4614 SW G Ave · Lawton, OK 73505

$94,900

3 bd · 2.0 ba · 1,152 sqft · SingleFamily public records · 16 Days on market

Built 1961 6,669 sqft lot Est $113k · 16% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +14.7/15.0
• DSCR +10.0/10.0
• 1% rule +8.3/10.0
• Rent growth +3.8/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Spacious 4 bedrooms 1 bathroom home or Investment property with large walk in laundry room.

Key facts

• Updated sewer line
• Flexible layout
• Adaptable floor plan

Tags

• FLEXIBLE LAYOUT
• ADAPTABLE FLOOR PLAN
• NEW EXTERIOR SIDING
• NEW WINDOWS
• UPDATED SEWER LINE
• PRISTINE INTERIOR

Property features AI

Exterior

• Parking: No garage (converted garage)
• Utilities: Public water; Public sewer; Natural gas available
• Home design: Single-family residence; One level; Residential property
• Construction: Metal roof; Other construction materials; Slab foundation; Built/updated (updated/remodeled)
• Exterior features: Chain link fence; Public maintained road access; City street frontage; Lot dimensions approximately 57 x 117 (6,669 sq ft / 0.1531 acres)

Interior

• Kitchen: Cooktop; Dishwasher
• Flooring: Vinyl; Carpet
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (natural gas); Central air; Electric cooling; Ceiling fans
• Interior features: Double-pane windows; Updated/remodeled condition
• Laundry & utility: Washer hookup; Gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $95k.

Deal economics

• At list price, monthly cash flow is $393 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $95k).
• Recommended offer: $93k (1.5% below list) — sets the bar for market timing.
• Cap rate 11.3% vs local median 6.1% in Lawton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
• Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Eisenhower Es (math 32% / reading 27%, grade F, #255 of 845 statewide, top 35%, 380 students, 0% FRL); Eisenhower Ms (math 20% / reading 30%, grade F, #90 of 345 statewide, top 27%, 1,035 students, 0% FRL); Eisenhower Hs (math 19% / reading 29%, grade F, #215 of 447 statewide, top 48%, 1,350 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising fast (+5.1%/yr); 398 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $656 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 5.1% rent growth), your $27k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 16 days — a 2% lower offer ($93k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $62k; list at $95k implies a 53% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $93,476 (1.5% below list)

Questions for the listing agent

1. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.33% ✓
• Cap rate: 11.27%
• Cash-on-cash: 17.76%
• DSCR: 1.79
• GRM: 6.3

CMA / ARV

• ARV (on-the-fly): $112,896
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
706 SW 49th St	0.15mi	3/1.5	1,200 (+4%)	6mo	$25,000	$21	79
82 SW 45th St	0.19mi	3/1.0	1,100 (-4%)	8mo	$107,000	$97	73
4629 SW Atom Ave	0.32mi	3/1.0	1,200 (+4%)	1mo	$124,000	$103	73
730 SW 46th St	0.21mi	4/2.0 (+1)	1,200 (+4%)	12mo	$60,000	$50	68
1114 SW 45th St	0.39mi	3/1.5	1,200 (+4%)	7mo	$69,500	$58	67
4508 SW Beta Ave	0.46mi	3/1.5	1,100 (-4%)	5mo	$95,000	$86	65
7 SW 49th St	0.56mi	3/2.0	1,200 (+4%)	6mo	$154,500	$129	62
4634 SW J Ave	0.20mi	3/1.5	1,300 (+13%)	9mo	$131,500	$101	60
4535 SW Atom Ave	0.41mi	3/2.0	1,226 (+6%)	13mo	$145,000	$118	59
4530 SW Cherokee Ave	0.23mi	3/2.0	1,300 (+13%)	11mo	$175,000	$135	59
4508 SW Cherokee Ave	0.37mi	3/1.5	1,300 (+13%)	4mo	$127,000	$98	56
4224 SW Summit Ave	0.50mi	3/1.5	1,000 (-13%)	2mo	$49,600	$50	51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.14% rent growth · sell at horizon

5-year hold

• IRR: 11.5%
• Equity multiple: 1.47×
• Total profit: $12,424
• Equity at exit: $14,150

10-year hold

• IRR: 22.1%
• Equity multiple: 3.07×
• Total profit: $54,895
• Equity at exit: $8,205

Cash invested: $26,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Oklahoma: 83 Strongly Landlord-Friendly · R+20
• County: — inherits STATE
• City: — inherits STATE

5-day notice; strongly landlord-favorable.

