1012 W Lombard St · Baltimore, MD 21223

$199,900

3 bd · 2.0 ba · 1,350 sqft · Townhouse · 105 Days on market

Built 1900 871 sqft lot $148/sqft · 6% above area Est $188k · 6% over

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.2/30.0
• DSCR +5.7/10.0
• ARV discount +4.7/15.0
• 1% rule +4.5/10.0
• Rent growth +4.4/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

What a cute find. . This Lovely Row Home. .. Steps away from the U OF M Medical Campus offers everything one could want! Wonderfully spacious gourmet kitchen with Granite counters and Stainless Appliances. .. Wood floors throughout with modern floating stairs. The Primary Bedroom Suite occupies AN ENTIRE LEVEL . .. . Bedrooms 2 and 3 on their own level. . really a wonderful configuration for privacy and or even to have roommates. Fenced back yard and patio area for outdoor enjoyment. Recessed Lighting, Ceiling Fans, Replacement Windows this house is just right. Property is VERY CLOSE to U of M Medical, Downtown and walking distance to the stadiums!

Key facts

• Floating stairs
• Wood floors
• Stainless appliances

Tags

• GOURMET KITCHEN
• GRANITE COUNTERS
• STAINLESS APPLIANCES
• WOOD FLOORS
• FLOATING STAIRS
• PRIMARY BEDROOM SUITE

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath townhouse listed at $200k.

Deal economics

• At list price, monthly cash flow is $179 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $191k (4.6% below list).
• Recommended offer: $182k (9.0% below list) — sets the bar for market timing.
• Cap rate 7.4% vs local median 6.0% in Baltimore — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: James Mchenry Elementary/Middle (math 5% / reading 11%, grade F, #674 of 860 statewide, top 79%, 667 students, 86% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL).
• Zoned-school proficiency averages 43% at this address vs 12% district-wide (+31 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising fast (+7.5%/yr); 425 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 7.5% rent growth), your $56k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 105 days — a 9% lower offer ($182k) is reasonable based on typical stale-listing flexibility.
• 14 sale attempts since 21y ago; this cycle's ask has dropped $18k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $181,909 (9.0% below list)

Questions for the listing agent

1. It's been on market 105 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 7.37%
• Cash-on-cash: 3.85%
• DSCR: 1.17
• GRM: 8.7

CMA / ARV

• ARV (median comp): $188,383
• List price: $199,900
• Delta: 6.11%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1110 W Lombard St	0.08mi	3/2.5	1,206 (-11%)	1mo	$180,000	$149	76
1241 James St	0.36mi	3/2.0	1,412 (+5%)	1mo	$225,000	$159	75
121 Parkin St	0.21mi	3/2.0	1,208 (-10%)	0mo	$175,000	$145	73
916 S Carey St	0.39mi	3/1.5	1,288 (-5%)	1mo	$100,000	$78	71
835 1/2 W Lombard St	0.26mi	3/1.0	1,242 (-8%)	2mo	$255,000	$205	69
835 W Cross St	0.52mi	3/2.5	1,380 (+2%)	2mo	$243,600	$177	69
817 W Cross St	0.54mi	3/3.5	1,320 (-2%)	1mo	$260,000	$197	65
1109 S Carey St	0.40mi	3/2.0	1,478 (+10%)	2mo	$219,900	$149	64
624 Washington Blvd	0.55mi	3/2.0	1,440 (+7%)	0mo	$269,000	$187	63
605 N Fremont Ave N	0.63mi	3/3.0	1,440 (+7%)	1mo	$185,000	$128	55
642 Portland St	0.49mi	3/1.0	1,531 (+13%)	2mo	$135,000	$88	49
538 Eislen St	0.57mi	2/1.0 (-1)	1,170 (-13%)	1mo	$345,000	$295	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.51% rent growth · sell at horizon

5-year hold

• IRR: -5.5%
• Equity multiple: 0.79×
• Total profit: $-11,922
• Equity at exit: $29,806

10-year hold

• IRR: 8.8%
• Equity multiple: 1.81×
• Total profit: $45,072
• Equity at exit: $17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21223

