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353 Hilton Ave
D- Composite 37.08
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.2/30.0
  • ARV discount +7.5/15.0
  • Appreciation +4.6/10.0
  • Livability +4.0/5.0
  • DSCR +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.9/10.0
  • Schools +0.9/10.0

$125,000

353 Hilton Ave · Youngstown, OH 44507
1 bd · 1.0 ba · 1,050 sqft · SingleFamily public records · 45 Days on market
Built 1942 5,270 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Cape cod home with 2 bedrooms and 1 full bath. Property sold as is. No guarantees. No warranties. Must be pre-approved or show proof of funds. This property is part of a First Look program. It allows owner occupant buyers to have their offers negotiated on day 8 of being listed. Owner occupants are those buyers that will occupy the property as their principal residence within 60 days of closing and will maintain their occupancy for at least 1 year. These buyers are required to sign an Owner Occupant Certification as part of the contract. An investor, trust, vacation or part-time residence, or purchasing for another person will be considered an investor and are not eligible for First Look. Investor offers are negotiated on day 31 of listing.

Key facts

  • Fresh paint
  • Remodeled kitchen
  • New interior doors

Tags

NEW LVT FLOORINGFRESH PAINTCROWN MOLDINGUPDATED LIGHT FIXTURESNEW INTERIOR DOORSREMODELED KITCHEN

Property features AI

Finance

  • Financial info: $497 annual tax amount (2025)

Exterior

  • Parking: Driveway parking
  • Utilities: Public water; Public sewer
  • Home design: Two-story home; Vinyl siding exterior; Asphalt/fiberglass roof
  • Construction: Built (year per public records); Vinyl siding construction; Asphalt/Fiberglass roof; Full basement foundation
  • Exterior features: Driveway

Interior

  • Kitchen: First-floor kitchen
  • Bedrooms: One bedroom on the first floor; One bedroom on the second floor
  • Bathrooms: One full bathroom (on the first floor)
  • Heating & cooling: Forced-air heating; Gas heating
  • Interior features: Full basement; One fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $125k.

Deal economics

  • At list price, monthly cash flow is $-71 ($-847/yr) — negative.
  • To cash-flow at today's rent, offer at most $113k (10.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $86k (31.3% below list).
  • Recommended offer: $86k (31.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Youngstown City (urban): math 8% / reading 17% proficiency, ranked #649 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 34 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($26k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-0.8%/yr); year-one equity from $864 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 45 days — a 3% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 26y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $40k; list at $125k implies a 212% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1942 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $85,909 (31.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
  3. Built in 1942 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.69%
Cap rate
5.62%
Cash-on-cash
-2.42%
DSCR
0.89
GRM
12.1

CMA / ARV

ARV (on-the-fly)
$78,750
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
162 E Avondale Ave 0.40mi 2/1.5 (+1) 1,037 (-1%) 22mo $60,000 $58 54
818 Palmer Ave 0.43mi 2/1.0 (+1) 1,144 (+9%) 19mo $80,000 $70 44
205 Lowell Ave 0.51mi 2/1.5 (+1) 1,134 (+8%) 14mo $145,000 $128 44
808 Marmion Ave 0.68mi 2/1.5 (+1) 928 (-12%) 5mo $96,600 $104 38
827 Roxbury Ave 0.44mi 2/1.0 (+1) 1,170 (+11%) 21mo $88,250 $75 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.83% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.5%
Equity multiple
0.63×
Total profit
$-12,988
Equity at exit
$31,212
10-year hold
IRR
-1.8%
Equity multiple
0.82×
Total profit
$-6,135
Equity at exit
$33,667

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44507

Home prices YoY
-0.3%
Active inventory
34
Price-to-rent
12.1×

Monthly cashflow live

Estimated rent
$859 medium interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$42 /mo · $500/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$180
Net cashflow
$-71

Break-even live

Break-even rent $948
Max offer price $112,533
Occupancy floor

Sensitivity live

Price -10% $0 -5% $-35 +0% $-71 +5% $-106 +10% $-141
Rent -10% $-138 -5% $-105 +0% $-71 +5% $-37 +10% $-3
Rate -1.0pp $-8 -0.5pp $-39 base $-71 +0.5pp $-103 +1.0pp $-136

