353 Hilton Ave · Youngstown, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.2/30.0
- ARV discount +7.5/15.0
- Appreciation +4.6/10.0
- Livability +4.0/5.0
- DSCR +2.9/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +1.9/10.0
- Schools +0.9/10.0
$125,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Cape cod home with 2 bedrooms and 1 full bath. Property sold as is. No guarantees. No warranties. Must be pre-approved or show proof of funds. This property is part of a First Look program. It allows owner occupant buyers to have their offers negotiated on day 8 of being listed. Owner occupants are those buyers that will occupy the property as their principal residence within 60 days of closing and will maintain their occupancy for at least 1 year. These buyers are required to sign an Owner Occupant Certification as part of the contract. An investor, trust, vacation or part-time residence, or purchasing for another person will be considered an investor and are not eligible for First Look. Investor offers are negotiated on day 31 of listing.
Key facts
- Fresh paint
- Remodeled kitchen
- New interior doors
Tags
Property features AI
Finance
- Financial info: $497 annual tax amount (2025)
Exterior
- Parking: Driveway parking
- Utilities: Public water; Public sewer
- Home design: Two-story home; Vinyl siding exterior; Asphalt/fiberglass roof
- Construction: Built (year per public records); Vinyl siding construction; Asphalt/Fiberglass roof; Full basement foundation
- Exterior features: Driveway
Interior
- Kitchen: First-floor kitchen
- Bedrooms: One bedroom on the first floor; One bedroom on the second floor
- Bathrooms: One full bathroom (on the first floor)
- Heating & cooling: Forced-air heating; Gas heating
- Interior features: Full basement; One fireplace
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $125k.
Deal economics
- At list price, monthly cash flow is $-71 ($-847/yr) — negative.
- To cash-flow at today's rent, offer at most $113k (10.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $86k (31.3% below list).
- Recommended offer: $86k (31.3% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
- Youngstown City (urban): math 8% / reading 17% proficiency, ranked #649 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 34 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
- This rent runs 40% of the median local income ($26k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-0.8%/yr); year-one equity from $864 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 45 days — a 3% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 26y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $40k; list at $125k implies a 212% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1942 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 45 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
- Built in 1942 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.69% ✗
- Cap rate
- 5.62%
- Cash-on-cash
- -2.42%
- DSCR
- 0.89
- GRM
- 12.1
CMA / ARV
- ARV (on-the-fly)
- $78,750
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 162 E Avondale Ave | 0.40mi | 2/1.5 (+1) | 1,037 (-1%) | 22mo | $60,000 | $58 | 54 |
| 818 Palmer Ave | 0.43mi | 2/1.0 (+1) | 1,144 (+9%) | 19mo | $80,000 | $70 | 44 |
| 205 Lowell Ave | 0.51mi | 2/1.5 (+1) | 1,134 (+8%) | 14mo | $145,000 | $128 | 44 |
| 808 Marmion Ave | 0.68mi | 2/1.5 (+1) | 928 (-12%) | 5mo | $96,600 | $104 | 38 |
| 827 Roxbury Ave | 0.44mi | 2/1.0 (+1) | 1,170 (+11%) | 21mo | $88,250 | $75 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.83% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -8.5%
- Equity multiple
- 0.63×
- Total profit
- $-12,988
- Equity at exit
- $31,212
- IRR
- -1.8%
- Equity multiple
- 0.82×
- Total profit
- $-6,135
- Equity at exit
- $33,667
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44507
- Home prices YoY
- -0.3%
- Active inventory
- 34
- Price-to-rent
- 12.1×
Monthly cashflow live
- Estimated rent
- $859 medium interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax from tax record
- −$42 /mo · $500/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$180
- Net cashflow
- $-71
Break-even live
Sensitivity live
| Price | -10% $0 | -5% $-35 | +0% $-71 | +5% $-106 | +10% $-141 |
|---|---|---|---|---|---|
| Rent | -10% $-138 | -5% $-105 | +0% $-71 | +5% $-37 | +10% $-3 |
| Rate | -1.0pp $-8 | -0.5pp $-39 | base $-71 | +0.5pp $-103 | +1.0pp $-136 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 834 E Midlothian Blvd Youngstown, OH | 1.0 | 1.0 | 708 | $750 | $1.06 | 15d | 1 | 0.39mi |
| 512 E Philadelphia Ave Unit 1 Youngstown, OH | 2.0 | 1.0 | 1200 | $899 | $0.75 | 23d | 1 | 0.47mi |
| 4322 Southern Blvd Youngstown, OH | 2.0 | 1.0 | 1000 | $875 | $0.88 | 15d | 1 | 0.74mi |
| 1803 Pointview Ave Youngstown, OH | 2.0 | 1.0 | 950 | $1,000 | $1.05 | 45d | 1 | 1.37mi |
Listing history 41 events
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2026-06-21days on market $125,000 Active 45 DOM
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2026-06-19days on market $125,000 Active 43 DOM
