141 NE 50th Ct · Ocala, FL 34470

$232,000

2 bd · 2.0 ba · 1,283 sqft · SingleFamily public records · 126 Days on market

Built 1976 0.34 ac lot $181/sqft · 18% below area Est $281k · 18% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.9/30.0
• DSCR +4.6/10.0
• Schools +3.6/10.0
• Livability +3.5/5.0
• 1% rule +3.1/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. New Price Improvement - Welcome to this charming 2 bedroom, 2 bath Ocala home, lovingly cared for by a long-time owner and thoughtfully maintained over the years. Key updates include a roof replaced in 2015 and a new A/C installed in 2022, offering comfort and peace of mind. Situated on a spacious . 34-acre lot with NO HOA, this property provides the freedom and space today’s buyers are looking for. Inside, enjoy the warmth and character of a real wood-burning fireplace, creating a cozy focal point in the main living area. Step outside to the oversized screened back porch, an ideal spot to enjoy morning coffee or unwind in the evenings while overlooking the lovely backyard. The outdoor space is complete with an adorable storage shed and offers plenty of room for gardening, pets, or future outdoor enhancements. Ideally located near Historic Downtown Ocala, Silver Springs State Park, Fort King National Historic Landmark, the World Equestrian Center, nearby golf courses, and everyday conveniences — including a Publix minutes away, a true Florida favorite. This home blends comfort, convenience, and the relaxed Ocala lifestyle. Perfect for first-time buyers or those looking to downsize, this inviting home offers charm, space, and a great central Ocala location.

Key facts

• Screened back porch
• Storage shed
• Spacious lot

Tags

• WOOD-BURNING FIREPLACE
• SCREENED BACK PORCH
• STORAGE SHED
• SPACIOUS LOT
• NO HOA
• NEAR HISTORIC DOWNTOWN OCALA

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $232k.

Deal economics

• At list price, monthly cash flow is $68 ($811/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $187k (19.5% below list).
• Recommended offer: $187k (19.5% below list) — sets the bar for 1% rule.
• Cap rate 6.6% vs local median 4.2% in Ocala — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#476 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents soft (-0.1%/yr); 294 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 43% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 126 days — a 12% lower offer ($204k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $51k; list at $232k implies a 355% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $186,848 (19.5% below list)

Questions for the listing agent

1. It's been on market 126 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 6.64%
• Cash-on-cash: 1.25%
• DSCR: 1.06
• GRM: 10.3

CMA / ARV

• ARV (median comp): $281,255
• List price: $232,000
• Delta: -17.51%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
370 NE 45th Ter	0.39mi	2/2.0	1,294 (+1%)	21mo	$265,000	$205	63
165 NE 43rd Ave	0.69mi	3/2.0 (+1)	1,428 (+11%)	14mo	$295,000	$207	32
5705 SE 2nd St	0.63mi	3/2.0 (+1)	1,172 (-9%)	24mo	$215,000	$183	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -17.4%
• Equity multiple: 0.40×
• Total profit: $-38,857
• Equity at exit: $34,592

10-year hold

• IRR: -15.4%
• Equity multiple: 0.23×
• Total profit: $-49,826
• Equity at exit: $20,059

Cash invested: $64,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34470

• Home prices YoY: -27.6%
• Rents YoY: -0.1%
• Active inventory: 294
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $1,868 high
• Mortgage (P&I): −$1,217
• Tax from tax record: −$95 /mo · $1,143/yr
• Insurance: −$97
• HOA: −$0
• Vacancy / Maint / Mgmt: −$392
• Net cashflow: $68

Break-even live

Break-even rent $1,783

Max offer price $232,000

Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $58,000
• Closing costs: $6,960
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4907 NE 6th St Ocala, FL	3.0	2.0	1864	$2,200	$1.18	21d	1	0.30mi
331 NE 45th Ter Ocala, FL	3.0	2.0	1637	$2,500	$1.53	21d	1	0.34mi
5725 SE 3rd Pl Ocala, FL	3.0	2.0	1608	$1,550	$0.96	21d	1	0.73mi
6001 SE 4th Pl Ocala, FL	3.0	2.0	1865	$2,295	$1.23	13d	1	0.95mi
4505 SE 12th Pl Ocala, FL	3.0	2.0	1551	$1,750	$1.13	21d	1	0.99mi
15 NE 63rd Ct Ocala, FL	3.0	2.0	1500	$1,700	$1.13	21d	1	1.14mi
6772 NE 1st St Unit Na Ocala, FL	3.0	2.0	1300	$1,500	$1.15	13d	1	1.49mi

Listing history 5 events

1. 2026-05-18
   status Pending 1376-char remark

   Show marketing remark (1376 chars)

   Under contract-accepting backup offers. One or more photo(s) has been virtually staged. New Price Improvement - Welcome to this charming 2 bedroom, 2 bath Ocala home, lovingly cared for by a long-time owner and thoughtfully maintained over the years. Key updates include a roof replaced in 2015 and a new A/C installed in 2022, offering comfort and peace of mind. Situated on a spacious . 34-acre lot with NO HOA, this property provides the freedom and space today’s buyers are looking for. Inside, enjoy the warmth and character of a real wood-burning fireplace, creating a cozy focal point in the main living area. Step outside to the oversized screened back porch, an ideal spot to enjoy morning coffee or unwind in the evenings while overlooking the lovely backyard. The outdoor space is complete with an adorable storage shed and offers plenty of room for gardening, pets, or future outdoor enhancements. Ideally located near Historic Downtown Ocala, Silver Springs State Park, Fort King National Historic Landmark, the World Equestrian Center, nearby golf courses, and everyday conveniences — including a Publix minutes away, a true Florida favorite. This home blends comfort, convenience, and the relaxed Ocala lifestyle. Perfect for first-time buyers or those looking to downsize, this inviting home offers charm, space, and a great central Ocala location.

