinyl siding construction; Slab foundation; Metal roof; Built/renovated details referenced in directions
• Exterior features: Patio; Deck (brand new, mentioned in directions); Fenced backyard; Level lot; Paved road access

Interior

• Kitchen: Refrigerator; Range; Dishwasher; Microwave; Ice maker; Granite countertops (mentioned in directions)
• Bedrooms: Accessible bedroom (specific levels not provided)
• Flooring: Luxury vinyl plank (LVP) flooring throughout (mentioned in directions)
• Bathrooms: 2 full bathrooms; Accessible full bath
• Heating & cooling: Central air; Heat pump; Electric heating; Hot water heating; Fireplace(s); Ceiling fans
• Interior features: Elevator; Ceiling fans; Eat-in kitchen; Pantry; Finished basement; Accessible features including ramp, accessible entrance, accessible bedroom, accessible central living area, accessible closets, accessible common areas, accessible doors, accessible electrical and environmental controls, accessible full bath, accessible hallway(s), accessible kitchen and appliances, accessible stairway, accessible washer/dryer, exterior wheelchair lift, electronic environmental controls, grip-accessible features, visitable design, walker-accessible stairs, enhanced accessible and customized wheelchair accessible elements, ceiling track, adaptable bathroom walls, adaptable for elevator, safe emergency egress, smart technology, and visitor bathroom
• Laundry & utility: Washer hookup; Electric dryer hookup; Electric water heater; Accessible washer/dryer

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $156k.

Deal economics

• At list price, monthly cash flow is $169 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $156k (0.2% below list).
• Recommended offer: $137k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.6% vs local median 4.1% in Aiken — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#93 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime F, commute F.
• Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Aiken Elementary (math 34% / reading 40%, grade F, #315 of 597 statewide, top 55%, 524 students, 100% FRL); Aiken Intermediate (math 19%, 466 students, 100% FRL); Aiken High (math 19% / reading 84%, grade D+, #146 of 196 statewide, top 75%, 1,195 students, 100% FRL) — zoned schools average 100% FRL vs 54% district-wide (46 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+5.1%/yr); 521 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
• This rent runs 31% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 178 days — a 12% lower offer ($137k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 23y ago; this cycle's ask has dropped $32k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 65% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $137,192 (12.0% below list)

Questions for the listing agent

1. It's been on market 178 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.00% ✗
• Cap rate: 7.59%
• Cash-on-cash: 4.64%
• DSCR: 1.21
• GRM: 8.3

CMA / ARV

• ARV (on-the-fly): $147,168
• Comps found: 8

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1507 Wyman St NE	0.11mi	3/1.5	1,212 (+4%)	22mo	$78,500	$65	68
1224 George St NE	0.37mi	3/1.0	1,108 (-5%)	23mo	$87,500	$79	55
1106 NE Hahn St	0.40mi	3/1.0	1,075 (-8%)	18mo	$152,000	$141	53
1000 Croft Ave NE	0.61mi	3/2.0	1,124 (-4%)	11mo	$175,000	$156	52
1058 Croft Ave NE	0.50mi	3/1.5	1,051 (-10%)	9mo	$132,500	$126	51
102 NE Brentwood Pl	0.58mi	3/1.5	1,250 (+7%)	16mo	$100,000	$80	46
1050 NE Croft Ave	0.52mi	3/1.5	1,248 (+7%)	23mo	$140,000	$112	44
1013 NE Chatfield St	0.61mi	3/1.0	1,309 (+12%)	22mo	$170,000	$130	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.06% rent growth · sell at horizon

5-year hold

• IRR: -6.8%
• Equity multiple: 0.74×
• Total profit: $-11,216
• Equity at exit: $23,245

10-year hold

• IRR: 5.2%
• Equity multiple: 1.42×
• Total profit: $18,207
• Equity at exit: $13,479

Cash invested: $43,652 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29801

• Rents YoY: 5.1%
• Active inventory: 521
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $1,556 medium
• Mortgage (P&I): −$818
• Tax from tax record: −$178 /mo · $2,139/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$327
• Net cashflow: $169

