CashFlowRE
Sign in Sign up
314 Wilder Pl
B- Composite 68.56
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.4/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$77,400

314 Wilder Pl · Shreveport, LA 71104
3 bd · 1.5 ba · 2,648 sqft · SingleFamily public records · 136 Days on market
Built 1960 0.29 ac lot ↓ 50% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Actively for sale with a current list price of $77,400. Opportunity awaits in this four bedroom, three bath home. Work is required to make this home move in ready but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.

Key facts

  • 0.29 acre lot
  • Built 1960
  • Listed 136 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $77k.

Deal economics

  • At list price, monthly cash flow is $616 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $77k).
  • Recommended offer: $68k (12.0% below list) — sets the bar for market timing.
  • Cap rate 15.8% vs local median 5.6% in Shreveport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#270 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools D+, crime F, amenities F.
  • Caddo Parish (urban): math 21% / reading 32% proficiency, ranked #53 of 98 in LA (top 54%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.6%/yr); 146 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 221 units permitted in Caddo Parish in 2024 (0 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $535 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Caddo County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.6% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 136 days — a 12% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts; this cycle's ask has dropped $56k (42%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 3.5% of price.
  • Climate carrying-cost: major wind risk, 72% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $68,112 (12.0% below list)

Questions for the listing agent

  1. It's been on market 136 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.09%
Cap rate
15.85%
Cash-on-cash
34.13%
DSCR
2.52
GRM
4.0

CMA / ARV

ARV (on-the-fly)
$307,168
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
314 Wilder Pl 0.00mi 4/3.0 (+1) 2,648 (0%) 0mo $77,400 $29 89
531 Mccormick St 0.33mi 3/2.0 2,584 (-2%) 10mo $285,000 $110 70
217 Linden St 0.10mi 3/2.0 2,399 (-9%) 10mo $279,000 $116 70
525 Elmwood St 0.27mi 3/3.0 2,785 (+5%) 8mo $349,000 $125 66
802 Slattery Blvd 0.62mi 3/2.5 2,667 (+1%) 2mo $259,900 $97 64
480 Albany Ave 0.67mi 3/2.0 2,592 (-2%) 2mo $375,000 $145 61
550 Linden St 0.31mi 4/3.5 (+1) 2,819 (+6%) 3mo $422,000 $150 59
426 Unadilla 0.68mi 3/3.0 2,433 (-8%) 0mo $332,250 $137 48
3821 Dillingham Ave 0.52mi 3/5.0 2,849 (+8%) 6mo $320,000 $112 44
458 Albert Ave 0.74mi 4/2.5 (+1) 2,568 (-3%) 9mo $289,000 $113 44
713 Cecile Pl 0.63mi 3/2.5 2,261 (-15%) 1mo $85,000 $38 41
444 Albert Ave 0.75mi 4/2.0 (+1) 2,372 (-10%) 10mo $295,000 $124 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.56% rent growth · sell at horizon

5-year hold
IRR
30.3%
Equity multiple
2.28×
Total profit
$27,730
Equity at exit
$11,541
10-year hold
IRR
37.9%
Equity multiple
4.64×
Total profit
$78,915
Equity at exit
$6,692

Cash invested: $21,672 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71104

Home prices YoY
-32.2%
Rents YoY
3.6%
Active inventory
146
Price-to-rent
4.0×

Monthly cashflow live

Estimated rent
$1,619 high interval (Pro) →
Mortgage (P&I)
$406
Tax from tax record
$224 /mo · $2,692/yr
Insurance
$32
HOA
$0
Vacancy / Maint / Mgmt
$340
Net cashflow
$616

Break-even live

Break-even rent $839
Max offer price $77,400
Occupancy floor 57%

Sensitivity live

Price -10% $660 -5% $638 +0% $616 +5% $594 +10% $572
Rent -10% $488 -5% $552 +0% $616 +5% $680 +10% $744
Rate -1.0pp $655 -0.5pp $636 base $616 +0.5pp $596 +1.0pp $576

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,350
Closing costs
$2,322
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3624 Gilbert Dr Shreveport, LA 3.0 3.0 2088 $1,900 $0.91 45d 1 0.12mi
320 Stephenson St Shreveport, LA 3.0 2.0 1845 $1,675 $0.91 22d 1 0.14mi
320 Stephenson St Shreveport, LA 3.0 2.0 1845 $1,675 $0.91 15d 1 0.14mi
222 Stephenson St Shreveport, LA 3.0 2.5 2642 $2,000 $0.76 22d 1 0.14mi
3642 Gilbert Dr Shreveport, LA 2.0 2.0 2011 $1,750 $0.87 15d 1 0.15mi
717 Kirby Pl Shreveport, LA 2.0 1.0 1894 $1,450 $0.77 45d 1 0.75mi
419 Boulevard St Shreveport, LA 3.0 2.0 1852 $1,100 $0.59 45d 1 0.93mi
204 Leo Ave Shreveport, LA 4.0 2.0 1846 $2,000 $1.08 15d 1 1.46mi

