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4044 Stanley Ave
B+ Composite 76.14
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +4.0/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$120,000

4044 Stanley Ave · Fort Worth, TX 76110
3 bd · 2.0 ba · 1,340 sqft · SingleFamily public records · 3 Days on market
Built 1949 Est $233k · 49% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great property and in great condition on a oversized corner lot. This home has large bedrooms, laminate floors, and a back den that would make a great game room. There is a patio in back and a covered front porch. Property is also located near the local park

Key facts

  • Sizable backyard
  • Garage
  • Built 1949

Tags

MULTIPLE SPACIOUS LIVING AREASSIZABLE BACKYARDUNIQUE INTERIOR SPACES

Property features AI

Finance

  • Other: Deed restrictions and unknown encumbrance(s) noted
  • Financial info: Listing terms: Cash; Special listing conditions: Short sale (standard); Loan type: Treat as clear; Second mortgage: None
  • HOA & community: No homeowners association; Community features include curbs and sidewalks

Exterior

  • Parking: Driveway; On-street parking; Covered parking (1 space); Carport (1 space); Attached garage with 1 garage space and a single 2-car door
  • Security: Security features: Unknown
  • Utilities: City water; City sewer; Cable available; Underground utilities; All-weather road access; Concrete, curbs and sidewalks present
  • Home design: Single-family residence; Residential property; One story; Preowned (built 1949)
  • Construction: Siding exterior; Composition/shingle roof; Pillar/post/pier foundation; Year built 1949
  • Exterior features: Corner lot; Large backyard with grass; Subdivision setting; Wood fencing; Easements for utilities; Grassed vegetation

Interior

  • Kitchen: Disposal; Kitchen approximately 14 x 10
  • Bedrooms: Three bedrooms (all on the main level); Primary bedroom approximately 9 x 13; Second bedroom approximately 10 x 13; Third bedroom approximately 13 x 11
  • Flooring: Ceramic tile; Laminate
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: High-speed internet available; Five total rooms; Two living areas; One dining area; One-level home
  • Laundry & utility: Full-size washer/dryer area; Washer hookup; Electric dryer hookup; Utility room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $120k.

Deal economics

  • At list price, monthly cash flow is $823 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $120k).
  • Cap rate 14.5% vs local median 3.9% in Fort Worth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D+, crime F.
  • Fort Worth ISD (urban): math 18% / reading 28% proficiency, ranked #742 of 826 in TX (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 151 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.7% rent growth), your $34k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.9% of price; built in 1949 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $120,000

Questions for the listing agent

  1. Built in 1949 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.89%
Cap rate
14.52%
Cash-on-cash
29.38%
DSCR
2.31
GRM
4.4

CMA / ARV

ARV (on-the-fly)
$233,160
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3758 Wayside Ave 0.50mi 3/2.0 1,336 (-0%) 2mo $299,999 $225 74
4113 Wayside Ave 0.30mi 3/2.0 1,301 (-3%) 11mo $194,999 $150 71
3600 Gordon Ave 0.58mi 3/2.0 1,288 (-4%) 7mo $269,900 $210 60
3901 Frazier Ave 0.32mi 3/1.5 1,483 (+11%) 7mo $220,000 $148 60
4213 6th Ave 0.40mi 4/2.0 (+1) 1,495 (+12%) 7mo $259,900 $174 51
3829 Willing Ave 0.41mi 3/2.0 1,168 (-13%) 10mo $199,000 $170 51
4132 Merida Ave 0.55mi 4/2.0 (+1) 1,396 (+4%) 15mo $259,999 $186 50
1345 W Boyce Ave 0.68mi 3/1.0 1,320 (-2%) 18mo $189,999 $144 47
4233 Lubbock Ave 0.60mi 3/2.0 1,509 (+13%) 6mo $268,500 $178 46
1600 W Felix St 0.70mi 3/2.0 1,404 (+5%) 17mo $180,000 $128 45
3759 S Adams St 0.69mi 3/2.0 1,478 (+10%) 14mo $260,000 $176 39
3545 Ryan Ave 0.65mi 2/1.0 (-1) 1,160 (-13%) 8mo $190,000 $164 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.7% rent growth · sell at horizon

5-year hold
IRR
21.0%
Equity multiple
1.83×
Total profit
$27,944
Equity at exit
$17,892
10-year hold
IRR
27.5%
Equity multiple
3.15×
Total profit
$72,186
Equity at exit
$10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76110