• Rents YoY: 7.5%
• Active inventory: 425
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $1,907 high
• Mortgage (P&I): −$1,048
• Tax from tax record: −$196 /mo · $2,349/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$401
• Net cashflow: $179

Break-even live

Break-even rent $1,680

Max offer price $199,900

Occupancy floor 86%

Sensitivity live

Price	-10% $293	-5% $236	+0% $179	+5% $123	+10% $66
Rent	-10% $29	-5% $104	+0% $179	+5% $255	+10% $330
Rate	-1.0pp $280	-0.5pp $230	base $179	+0.5pp $128	+1.0pp $75

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,975
• Closing costs: $5,997
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1000 Hollins St Unit 1000 Hollins Baltimore, MD	3.0	2.5	1472	$2,600	$1.77	46d	1	0.06mi
913 W Lombard St Baltimore, MD	3.0	1.0	1452	$1,600	$1.10	25d	1	0.08mi
1111 W Lombard St Baltimore, MD	3.0	1.0	1200	$1,295	$1.08	6d	1	0.09mi
1115 W Lombard St Baltimore, MD	3.0	1.0	1468	$2,100	$1.43	45d	1	0.10mi
110 S Poppleton St Baltimore, MD	3.0	1.5	1800	$1,900	$1.06	45d	1	0.10mi
104 S Carrollton Ave Baltimore, MD	3.0	4.0	1232	$2,200	$1.79	0d	1	0.15mi
923 McHenry St Baltimore, MD	3.0	1.0	1008	$1,625	$1.61	45d	1	0.18mi
847 McHenry St Baltimore, MD	2.0	2.0	952	$1,795	$1.89	6d	1	0.21mi
101 N Schroeder St Baltimore, MD	3.0	1.0–2.0	1037	$3,185	$3.07	0d	11	0.23mi
10 S Carey St Baltimore, MD	2.0	1.0	1140	$1,550	$1.36	25d	1	0.25mi
1315 Hollins St Unit 2 Baltimore, MD	3.0	2.0	1096	$1,860	$1.70	6d	1	0.25mi
1315 Hollins St Unit 2 Baltimore, MD	3.0	2.0	1096	$1,950	$1.78	14d	1	0.25mi
1324 W Lombard St Unit 1 Baltimore, MD	2.0	2.0	1100	$1,500	$1.36	25d	1	0.26mi
1324 W Lombard St Unit 2 Baltimore, MD	2.0	1.5	1100	$1,450	$1.32	45d	1	0.26mi
1142 Sargeant St Baltimore, MD	3.0	2.0	1080	$1,601	$1.48	3d	1	0.29mi
1142 Sargeant St Baltimore, MD	3.0	2.0	1080	$1,601	$1.48	0d	1	0.29mi
804 Hollins St Unit 1 Baltimore, MD	3.0	2.0	1800	$2,700	$1.50	6d	1	0.30mi
803 McHenry St Baltimore, MD	4.0	2.5	1856	$2,599	$1.40	4d	1	0.30mi
1127 Sargeant St Baltimore, MD	2.0	1.5	1080	$1,275	$1.18	25d	1	0.30mi
819 Ramsay St Baltimore, MD	4.0	3.5	1856	$3,000	$1.62	14d	1	0.32mi
305 S Calhoun St Baltimore, MD	2.0	1.0	1000	$1,300	$1.30	23d	1	0.33mi
1160 Washington Blvd Baltimore, MD	2.0	1.0	960	$1,575	$1.64	25d	1	0.33mi
1125 Washington Blvd Baltimore, MD	4.0	2.5	1200	$2,750	$2.29	19d	1	0.33mi
1323 W Fayette St Baltimore, MD	2.0	1.0	1000	$1,350	$1.35	0d	1	0.33mi
324 Scott St Baltimore, MD	4.0	2.5	1656	$3,000	$1.81	45d	1	0.34mi
1215 James St Baltimore, MD	2.0	1.0	960	$1,500	$1.56	45d	1	0.34mi
1226 W Cross St Baltimore, MD	3.0	3.0	1551	$2,250	$1.45	45d	1	0.34mi
748 McHenry St Baltimore, MD	3.0	2.0	1288	$2,100	$1.63	6d	1	0.35mi
1163 Washington Blvd Baltimore, MD	2.0	2.5	1012	$1,700	$1.68	14d	1	0.36mi
1262 Glyndon Ave Baltimore, MD	2.0	3.0	1258	$1,850	$1.47	25d	1	0.37mi
827 Washington Blvd Baltimore, MD	3.0	1.0	1512	$2,000	$1.32	25d	1	0.37mi
508 Wyeth St Baltimore, MD	3.0	3.0	1234	$1,850	$1.50	45d	1	0.38mi
805 Washington Blvd Unit B Baltimore, MD	2.0	2.0	1106	$1,650	$1.49	22d	1	0.39mi
805 Washington Blvd Unit A Baltimore, MD	2.0	2.0	1050	$1,650	$1.57	45d	1	0.39mi
1253 Sargeant St Baltimore, MD	2.0	1.5	1200	$1,595	$1.33	0d	1	0.39mi
1101 S Carey St Baltimore, MD	2.0	2.0	1400	$1,200	$0.86	23d	1	0.40mi
1243 Washington Blvd Baltimore, MD	3.0	2.0	1148	$1,950	$1.70	45d	1	0.41mi
1127 S Carey St Baltimore, MD	3.0	2.5	1340	$1,900	$1.42	6d	1	0.42mi
1259 Washington Blvd Baltimore, MD	3.0	3.0	1232	$2,799	$2.27	0d	1	0.43mi
519 Scott St Unit 2 Baltimore, MD	3.0	3.0	1600	$3,000	$1.88	45d	1	0.43mi