Break-even live

Break-even rent $1,343

Max offer price $155,900

Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,975
• Closing costs: $4,677
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1223 York St NE Aiken, SC	2.0	1.0	794	$1,000	$1.26	23d	1	0.41mi
816 York St Aiken, SC	2.0	1.0	1308	$1,450	$1.11	21d	1	1.00mi

Listing history 44 events

1. 2026-06-18
   days on market $155,900 Active 178 DOM
2. 2026-06-17
   days on market $155,900 Active 177 DOM
3. 2026-06-16
   days on market $155,900 Active 176 DOM
4. 2026-06-15
   days on market $155,900 Active 175 DOM
5. 2026-06-14
   days on market $155,900 Active 173 DOM
6. 2026-06-13
   days on market $155,900 Active 172 DOM
7. 2026-06-10
   days on market $155,900 Active 170 DOM
8. 2026-06-09
   days on market $155,900 Active 169 DOM
9. 2026-06-08
   days on market $155,900 Active 168 DOM
10. 2026-06-07
    days on market $155,900 Active 167 DOM
11. 2026-06-03
    days on market $155,900 Active 163 DOM
12. 2026-06-02
    days on market $155,900 Active 162 DOM
13. 2026-06-01
    days on market $155,900 Active 161 DOM
14. 2026-05-31
    days on market $155,900 Active 160 DOM
15. 2026-05-30
    days on market $155,900 Active 159 DOM
16. 2026-04-14
    price $155,900
17. 2026-03-20
    status Active
18. 2026-03-20
    price $165,500
19. 2026-03-19
    status Pending
20. 2026-03-01
    price $169,500
21. 2026-02-20
    status Active
22. 2026-02-16
    status Pending
23. 2026-02-01
    status Active
24. 2026-01-31
    status Pending
25. 2026-01-27
    status Active
26. 2026-01-13
    status Pending
27. 2026-01-10
    price $169,999
28. 2026-01-04
    price $177,000
29. 2025-12-01
    listed $188,000 Active
30. 2024-01-22
    soldstatus $153,000
31. 2024-01-19
    soldstatus $153,000 674-char remark

    Show marketing remark (675 chars)

    This charming 3/2 ranch in the heart of Aiken is a sunlit haven! Renovated top to bottom with LVP flooring, granite countertops, stainless appliances, and blinds throughout. The light floors and up to date color palette make the entire home feel light and airy. The breathtaking bathrooms will make every morning feel like a spa getaway! The open concept floor plan will make gathering with friends and family a delight. The brand new deck in the fenced-in backyard will make this home the go-to spot for entertaining. The new windows and metal roof will help this home last for a lifetime! With a $5,000 seller incentive for a full price offer, this one will not last long!

32. 2024-01-19
    soldstatus $153,000 Closed 675-char remark

    Show marketing remark (675 chars)

    This charming 3/2 ranch in the heart of Aiken is a sunlit haven! Renovated top to bottom with LVP flooring, granite countertops, stainless appliances, and blinds throughout. The light floors and up to date color palette make the entire home feel light and airy. The breathtaking bathrooms will make every morning feel like a spa getaway! The open concept floor plan will make gathering with friends and family a delight. The brand new deck in the fenced-in backyard will make this home the go-to spot for entertaining. The new windows and metal roof will help this home last for a lifetime! With a $5,000 seller incentive for a full price offer, this one will not last long!

33. 2024-01-19
    soldstatus $153,000

    Show marketing remark (675 chars)

    This charming 3/2 ranch in the heart of Aiken is a sunlit haven! Renovated top to bottom with LVP flooring, granite countertops, stainless appliances, and blinds throughout. The light floors and up to date color palette make the entire home feel light and airy. The breathtaking bathrooms will make every morning feel like a spa getaway! The open concept floor plan will make gathering with friends and family a delight. The brand new deck in the fenced-in backyard will make this home the go-to spot for entertaining. The new windows and metal roof will help this home last for a lifetime! With a $5,000 seller incentive for a full price offer, this one will not last long!