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2026-06-18days on market $125,000 Active 42 DOM
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2026-06-17days on market $125,000 Active 41 DOM
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2026-06-16days on market $125,000 Active 40 DOM
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2026-06-15days on market $125,000 Active 39 DOM
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2026-06-14days on market $125,000 Active 37 DOM
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2026-06-13days on market $125,000 Active 36 DOM
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2026-06-10days on market $125,000 Active 34 DOM
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2026-06-09days on market $125,000 Active 33 DOM
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2026-06-09price $125,000 Active 32 DOM
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2026-06-08days on market $135,000 Active 32 DOM
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2026-06-07days on market $135,000 Active 31 DOM
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2026-06-03days on market $135,000 Active 27 DOM
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2026-06-02days on market $135,000 Active 26 DOM
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2026-06-01days on market $135,000 Active 25 DOM
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2026-05-31days on market $135,000 Active 24 DOM
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2026-05-30days on market $135,000 Active 23 DOM
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2026-05-07$135,000 Active
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2025-11-03soldstatus $40,000 Closed 750-char remark
Show marketing remark (750 chars)
Cape cod home with 2 bedrooms and 1 full bath. Property sold as is. No guarantees. No warranties. Must be pre-approved or show proof of funds. This property is part of a First Look program. It allows owner occupant buyers to have their offers negotiated on day 8 of being listed. Owner occupants are those buyers that will occupy the property as their principal residence within 60 days of closing and will maintain their occupancy for at least 1 year. These buyers are required to sign an Owner Occupant Certification as part of the contract. An investor, trust, vacation or part-time residence, or purchasing for another person will be considered an investor and are not eligible for First Look. Investor offers are negotiated on day 31 of listing.
-
2025-10-10status Pending 750-char remark
Show marketing remark (750 chars)
Cape cod home with 2 bedrooms and 1 full bath. Property sold as is. No guarantees. No warranties. Must be pre-approved or show proof of funds. This property is part of a First Look program. It allows owner occupant buyers to have their offers negotiated on day 8 of being listed. Owner occupants are those buyers that will occupy the property as their principal residence within 60 days of closing and will maintain their occupancy for at least 1 year. These buyers are required to sign an Owner Occupant Certification as part of the contract. An investor, trust, vacation or part-time residence, or purchasing for another person will be considered an investor and are not eligible for First Look. Investor offers are negotiated on day 31 of listing.
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2025-08-28price $49,900 750-char remark
Show marketing remark (750 chars)
Cape cod home with 2 bedrooms and 1 full bath. Property sold as is. No guarantees. No warranties. Must be pre-approved or show proof of funds. This property is part of a First Look program. It allows owner occupant buyers to have their offers negotiated on day 8 of being listed. Owner occupants are those buyers that will occupy the property as their principal residence within 60 days of closing and will maintain their occupancy for at least 1 year. These buyers are required to sign an Owner Occupant Certification as part of the contract. An investor, trust, vacation or part-time residence, or purchasing for another person will be considered an investor and are not eligible for First Look. Investor offers are negotiated on day 31 of listing.
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2025-07-26$54,900 Active 750-char remark
Show marketing remark (750 chars)
Cape cod home with 2 bedrooms and 1 full bath. Property sold as is. No guarantees. No warranties. Must be pre-approved or show proof of funds. This property is part of a First Look program. It allows owner occupant buyers to have their offers negotiated on day 8 of being listed. Owner occupants are those buyers that will occupy the property as their principal residence within 60 days of closing and will maintain their occupancy for at least 1 year. These buyers are required to sign an Owner Occupant Certification as part of the contract. An investor, trust, vacation or part-time residence, or purchasing for another person will be considered an investor and are not eligible for First Look. Investor offers are negotiated on day 31 of listing.