Listing history 50 events

1. 2026-06-21
   days on market $199,900 Active 105 DOM
2. 2026-06-18
   days on market $199,900 Active 102 DOM
3. 2026-06-17
   days on market $199,900 Active 101 DOM
4. 2026-06-16
   days on market $199,900 Active 100 DOM
5. 2026-06-15
   days on market $199,900 Active 99 DOM
6. 2026-06-13
   days on market $199,900 Active 97 DOM
7. 2026-06-09
   days on market $199,900 Active 93 DOM
8. 2026-06-08
   days on market $199,900 Active 92 DOM
9. 2026-06-07
   days on market $199,900 Active 91 DOM
10. 2026-06-04
    days on market $199,900 Active 88 DOM
11. 2026-06-03
    days on market $199,900 Active 87 DOM
12. 2026-06-02
    days on market $199,900 Active 86 DOM
13. 2026-06-01
    days on market $199,900 Active 85 DOM
14. 2026-05-31
    days on market $199,900 Active 84 DOM
15. 2026-04-22
    price $214,901 657-char remark

    Show marketing remark (657 chars)

    What a cute find. . This Lovely Row Home. .. Steps away from the U OF M Medical Campus offers everything one could want! Wonderfully spacious gourmet kitchen with Granite counters and Stainless Appliances. .. Wood floors throughout with modern floating stairs. The Primary Bedroom Suite occupies AN ENTIRE LEVEL . .. . Bedrooms 2 and 3 on their own level. . really a wonderful configuration for privacy and or even to have roommates. Fenced back yard and patio area for outdoor enjoyment. Recessed Lighting, Ceiling Fans, Replacement Windows this house is just right. Property is VERY CLOSE to U of M Medical, Downtown and walking distance to the stadiums!

16. 2026-04-22
    status Active 657-char remark

    Show marketing remark (657 chars)

    What a cute find. . This Lovely Row Home. .. Steps away from the U OF M Medical Campus offers everything one could want! Wonderfully spacious gourmet kitchen with Granite counters and Stainless Appliances. .. Wood floors throughout with modern floating stairs. The Primary Bedroom Suite occupies AN ENTIRE LEVEL . .. . Bedrooms 2 and 3 on their own level. . really a wonderful configuration for privacy and or even to have roommates. Fenced back yard and patio area for outdoor enjoyment. Recessed Lighting, Ceiling Fans, Replacement Windows this house is just right. Property is VERY CLOSE to U of M Medical, Downtown and walking distance to the stadiums!

