410 Common Pointes Dr · Scott, LA 70507

$199,900

3 bd · 2.0 ba · 1,226 sqft · SingleFamily public records · 31 Days on market

Built 2009 3,920 sqft lot Est $186k · 7% over

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.1/30.0
• DSCR +4.6/10.0
• ARV discount +4.2/15.0
• Schools +3.6/10.0
• 1% rule +3.3/10.0
• Livability +3.3/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome Home! This 3 bedroom 2 bathroom 1223 sq. ft. with Open/Split floor plan provides a very spacious feeling throughout. New A/C inside and out Nov. 2022. Easy maintenance and ready for you to move in! Located in a quiet neighborhood right off University & just minutes away from I-49 & I-10. Flood zone X; NO flood insurance required. This home qualifies for 100% financing through Rural Development! Call to schedule your private showing.

Key facts

• 3,920 sq ft lot
• 2 parking spots
• Built 2009

Property features AI

Exterior

• Parking: Carport (2 spaces); 2 total parking spaces (2 covered)
• Utilities: Public sewer; Electric service: SLEMCO
• Home design: Single family residence; City street frontage (paved)
• Construction: Brick veneer and vinyl siding over frame construction; Composition roof
• Exterior features: Privacy wood fencing; Covered porch

Interior

• Kitchen: Dishwasher; Microwave; Refrigerator; Electric stove/oven
• Flooring: Tile; Vinyl plank
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Crown molding; Tile countertops
• Laundry & utility: Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $200k.

Deal economics

• At list price, monthly cash flow is $66 ($794/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $165k (17.3% below list).
• Recommended offer: $165k (17.3% below list) — sets the bar for 1% rule.
• Cap rate 6.7% vs local median 4.7% in Scott — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#116 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing B+; Watch: crime F, amenities F, commute F.
• Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Ossun Elementary School (math 35% / reading 38%, grade F, #269 of 646 statewide, top 42%, 519 students, 76% FRL); Carencro Middle School (math 18% / reading 28%, grade F, #145 of 218 statewide, top 69%, 665 students, 75% FRL); Carencro High School (math 30% / reading 29%, grade F, #127 of 265 statewide, top 49%, 1,096 students, 69% FRL) — zoned schools average 73% FRL vs 56% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 30% at this address vs 42% district-wide (-12 pts) — the specific schools serving this property underperform the Lafayette Parish average; the district grade overstates school quality for this exact location.
• Market conditions: 330 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
• This rent runs 31% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 31 days — a 3% lower offer ($194k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $165,378 (17.3% below list)

Questions for the listing agent

1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.83% ✗
• Cap rate: 6.69%
• Cash-on-cash: 1.42%
• DSCR: 1.06
• GRM: 10.1

CMA / ARV

• ARV (on-the-fly): $186,352
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
216 Royalton Pkwy	0.05mi	3/2.0	1,300 (+6%)	1mo	$205,000	$158	87
406 Common Pointes Dr	0.01mi	3/2.0	1,219 (-1%)	14mo	$184,900	$152	87
215 Royalton Pkwy	0.03mi	3/2.0	1,202 (-2%)	11mo	$180,000	$150	86
104 Mulligan Way	0.09mi	3/2.0	1,157 (-6%)	6mo	$160,900	$139	81
111 Belcourt Dr	0.19mi	3/2.0	1,220 (-0%)	12mo	$173,000	$142	81
103 Royalton Pkwy	0.17mi	3/2.0	1,120 (-9%)	9mo	$175,000	$156	70
307 Wexford St	0.49mi	3/2.0	1,274 (+4%)	12mo	$194,999	$153	61
127 Country Living Dr	0.54mi	3/2.0	1,165 (-5%)	12mo	$143,000	$123	56
102 Country Living Dr	0.60mi	3/2.0	1,164 (-5%)	12mo	$180,000	$155	54
106 Country Garden Ln	0.50mi	3/2.0	1,408 (+15%)	2mo	$185,000	$131	51
113 Country Living Dr	0.62mi	3/2.0	1,362 (+11%)	3mo	$200,000	$147	50
312 Gun Runner Dr	0.69mi	3/2.0	1,385 (+13%)	10mo	$250,900	$181	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -14.1%
• Equity multiple: 0.50×
• Total profit: $-28,238
• Equity at exit: $29,806

10-year hold

• IRR: -5.3%
• Equity multiple: 0.65×
• Total profit: $-19,411
• Equity at exit: $17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70507

• Home prices YoY: -20.6%
• Active inventory: 330
• Price-to-rent: 10.1×

Monthly cashflow live

• Estimated rent: $1,654 medium
• Mortgage (P&I): −$1,048
• Tax from tax record: −$109 /mo · $1,304/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$347
• Net cashflow: $66