34. 2024-01-08
    status Pending 675-char remark

    Show marketing remark (675 chars)

    This charming 3/2 ranch in the heart of Aiken is a sunlit haven! Renovated top to bottom with LVP flooring, granite countertops, stainless appliances, and blinds throughout. The light floors and up to date color palette make the entire home feel light and airy. The breathtaking bathrooms will make every morning feel like a spa getaway! The open concept floor plan will make gathering with friends and family a delight. The brand new deck in the fenced-in backyard will make this home the go-to spot for entertaining. The new windows and metal roof will help this home last for a lifetime! With a $5,000 seller incentive for a full price offer, this one will not last long!

35. 2024-01-08
    status Active 675-char remark

    Show marketing remark (675 chars)

    This charming 3/2 ranch in the heart of Aiken is a sunlit haven! Renovated top to bottom with LVP flooring, granite countertops, stainless appliances, and blinds throughout. The light floors and up to date color palette make the entire home feel light and airy. The breathtaking bathrooms will make every morning feel like a spa getaway! The open concept floor plan will make gathering with friends and family a delight. The brand new deck in the fenced-in backyard will make this home the go-to spot for entertaining. The new windows and metal roof will help this home last for a lifetime! With a $5,000 seller incentive for a full price offer, this one will not last long!

36. 2024-01-08
    status Pending 675-char remark

    Show marketing remark (675 chars)

    This charming 3/2 ranch in the heart of Aiken is a sunlit haven! Renovated top to bottom with LVP flooring, granite countertops, stainless appliances, and blinds throughout. The light floors and up to date color palette make the entire home feel light and airy. The breathtaking bathrooms will make every morning feel like a spa getaway! The open concept floor plan will make gathering with friends and family a delight. The brand new deck in the fenced-in backyard will make this home the go-to spot for entertaining. The new windows and metal roof will help this home last for a lifetime! With a $5,000 seller incentive for a full price offer, this one will not last long!

37. 2024-01-04
    listed $165,000 674-char remark

    Show marketing remark (675 chars)

    This charming 3/2 ranch in the heart of Aiken is a sunlit haven! Renovated top to bottom with LVP flooring, granite countertops, stainless appliances, and blinds throughout. The light floors and up to date color palette make the entire home feel light and airy. The breathtaking bathrooms will make every morning feel like a spa getaway! The open concept floor plan will make gathering with friends and family a delight. The brand new deck in the fenced-in backyard will make this home the go-to spot for entertaining. The new windows and metal roof will help this home last for a lifetime! With a $5,000 seller incentive for a full price offer, this one will not last long!

38. 2024-01-04
    listed $165,000 Active 675-char remark

    Show marketing remark (675 chars)

    This charming 3/2 ranch in the heart of Aiken is a sunlit haven! Renovated top to bottom with LVP flooring, granite countertops, stainless appliances, and blinds throughout. The light floors and up to date color palette make the entire home feel light and airy. The breathtaking bathrooms will make every morning feel like a spa getaway! The open concept floor plan will make gathering with friends and family a delight. The brand new deck in the fenced-in backyard will make this home the go-to spot for entertaining. The new windows and metal roof will help this home last for a lifetime! With a $5,000 seller incentive for a full price offer, this one will not last long!

39. 2024-01-04
    listed $165,000

    Show marketing remark (675 chars)

    This charming 3/2 ranch in the heart of Aiken is a sunlit haven! Renovated top to bottom with LVP flooring, granite countertops, stainless appliances, and blinds throughout. The light floors and up to date color palette make the entire home feel light and airy. The breathtaking bathrooms will make every morning feel like a spa getaway! The open concept floor plan will make gathering with friends and family a delight. The brand new deck in the fenced-in backyard will make this home the go-to spot for entertaining. The new windows and metal roof will help this home last for a lifetime! With a $5,000 seller incentive for a full price offer, this one will not last long!