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
834 E Midlothian Blvd Youngstown, OH 1.0 1.0 708 $750 $1.06 15d 1 0.39mi
512 E Philadelphia Ave Unit 1 Youngstown, OH 2.0 1.0 1200 $899 $0.75 23d 1 0.47mi
4322 Southern Blvd Youngstown, OH 2.0 1.0 1000 $875 $0.88 15d 1 0.74mi
1803 Pointview Ave Youngstown, OH 2.0 1.0 950 $1,000 $1.05 45d 1 1.37mi

Listing history 41 events

  1. 2026-06-21
    days on market $125,000 Active 45 DOM
  2. 2026-06-19
    days on market $125,000 Active 43 DOM
  3. 2026-06-18
    days on market $125,000 Active 42 DOM
  4. 2026-06-17
    days on market $125,000 Active 41 DOM
  5. 2026-06-16
    days on market $125,000 Active 40 DOM
  6. 2026-06-15
    days on market $125,000 Active 39 DOM
  7. 2026-06-14
    days on market $125,000 Active 37 DOM
  8. 2026-06-13
    days on market $125,000 Active 36 DOM
  9. 2026-06-10
    days on market $125,000 Active 34 DOM
  10. 2026-06-09
    days on market $125,000 Active 33 DOM
  11. 2026-06-09
    price $125,000 Active 32 DOM
  12. 2026-06-08
    days on market $135,000 Active 32 DOM
  13. 2026-06-07
    days on market $135,000 Active 31 DOM
  14. 2026-06-03
    days on market $135,000 Active 27 DOM
  15. 2026-06-02
    days on market $135,000 Active 26 DOM
  16. 2026-06-01
    days on market $135,000 Active 25 DOM
  17. 2026-05-31
    days on market $135,000 Active 24 DOM
  18. 2026-05-30
    days on market $135,000 Active 23 DOM
  19. 2026-05-07
    listed $135,000 Active
  20. 2025-11-03
    soldstatus $40,000 Closed 750-char remark
    Show marketing remark (750 chars)

    Cape cod home with 2 bedrooms and 1 full bath. Property sold as is. No guarantees. No warranties. Must be pre-approved or show proof of funds. This property is part of a First Look program. It allows owner occupant buyers to have their offers negotiated on day 8 of being listed. Owner occupants are those buyers that will occupy the property as their principal residence within 60 days of closing and will maintain their occupancy for at least 1 year. These buyers are required to sign an Owner Occupant Certification as part of the contract. An investor, trust, vacation or part-time residence, or purchasing for another person will be considered an investor and are not eligible for First Look. Investor offers are negotiated on day 31 of listing.

  21. 2025-10-10
    status Pending 750-char remark
    Show marketing remark (750 chars)

    Cape cod home with 2 bedrooms and 1 full bath. Property sold as is. No guarantees. No warranties. Must be pre-approved or show proof of funds. This property is part of a First Look program. It allows owner occupant buyers to have their offers negotiated on day 8 of being listed. Owner occupants are those buyers that will occupy the property as their principal residence within 60 days of closing and will maintain their occupancy for at least 1 year. These buyers are required to sign an Owner Occupant Certification as part of the contract. An investor, trust, vacation or part-time residence, or purchasing for another person will be considered an investor and are not eligible for First Look. Investor offers are negotiated on day 31 of listing.

  22. 2025-08-28
    price $49,900 750-char remark
    Show marketing remark (750 chars)

    Cape cod home with 2 bedrooms and 1 full bath. Property sold as is. No guarantees. No warranties. Must be pre-approved or show proof of funds. This property is part of a First Look program. It allows owner occupant buyers to have their offers negotiated on day 8 of being listed. Owner occupants are those buyers that will occupy the property as their principal residence within 60 days of closing and will maintain their occupancy for at least 1 year. These buyers are required to sign an Owner Occupant Certification as part of the contract. An investor, trust, vacation or part-time residence, or purchasing for another person will be considered an investor and are not eligible for First Look. Investor offers are negotiated on day 31 of listing.

  23. 2025-07-26
    listed $54,900 Active 750-char remark
    Show marketing remark (750 chars)

    Cape cod home with 2 bedrooms and 1 full bath. Property sold as is. No guarantees. No warranties. Must be pre-approved or show proof of funds. This property is part of a First Look program. It allows owner occupant buyers to have their offers negotiated on day 8 of being listed. Owner occupants are those buyers that will occupy the property as their principal residence within 60 days of closing and will maintain their occupancy for at least 1 year. These buyers are required to sign an Owner Occupant Certification as part of the contract. An investor, trust, vacation or part-time residence, or purchasing for another person will be considered an investor and are not eligible for First Look. Investor offers are negotiated on day 31 of listing.

