CashFlowRE
Sign in Sign up
7500 Paisley Cir
D- Composite 39.29
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +9.2/10.0
  • Cash flow +8.3/30.0
  • ARV discount +6.7/15.0
  • Schools +3.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.2/10.0
  • 1% rule +1.5/10.0

$319,900

7500 Paisley Cir · Burnettown, SC 29829
3 bd · 2.0 ba · 1,681 sqft · SingleFamily public records · 41 Days on market
Built 2023 9,148 sqft lot Est $314k · at est. $33/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this thoughtfully upgraded 3 bedroom, 2 bath ranch-style home featuring the popular Barcia Plan by Crawford Construction. Designed with an open concept layout, this home offers a seamless flow between the kitchen and the spacious family room, creating the perfect space for everyday living and entertaining. The kitchen is a true centerpiece featuring granite countertops, an under-mount stainless farmhouse sink, upgraded GE stainless steel appliances, gas range, pot filler, and custom cabinetry with updated hardware. The kitchen overlooks the large family room complete with a modern electric fireplace. Throughout the home you'll find beautiful detailed trim work, granite countertops in the bathrooms, framed mirrors, ceiling fans in all bedrooms, and custom wood shelving in the pantry and closets. Additional upgrades include a tankless hot water heater, upgraded lighting, blinds, gutters, and a screened porch perfect for relaxing outdoors. Step outside and enjoy the beautifully maintained landscaping with thoughtfully placed flowers and plantings that enhance the home's curb appeal and create a welcoming outdoor setting. The garage is equipped with an electric vehicle charging outlet, adding modern convenience to this already well-appointed home. garage is equipped with an electric vehicle charging outlet, adding modern convenience to this already well-appointed home. With its custom finishes, upgraded features, and functional open layout, this home offers the perfect combination of comfort, style, and modern living.

Key facts

  • Upgraded kitchen
  • Granite countertops
  • Pot filler

Tags

UPGRADED KITCHENGRANITE COUNTERTOPSUNDER-MOUNT FARMHOUSE SINKUPGRADED GE APPLIANCESGAS RANGEPOT FILLER

Property features AI

Finance

  • Other: Zoning: RD; Subdivision: Clearwater Preserve; Lot dimensions approximately 150 x 60 (0.21 acres)
  • HOA & community: Homeowners association with $400 annual fee (about $33.33/month)

Exterior

  • Parking: Attached garage; 2 garage spaces; 2 parking spaces total; Concrete driveway; Garage door opener
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Cable available; Electric service available
  • Home design: Single family residence; One story; Entry level: 1; Residential property
  • Construction: Vinyl siding; Fiber cement; See remarks; Composition roof; Slab foundation; Built on one level
  • Exterior features: Covered patio; Rear porch; Partial fencing; Paved road access; Has view; Sidewalks (community)

Interior

  • Kitchen: Range; Dishwasher; Disposal; Vented exhaust fan; Tankless water heater; Kitchen island; Pantry; Eat-in kitchen
  • Bedrooms: 6 total rooms (includes bedrooms and living spaces)
  • Flooring: Carpet; Ceramic tile; Other; See remarks
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central air; Ceiling fans; Forced air heating; Natural gas heating; Fireplace(s)
  • Interior features: Walk-in closets; Entrance foyer; Kitchen island; Pantry; Eat-in kitchen; Insulated windows; See remarks
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $320k.

Deal economics

  • At list price, monthly cash flow is $-295 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $268k (16.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (34.9% below list).
  • Recommended offer: $208k (34.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 64/100 on livability (#159 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Clearwater Elementary (math 42% / reading 47%, grade F, #226 of 597 statewide, top 40%, 370 students, 100% FRL); Langley-Bath-Clearwater Middle (math 25% / reading 35%, grade F, #136 of 229 statewide, top 60%, 634 students, 100% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 87% FRL vs 54% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 298 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).

