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D Composite 44.75
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.7/5.0
  • Schools +3.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$30,000

757 Normal Ave. #c-6 Ave · Burley, ID 83318
3 bd · 1.0 ba · 960 sqft · Manufactured public records · 128 Days on market
Built 1970 $610/mo HOA · 43% of rent ↓ 25% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Move-in ready and affordable! This 3-bedroom, 1-bath manufactured home is located in the Bel Air Trailer Park and offers comfortable living with minor updates throughout. The layout is functional and inviting, making it easy to settle right in. Whether you’re a first-time buyer, downsizing, or looking for an affordable housing option, this home is a great opportunity. Don’t miss your chance to own a well-maintained home at an affordable price!

Key facts

  • Parking
  • Built 1970
  • Listed 127 days

Property features AI

Finance

  • Other: Current use listed as single family in a mobile home park
  • HOA & community: Monthly association fee of $610; Located in the Bel Air subdivision / mobile home park

Exterior

  • Parking: Carport (covered) with 1 space
  • Utilities: City water service; Sewer connected
  • Home design: Mobile/manufactured home on a rented lot; Single-story
  • Construction: Built in 1970
  • Exterior features: Composition roof

Interior

  • Kitchen: Dishwasher; Electric range / oven (freestanding); Refrigerator
  • Bedrooms: 3 bedrooms, all on the main level
  • Flooring: Laminate flooring
  • Bathrooms: 1 bathroom
  • Heating & cooling: Forced air heating; No central cooling
  • Interior features: Solid surface counters
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath manufactured listed at $30k.

Deal economics

  • At list price, monthly cash flow is $313 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $30k).
  • Recommended offer: $26k (12.0% below list) — sets the bar for market timing.
  • Cap rate 18.8% vs local median 2.3% in Burley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#32 in ID, #4,536 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, amenities F, commute F.
  • Cassia County Joint District (town): math 37% / reading 47% proficiency, ranked #59 of 92 in ID (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Dworshak Elementary School (math 45% / reading 50%, grade D, #175 of 357 statewide, top 49%, 405 students, 60% FRL); Burley Senior High School (math 26% / reading 47%, grade F, #105 of 169 statewide, top 63%, 1,055 students, 39% FRL).
  • Market conditions: 117 active listings in the ZIP; 140 units permitted in Cassia County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $207 of loan paydown is wiped out by about $900 of value loss. Plan a longer hold.
  • Cassia County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 128 days — a 12% lower offer ($26k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $10k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 43% of rent.
Recommended offer $26,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 128 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.73%
Cap rate
18.82%
Cash-on-cash
44.75%
DSCR
2.99
GRM
1.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
42.5%
Equity multiple
2.84×
Total profit
$15,481
Equity at exit
$4,473
10-year hold
IRR
48.8%
Equity multiple
5.85×
Total profit
$40,760
Equity at exit
$2,594

Cash invested: $8,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83318

Home prices YoY
-25.2%
Active inventory
117
Price-to-rent
1.8×

Monthly cashflow live

Estimated rent
$1,420 medium interval (Pro) →
Mortgage (P&I)
$157
Tax from tax record
$29 /mo · $346/yr
Insurance
$12
HOA
$610
Vacancy / Maint / Mgmt
$298
Net cashflow
$313

Break-even live

Break-even rent $1,024
Max offer price $30,000
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$7,500
Closing costs
$900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$610 · $7,320/yr

Listing history 13 events

  1. 2026-06-09
    days on market $30,000 Active 128 DOM
  2. 2026-06-08
    days on market $30,000 Active 127 DOM
  3. 2026-06-07
    days on market $30,000 Active 126 DOM
  4. 2026-06-07
    days on market $30,000 Active 125 DOM
  5. 2026-06-04
    days on market $30,000 Active 122 DOM
  6. 2026-06-02
    days on market $30,000 Active 121 DOM
  7. 2026-06-01
    days on market $30,000 Active 120 DOM
  8. 2026-05-31
    days on market $30,000 Active 119 DOM
  9. 2026-05-31
    days on market $30,000 Active 118 DOM
  10. 2026-05-18
    status Active
  11. 2026-05-09
    status Pending
  12. 2026-03-10
    price $30,000
  13. 2026-01-23
    listed $40,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast ID · Resets to sale price

Current annual tax
$346 · $29/mo
Projected year-2 tax
$346 · $29/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥93°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 12 unhealthy d/yr today · 13 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,042
− Mortgage interest
−$1,680
− Property taxes
−$346
− Insurance
−$150
− Repairs & maintenance
−$1,363
− Management
−$1,363
− HOA
−$7,320
− Depreciation
−$873
Taxable income
$3,946
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$947
After-tax cash flow
$2,812/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cassia County Joint District
NCES district ID
1600660
Math proficiency
37% ▬ 0.00%
Reading proficiency
47% ▲ 4.00%
Median HH income
$43,734
Composite
35.52/100
National rank
#4910
State rank
#59 of 92 in ID

Livability — Burley

Score
74/100
State rank
#32
US rank
#4536

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment D+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Burley, ID
County
Cassia County · 19,459 people
City population
19,459
Metro
Burley, ID
Population (ZIP)
19,459
Household income
$71,282
Rent vs Own
32.5% rent · 67.5% own
Severe rent burden
367.0

Population outlook (Cassia County) Hauer SSP2

Today (2025)
24,254 people
By 2030
24,545 · +1.2%
By 2040
25,268 · +4.2%
By 2050
25,828 · +6.5%
By 2075
26,971 · +11.2%
By 2100
26,501 · +9.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (60%)
Race & ethnicity
White 60% Hispanic / Latino 34% Two or more races 15% Native American 1%
Hispanic origin (detail)
Mexican 30%
Common ancestry
Slovak 2% Italian 2% German 1%
Foreign-born
13% · Canada
Languages at home
76% English-only · Spanish 22%

Political lean MEDSL · Cassia

2024 margin
Solid R (+69.1) · D 14.2% · R 83.3% · Other 2.5%
2008→2024 swing
-5.6pp toward R · 2008: -63.5pp · 2024: -69.1pp
All cycles
2024: R+69.1 2020: R+66.9 2016: R+60.1 2012: R+72.2 2008: R+63.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -90.89%
Current HPI
269.8289
Rent YoY
Metro
Burley, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

-25.0% since first listed
4 events — show timeline
  • 2026-05-18 Relisted IMLS
  • 2026-05-09 Pending IMLS
  • 2026-03-10 Price Changed $30,000 IMLS
  • 2026-01-23 Listed $40,000 IMLS

Property tax history

+7.8%/yr

Latest (2025): $346 · -10.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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