17. 2026-04-13
    historical 657-char remark

    Show marketing remark (657 chars)

    What a cute find. . This Lovely Row Home. .. Steps away from the U OF M Medical Campus offers everything one could want! Wonderfully spacious gourmet kitchen with Granite counters and Stainless Appliances. .. Wood floors throughout with modern floating stairs. The Primary Bedroom Suite occupies AN ENTIRE LEVEL . .. . Bedrooms 2 and 3 on their own level. . really a wonderful configuration for privacy and or even to have roommates. Fenced back yard and patio area for outdoor enjoyment. Recessed Lighting, Ceiling Fans, Replacement Windows this house is just right. Property is VERY CLOSE to U of M Medical, Downtown and walking distance to the stadiums!

18. 2026-04-11
    price $217,499 657-char remark

    Show marketing remark (657 chars)

    What a cute find. . This Lovely Row Home. .. Steps away from the U OF M Medical Campus offers everything one could want! Wonderfully spacious gourmet kitchen with Granite counters and Stainless Appliances. .. Wood floors throughout with modern floating stairs. The Primary Bedroom Suite occupies AN ENTIRE LEVEL . .. . Bedrooms 2 and 3 on their own level. . really a wonderful configuration for privacy and or even to have roommates. Fenced back yard and patio area for outdoor enjoyment. Recessed Lighting, Ceiling Fans, Replacement Windows this house is just right. Property is VERY CLOSE to U of M Medical, Downtown and walking distance to the stadiums!

19. 2026-03-24
    status Active 657-char remark

    Show marketing remark (657 chars)

    What a cute find. . This Lovely Row Home. .. Steps away from the U OF M Medical Campus offers everything one could want! Wonderfully spacious gourmet kitchen with Granite counters and Stainless Appliances. .. Wood floors throughout with modern floating stairs. The Primary Bedroom Suite occupies AN ENTIRE LEVEL . .. . Bedrooms 2 and 3 on their own level. . really a wonderful configuration for privacy and or even to have roommates. Fenced back yard and patio area for outdoor enjoyment. Recessed Lighting, Ceiling Fans, Replacement Windows this house is just right. Property is VERY CLOSE to U of M Medical, Downtown and walking distance to the stadiums!

20. 2026-03-19
    historical 657-char remark

    Show marketing remark (657 chars)

    What a cute find. . This Lovely Row Home. .. Steps away from the U OF M Medical Campus offers everything one could want! Wonderfully spacious gourmet kitchen with Granite counters and Stainless Appliances. .. Wood floors throughout with modern floating stairs. The Primary Bedroom Suite occupies AN ENTIRE LEVEL . .. . Bedrooms 2 and 3 on their own level. . really a wonderful configuration for privacy and or even to have roommates. Fenced back yard and patio area for outdoor enjoyment. Recessed Lighting, Ceiling Fans, Replacement Windows this house is just right. Property is VERY CLOSE to U of M Medical, Downtown and walking distance to the stadiums!

21. 2026-03-06
    status Active 657-char remark

    Show marketing remark (657 chars)

    What a cute find. . This Lovely Row Home. .. Steps away from the U OF M Medical Campus offers everything one could want! Wonderfully spacious gourmet kitchen with Granite counters and Stainless Appliances. .. Wood floors throughout with modern floating stairs. The Primary Bedroom Suite occupies AN ENTIRE LEVEL . .. . Bedrooms 2 and 3 on their own level. . really a wonderful configuration for privacy and or even to have roommates. Fenced back yard and patio area for outdoor enjoyment. Recessed Lighting, Ceiling Fans, Replacement Windows this house is just right. Property is VERY CLOSE to U of M Medical, Downtown and walking distance to the stadiums!

