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95 North Blvd Unit 2b
B Composite 71.28
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.3/10.0
  • Livability +3.6/5.0
  • Rent growth +3.4/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$85,000

95 North Blvd Unit 2b · Boynton Beach, FL 33435
1 bd · 1.0 ba · 754 sqft · Condo public records · 99 Days on market
Built 1966 $411/mo HOA · 19% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming furnished 2nd floor unit. High Point West is an active and social 55+ community in Sunny South Florida. TIKI bar on Thursday night, game nights, awesome pool and club house for entertaining. This building is closest to the pool. Condo association covers water, garbage, shrubs and lawn, exterior maintenance, pest control and cable. Just 12 miles from the airport. And about a mile to the beach. This unit has a enclosed lanai that may be used as a second bedroom, tiles through out and much storage. small pets welcomed!

Key facts

  • Walk-in closets
  • Storage closet
  • Large kitchen

Tags

LARGE KITCHENWALK-IN CLOSETSIMPACT WINDOWSNEWER ELECTRICAL PANELENCLOSED REAR PATIOSTORAGE CLOSET

Property features AI

Finance

  • Other: Senior community; Pets allowed (dogs OK, size limit); Building name: High Point Condo; Living area reported as 754 (public records)
  • Financial info: Land lease: Yes — $35 monthly
  • HOA & community: Has HOA (monthly fee); HOA amenities: billiard room, clubhouse, pool, shuffleboard court, community room, maintained community, recreation facilities; HOA fee includes insurance, grounds and structure maintenance, sewer, trash, water, common areas, roof repairs, recreation facility

Exterior

  • Parking: Assigned parking; Guest parking; 1 open parking space
  • Security: Smoke detector(s); Security system (owned)
  • Utilities: Public water; Public sewer; Cable connected; Electricity connected; Phone connected
  • Home design: Condominium; Second-floor entry; West-facing; One level (in unit); 2-story building
  • Construction: Stucco and CBS construction; Flat roof
  • Exterior features: Glass-enclosed patio/porch; Paved road frontage; Not waterfront

Interior

  • Kitchen: Electric range; Refrigerator
  • Bedrooms: 1 bedroom on main level
  • Flooring: Tile
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: Walk-in closet(s); Blinds
  • Laundry & utility: Common area laundry; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $85k.

Deal economics

  • At list price, monthly cash flow is $687 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $85k).
  • Recommended offer: $77k (9.0% below list) — sets the bar for market timing.
  • Cap rate 16.0% vs local median 4.3% in Boynton Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#351 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety B+, cost of living B; Watch: amenities D+, crime D-, commute F.
  • Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Forest Park Elementary School (math 42% / reading 38%, grade F, #1,491 of 2,144 statewide, top 70%, 571 students, 81% FRL); Boynton Beach Community High (math 13% / reading 25%, grade F, #565 of 667 statewide, top 85%, 1,547 students, 65% FRL) — zoned schools average 73% FRL vs 52% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 30% at this address vs 50% district-wide (-20 pts) — the specific schools serving this property underperform the Palm Beach average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+3.6%/yr); 542 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $588 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.6% rent growth), your $24k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 99 days — a 9% lower offer ($77k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 20y ago; this cycle's ask has dropped $8k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $55k; list at $85k implies a 55% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $77,350 (9.0% below list)

Questions for the listing agent

  1. It's been on market 99 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.58%
Cap rate
16.00%
Cash-on-cash
34.66%
DSCR
2.54
GRM
3.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.64% rent growth · sell at horizon

5-year hold
IRR
31.3%
Equity multiple
2.33×
Total profit
$31,746
Equity at exit
$12,674
10-year hold
IRR
39.1%
Equity multiple
4.83×
Total profit
$91,215
Equity at exit
$7,349

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33435

Rents YoY
3.6%
Active inventory
542
Price-to-rent
3.2×

Monthly cashflow live

Estimated rent
$2,195 high interval (Pro) →
Mortgage (P&I)
$446
Tax from tax record
$155 /mo · $1,857/yr
Insurance
$35
HOA
$411
Vacancy / Maint / Mgmt
$461
Net cashflow
$687

Break-even live

Break-even rent $1,325
Max offer price $85,000
Occupancy floor 64%

Sensitivity live

Price -10% $736 -5% $711 +0% $687 +5% $663 +10% $639
Rent -10% $514 -5% $601 +0% $687 +5% $774 +10% $861
Rate -1.0pp $730 -0.5pp $709 base $687 +0.5pp $665 +1.0pp $643