Listing history 24 events

  1. 2026-04-27
    status Pending
  2. 2026-04-15
    status Active
  3. 2026-02-26
    status Pending
  4. 2026-02-17
    price $77,400
  5. 2026-02-04
    status Active
  6. 2026-02-02
    status Pending
  7. 2026-01-20
    status Active
  8. 2026-01-20
    price $78,800
  9. 2025-12-15
    status Pending
  10. 2025-11-21
    price $82,700
  11. 2025-11-21
    status Active
  12. 2025-10-30
    price $87,200
  13. 2025-10-14
    price $91,900
  14. 2025-09-29
    price $99,500
  15. 2025-09-10
    price $114,800
  16. 2025-09-10
    status Active
  17. 2025-08-29
    historical
  18. 2025-08-20
    listed $133,600 Active
  19. 2025-07-31
    historical
  20. 2025-07-23
    price $98,700
  21. 2025-07-07
    price $122,800
  22. 2025-06-20
    listed $154,800 Active
  23. 2006-07-31
    soldstatus
  24. 1998-06-29
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$2,692 · $224/mo
Projected year-2 tax
$2,692 · $224/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 72% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,424
− Mortgage interest
−$4,336
− Property taxes
−$2,692
− Insurance
−$387
− Repairs & maintenance
−$1,554
− Management
−$1,554
− Depreciation
−$2,252
Taxable income
$6,650
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,596
After-tax cash flow
$5,800/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Caddo Parish
NCES district ID
2200300
Math proficiency
21% ▼ -33.00%
Reading proficiency
32% ▼ -30.00%
Median HH income
$39,227
Composite
22.23/100
National rank
#8148
State rank
#53 of 98 in LA

Livability — Shreveport

Score
59/100
State rank
#270
US rank
#19730

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Shreveport, LA
County
Caddo Parish · 178,536 people
City population
164,123
Metro
Shreveport-Bossier City, LA
Population (ZIP)
12,975
Household income
$56,833
Rent vs Own
54.7% rent · 45.3% own
Severe rent burden
759.0

Population outlook (Caddo County) Hauer SSP2

Today (2025)
243,190 people
By 2030
237,231 · -2.5%
By 2040
222,502 · -8.5%
By 2050
206,516 · -15.1%
By 2075
165,706 · -31.9%
By 2100
122,262 · -49.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 53% Black 28% Two or more races 10% Hispanic / Latino 10% Asian 3%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Slovak 6% Lithuanian 4% Scottish 2%
Foreign-born
5% · Canada, Vietnam
Languages at home
90% English-only · Spanish 5% French/Haitian/Cajun 1% Tagalog/Filipino 1%

Political lean MEDSL · Caddo

2024 margin
Toss-up / Even · D 51.6% · R 47.0% · Other 1.4%
2008→2024 swing
+1.6pp toward D · 2008: 3.0pp · 2024: 4.6pp
All cycles
2024: D+4.6 2020: D+6.8 2016: D+4.2 2012: D+4.9 2008: D+3.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -49.61%
Current HPI
104.3781
Rent YoY
▲ 3.56%
Metro
Shreveport-Bossier City, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-50.0% since first listed
24 events — show timeline
  • 2026-04-27 Pending NTREIS
  • 2026-04-15 Relisted NTREIS
  • 2026-02-26 Pending NTREIS
  • 2026-02-17 Price Changed $77,400 NTREIS
  • 2026-02-04 Relisted NTREIS
  • 2026-02-02 Pending NTREIS
  • 2026-01-20 Relisted NTREIS
  • 2026-01-20 Price Changed $78,800 NTREIS
  • 2025-12-15 Pending NTREIS
  • 2025-11-21 Price Changed $82,700 NTREIS
  • 2025-11-21 Relisted NTREIS
  • 2025-10-30 Price Changed $87,200 NTREIS
  • 2025-10-14 Price Changed $91,900 NTREIS
  • 2025-09-29 Price Changed $99,500 NTREIS
  • 2025-09-10 Price Changed $114,800 NTREIS
  • 2025-09-10 Relisted NTREIS
  • 2025-08-29 Listing Removed NTREIS
  • 2025-08-20 Listed $133,600 NTREIS
  • 2025-07-31 Listing Removed NTREIS
  • 2025-07-23 Price Changed $98,700 NTREIS
  • 2025-07-07 Price Changed $122,800 NTREIS
  • 2025-06-20 Listed $154,800 NTREIS
  • 2006-07-31 Sold (Public Records) Public Records
  • 1998-06-29 Sold (Public Records) Public Records

Property tax history

+5.3%/yr

Latest (2025): $2,692 · +0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…