Rents YoY
0.7%
Active inventory
151
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$2,268 high interval (Pro) →
Mortgage (P&I)
$629
Tax from tax record
$290 /mo · $3,481/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$476
Net cashflow
$823

Break-even live

Break-even rent $1,227
Max offer price $120,000
Occupancy floor 59%

Sensitivity live

Price -10% $891 -5% $857 +0% $823 +5% $789 +10% $755
Rent -10% $644 -5% $733 +0% $823 +5% $912 +10% $1,002
Rate -1.0pp $883 -0.5pp $853 base $823 +0.5pp $792 +1.0pp $760

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$30,000
Closing costs
$3,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4201 William Fleming Ct W Fort Worth, TX 2.0 1.5–2.0 865 $1,450 $1.68 2d 104 0.20mi
3437 Stanley Ave Fort Worth, TX 2.0 1.0 1000 $1,500 $1.50 44d 1 0.77mi
1000 W Hammond St Fort Worth, TX 2.0 1.0 900 $1,600 $1.78 25d 1 0.81mi
3445 Frazier Ave Fort Worth, TX 3.0 2.5 1540 $2,200 $1.43 44d 1 0.84mi
3411 8th Ave Fort Worth, TX 3.0 2.0 1280 $1,700 $1.33 5d 1 0.84mi
2800 W Fuller Ave Fort Worth, TX 3.0 1.5 1161 $1,650 $1.42 44d 1 0.91mi
3500 College Ave Fort Worth, TX 3.0 1.0 1012 $1,650 $1.63 44d 1 0.96mi
2809 South Hills Ave Fort Worth, TX 3.0 2.0 1203 $1,650 $1.37 44d 1 0.96mi
2809 South Hills Ave Fort Worth, TX 3.0 2.0 1203 $1,650 $1.37 19d 1 0.96mi
3303 8th Ave Fort Worth, TX 3.0 2.0 1348 $2,000 $1.48 25d 1 0.99mi
2716 W Biddison St Fort Worth, TX 4.0 3.0 1572 $4,000 $2.54 13d 1 1.00mi
2908 Binyon Ave Fort Worth, TX 3.0 1.0 1249 $1,775 $1.42 25d 1 1.01mi
3553 Mission St Fort Worth, TX 4.0 2.0 1510 $2,950 $1.95 7d 1 1.02mi
2505 Benbrook Blvd Unit 503 Fort Worth, TX 3.0 3.0 1367 $2,495 $1.83 44d 1 1.04mi
2509 Benbrook Blvd Unit 902 Fort Worth, TX 3.0 3.0 1756 $2,595 $1.48 44d 1 1.05mi
2521 Benbrook Blvd Fort Worth, TX 3.0 3.0 1849 $4,000 $2.16 5d 1 1.05mi
3605 Jeanette Dr Fort Worth, TX 3.0 2.0 1660 $3,200 $1.93 25d 1 1.08mi
3104 Medina Ave Fort Worth, TX 3.0 2.0 1355 $1,850 $1.37 23d 1 1.11mi
3241 Sandage Ave Fort Worth, TX 3.0 2.0 1115 $3,000 $2.69 19d 1 1.12mi
1246 Lowe St Fort Worth, TX 3.0 2.5 1752 $1,895 $1.08 15d 1 1.16mi
3201 Forest Park Blvd Fort Worth, TX 4.0 4.0 1772 $3,750 $2.12 19d 1 1.16mi
3419 S University Dr Unit D Fort Worth, TX 2.0 1.0 900 $1,095 $1.22 17d 1 1.17mi
3417 S University Dr Unit A Fort Worth, TX 2.0 1.0 1059 $1,095 $1.03 5d 1 1.18mi
3417 S University Dr Unit D Fort Worth, TX 2.0 1.0 900 $1,235 $1.37 44d 1 1.18mi
3136 Wayside Ave Fort Worth, TX 3.0 2.5 1875 $3,000 $1.60 7d 1 1.19mi
3259 Binyon Ave Fort Worth, TX 3.0 1.0 1260 $2,200 $1.75 14d 1 1.20mi
3616 Harwen Ter Fort Worth, TX 3.0 2.0 1664 $3,300 $1.98 44d 1 1.21mi
205 E Fogg St Fort Worth, TX 4.0 2.0 1350 $2,100 $1.56 44d 1 1.22mi
3229 Waits Ave Fort Worth, TX 4.0 3.0 1830 $3,900 $2.13 44d 1 1.22mi
3217 Lubbock Ave Unit B Fort Worth, TX 3.0 3.0 1856 $3,150 $1.70 19d 1 1.23mi
4256 Standish Rd Fort Worth, TX 3.0 2.0 1392 $1,650 $1.19 25d 1 1.23mi
3324 S University Dr Unit Down Fort Worth, TX 2.0 2.0 1312 $1,600 $1.22 5d 1 1.24mi
3329 Hemphill St Fort Worth, TX 3.0 2.0 1425 $2,950 $2.07 44d 1 1.24mi
2800 Sadler Ave Fort Worth, TX 3.0 2.0 1811 $2,300 $1.27 44d 1 1.25mi
4129 Winfield Ave Fort Worth, TX 3.0 2.0 1465 $2,580 $1.76 3d 1 1.25mi
3245 Cockrell Ave Fort Worth, TX 2.0 1.0 1402 $2,500 $1.78 44d 1 1.26mi
4012 Boyd Ave Fort Worth, TX 3.0 2.0 1565 $2,695 $1.72 5d 1 1.27mi
3259 S University Dr Unit A Fort Worth, TX 3.0 3.0 1490 $2,495 $1.67 44d 1 1.27mi
3263 Bilglade Rd Fort Worth, TX 3.0 2.5 1687 $1,995 $1.18 25d 1 1.28mi
3315 Rogers Ave Fort Worth, TX 3.0 1.0 1532 $3,300 $2.15 44d 1 1.28mi