22. 2026-02-17
    historical 657-char remark

    Show marketing remark (657 chars)

    What a cute find. . This Lovely Row Home. .. Steps away from the U OF M Medical Campus offers everything one could want! Wonderfully spacious gourmet kitchen with Granite counters and Stainless Appliances. .. Wood floors throughout with modern floating stairs. The Primary Bedroom Suite occupies AN ENTIRE LEVEL . .. . Bedrooms 2 and 3 on their own level. . really a wonderful configuration for privacy and or even to have roommates. Fenced back yard and patio area for outdoor enjoyment. Recessed Lighting, Ceiling Fans, Replacement Windows this house is just right. Property is VERY CLOSE to U of M Medical, Downtown and walking distance to the stadiums!

23. 2026-02-06
    listed $217,500 Active 657-char remark

    Show marketing remark (657 chars)

    What a cute find. . This Lovely Row Home. .. Steps away from the U OF M Medical Campus offers everything one could want! Wonderfully spacious gourmet kitchen with Granite counters and Stainless Appliances. .. Wood floors throughout with modern floating stairs. The Primary Bedroom Suite occupies AN ENTIRE LEVEL . .. . Bedrooms 2 and 3 on their own level. . really a wonderful configuration for privacy and or even to have roommates. Fenced back yard and patio area for outdoor enjoyment. Recessed Lighting, Ceiling Fans, Replacement Windows this house is just right. Property is VERY CLOSE to U of M Medical, Downtown and walking distance to the stadiums!

24. 2024-09-27
    soldstatus $197,000
25. 2024-08-30
    soldstatus $197,000 Closed 876-char remark

    Show marketing remark (876 chars)

    Price Reduction! SELLER OFFERING 3% BUYERS CLOSING COSTS! and it is an Assumable loan at 4% - Call for Details. Seller will provide One Full Year Home Warranty for Appliances and Systems! This home is move-in ready! This updated 4 Level Home boasts 3 Bedrooms and 2 Full Baths and is located in the sought after Hollins Market area! Open Floor plan includes Updated Kitchen and New Stainless-Steel Appliances! Both Full Baths have been updated with new Vanity and Sink Combos! New Stainless Stell Samsung Washer/Dryer set complete with the Pedestals! Fully Fenced back yard provides tons of space with NO Public access for added security! Close enough to Orioles and Raven Stadiums for a 15-minute walk, but far enough to allow plenty of street parking! All Loans Types are welcomed here! Don't miss this opportunity to live in one of Baltimore's fastest growing Communities!

26. 2024-07-28
    historical Active Under Contract 876-char remark

    Show marketing remark (876 chars)

    Price Reduction! SELLER OFFERING 3% BUYERS CLOSING COSTS! and it is an Assumable loan at 4% - Call for Details. Seller will provide One Full Year Home Warranty for Appliances and Systems! This home is move-in ready! This updated 4 Level Home boasts 3 Bedrooms and 2 Full Baths and is located in the sought after Hollins Market area! Open Floor plan includes Updated Kitchen and New Stainless-Steel Appliances! Both Full Baths have been updated with new Vanity and Sink Combos! New Stainless Stell Samsung Washer/Dryer set complete with the Pedestals! Fully Fenced back yard provides tons of space with NO Public access for added security! Close enough to Orioles and Raven Stadiums for a 15-minute walk, but far enough to allow plenty of street parking! All Loans Types are welcomed here! Don't miss this opportunity to live in one of Baltimore's fastest growing Communities!

27. 2024-07-13
    price $209,900 876-char remark

    Show marketing remark (876 chars)

    Price Reduction! SELLER OFFERING 3% BUYERS CLOSING COSTS! and it is an Assumable loan at 4% - Call for Details. Seller will provide One Full Year Home Warranty for Appliances and Systems! This home is move-in ready! This updated 4 Level Home boasts 3 Bedrooms and 2 Full Baths and is located in the sought after Hollins Market area! Open Floor plan includes Updated Kitchen and New Stainless-Steel Appliances! Both Full Baths have been updated with new Vanity and Sink Combos! New Stainless Stell Samsung Washer/Dryer set complete with the Pedestals! Fully Fenced back yard provides tons of space with NO Public access for added security! Close enough to Orioles and Raven Stadiums for a 15-minute walk, but far enough to allow plenty of street parking! All Loans Types are welcomed here! Don't miss this opportunity to live in one of Baltimore's fastest growing Communities!