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
405 SE 20th Ave Unit 12E Boynton Beach, FL 2.0 1.0 975 $1,889 $1.94 27d 1 0.06mi
200 Main Blvd Unit 2D Boynton Beach, FL 2.0 2.0 1104 $1,200 $1.09 19d 1 0.09mi
405 SE 20th Ave Unit 5F Boynton Beach, FL 1.0 600 $1,489 $2.48 24d 1 0.22mi
405 SE 20th Ave Apt 1C Boynton Beach, FL 2.0 1.0 975 $1,949 $2.00 27d 1 0.22mi
405 SE 20th Ave Unit 6D Boynton Beach, FL 2.0 1.0 975 $1,889 $1.94 10d 1 0.22mi
515 SE 20th Ave Boynton Beach, FL 2.0 1.0 787 $1,719 $2.18 2d 5 0.27mi
523 SE 20th Ct Unit 5 Boynton Beach, FL 1.0 1.0 755 $1,750 $2.32 27d 1 0.31mi
1351 S Federal Hwy Boynton Beach, FL 1.0–3.0 1.0–2.0 1394 $2,144 $1.54 1d 35 0.34mi
2301 SE 4th St Unit 15 Boynton Beach, FL 1.0 1.0 573 $1,545 $2.70 27d 1 0.36mi
2301 SE 4th St #11 Boynton Beach, FL 1.0 1.0 573 $1,595 $2.78 27d 1 0.36mi
651 E Woolbright Rd #103 Boynton Beach, FL 2.0 2.0 1009 $2,650 $2.63 19d 1 0.39mi
624 Snug Harbor Dr Unit B7 Boynton Beach, FL 2.0 2.0 858 $1,950 $2.27 27d 1 0.40mi
661 E Woolbright Rd Boynton Beach, FL 2.0 2.0 1095 $3,093 $2.82 5d 1 0.40mi
127 SW 10th Ave Boynton Beach, FL 2.0 1.5 754 $3,500 $4.64 17d 1 0.40mi
2303 S Federal Hwy #19 Boynton Beach, FL 1.0 1.0 615 $1,450 $2.36 8d 1 0.40mi
3302 Tuscany Way Boynton Beach, FL 2.0 1.0 933 $2,900 $3.11 27d 1 0.42mi
2006 S Federal Hwy #401 Boynton Beach, FL 2.0 2.0 963 $2,400 $2.49 27d 1 0.42mi
630 E Woolbright Rd Apt 412 Boynton Beach, FL 1.0 1.0 768 $2,699 $3.51 2d 1 0.42mi
630 E Woolbright Rd Apt 902 Boynton Beach, FL 1.0 1.0 768 $3,040 $3.96 27d 1 0.42mi
630 E Woolbright Rd Apt 220 Boynton Beach, FL 1.0 1.0 768 $2,915 $3.80 18d 1 0.42mi
2016 S Federal Hwy #404 Boynton Beach, FL 2.0 2.0 963 $2,300 $2.39 17d 1 0.43mi
2016 S Federal Hwy #204 Boynton Beach, FL 2.0 2.0 963 $1,995 $2.07 10d 1 0.43mi
2016 S Federal Hwy #206 Boynton Beach, FL 2.0 2.0 963 $2,300 $2.39 27d 1 0.43mi
255 South Blvd Unit D Boynton Beach, FL 2.0 2.0 1104 $1,975 $1.79 5d 1 0.44mi
255 South Blvd Unit D Boynton Beach, FL 2.0 2.0 1104 $2,100 $1.90 27d 1 0.44mi
631 E Woolbright Rd Boynton Beach, FL 1.0 1.0 786 $3,025 $3.85 27d 1 0.44mi
2004 S Federal Hwy #102 Boynton Beach, FL 2.0 2.0 963 $2,400 $2.49 0d 1 0.44mi
2004 S Federal Hwy #102 Boynton Beach, FL 2.0 2.0 963 $2,400 $2.49 27d 1 0.44mi
640 Snug Harbor Dr Unit F3 Boynton Beach, FL 1.0 1.0 629 $2,500 $3.97 13d 1 0.46mi
2120 Tuscany Way Boynton Beach, FL 2.0 2.0 1017 $2,650 $2.61 27d 1 0.47mi
638 Snug Harbor Dr Boynton Beach, FL 1.0–2.0 1.0–2.0 747 $1,600 $2.14 27d 2 0.47mi
2220 Tuscany Way Unit 2220 Boynton Beach, FL 2.0 2.0 1030 $2,850 $2.77 27d 1 0.48mi
4411 Tuscany Way #4411 Boynton Beach, FL 2.0 2.0 1030 $2,400 $2.33 27d 1 0.49mi
1407 Tuscany Way #1407 Boynton Beach, FL 1.0 1.0 721 $2,100 $2.91 5d 1 0.49mi
2412 Tuscany Way Boynton Beach, FL 1.0 1.0 750 $3,000 $4.00 27d 1 0.49mi
1006 SE 4th St Boynton Beach, FL 2.0 1.0 900 $2,300 $2.56 27d 1 0.54mi
5530 N Ocean Blvd #106 Ocean Ridge, FL 2.0 2.5 1100 $2,700 $2.45 27d 1 0.54mi
1001 S Federal Hwy Unit 3 Boynton Beach, FL 1.0 1.0 650 $1,995 $3.07 27d 1 0.55mi
5520 N Ocean Blvd #208 Ocean Ridge, FL 1.0 1.0 786 $3,000 $3.82 27d 1 0.58mi
5520 N Ocean Blvd #109 Ocean Ridge, FL 1.0 1.5 765 $2,200 $2.88 15d 1 0.58mi

