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1214 S Connor Ave
B- Composite 69.32
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.2/5.0
  • Livability +3.2/5.0
  • Schools +2.9/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$69,900

1214 S Connor Ave · Joplin, MO 64801
3 bd · 1.0 ba · 948 sqft · Other public records · 100 Days on market
Built 1915 7,500 sqft lot ↓ 10% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Here is a quaint two bedroom home in the heart of Joplin. Its classic design, generous lot, and excellent proximity to schools and amenities make it an attractive option for homeowners or investors. With modest investment, this property offers great potential for growth in value and rental income.

Key facts

  • 7,500 sq ft lot
  • Built 1915
  • Listed 100 days

Property features AI

Exterior

  • Utilities: Public sewer
  • Home design: Single-family residence (freestanding); Residential zoning R-2
  • Construction: Shingle roof; Block foundation; Built as residential single-family
  • Exterior features: Covered patio and porch; Porch; Chain link fencing; Level, cleared lot

Interior

  • Flooring: Carpet; Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Natural gas central heating with forced air; Heat pump; Ceiling fan cooling
  • Interior features: Ceiling fans

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath other listed at $70k.

Deal economics

  • At list price, monthly cash flow is $417 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $70k).
  • Recommended offer: $64k (9.0% below list) — sets the bar for market timing.
  • Cap rate 13.5% vs local median 5.1% in Joplin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#318 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
  • Joplin Schools (urban): math 30% / reading 39% proficiency, ranked #231 of 324 in MO (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Dover Hill Elementary (351 students, 73% FRL); North Middle (math 26% / reading 35%, grade F, #283 of 391 statewide, top 74%, 517 students, 65% FRL); Joplin High (math 32% / reading 46%, grade F, #287 of 521 statewide, top 55%, 2,233 students, 50% FRL).
  • Market conditions: Rents rising (+3.0%/yr); 378 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 602 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 100 days — a 9% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $63,609 (9.0% below list)

Questions for the listing agent

  1. It's been on market 100 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.54%
Cap rate
13.45%
Cash-on-cash
25.57%
DSCR
2.14
GRM
5.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.95% rent growth · sell at horizon

5-year hold
IRR
19.1%
Equity multiple
1.77×
Total profit
$15,165
Equity at exit
$10,422
10-year hold
IRR
27.4%
Equity multiple
3.41×
Total profit
$47,123
Equity at exit
$6,044

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64801

Rents YoY
3.0%
Active inventory
378
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$1,074 high interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$35 /mo · $425/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$225
Net cashflow
$417

Break-even live

Break-even rent $546
Max offer price $69,900
Occupancy floor 56%

Sensitivity live

Price -10% $457 -5% $437 +0% $417 +5% $397 +10% $377
Rent -10% $332 -5% $375 +0% $417 +5% $459 +10% $502
Rate -1.0pp $452 -0.5pp $435 base $417 +0.5pp $399 +1.0pp $381

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,475
Closing costs
$2,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1907 S Picher Ave Joplin, MO 2.0 1.0 1032 $900 $0.87 22d 1 0.53mi
524 S Moffet Ave Joplin, MO 3.0 1.0 900 $855 $0.95 22d 1 0.61mi
2010 S Moffet Ave Joplin, MO 2.0 1.0 1000 $950 $0.95 22d 1 0.64mi
306 N Connor Ave Joplin, MO 2.0 1.0 1072 $1,000 $0.93 22d 1 1.07mi
1715 Wisconsin Ave #2 Joplin, MO 2.0 2.0 1000 $900 $0.90 22d 1 1.30mi
2830 S Pearl Ave Joplin, MO 2.0 2.0 1000 $1,200 $1.20 22d 1 1.36mi
2019 W 26th St Joplin, MO 2.0 2.0 1000 $1,100 $1.10 22d 1 1.36mi

Listing history 28 events

  1. 2026-06-21
    days on market $69,900 Active 100 DOM
  2. 2026-06-19
    days on market $69,900 Active 98 DOM
  3. 2026-06-18
    days on market $69,900 Active 97 DOM
  4. 2026-06-17
    days on market $69,900 Active 96 DOM
  5. 2026-06-16
    days on market $69,900 Active 95 DOM
  6. 2026-06-15
    days on market $69,900 Active 94 DOM
  7. 2026-06-14
    days on market $69,900 Active 92 DOM
  8. 2026-06-13
    days on market $69,900 Active 91 DOM
  9. 2026-06-10
    days on market $69,900 Active 89 DOM
  10. 2026-06-09
    days on market $69,900 Active 88 DOM
  11. 2026-06-08
    days on market $69,900 Active 87 DOM
  12. 2026-06-07
    days on market $69,900 Active 86 DOM
  13. 2026-06-05
    days on market $69,900 Active 83 DOM
  14. 2026-06-03
    days on market $69,900 Active 82 DOM
  15. 2026-06-02
    days on market $69,900 Active 81 DOM
  16. 2026-06-01
    days on market $69,900 Active 80 DOM
  17. 2026-05-31
    days on market $69,900 Active 79 DOM
  18. 2026-05-30
    days on market $69,900 Active 78 DOM
  19. 2026-03-13
    listed $69,900 Active
  20. 2026-02-23
    soldstatus Closed 298-char remark
    Show marketing remark (298 chars)

    Here is a quaint two bedroom home in the heart of Joplin. Its classic design, generous lot, and excellent proximity to schools and amenities make it an attractive option for homeowners or investors. With modest investment, this property offers great potential for growth in value and rental income.