Methodology + full state rankings →

ZIP-level market 73505

• Rents YoY: 5.1%
• Active inventory: 398
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $1,260 medium
• Mortgage (P&I): −$498
• Tax from tax record: −$65 /mo · $784/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$265
• Net cashflow: $393

Break-even live

Break-even rent $763

Max offer price $94,900

Occupancy floor 64%

Sensitivity live

Price	-10% $447	-5% $420	+0% $393	+5% $366	+10% $339
Rent	-10% $294	-5% $343	+0% $393	+5% $443	+10% $493
Rate	-1.0pp $441	-0.5pp $417	base $393	+0.5pp $369	+1.0pp $344

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,725
• Closing costs: $2,847
• Reserves months: —
• Total cash needed: —

Listing history 13 events

1. 2026-06-19
   days on market $94,900 Active 16 DOM
2. 2026-06-18
   days on market $94,900 Active 15 DOM
3. 2026-06-17
   days on market $94,900 Active 14 DOM
4. 2026-06-16
   days on market $94,900 Active 13 DOM
5. 2026-06-15
   days on market $94,900 Active 12 DOM
6. 2026-06-14
   days on market $94,900 Active 10 DOM
7. 2026-06-13
   days on market $94,900 Active 9 DOM
8. 2026-06-10
   days on market $94,900 Active 7 DOM
9. 2026-06-09
   days on market $94,900 Active 6 DOM
10. 2026-06-08
    days on market $94,900 Active 5 DOM
11. 2026-06-07
    days on market $94,900 Active 4 DOM
12. 2026-06-03
    remarks 699-char remark
13. 2026-06-03
    listed $94,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

• Current annual tax: $784 · $65/mo
• Projected year-2 tax: $854 · $71/mo
• Expected delta: +$70/yr (+$6/mo · 8.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,125
• − Mortgage interest: −$5,316
• − Property taxes: −$784
• − Insurance: −$474
• − Repairs & maintenance: −$1,210
• − Management: −$1,210
• − Depreciation: −$2,761
• Taxable income: $3,370
• Est. tax owed @ 24.0%: −$809
• After-tax cash flow: $3,910/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lawton
• NCES district ID: 4017250
• Math proficiency: 20% ▼ -12.00%
• Reading proficiency: 26% ▼ -9.00%
• Median HH income: $42,618
• Composite: 19.68/100
• National rank: #8732
• State rank: #137 of 270 in OK

Livability — Lawton

• Score: 63/100
• State rank: #206
• US rank: #15131

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lawton, OK
• County: Comanche County · 96,361 people
• City population: 89,233
• Metro: Lawton, OK
• Population (ZIP): 47,790
• Household income: $58,272
• Rent vs Own: 48.2% rent · 51.8% own
• Severe rent burden: 1986.0

Population outlook (Comanche County) Hauer SSP2

• Today (2025): 124,518 people
• By 2030: 124,231 · -0.2%
• By 2040: 122,193 · -1.9%
• By 2050: 120,368 · -3.3%
• By 2075: 120,492 · -3.2%
• By 2100: 123,113 · -1.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 50% Black 17% Two or more races 16% Hispanic / Latino 16% Native American 4% Asian 3%
• Hispanic origin (detail): Mexican 11% Puerto Rican 2%
• Common ancestry: Lithuanian 2% Slovak 2% Romanian 1%
• Foreign-born: 6% · Canada, South Korea
• Languages at home: 88% English-only · Spanish 6% German/W. Germanic 2% Korean 1%

Political lean MEDSL · Comanche

• 2024 margin: Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
• 2008→2024 swing: -5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
• All cycles: 2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -134.88%
• Current HPI: 169.4524
• Rent YoY: ▲ 5.14%
• Metro: Lawton, OK
• State GDP YoY: ▲ 1.55%
• F500 in state: 6

Industry mix (Fortune 500 HQ in OK)

Industry	F500 HQs	Revenue
▸Energy	3	$48B

Price history

-88.0% since first listed

7 events — show timeline

• 2026-05-29 Listed $94,900 LBRMLS
• 2022-07-15 Sold (Public Records) $62,000 Public Records
• 2022-07-12 Sold (MLS) $62,000 LBRMLS
• 2022-05-13 Listed $62,000 LBRMLS
• 2011-03-25 Sold (MLS) $15,000 LBRMLS
• 2011-02-11 Listed $19,900 LBRMLS
• 1996-06-11 Sold (Public Records) $792,000 Public Records

Property tax history

+7.6%/yr

Latest (2025): $784 · +4.7% YoY. Source: county tax records.