Forward outlook

  • In year one you build about $29k of equity ($2k loan paydown + $27k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($310k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $208,146 (34.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 35% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.65%
Cap rate
5.19%
Cash-on-cash
-3.96%
DSCR
0.82
GRM
12.8

CMA / ARV

ARV (on-the-fly)
$314,347
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3140 Banter Dr 0.15mi 3/2.0 1,658 (-1%) 1mo $329,900 $199 90
3094 Banter Dr 0.13mi 3/2.0 1,659 (-1%) 5mo $329,900 $199 87
3162 Banter Dr 0.16mi 3/2.0 1,766 (+5%) 1mo $339,900 $192 83
8386 Bannock Cir 0.11mi 3/2.0 1,780 (+6%) 4mo $299,900 $168 82
8404 Bannock Cir 0.12mi 4/2.0 (+1) 1,796 (+7%) 2mo $299,900 $167 76
8391 Bannock Cir 0.11mi 3/2.5 1,800 (+7%) 7mo $309,900 $172 76
7343 Paisley Cir 0.12mi 4/3.0 (+1) 1,800 (+7%) 2mo $349,900 $194 73
7308 Paisley Cir 0.15mi 4/2.0 (+1) 1,796 (+7%) 5mo $322,900 $180 72
8088 Bannock Cir 0.15mi 3/2.0 1,501 (-11%) 4mo $280,900 $187 72
7390 Paisley Cir 0.10mi 3/2.0 1,902 (+13%) 4mo $332,900 $175 70
3216 Banter Dr 0.18mi 4/3.0 (+1) 1,800 (+7%) 1mo $329,900 $183 70
144 Williamson Dr 0.49mi 3/2.0 1,459 (-13%) 7mo $300,000 $206 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
17.9%
Equity multiple
2.35×
Total profit
$120,656
Equity at exit
$251,355
10-year hold
IRR
16.9%
Equity multiple
5.07×
Total profit
$364,259
Equity at exit
$507,086

Cash invested: $89,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
298
Price-to-rent
12.8×

Monthly cashflow live

Estimated rent
$2,081 high interval (Pro) →
Mortgage (P&I)
$1,678
Tax from tax record
$96 /mo · $1,149/yr
Insurance
$133
HOA
$33
Vacancy / Maint / Mgmt
$437
Net cashflow
$-295

Break-even live

Break-even rent $2,455
Max offer price $267,733
Occupancy floor

Sensitivity live

Price -10% $-114 -5% $-205 +0% $-295 +5% $-386 +10% $-476
Rent -10% $-460 -5% $-378 +0% $-295 +5% $-213 +10% $-131
Rate -1.0pp $-134 -0.5pp $-214 base $-295 +0.5pp $-378 +1.0pp $-463

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$79,975
Closing costs
$9,597
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8131 Bannock Cir Graniteville, SC 2.0 2.0 1213 $1,795 $1.48 25d 1 0.18mi
8125 Bannock Cir Graniteville, SC 2.0 2.0 1213 $1,795 $1.48 25d 1 0.18mi
8121 Bannock Cir Graniteville, SC 2.0 2.0 1213 $1,795 $1.48 25d 1 0.18mi
8115 Bannock Cir Graniteville, SC 2.0 2.0 1237 $1,825 $1.48 25d 1 0.18mi
752 Calvin TER Belvedere, SC 2.0 1.0–2.0 783 $1,729 $2.21 16d 25 1.07mi

HOA detail

Monthly dues
$33 · $396/yr
Likely covers
watergaselectriclandscaping

Listing history 27 events

  1. 2026-06-21
    days on market $319,900 Active 41 DOM
  2. 2026-06-18
    days on market $319,900 Active 38 DOM
  3. 2026-06-17
    days on market $319,900 Active 37 DOM
  4. 2026-06-16
    days on market $319,900 Active 36 DOM
  5. 2026-06-15
    days on market $319,900 Active 35 DOM
  6. 2026-06-14
    days on market $319,900 Active 33 DOM
  7. 2026-06-13
    days on market $319,900 Active 32 DOM
  8. 2026-06-10
    days on market $319,900 Active 30 DOM
  9. 2026-06-09
    days on market $319,900 Active 29 DOM
  10. 2026-06-08
    days on market $319,900 Active 28 DOM
  11. 2026-06-07
    days on market $319,900 Active 27 DOM
  12. 2026-06-03
    days on market $319,900 Active 23 DOM
  13. 2026-06-02
    days on market $319,900 Active 22 DOM
  14. 2026-06-01
    days on market $319,900 Active 21 DOM
  15. 2026-05-31
    days on market $319,900 Active 20 DOM
  16. 2026-05-30
    days on market $319,900 Active 19 DOM
  17. 2026-05-11
    historical
  18. 2026-03-19
    listed $319,900 Active
  19. 2026-03-11
    listed $319,900 Active 1550-char remark
    Show marketing remark (1550 chars)