Break-even live

Break-even rent $1,570

Max offer price $199,900

Occupancy floor 91%

Sensitivity live

Price	-10% $179	-5% $123	+0% $66	+5% $10	+10% $-47
Rent	-10% $-64	-5% $1	+0% $66	+5% $132	+10% $197
Rate	-1.0pp $167	-0.5pp $117	base $66	+0.5pp $14	+1.0pp $-38

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $49,975
• Closing costs: $5,997
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
102 Yardley Ct Lafayette, LA	3.0	2.0	1298	$1,645	$1.27	45d	1	0.20mi

Listing history 34 events

1. 2026-06-21
   days on market $199,900 Active 31 DOM
2. 2026-06-18
   days on market $199,900 Active 28 DOM
3. 2026-06-17
   days on market $199,900 Active 27 DOM
4. 2026-06-16
   days on market $199,900 Active 26 DOM
5. 2026-06-15
   days on market $199,900 Active 25 DOM
6. 2026-06-14
   days on market $199,900 Active 23 DOM
7. 2026-06-13
   days on market $199,900 Active 22 DOM
8. 2026-06-10
   days on market $199,900 Active 20 DOM
9. 2026-06-09
   days on market $199,900 Active 19 DOM
10. 2026-06-08
    days on market $199,900 Active 18 DOM
11. 2026-06-07
    days on market $199,900 Active 17 DOM
12. 2026-06-05
    pricedays on market $199,900 Active 14 DOM
13. 2026-06-03
    days on market $203,000 Active 13 DOM
14. 2026-06-02
    days on market $203,000 Active 12 DOM
15. 2026-06-01
    days on market $203,000 Active 11 DOM
16. 2026-05-31
    days on market $203,000 Active 10 DOM
17. 2026-05-30
    days on market $203,000 Active 9 DOM
18. 2026-05-21
    listed $203,000 Active
19. 2024-05-17
    soldstatus $175,000
20. 2024-05-16
    soldstatus $175,000 Sold 453-char remark

    Show marketing remark (453 chars)

    Welcome Home! This 3 bedroom 2 bathroom 1223 sq. ft. with Open/Split floor plan provides a very spacious feeling throughout. New A/C inside and out Nov. 2022. Easy maintenance and ready for you to move in! Located in a quiet neighborhood right off University & just minutes away from I-49 & I-10. Flood zone X; NO flood insurance required. This home qualifies for 100% financing through Rural Development! Call to schedule your private showing.

21. 2024-04-01
    status Pending 453-char remark

    Show marketing remark (453 chars)

    Welcome Home! This 3 bedroom 2 bathroom 1223 sq. ft. with Open/Split floor plan provides a very spacious feeling throughout. New A/C inside and out Nov. 2022. Easy maintenance and ready for you to move in! Located in a quiet neighborhood right off University & just minutes away from I-49 & I-10. Flood zone X; NO flood insurance required. This home qualifies for 100% financing through Rural Development! Call to schedule your private showing.

22. 2024-03-15
    price $175,000 453-char remark

    Show marketing remark (453 chars)

    Welcome Home! This 3 bedroom 2 bathroom 1223 sq. ft. with Open/Split floor plan provides a very spacious feeling throughout. New A/C inside and out Nov. 2022. Easy maintenance and ready for you to move in! Located in a quiet neighborhood right off University & just minutes away from I-49 & I-10. Flood zone X; NO flood insurance required. This home qualifies for 100% financing through Rural Development! Call to schedule your private showing.

23. 2024-02-12
    price $185,000 453-char remark

    Show marketing remark (453 chars)

    Welcome Home! This 3 bedroom 2 bathroom 1223 sq. ft. with Open/Split floor plan provides a very spacious feeling throughout. New A/C inside and out Nov. 2022. Easy maintenance and ready for you to move in! Located in a quiet neighborhood right off University & just minutes away from I-49 & I-10. Flood zone X; NO flood insurance required. This home qualifies for 100% financing through Rural Development! Call to schedule your private showing.

24. 2024-02-06
    listed $190,000 Active 453-char remark

    Show marketing remark (453 chars)

    Welcome Home! This 3 bedroom 2 bathroom 1223 sq. ft. with Open/Split floor plan provides a very spacious feeling throughout. New A/C inside and out Nov. 2022. Easy maintenance and ready for you to move in! Located in a quiet neighborhood right off University & just minutes away from I-49 & I-10. Flood zone X; NO flood insurance required. This home qualifies for 100% financing through Rural Development! Call to schedule your private showing.

25. 2021-07-23
    soldstatus $162,000 532-char remark

    Show marketing remark (532 chars)

    Qualifies for 100% RD financing! This adorable 3 bed, 2 bath home is super clean, move in ready, & has no carpet. The owners have loved and cared for this home which you will see as soon as you step inside. The home features an open concept living/dining /kitchen area, wood laminate plank & ceramic tile floors throughout, plenty of kitchen cabinet storage with separate pantry, and dedicated laundry space. The easy to care for back yard features a 6' wood privacy fence and new storage shed. You don't want to miss this!

