314 Wilder Pl · Shreveport, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 72.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +3.4/5.0
- Livability +3.0/5.0
- Condition / age +2.5/5.0
- Schools +2.2/10.0
- Appreciation +0.0/10.0
$77,400
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Actively for sale with a current list price of $77,400. Opportunity awaits in this four bedroom, three bath home. Work is required to make this home move in ready but could be worth the effort. Whether you decide to customize this home for yourself or rent it out, this house could be a great option.
Key facts
- 0.29 acre lot
- Built 1960
- Listed 136 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $77k.
Deal economics
- At list price, monthly cash flow is $616 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $77k).
- Recommended offer: $68k (12.0% below list) — sets the bar for market timing.
- Cap rate 15.8% vs local median 5.6% in Shreveport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 59/100 on livability (#270 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools D+, crime F, amenities F.
- Caddo Parish (urban): math 21% / reading 32% proficiency, ranked #53 of 98 in LA (top 54%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.6%/yr); 146 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 221 units permitted in Caddo Parish in 2024 (0 in 5+ unit buildings).
- This rent runs 34% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $535 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Caddo County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.6% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 136 days — a 12% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts; this cycle's ask has dropped $56k (42%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 3.5% of price.
- Climate carrying-cost: major wind risk, 72% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 136 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.09% ✓
- Cap rate
- 15.85%
- Cash-on-cash
- 34.13%
- DSCR
- 2.52
- GRM
- 4.0
CMA / ARV
- ARV (on-the-fly)
- $307,168
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 314 Wilder Pl | 0.00mi | 4/3.0 (+1) | 2,648 (0%) | 0mo | $77,400 | $29 | 89 |
| 531 Mccormick St | 0.33mi | 3/2.0 | 2,584 (-2%) | 10mo | $285,000 | $110 | 70 |
| 217 Linden St | 0.10mi | 3/2.0 | 2,399 (-9%) | 10mo | $279,000 | $116 | 70 |
| 525 Elmwood St | 0.27mi | 3/3.0 | 2,785 (+5%) | 8mo | $349,000 | $125 | 66 |
| 802 Slattery Blvd | 0.62mi | 3/2.5 | 2,667 (+1%) | 2mo | $259,900 | $97 | 64 |
| 480 Albany Ave | 0.67mi | 3/2.0 | 2,592 (-2%) | 2mo | $375,000 | $145 | 61 |
| 550 Linden St | 0.31mi | 4/3.5 (+1) | 2,819 (+6%) | 3mo | $422,000 | $150 | 59 |
| 426 Unadilla | 0.68mi | 3/3.0 | 2,433 (-8%) | 0mo | $332,250 | $137 | 48 |
| 3821 Dillingham Ave | 0.52mi | 3/5.0 | 2,849 (+8%) | 6mo | $320,000 | $112 | 44 |
| 458 Albert Ave | 0.74mi | 4/2.5 (+1) | 2,568 (-3%) | 9mo | $289,000 | $113 | 44 |
| 713 Cecile Pl | 0.63mi | 3/2.5 | 2,261 (-15%) | 1mo | $85,000 | $38 | 41 |
| 444 Albert Ave | 0.75mi | 4/2.0 (+1) | 2,372 (-10%) | 10mo | $295,000 | $124 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.56% rent growth · sell at horizon
- IRR
- 30.3%
- Equity multiple
- 2.28×
- Total profit
- $27,730
- Equity at exit
- $11,541
- IRR
- 37.9%
- Equity multiple
- 4.64×
- Total profit
- $78,915
- Equity at exit
- $6,692
Cash invested: $21,672 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71104
- Home prices YoY
- -32.2%
- Rents YoY
- 3.6%
- Active inventory
- 146
- Price-to-rent
- 4.0×
Monthly cashflow live
- Estimated rent
- $1,619 high interval (Pro) →
- Mortgage (P&I)
- −$406
- Tax from tax record
- −$224 /mo · $2,692/yr
- Insurance
- −$32
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$340
- Net cashflow
- $616
Break-even live
Sensitivity live
| Price | -10% $660 | -5% $638 | +0% $616 | +5% $594 | +10% $572 |
|---|---|---|---|---|---|
| Rent | -10% $488 | -5% $552 | +0% $616 | +5% $680 | +10% $744 |
| Rate | -1.0pp $655 | -0.5pp $636 | base $616 | +0.5pp $596 | +1.0pp $576 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,350
- Closing costs
- $2,322
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3624 Gilbert Dr Shreveport, LA | 3.0 | 3.0 | 2088 | $1,900 | $0.91 | 45d | 1 | 0.12mi |
| 320 Stephenson St Shreveport, LA | 3.0 | 2.0 | 1845 | $1,675 | $0.91 | 22d | 1 | 0.14mi |
| 320 Stephenson St Shreveport, LA | 3.0 | 2.0 | 1845 | $1,675 | $0.91 | 15d | 1 | 0.14mi |