2. 2026-05-02
   price $232,000 1376-char remark

   Show marketing remark (1376 chars)

   Under contract-accepting backup offers. One or more photo(s) has been virtually staged. New Price Improvement - Welcome to this charming 2 bedroom, 2 bath Ocala home, lovingly cared for by a long-time owner and thoughtfully maintained over the years. Key updates include a roof replaced in 2015 and a new A/C installed in 2022, offering comfort and peace of mind. Situated on a spacious . 34-acre lot with NO HOA, this property provides the freedom and space today’s buyers are looking for. Inside, enjoy the warmth and character of a real wood-burning fireplace, creating a cozy focal point in the main living area. Step outside to the oversized screened back porch, an ideal spot to enjoy morning coffee or unwind in the evenings while overlooking the lovely backyard. The outdoor space is complete with an adorable storage shed and offers plenty of room for gardening, pets, or future outdoor enhancements. Ideally located near Historic Downtown Ocala, Silver Springs State Park, Fort King National Historic Landmark, the World Equestrian Center, nearby golf courses, and everyday conveniences — including a Publix minutes away, a true Florida favorite. This home blends comfort, convenience, and the relaxed Ocala lifestyle. Perfect for first-time buyers or those looking to downsize, this inviting home offers charm, space, and a great central Ocala location.

3. 2026-02-13
   price $243,900 1376-char remark

   Show marketing remark (1376 chars)

   Under contract-accepting backup offers. One or more photo(s) has been virtually staged. New Price Improvement - Welcome to this charming 2 bedroom, 2 bath Ocala home, lovingly cared for by a long-time owner and thoughtfully maintained over the years. Key updates include a roof replaced in 2015 and a new A/C installed in 2022, offering comfort and peace of mind. Situated on a spacious . 34-acre lot with NO HOA, this property provides the freedom and space today’s buyers are looking for. Inside, enjoy the warmth and character of a real wood-burning fireplace, creating a cozy focal point in the main living area. Step outside to the oversized screened back porch, an ideal spot to enjoy morning coffee or unwind in the evenings while overlooking the lovely backyard. The outdoor space is complete with an adorable storage shed and offers plenty of room for gardening, pets, or future outdoor enhancements. Ideally located near Historic Downtown Ocala, Silver Springs State Park, Fort King National Historic Landmark, the World Equestrian Center, nearby golf courses, and everyday conveniences — including a Publix minutes away, a true Florida favorite. This home blends comfort, convenience, and the relaxed Ocala lifestyle. Perfect for first-time buyers or those looking to downsize, this inviting home offers charm, space, and a great central Ocala location.

4. 2026-01-14
   listed $249,000 Active 1376-char remark

   Show marketing remark (1376 chars)

   Under contract-accepting backup offers. One or more photo(s) has been virtually staged. New Price Improvement - Welcome to this charming 2 bedroom, 2 bath Ocala home, lovingly cared for by a long-time owner and thoughtfully maintained over the years. Key updates include a roof replaced in 2015 and a new A/C installed in 2022, offering comfort and peace of mind. Situated on a spacious . 34-acre lot with NO HOA, this property provides the freedom and space today’s buyers are looking for. Inside, enjoy the warmth and character of a real wood-burning fireplace, creating a cozy focal point in the main living area. Step outside to the oversized screened back porch, an ideal spot to enjoy morning coffee or unwind in the evenings while overlooking the lovely backyard. The outdoor space is complete with an adorable storage shed and offers plenty of room for gardening, pets, or future outdoor enhancements. Ideally located near Historic Downtown Ocala, Silver Springs State Park, Fort King National Historic Landmark, the World Equestrian Center, nearby golf courses, and everyday conveniences — including a Publix minutes away, a true Florida favorite. This home blends comfort, convenience, and the relaxed Ocala lifestyle. Perfect for first-time buyers or those looking to downsize, this inviting home offers charm, space, and a great central Ocala location.

5. 1992-10-01
   soldstatus $51,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,143 · $95/mo
• Projected year-2 tax: $1,926 · $160/mo
• Expected delta: +$783/yr (+$65/mo · 68.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,422
• − Mortgage interest: −$12,996
• − Property taxes: −$1,143
• − Insurance: −$1,160
• − Repairs & maintenance: −$1,794
• − Management: −$1,794
• − Depreciation: −$6,749
• Taxable loss: −$3,213
• Est. tax savings @ 24.0%: +$771
• After-tax cash flow: $1,582/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Ocala

• Score: 69/100
• State rank: #476
• US rank: #8461

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Marion County · 315,796 people
• City population: 263,375
• Metro: Ocala, FL
• Population (ZIP): 22,443
• Household income: $52,083
• Rent vs Own: 37.0% rent · 63.0% own
• Severe rent burden: 771.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Two or more races 12% Hispanic / Latino 12% Black 10% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 6% Cuban 1%
• Common ancestry: Lithuanian 3% Romanian 2% Italian 2%
• Foreign-born: 6% · Canada, Jamaica, Vietnam
• Languages at home: 89% English-only · Spanish 9%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -92.74%
• Current HPI: 242.686
• Rent YoY: ▼ -0.07%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+354.9% since first listed

5 events — show timeline

• 2026-05-18 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-02 Price Changed $232,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-13 Price Changed $243,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-14 Listed $249,000 Stellar MLS as Distributed by MLS Grid
• 1992-10-01 Sold (Public Records) $51,000 Public Records

Property tax history

+3.4%/yr

Latest (2025): $1,143 · +25.9% YoY. Source: county tax records.