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2023-08-26price $30,900
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2020-11-04price $30,900
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2020-11-04price $30,900
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2020-08-25price $30,900
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2014-02-12price $30,900
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2014-02-12price $30,900
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2014-02-12price $84,900
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2014-02-12price $30,900
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2013-11-15historical
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2000-07-14$84,900
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2000-06-30soldstatus $33,000
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2000-05-03$33,000
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1998-10-24price $84,900
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1998-10-24price $84,900
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1998-10-24price $84,900
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1998-10-24price $84,900
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1998-10-24price $84,900
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1993-01-29soldstatus $35,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $500 · $42/mo
- Projected year-2 tax
- $1,225 · $102/mo
- Expected delta
- +$725/yr (+$60/mo · 145.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $10,309
- − Mortgage interest
- −$7,002
- − Property taxes
- −$500
- − Insurance
- −$625
- − Repairs & maintenance
- −$825
- − Management
- −$825
- − Depreciation
- −$3,636
- Taxable loss
- −$3,104
- Est. tax savings @ 24.0%
- +$745
- After-tax cash flow
- $-102/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Youngstown City
- NCES district ID
- 3904516
- Math proficiency
- 8% ▼ -15.00%
- Reading proficiency
- 17% ▼ -10.00%
- Median HH income
- $25,257
- Composite
- 9.29/100
- National rank
- #9858
- State rank
- #649 of 656 in OH
Livability — Youngstown
- Score
- 81/100
- State rank
- #99
- US rank
- #1506
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Youngstown, OH
- County
- Mahoning · 224,175 people
- City population
- 28,503
- Metro
- Youngstown-Warren, OH
- Population (ZIP)
- 4,402
- Household income
- $25,767
- Rent vs Own
- Severe rent burden
- 17.1
Population outlook (Mahoning County) Hauer SSP2
- Today (2025)
- 223,932 people
- By 2030
- 218,387 · -2.5%
- By 2040
- 205,367 · -8.3%
- By 2050
- 193,606 · -13.5%
- By 2075
- 173,694 · -22.4%
- By 2100
- 151,147 · -32.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Black 60% White 20% Hispanic / Latino 12% Two or more races 10%
- Hispanic origin (detail)
- Puerto Rican 10%
- Common ancestry
- Subsaharan African 2% Hispanic 2% Romanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 89% English-only · Spanish 10%
Political lean MEDSL · Mahoning
- 2024 margin
- Lean R (+9.4) · D 44.9% · R 54.4%
- 2008→2024 swing
- -36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
- All cycles
- 2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.83%
- Current HPI
- 282.496
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
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| Industrial Machinery | 3 | $49B |
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| Financial Services | 3 | $24B |
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| Consumer Goods | 2 | $93B |
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| Aerospace / Defense | 2 | $47B |
|
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| Utilities | 2 | $33B |
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Price history
+285.7% since first listed23 events — show timeline
- 2026-05-07 Listed $135,000 MLSNOW
- 2025-11-03 Sold (MLS) $40,000 MLSNOW
- 2025-10-10 Pending — MLSNOW
- 2025-08-28 Price Changed $49,900 MLSNOW
- 2025-07-26 Listed $54,900 MLSNOW
- 2023-08-26 Price Changed $30,900 MLSNOW
- 2020-11-04 Price Changed $30,900 MLSNOW
- 2020-11-04 Price Changed $30,900 MLSNOW
- 2020-08-25 Price Changed $30,900 MLSNOW
- 2014-02-12 Price Changed $30,900 MLSNOW
- 2014-02-12 Price Changed $84,900 MLSNOW
- 2014-02-12 Price Changed $30,900 MLSNOW
- 2014-02-12 Price Changed $30,900 MLSNOW
- 2013-11-15 Listing Removed — MLSNOW
- 2000-07-14 Listed $84,900 MLSNOW
- 2000-06-30 Sold (Public Records) $33,000 Public Records
- 2000-05-03 Listed $33,000 MLSNOW
- 1998-10-24 Price Changed $84,900 MLSNOW
- 1998-10-24 Price Changed $84,900 MLSNOW
- 1998-10-24 Price Changed $84,900 MLSNOW
- 1998-10-24 Price Changed $84,900 MLSNOW
- 1998-10-24 Price Changed $84,900 MLSNOW
- 1993-01-29 Sold (Public Records) $35,000 Public Records
Property tax history
-1.8%/yrLatest (2025): $500 · -11.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…