    Welcome to this thoughtfully upgraded 3 bedroom, 2 bath ranch-style home featuring the popular Barcia Plan by Crawford Construction. Designed with an open concept layout, this home offers a seamless flow between the kitchen and the spacious family room, creating the perfect space for everyday living and entertaining. The kitchen is a true centerpiece featuring granite countertops, an under-mount stainless farmhouse sink, upgraded GE stainless steel appliances, gas range, pot filler, and custom cabinetry with updated hardware. The kitchen overlooks the large family room complete with a modern electric fireplace. Throughout the home you'll find beautiful detailed trim work, granite countertops in the bathrooms, framed mirrors, ceiling fans in all bedrooms, and custom wood shelving in the pantry and closets. Additional upgrades include a tankless hot water heater, upgraded lighting, blinds, gutters, and a screened porch perfect for relaxing outdoors. Step outside and enjoy the beautifully maintained landscaping with thoughtfully placed flowers and plantings that enhance the home's curb appeal and create a welcoming outdoor setting. The garage is equipped with an electric vehicle charging outlet, adding modern convenience to this already well-appointed home. garage is equipped with an electric vehicle charging outlet, adding modern convenience to this already well-appointed home. With its custom finishes, upgraded features, and functional open layout, this home offers the perfect combination of comfort, style, and modern living.

  20. 2026-03-11
    listed $319,900 Active
    Show marketing remark (1550 chars)

    Welcome to this thoughtfully upgraded 3 bedroom, 2 bath ranch-style home featuring the popular Barcia Plan by Crawford Construction. Designed with an open concept layout, this home offers a seamless flow between the kitchen and the spacious family room, creating the perfect space for everyday living and entertaining. The kitchen is a true centerpiece featuring granite countertops, an under-mount stainless farmhouse sink, upgraded GE stainless steel appliances, gas range, pot filler, and custom cabinetry with updated hardware. The kitchen overlooks the large family room complete with a modern electric fireplace. Throughout the home you'll find beautiful detailed trim work, granite countertops in the bathrooms, framed mirrors, ceiling fans in all bedrooms, and custom wood shelving in the pantry and closets. Additional upgrades include a tankless hot water heater, upgraded lighting, blinds, gutters, and a screened porch perfect for relaxing outdoors. Step outside and enjoy the beautifully maintained landscaping with thoughtfully placed flowers and plantings that enhance the home's curb appeal and create a welcoming outdoor setting. The garage is equipped with an electric vehicle charging outlet, adding modern convenience to this already well-appointed home. garage is equipped with an electric vehicle charging outlet, adding modern convenience to this already well-appointed home. With its custom finishes, upgraded features, and functional open layout, this home offers the perfect combination of comfort, style, and modern living.

  21. 2023-05-10
    soldstatus $299,900
  22. 2023-05-10
    soldstatus $299,900 Closed
  23. 2023-05-10
    soldstatus $299,900
  24. 2023-03-13
    historical
  25. 2023-03-12
    listed $299,900
  26. 2023-03-12
    listed $299,900
  27. 2023-03-10
    listed $299,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,149 · $96/mo
Projected year-2 tax
$1,823 · $152/mo
Expected delta
+$674/yr (+$56/mo · 58.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,978
− Mortgage interest
−$17,919
− Property taxes
−$1,149
− Insurance
−$1,600
− Repairs & maintenance
−$1,998
− Management
−$1,998
− HOA
−$396
− Depreciation
−$9,306
Taxable loss
−$9,389
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,253
After-tax cash flow
$-1,290/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Burnettown

Score
64/100
State rank
#159
US rank
#14711

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Burnettown, SC
County
Aiken County · 116,534 people
City population
931
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+6.7% since first listed
11 events — show timeline
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-03-19 Listed $319,900 Hive MLS
  • 2026-03-11 Listed $319,900 Hive MLS
  • 2026-03-11 Listed $319,900 AMLS
  • 2023-05-10 Sold (MLS) $299,900 Hive MLS
  • 2023-05-10 Sold (MLS) $299,900 AMLS
  • 2023-05-10 Sold (MLS) $299,900 Hive MLS
  • 2023-03-13 Delisted AMLS
  • 2023-03-12 Listed $299,900 Hive MLS
  • 2023-03-12 Listed $299,900 Hive MLS
  • 2023-03-10 Listed $299,900 AMLS

Property tax history

+124.1%/yr

Latest (2025): $1,149 · -15.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…