HOA detail condo

Monthly dues
$411 · $4,932/yr
Likely covers
watertrashcableexterior maint.pool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 42 events

  1. 2026-06-18
    days on market $85,000 Active 99 DOM
  2. 2026-06-17
    days on market $85,000 Active 98 DOM
  3. 2026-06-16
    days on market $85,000 Active 97 DOM
  4. 2026-06-15
    days on market $85,000 Active 96 DOM
  5. 2026-06-13
    days on market $85,000 Active 94 DOM
  6. 2026-06-09
    days on market $85,000 Active 90 DOM
  7. 2026-06-08
    days on market $85,000 Active 89 DOM
  8. 2026-06-07
    pricedays on market $85,000 Active 88 DOM
  9. 2026-06-04
    days on market $87,500 Active 85 DOM
  10. 2026-06-03
    days on market $87,500 Active 84 DOM
  11. 2026-06-02
    days on market $87,500 Active 83 DOM
  12. 2026-06-01
    days on market $87,500 Active 82 DOM
  13. 2026-05-31
    days on market $87,500 Active 81 DOM
  14. 2026-05-04
    price $87,500
  15. 2025-11-18
    listed $92,500 Active
  16. 2025-10-01
    historical
  17. 2025-04-03
    listed $124,900 Active
  18. 2017-03-23
    soldstatus $55,000
  19. 2017-03-16
    soldstatus $55,000 Closed 531-char remark
    Show marketing remark (531 chars)

    Charming furnished 2nd floor unit. High Point West is an active and social 55+ community in Sunny South Florida. TIKI bar on Thursday night, game nights, awesome pool and club house for entertaining. This building is closest to the pool. Condo association covers water, garbage, shrubs and lawn, exterior maintenance, pest control and cable. Just 12 miles from the airport. And about a mile to the beach. This unit has a enclosed lanai that may be used as a second bedroom, tiles through out and much storage. small pets welcomed!

  20. 2017-02-22
    historical Contingent 531-char remark
    Show marketing remark (531 chars)

    Charming furnished 2nd floor unit. High Point West is an active and social 55+ community in Sunny South Florida. TIKI bar on Thursday night, game nights, awesome pool and club house for entertaining. This building is closest to the pool. Condo association covers water, garbage, shrubs and lawn, exterior maintenance, pest control and cable. Just 12 miles from the airport. And about a mile to the beach. This unit has a enclosed lanai that may be used as a second bedroom, tiles through out and much storage. small pets welcomed!

  21. 2017-02-19
    status Active 531-char remark
    Show marketing remark (531 chars)

    Charming furnished 2nd floor unit. High Point West is an active and social 55+ community in Sunny South Florida. TIKI bar on Thursday night, game nights, awesome pool and club house for entertaining. This building is closest to the pool. Condo association covers water, garbage, shrubs and lawn, exterior maintenance, pest control and cable. Just 12 miles from the airport. And about a mile to the beach. This unit has a enclosed lanai that may be used as a second bedroom, tiles through out and much storage. small pets welcomed!