  21. 2026-02-23
    soldstatus
    Show marketing remark (298 chars)

    Here is a quaint two bedroom home in the heart of Joplin. Its classic design, generous lot, and excellent proximity to schools and amenities make it an attractive option for homeowners or investors. With modest investment, this property offers great potential for growth in value and rental income.

  22. 2026-02-17
    status Pending 298-char remark
    Show marketing remark (298 chars)

    Here is a quaint two bedroom home in the heart of Joplin. Its classic design, generous lot, and excellent proximity to schools and amenities make it an attractive option for homeowners or investors. With modest investment, this property offers great potential for growth in value and rental income.

  23. 2026-02-05
    price $59,900 298-char remark
    Show marketing remark (298 chars)

    Here is a quaint two bedroom home in the heart of Joplin. Its classic design, generous lot, and excellent proximity to schools and amenities make it an attractive option for homeowners or investors. With modest investment, this property offers great potential for growth in value and rental income.

  24. 2025-11-21
    listed $65,000 Active 298-char remark
    Show marketing remark (298 chars)

    Here is a quaint two bedroom home in the heart of Joplin. Its classic design, generous lot, and excellent proximity to schools and amenities make it an attractive option for homeowners or investors. With modest investment, this property offers great potential for growth in value and rental income.

  25. 2025-09-08
    price $74,900
  26. 2025-08-19
    price $77,900
  27. 2015-04-08
    soldstatus
  28. 1973-10-09
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$425 · $35/mo
Projected year-2 tax
$678 · $57/mo
Expected delta
+$254/yr (+$21/mo · 59.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,883
− Mortgage interest
−$3,915
− Property taxes
−$425
− Insurance
−$350
− Repairs & maintenance
−$1,031
− Management
−$1,031
− Depreciation
−$2,033
Taxable income
$4,099
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$984
After-tax cash flow
$4,021/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Joplin Schools
NCES district ID
2916350
Math proficiency
30% ▼ -3.00%
Reading proficiency
39% ▼ -3.00%
Median HH income
$38,648
Composite
28.82/100
National rank
#6657
State rank
#231 of 324 in MO

Livability — Joplin

Score
64/100
State rank
#318
US rank
#14578

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety D- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Joplin, MO
County
Jasper County · 79,035 people
City population
73,303
Metro
Joplin, MO
Population (ZIP)
36,287
Household income
$52,620
Rent vs Own
46.7% rent · 53.3% own
Severe rent burden
1710.0

Population outlook (Jasper County) Hauer SSP2

Today (2025)
120,033 people
By 2030
120,091 · +0.0%
By 2040
119,297 · -0.6%
By 2050
117,705 · -1.9%
By 2075
110,402 · -8.0%
By 2100
99,719 · -16.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Two or more races 8% Hispanic / Latino 6% Black 3% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 2% Lithuanian 2% Italian 2%
Foreign-born
4% · Canada
Languages at home
94% English-only · Spanish 3% Other Asian/Pacific 1%

Political lean MEDSL · Jasper

2024 margin
Solid R (+46.8) · D 25.9% · R 72.7% · Other 1.4%
2008→2024 swing
-13.6pp toward R · 2008: -33.2pp · 2024: -46.8pp
All cycles
2024: R+46.8 2020: R+46.2 2016: R+50.8 2012: R+41.0 2008: R+33.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -174.15%
Current HPI
248.5056
Rent YoY
▲ 2.95%
Metro
Joplin, MO
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

-10.3% since first listed
10 events — show timeline
  • 2026-03-13 Listed $69,900 OGAR
  • 2026-02-23 Sold (Public Records) Public Records
  • 2026-02-23 Sold (MLS) OGAR
  • 2026-02-17 Pending OGAR
  • 2026-02-05 Price Changed $59,900 OGAR
  • 2025-11-21 Listed $65,000 OGAR
  • 2025-09-08 Price Changed $74,900 OGAR
  • 2025-08-19 Price Changed $77,900 OGAR
  • 2015-04-08 Sold (Public Records) Public Records
  • 1973-10-09 Sold (Public Records) Public Records

Property tax history

+2.2%/yr

Latest (2025): $425 · +13.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…