Listing history 5 events

  1. 2026-06-07
    status $120,000 Pending 3 DOM
  2. 2026-06-04
    days on market $120,000 Active 3 DOM
  3. 2026-06-03
    days on market $120,000 Active 2 DOM
  4. 2026-06-02
    remarks 699-char remark
  5. 2026-06-02
    listed $120,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,481 · $290/mo
Projected year-2 tax
$3,481 · $290/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 24% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,222
− Mortgage interest
−$6,722
− Property taxes
−$3,481
− Insurance
−$600
− Repairs & maintenance
−$2,178
− Management
−$2,178
− Depreciation
−$3,491
Taxable income
$8,573
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,057
After-tax cash flow
$7,815/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fort Worth ISD
NCES district ID
4819700
Math proficiency
18% ▼ -16.00%
Reading proficiency
28% ▼ -6.00%
Median HH income
$42,109
Composite
19.61/100
National rank
#8753
State rank
#742 of 826 in TX

Livability — Fort Worth

Score
80/100
State rank
#49
US rank
#1954

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment B- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fort Worth, TX
County
Tarrant County · 2,033,669 people
City population
911,619
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
33,441
Household income
$69,790
Rent vs Own
37.6% rent · 62.4% own
Severe rent burden
1471.0

Population outlook (Tarrant County) Hauer SSP2

Today (2025)
2,380,417 people
By 2030
2,578,900 · +8.3%
By 2040
2,974,995 · +25.0%
By 2050
3,350,489 · +40.8%
By 2075
4,216,909 · +77.2%
By 2100
4,741,527 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Hispanic (63%)
Race & ethnicity
Hispanic / Latino 63% White 30% Two or more races 24% Black 2% Asian 2%
Hispanic origin (detail)
Mexican 57%
Common ancestry
Slovak 1% Italian 1% Lithuanian 1%
Foreign-born
26% · Canada, China
Languages at home
45% English-only · Spanish 52% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Tarrant

2024 margin
Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
2008→2024 swing
+6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
All cycles
2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -194.46%
Current HPI
274.8888
Rent YoY
▲ 0.70%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+71.4% since first listed
6 events — show timeline
  • 2026-05-29 Listed $120,000 NTREIS
  • 2010-07-08 Sold (Public Records) Public Records
  • 2010-07-02 Sold (MLS) NTREIS
  • 2010-06-03 Listing Removed NTREIS
  • 2010-03-07 Listed $70,000 NTREIS
  • 2006-03-31 Sold (Public Records) Public Records

Property tax history

+4.2%/yr

Latest (2025): $3,481 · -9.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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