26. 2021-07-23
    soldstatus $160,000

    Show marketing remark (532 chars)

    Qualifies for 100% RD financing! This adorable 3 bed, 2 bath home is super clean, move in ready, & has no carpet. The owners have loved and cared for this home which you will see as soon as you step inside. The home features an open concept living/dining /kitchen area, wood laminate plank & ceramic tile floors throughout, plenty of kitchen cabinet storage with separate pantry, and dedicated laundry space. The easy to care for back yard features a 6' wood privacy fence and new storage shed. You don't want to miss this!

27. 2021-06-22
    listed $157,500 532-char remark

    Show marketing remark (532 chars)

    Qualifies for 100% RD financing! This adorable 3 bed, 2 bath home is super clean, move in ready, & has no carpet. The owners have loved and cared for this home which you will see as soon as you step inside. The home features an open concept living/dining /kitchen area, wood laminate plank & ceramic tile floors throughout, plenty of kitchen cabinet storage with separate pantry, and dedicated laundry space. The easy to care for back yard features a 6' wood privacy fence and new storage shed. You don't want to miss this!

28. 2020-06-18
    soldstatus $138,000
29. 2020-06-16
    soldstatus $138,000
30. 2020-03-10
    listed $138,000
31. 2013-08-06
    soldstatus $130,000
32. 2013-04-29
    listed $134,500
33. 2009-08-06
    soldstatus $127,900
34. 2009-04-15
    listed $127,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $1,304 · $109/mo
• Projected year-2 tax: $1,304 · $109/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,845
• − Mortgage interest: −$11,198
• − Property taxes: −$1,304
• − Insurance: −$1,000
• − Repairs & maintenance: −$1,588
• − Management: −$1,588
• − Depreciation: −$5,815
• Taxable loss: −$2,647
• Est. tax savings @ 24.0%: +$635
• After-tax cash flow: $1,430/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lafayette Parish
• NCES district ID: 2200870
• Math proficiency: 38% ▼ -32.00%
• Reading proficiency: 46% ▼ -24.00%
• Median HH income: $50,238
• Composite: 36.15/100
• National rank: #4741
• State rank: #19 of 98 in LA

Livability — Scott

• Score: 66/100
• State rank: #116
• US rank: #11265

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C Housing B+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Lafayette Parish · 207,544 people
• City population: 8,670
• Metro: Lafayette, LA
• Population (ZIP): 20,096
• Household income: $64,049
• Rent vs Own: 28.2% rent · 71.8% own
• Severe rent burden: 503.0

Population outlook (Lafayette County) Hauer SSP2

• Today (2025): 280,930 people
• By 2030: 301,092 · +7.2%
• By 2040: 339,456 · +20.8%
• By 2050: 375,156 · +33.5%
• By 2075: 451,672 · +60.8%
• By 2100: 497,203 · +77.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: Black 47% White 45% Two or more races 6% Hispanic / Latino 3%
• Common ancestry: Lithuanian 15%
• Foreign-born: 2% · Canada
• Languages at home: 94% English-only · French/Haitian/Cajun 4% Spanish 2%

Political lean MEDSL · Lafayette

• 2024 margin: Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
• 2008→2024 swing: -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
• All cycles: 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -40.84%
• Current HPI: 156.889
• Rent YoY: —
• Metro: Lafayette, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+58.7% since first listed

17 events — show timeline

• 2026-05-21 Listed $203,000 AcadianaMLS
• 2024-05-17 Sold (Public Records) $175,000 Public Records
• 2024-05-16 Sold (MLS) $175,000 AcadianaMLS
• 2024-04-01 Pending — AcadianaMLS
• 2024-03-15 Price Changed $175,000 AcadianaMLS
• 2024-02-12 Price Changed $185,000 AcadianaMLS
• 2024-02-06 Listed $190,000 AcadianaMLS
• 2021-07-23 Sold (Public Records) $160,000 Public Records
• 2021-07-23 Sold (MLS) $162,000 AcadianaMLS
• 2021-06-22 Listed $157,500 AcadianaMLS
• 2020-06-18 Sold (Public Records) $138,000 Public Records
• 2020-06-16 Sold (MLS) $138,000 AcadianaMLS
• 2020-03-10 Listed $138,000 AcadianaMLS
• 2013-08-06 Sold (MLS) $130,000 AcadianaMLS
• 2013-04-29 Listed $134,500 AcadianaMLS
• 2009-08-06 Sold (MLS) $127,900 AcadianaMLS
• 2009-04-15 Listed $127,900 AcadianaMLS

Property tax history

+10.3%/yr

Latest (2025): $1,304 · -1.3% YoY. Source: county tax records.