28. 2024-06-25
    price $229,900 876-char remark

    Show marketing remark (876 chars)

    Price Reduction! SELLER OFFERING 3% BUYERS CLOSING COSTS! and it is an Assumable loan at 4% - Call for Details. Seller will provide One Full Year Home Warranty for Appliances and Systems! This home is move-in ready! This updated 4 Level Home boasts 3 Bedrooms and 2 Full Baths and is located in the sought after Hollins Market area! Open Floor plan includes Updated Kitchen and New Stainless-Steel Appliances! Both Full Baths have been updated with new Vanity and Sink Combos! New Stainless Stell Samsung Washer/Dryer set complete with the Pedestals! Fully Fenced back yard provides tons of space with NO Public access for added security! Close enough to Orioles and Raven Stadiums for a 15-minute walk, but far enough to allow plenty of street parking! All Loans Types are welcomed here! Don't miss this opportunity to live in one of Baltimore's fastest growing Communities!

29. 2024-06-08
    listed $240,000 Active 876-char remark

    Show marketing remark (876 chars)

    Price Reduction! SELLER OFFERING 3% BUYERS CLOSING COSTS! and it is an Assumable loan at 4% - Call for Details. Seller will provide One Full Year Home Warranty for Appliances and Systems! This home is move-in ready! This updated 4 Level Home boasts 3 Bedrooms and 2 Full Baths and is located in the sought after Hollins Market area! Open Floor plan includes Updated Kitchen and New Stainless-Steel Appliances! Both Full Baths have been updated with new Vanity and Sink Combos! New Stainless Stell Samsung Washer/Dryer set complete with the Pedestals! Fully Fenced back yard provides tons of space with NO Public access for added security! Close enough to Orioles and Raven Stadiums for a 15-minute walk, but far enough to allow plenty of street parking! All Loans Types are welcomed here! Don't miss this opportunity to live in one of Baltimore's fastest growing Communities!

30. 2024-06-05
    historical $240,000 876-char remark

    Show marketing remark (876 chars)

    Price Reduction! SELLER OFFERING 3% BUYERS CLOSING COSTS! and it is an Assumable loan at 4% - Call for Details. Seller will provide One Full Year Home Warranty for Appliances and Systems! This home is move-in ready! This updated 4 Level Home boasts 3 Bedrooms and 2 Full Baths and is located in the sought after Hollins Market area! Open Floor plan includes Updated Kitchen and New Stainless-Steel Appliances! Both Full Baths have been updated with new Vanity and Sink Combos! New Stainless Stell Samsung Washer/Dryer set complete with the Pedestals! Fully Fenced back yard provides tons of space with NO Public access for added security! Close enough to Orioles and Raven Stadiums for a 15-minute walk, but far enough to allow plenty of street parking! All Loans Types are welcomed here! Don't miss this opportunity to live in one of Baltimore's fastest growing Communities!

31. 2015-11-25
    historical
32. 2015-11-20
    soldstatus $92,000
33. 2015-11-20
    soldstatus $92,000 Sold
34. 2015-09-01
    status Contingent (No Kick Out)
35. 2015-08-21
    price $99,000
36. 2015-07-16
    price $109,000
37. 2015-06-02
    listed $124,000 Active
38. 2015-06-02
    listed $99,000
39. 2013-07-06
    historical Withdrawn
40. 2013-07-05
    historical
41. 2013-04-01
    status Contract
42. 2013-03-01
    historical Temporarily Off-Market
43. 2013-01-23
    status Contract
44. 2013-01-20
    historical Expired
45. 2012-12-30
    status Active
46. 2012-12-26
    historical Withdrawn
47. 2012-10-12
    price
48. 2012-07-19
    listed Active
49. 2012-07-19
    listed $184,000
50. 2007-11-26
    soldstatus $194,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $2,349 · $196/mo
• Projected year-2 tax: $2,349 · $196/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 95% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,887
• − Mortgage interest: −$11,198
• − Property taxes: −$2,349
• − Insurance: −$1,000
• − Repairs & maintenance: −$1,831
• − Management: −$1,831
• − Depreciation: −$5,815
• Taxable loss: −$1,136
• Est. tax savings @ 24.0%: +$273
• After-tax cash flow: $2,426/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 19,572
• Household income: $45,840
• Rent vs Own: 68.0% rent · 32.0% own
• Severe rent burden: 1755.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (72%)
• Race & ethnicity: Black 72% White 16% Hispanic / Latino 7% Two or more races 6% Asian 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 1%
• Common ancestry: Romanian 1%
• Foreign-born: 8% · Canada
• Languages at home: 90% English-only · Spanish 6% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -97.99%
• Current HPI: 140.5836
• Rent YoY: ▲ 7.51%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+1768.7% since first listed