  22. 2017-02-17
    historical Contingent 531-char remark
    Show marketing remark (531 chars)

    Charming furnished 2nd floor unit. High Point West is an active and social 55+ community in Sunny South Florida. TIKI bar on Thursday night, game nights, awesome pool and club house for entertaining. This building is closest to the pool. Condo association covers water, garbage, shrubs and lawn, exterior maintenance, pest control and cable. Just 12 miles from the airport. And about a mile to the beach. This unit has a enclosed lanai that may be used as a second bedroom, tiles through out and much storage. small pets welcomed!

  23. 2017-02-16
    price $55,900 531-char remark
    Show marketing remark (531 chars)

    Charming furnished 2nd floor unit. High Point West is an active and social 55+ community in Sunny South Florida. TIKI bar on Thursday night, game nights, awesome pool and club house for entertaining. This building is closest to the pool. Condo association covers water, garbage, shrubs and lawn, exterior maintenance, pest control and cable. Just 12 miles from the airport. And about a mile to the beach. This unit has a enclosed lanai that may be used as a second bedroom, tiles through out and much storage. small pets welcomed!

  24. 2017-01-17
    price $57,900 531-char remark
    Show marketing remark (531 chars)

    Charming furnished 2nd floor unit. High Point West is an active and social 55+ community in Sunny South Florida. TIKI bar on Thursday night, game nights, awesome pool and club house for entertaining. This building is closest to the pool. Condo association covers water, garbage, shrubs and lawn, exterior maintenance, pest control and cable. Just 12 miles from the airport. And about a mile to the beach. This unit has a enclosed lanai that may be used as a second bedroom, tiles through out and much storage. small pets welcomed!

  25. 2016-11-18
    price $59,900 531-char remark
    Show marketing remark (531 chars)

    Charming furnished 2nd floor unit. High Point West is an active and social 55+ community in Sunny South Florida. TIKI bar on Thursday night, game nights, awesome pool and club house for entertaining. This building is closest to the pool. Condo association covers water, garbage, shrubs and lawn, exterior maintenance, pest control and cable. Just 12 miles from the airport. And about a mile to the beach. This unit has a enclosed lanai that may be used as a second bedroom, tiles through out and much storage. small pets welcomed!

  26. 2016-11-07
    price $60,000 531-char remark
    Show marketing remark (531 chars)

    Charming furnished 2nd floor unit. High Point West is an active and social 55+ community in Sunny South Florida. TIKI bar on Thursday night, game nights, awesome pool and club house for entertaining. This building is closest to the pool. Condo association covers water, garbage, shrubs and lawn, exterior maintenance, pest control and cable. Just 12 miles from the airport. And about a mile to the beach. This unit has a enclosed lanai that may be used as a second bedroom, tiles through out and much storage. small pets welcomed!

  27. 2016-10-26
    price $61,000 531-char remark
    Show marketing remark (531 chars)

    Charming furnished 2nd floor unit. High Point West is an active and social 55+ community in Sunny South Florida. TIKI bar on Thursday night, game nights, awesome pool and club house for entertaining. This building is closest to the pool. Condo association covers water, garbage, shrubs and lawn, exterior maintenance, pest control and cable. Just 12 miles from the airport. And about a mile to the beach. This unit has a enclosed lanai that may be used as a second bedroom, tiles through out and much storage. small pets welcomed!

  28. 2016-09-20
    price $62,000 531-char remark
    Show marketing remark (531 chars)

    Charming furnished 2nd floor unit. High Point West is an active and social 55+ community in Sunny South Florida. TIKI bar on Thursday night, game nights, awesome pool and club house for entertaining. This building is closest to the pool. Condo association covers water, garbage, shrubs and lawn, exterior maintenance, pest control and cable. Just 12 miles from the airport. And about a mile to the beach. This unit has a enclosed lanai that may be used as a second bedroom, tiles through out and much storage. small pets welcomed!

  29. 2016-08-24
    listed $65,000 Active 531-char remark
    Show marketing remark (531 chars)

    Charming furnished 2nd floor unit. High Point West is an active and social 55+ community in Sunny South Florida. TIKI bar on Thursday night, game nights, awesome pool and club house for entertaining. This building is closest to the pool. Condo association covers water, garbage, shrubs and lawn, exterior maintenance, pest control and cable. Just 12 miles from the airport. And about a mile to the beach. This unit has a enclosed lanai that may be used as a second bedroom, tiles through out and much storage. small pets welcomed!