40. 2023-06-26
    soldstatus $60,000
41. 2004-06-15
    soldstatus $45,000
42. 2004-06-15
    soldstatus $45,000
43. 2003-12-29
    listed $49,900
44. 1992-03-01
    soldstatus $46,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $2,139 · $178/mo
• Projected year-2 tax: $2,139 · $178/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 65% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,675
• − Mortgage interest: −$8,733
• − Property taxes: −$2,139
• − Insurance: −$780
• − Repairs & maintenance: −$1,494
• − Management: −$1,494
• − Depreciation: −$4,535
• Taxable loss: −$500
• Est. tax savings @ 24.0%: +$120
• After-tax cash flow: $2,144/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Aiken 01
• NCES district ID: 4500720
• Math proficiency: 31% ▼ -11.00%
• Reading proficiency: 44% ▼ -1.00%
• Median HH income: $45,081
• Composite: 31.91/100
• National rank: #5857
• State rank: #36 of 80 in SC

Livability — Aiken

• Score: 67/100
• State rank: #93
• US rank: #10443

Category grades

Amenities B Commute F Cost of living A Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Aiken, SC
• County: Aiken County · 116,534 people
• City population: 71,807
• Metro: Augusta-Richmond County, GA-SC
• Population (ZIP): 31,108
• Household income: $59,573
• Rent vs Own: 33.2% rent · 66.8% own
• Severe rent burden: 1260.0

Population outlook (Aiken County) Hauer SSP2

• Today (2025): 178,003 people
• By 2030: 182,876 · +2.7%
• By 2040: 189,970 · +6.7%
• By 2050: 193,840 · +8.9%
• By 2075: 199,453 · +12.1%
• By 2100: 192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 50% Black 42% Hispanic / Latino 5% Two or more races 4% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2%
• Common ancestry: Slovak 2% Italian 1% Serbian 1%
• Foreign-born: 3% · Canada, Jamaica
• Languages at home: 95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Aiken

• 2024 margin: Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
• 2008→2024 swing: -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
• All cycles: 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -278.52%
• Current HPI: 173.7944
• Rent YoY: ▲ 5.06%
• Metro: Augusta-Richmond County, GA-SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+236.0% since first listed

29 events — show timeline

• 2026-04-14 Price Changed $155,900 AMLS
• 2026-03-20 Relisted — AMLS
• 2026-03-20 Price Changed $165,500 AMLS
• 2026-03-19 Pending — AMLS
• 2026-03-01 Price Changed $169,500 AMLS
• 2026-02-20 Relisted — AMLS
• 2026-02-16 Pending — AMLS
• 2026-02-01 Relisted — AMLS
• 2026-01-31 Pending — AMLS
• 2026-01-27 Relisted — AMLS
• 2026-01-13 Pending — AMLS
• 2026-01-10 Price Changed $169,999 AMLS
• 2026-01-04 Price Changed $177,000 AMLS
• 2025-12-01 Listed $188,000 AMLS
• 2024-01-22 Sold (Public Records) $153,000 Public Records
• 2024-01-19 Sold (MLS) $153,000 Hive MLS
• 2024-01-19 Sold (MLS) $153,000 AMLS
• 2024-01-19 Sold (MLS) $153,000 Hive MLS
• 2024-01-08 Pending — AMLS
• 2024-01-08 Relisted — AMLS
• 2024-01-08 Pending — AMLS
• 2024-01-04 Listed $165,000 Hive MLS
• 2024-01-04 Listed $165,000 AMLS
• 2024-01-04 Listed $165,000 Hive MLS
• 2023-06-26 Sold (Public Records) $60,000 Public Records
• 2004-06-15 Sold (Public Records) $45,000 Public Records
• 2004-06-15 Sold (MLS) $45,000 AMLS
• 2003-12-29 Listed $49,900 AMLS
• 1992-03-01 Sold (Public Records) $46,400 Public Records

Property tax history

+11.4%/yr

Latest (2025): $2,139 · +323.9% YoY. Source: county tax records.