| 222 Stephenson St Shreveport, LA | 3.0 | 2.5 | 2642 | $2,000 | $0.76 | 22d | 1 | 0.14mi |
| 3642 Gilbert Dr Shreveport, LA | 2.0 | 2.0 | 2011 | $1,750 | $0.87 | 15d | 1 | 0.15mi |
| 717 Kirby Pl Shreveport, LA | 2.0 | 1.0 | 1894 | $1,450 | $0.77 | 45d | 1 | 0.75mi |
| 419 Boulevard St Shreveport, LA | 3.0 | 2.0 | 1852 | $1,100 | $0.59 | 45d | 1 | 0.93mi |
| 204 Leo Ave Shreveport, LA | 4.0 | 2.0 | 1846 | $2,000 | $1.08 | 15d | 1 | 1.46mi |
Listing history 24 events
-
2026-04-27status Pending
-
2026-04-15status Active
-
2026-02-26status Pending
-
2026-02-17price $77,400
-
2026-02-04status Active
-
2026-02-02status Pending
-
2026-01-20status Active
-
2026-01-20price $78,800
-
2025-12-15status Pending
-
2025-11-21price $82,700
-
2025-11-21status Active
-
2025-10-30price $87,200
-
2025-10-14price $91,900
-
2025-09-29price $99,500
-
2025-09-10price $114,800
-
2025-09-10status Active
-
2025-08-29historical
-
2025-08-20$133,600 Active
-
2025-07-31historical
-
2025-07-23price $98,700
-
2025-07-07price $122,800
-
2025-06-20$154,800 Active
-
2006-07-31soldstatus
-
1998-06-29soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $2,692 · $224/mo
- Projected year-2 tax
- $2,692 · $224/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
- Wind 6/10 Major 72% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,424
- − Mortgage interest
- −$4,336
- − Property taxes
- −$2,692
- − Insurance
- −$387
- − Repairs & maintenance
- −$1,554
- − Management
- −$1,554
- − Depreciation
- −$2,252
- Taxable income
- $6,650
- Est. tax owed @ 24.0%
- −$1,596
- After-tax cash flow
- $5,800/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Caddo Parish
- NCES district ID
- 2200300
- Math proficiency
- 21% ▼ -33.00%
- Reading proficiency
- 32% ▼ -30.00%
- Median HH income
- $39,227
- Composite
- 22.23/100
- National rank
- #8148
- State rank
- #53 of 98 in LA
Livability — Shreveport
- Score
- 59/100
- State rank
- #270
- US rank
- #19730
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Shreveport, LA
- County
- Caddo Parish · 178,536 people
- City population
- 164,123
- Metro
- Shreveport-Bossier City, LA
- Population (ZIP)
- 12,975
- Household income
- $56,833
- Rent vs Own
- Severe rent burden
- 759.0
Population outlook (Caddo County) Hauer SSP2
- Today (2025)
- 243,190 people
- By 2030
- 237,231 · -2.5%
- By 2040
- 222,502 · -8.5%
- By 2050
- 206,516 · -15.1%
- By 2075
- 165,706 · -31.9%
- By 2100
- 122,262 · -49.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 53% Black 28% Two or more races 10% Hispanic / Latino 10% Asian 3%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Slovak 6% Lithuanian 4% Scottish 2%
- Foreign-born
- 5% · Canada, Vietnam
- Languages at home
- 90% English-only · Spanish 5% French/Haitian/Cajun 1% Tagalog/Filipino 1%
Political lean MEDSL · Caddo
- 2024 margin
- Toss-up / Even · D 51.6% · R 47.0% · Other 1.4%
- 2008→2024 swing
- +1.6pp toward D · 2008: 3.0pp · 2024: 4.6pp
- All cycles
- 2024: D+4.6 2020: D+6.8 2016: D+4.2 2012: D+4.9 2008: D+3.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -49.61%
- Current HPI
- 104.3781
- Rent YoY
- ▲ 3.56%
- Metro
- Shreveport-Bossier City, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
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| Advertising | 1 | $2B |
|
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Price history
-50.0% since first listed24 events — show timeline
- 2026-04-27 Pending — NTREIS
- 2026-04-15 Relisted — NTREIS
- 2026-02-26 Pending — NTREIS
- 2026-02-17 Price Changed $77,400 NTREIS
- 2026-02-04 Relisted — NTREIS
- 2026-02-02 Pending — NTREIS
- 2026-01-20 Relisted — NTREIS
- 2026-01-20 Price Changed $78,800 NTREIS
- 2025-12-15 Pending — NTREIS
- 2025-11-21 Price Changed $82,700 NTREIS
- 2025-11-21 Relisted — NTREIS
- 2025-10-30 Price Changed $87,200 NTREIS
- 2025-10-14 Price Changed $91,900 NTREIS
- 2025-09-29 Price Changed $99,500 NTREIS
- 2025-09-10 Price Changed $114,800 NTREIS
- 2025-09-10 Relisted — NTREIS
- 2025-08-29 Listing Removed — NTREIS
- 2025-08-20 Listed $133,600 NTREIS
- 2025-07-31 Listing Removed — NTREIS
- 2025-07-23 Price Changed $98,700 NTREIS
- 2025-07-07 Price Changed $122,800 NTREIS
- 2025-06-20 Listed $154,800 NTREIS
- 2006-07-31 Sold (Public Records) — Public Records
- 1998-06-29 Sold (Public Records) — Public Records
Property tax history
+5.3%/yrLatest (2025): $2,692 · +0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…