  30. 2013-09-21
    historical
  31. 2013-09-21
    historical
  32. 2010-03-04
    soldstatus $39,000
  33. 2010-02-26
    soldstatus $39,000
  34. 2010-01-24
    historical
  35. 2009-07-27
    listed $39,900
  36. 2009-06-30
    historical
  37. 2009-01-23
    listed $59,900
  38. 2008-01-12
    historical
  39. 2007-07-12
    listed $70,000
  40. 2007-01-06
    listed $70,000
  41. 2006-02-22
    listed $105,000
  42. 1996-05-24
    soldstatus $20,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,857 · $155/mo
Projected year-2 tax
$1,857 · $155/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,344
− Mortgage interest
−$4,761
− Property taxes
−$1,857
− Insurance
−$425
− Repairs & maintenance
−$2,107
− Management
−$2,107
− HOA
−$4,932
− Depreciation
−$2,473
Taxable income
$7,681
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,843
After-tax cash flow
$6,405/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Palm Beach
NCES district ID
1201500
Math proficiency
46% ▼ -16.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$53,943
Composite
42.72/100
National rank
#3160
State rank
#34 of 73 in FL

Livability — Boynton Beach

Score
72/100
State rank
#351
US rank
#6098

Category grades

Amenities D+ Commute F Cost of living B Crime D- Employment C Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Boynton Beach, FL
County
Palm Beach County · 1,438,312 people
City population
148,060
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
37,833
Household income
$67,979
Rent vs Own
35.2% rent · 64.8% own
Severe rent burden
1623.0

Population outlook (Palm Beach County) Hauer SSP2

Today (2025)
1,637,487 people
By 2030
1,743,255 · +6.5%
By 2040
1,948,712 · +19.0%
By 2050
2,132,979 · +30.3%
By 2075
2,530,027 · +54.5%
By 2100
2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 41% Black 40% Hispanic / Latino 15% Two or more races 10%
Hispanic origin (detail)
Mexican 3% Puerto Rican 3% Cuban 2% Dominican 1%
Common ancestry
Hispanic 23% Romanian 2% Lithuanian 2%
Foreign-born
30% · Canada, Jamaica
Languages at home
61% English-only · French/Haitian/Cajun 24% Spanish 11% Other Indo-European 2%

Political lean MEDSL · Palm Beach

2024 margin
Toss-up / Even · D 50.0% · R 49.2%
2008→2024 swing
-22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
All cycles
2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -345.86%
Current HPI
371.0527
Rent YoY
▲ 3.64%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+337.5% since first listed
29 events — show timeline
  • 2026-05-04 Price Changed $87,500 Beaches MLS
  • 2025-11-18 Listed $92,500 Beaches MLS
  • 2025-10-01 Listing Removed Beaches MLS
  • 2025-04-03 Listed $124,900 Beaches MLS
  • 2017-03-23 Sold (Public Records) $55,000 Public Records
  • 2017-03-16 Sold (MLS) $55,000 Beaches MLS
  • 2017-02-22 Contingent Beaches MLS
  • 2017-02-19 Relisted Beaches MLS
  • 2017-02-17 Contingent Beaches MLS
  • 2017-02-16 Price Changed $55,900 Beaches MLS
  • 2017-01-17 Price Changed $57,900 Beaches MLS
  • 2016-11-18 Price Changed $59,900 Beaches MLS
  • 2016-11-07 Price Changed $60,000 Beaches MLS
  • 2016-10-26 Price Changed $61,000 Beaches MLS
  • 2016-09-20 Price Changed $62,000 Beaches MLS
  • 2016-08-24 Listed $65,000 Beaches MLS
  • 2013-09-21 Listing Removed Beaches MLS
  • 2013-09-21 Listing Removed Beaches MLS
  • 2010-03-04 Sold (Public Records) $39,000 Public Records
  • 2010-02-26 Sold (MLS) $39,000 Beaches MLS
  • 2010-01-24 Listing Removed Beaches MLS
  • 2009-07-27 Listed $39,900 Beaches MLS
  • 2009-06-30 Listing Removed Beaches MLS
  • 2009-01-23 Listed $59,900 Beaches MLS
  • 2008-01-12 Listing Removed Beaches MLS
  • 2007-07-12 Listed $70,000 Beaches MLS
  • 2007-01-06 Listed $70,000 Beaches MLS
  • 2006-02-22 Listed $105,000 Beaches MLS
  • 1996-05-24 Sold (Public Records) $20,000 Public Records

Property tax history

+7.2%/yr

Latest (2025): $1,857 · +1.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…