  24. 2023-08-26
    price $30,900
  25. 2020-11-04
    price $30,900
  26. 2020-11-04
    price $30,900
  27. 2020-08-25
    price $30,900
  28. 2014-02-12
    price $30,900
  29. 2014-02-12
    price $30,900
  30. 2014-02-12
    price $84,900
  31. 2014-02-12
    price $30,900
  32. 2013-11-15
    historical
  33. 2000-07-14
    listed $84,900
  34. 2000-06-30
    soldstatus $33,000
  35. 2000-05-03
    listed $33,000
  36. 1998-10-24
    price $84,900
  37. 1998-10-24
    price $84,900
  38. 1998-10-24
    price $84,900
  39. 1998-10-24
    price $84,900
  40. 1998-10-24
    price $84,900
  41. 1993-01-29
    soldstatus $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$500 · $42/mo
Projected year-2 tax
$1,225 · $102/mo
Expected delta
+$725/yr (+$60/mo · 145.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$10,309
− Mortgage interest
−$7,002
− Property taxes
−$500
− Insurance
−$625
− Repairs & maintenance
−$825
− Management
−$825
− Depreciation
−$3,636
Taxable loss
−$3,104
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$745
After-tax cash flow
$-102/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Youngstown City
NCES district ID
3904516
Math proficiency
8% ▼ -15.00%
Reading proficiency
17% ▼ -10.00%
Median HH income
$25,257
Composite
9.29/100
National rank
#9858
State rank
#649 of 656 in OH

Livability — Youngstown

Score
81/100
State rank
#99
US rank
#1506

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Youngstown, OH
County
Mahoning · 224,175 people
City population
28,503
Metro
Youngstown-Warren, OH
Population (ZIP)
4,402
Household income
$25,767
Rent vs Own
53.9% rent · 46.1% own
Severe rent burden
17.1

Population outlook (Mahoning County) Hauer SSP2

Today (2025)
223,932 people
By 2030
218,387 · -2.5%
By 2040
205,367 · -8.3%
By 2050
193,606 · -13.5%
By 2075
173,694 · -22.4%
By 2100
151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Black 60% White 20% Hispanic / Latino 12% Two or more races 10%
Hispanic origin (detail)
Puerto Rican 10%
Common ancestry
Subsaharan African 2% Hispanic 2% Romanian 1%
Foreign-born
3% · Canada
Languages at home
89% English-only · Spanish 10%

Political lean MEDSL · Mahoning

2024 margin
Lean R (+9.4) · D 44.9% · R 54.4%
2008→2024 swing
-36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.83%
Current HPI
282.496
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+285.7% since first listed
23 events — show timeline
  • 2026-05-07 Listed $135,000 MLSNOW
  • 2025-11-03 Sold (MLS) $40,000 MLSNOW
  • 2025-10-10 Pending MLSNOW
  • 2025-08-28 Price Changed $49,900 MLSNOW
  • 2025-07-26 Listed $54,900 MLSNOW
  • 2023-08-26 Price Changed $30,900 MLSNOW
  • 2020-11-04 Price Changed $30,900 MLSNOW
  • 2020-11-04 Price Changed $30,900 MLSNOW
  • 2020-08-25 Price Changed $30,900 MLSNOW
  • 2014-02-12 Price Changed $30,900 MLSNOW
  • 2014-02-12 Price Changed $84,900 MLSNOW
  • 2014-02-12 Price Changed $30,900 MLSNOW
  • 2014-02-12 Price Changed $30,900 MLSNOW
  • 2013-11-15 Listing Removed MLSNOW
  • 2000-07-14 Listed $84,900 MLSNOW
  • 2000-06-30 Sold (Public Records) $33,000 Public Records
  • 2000-05-03 Listed $33,000 MLSNOW
  • 1998-10-24 Price Changed $84,900 MLSNOW
  • 1998-10-24 Price Changed $84,900 MLSNOW
  • 1998-10-24 Price Changed $84,900 MLSNOW
  • 1998-10-24 Price Changed $84,900 MLSNOW
  • 1998-10-24 Price Changed $84,900 MLSNOW
  • 1993-01-29 Sold (Public Records) $35,000 Public Records

Property tax history

-1.8%/yr

Latest (2025): $500 · -11.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…