50 events — show timeline

• 2026-04-22 Price Changed $214,901 BRIGHT MLS
• 2026-04-22 Relisted — BRIGHT MLS
• 2026-04-13 Listing Removed — BRIGHT MLS
• 2026-04-11 Price Changed $217,499 BRIGHT MLS
• 2026-03-24 Relisted — BRIGHT MLS
• 2026-03-19 Listing Removed — BRIGHT MLS
• 2026-03-06 Relisted — BRIGHT MLS
• 2026-02-17 Listing Removed — BRIGHT MLS
• 2026-02-06 Listed $217,500 BRIGHT MLS
• 2024-09-27 Sold (Public Records) $197,000 Public Records
• 2024-08-30 Sold (MLS) $197,000 BRIGHT MLS
• 2024-07-28 Contingent — BRIGHT MLS
• 2024-07-13 Price Changed $209,900 BRIGHT MLS
• 2024-06-25 Price Changed $229,900 BRIGHT MLS
• 2024-06-08 Listed $240,000 BRIGHT MLS
• 2024-06-05 Coming Soon $240,000 BRIGHT MLS
• 2015-11-25 Listing Removed — BRIGHT MLS
• 2015-11-20 Sold (MLS) $92,000 MRIS
• 2015-11-20 Sold (MLS) $92,000 BRIGHT MLS
• 2015-09-01 Pending — MRIS
• 2015-08-21 Price Changed $99,000 MRIS
• 2015-07-16 Price Changed $109,000 MRIS
• 2015-06-02 Listed $124,000 MRIS
• 2015-06-02 Listed $99,000 BRIGHT MLS
• 2013-07-06 Delisted — MRIS
• 2013-07-05 Listing Removed — BRIGHT MLS
• 2013-04-01 Pending — MRIS
• 2013-03-01 Delisted — MRIS
• 2013-01-23 Pending — MRIS
• 2013-01-20 Delisted — MRIS
• 2012-12-30 Relisted — MRIS
• 2012-12-26 Delisted — MRIS
• 2012-10-12 Price Changed — MRIS
• 2012-07-19 Listed — MRIS
• 2012-07-19 Listed $184,000 BRIGHT MLS
• 2007-11-26 Sold (Public Records) $194,900 Public Records
• 2007-04-10 Sold (MLS) $194,900 MRIS
• 2007-03-09 Delisted — MRIS
• 2006-08-03 Listed $194,900 MRIS
• 2006-07-31 Delisted — MRIS
• 2006-06-26 Listed — MRIS
• 2005-12-12 Sold (Public Records) $65,000 Public Records
• 2005-07-31 Sold (MLS) $65,000 MRIS
• 2005-06-06 Listed $75,000 MRIS
• 2005-06-06 Delisted — MRIS
• 2005-05-10 Delisted — MRIS
• 2005-03-11 Listed — MRIS
• 1994-08-04 Sold (Public Records) $28,500 Public Records
• 1992-08-07 Sold (Public Records) $62,500 Public Records
• 1984-04-30 Sold (Public Records) $11,500 Public Records

Property tax history

+1.4%/yr

Latest (2025): $2,349 · +0.0% YoY. Source: county tax records.