1230 S Carey St · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.8/5.0
- Rent growth +2.2/5.0
- Condition / age +2.2/5.0
- Schools +0.4/10.0
- Appreciation +0.0/10.0
$95,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
PRICE REDUCTION. Opportunity awaits with this 2-bedroom, 1-bath row home ready for your vision! This property is in need of cosmetic repairs but offers a solid footprint and endless possibilities for investors, flippers, or buyers looking to create their dream home. The home features a new roof and a newly updated porch, adding to its overall potential. The home features a traditional row home layout with a living room, separate dining area, and kitchen on the main level, with two bedrooms and a full bathroom upstairs. With the right updates and improvements, this property could be transformed into a great rental, resale project, or affordable primary residence.
Key facts
- Close to dining
- Newly updated porch
- Close to shopping
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath townhouse listed at $95k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $622 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $95k).
- Cap rate 14.2% vs local median 5.9% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Elmer A. Henderson: A Johns Hopkins Partnership (math 2% / reading 16%, grade F, #650 of 860 statewide, top 77%, 642 students, 80% FRL); Vanguard Collegiate Middle (math 3% / reading 15%, grade F, #212 of 225 statewide, top 95%, 343 students, 84% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL).
- Zoned-school proficiency averages 32% at this address vs 12% district-wide (+20 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents soft (-1.0%/yr); 588 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 98d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $27k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 3.3% of price; built in 1900 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.89% ✓
- Cap rate
- 14.15%
- Cash-on-cash
- 28.07%
- DSCR
- 2.25
- GRM
- 4.4
CMA / ARV
- ARV (median comp)
- $178,332
- List price
- $95,000
- Delta
- -46.73%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1413 S Carey St | 0.08mi | 2/2.0 | 1,232 (0%) | 0mo | $214,900 | $174 | 92 |
| 1113 W Cross St W | 0.23mi | 2/1.5 | 1,248 (+1%) | 2mo | $245,000 | $196 | 83 |
| 1124 Washington Blvd | 0.21mi | 2/1.5 | 1,256 (+2%) | 3mo | $97,000 | $77 | 83 |
| 628 Wyeth St | 0.29mi | 2/2.0 | 1,259 (+2%) | 3mo | $210,000 | $167 | 76 |
| 1258 Carroll St | 0.04mi | 2/1.5 | 1,375 (+12%) | 1mo | $195,000 | $142 | 76 |
| 1244 Carroll St | 0.06mi | 3/1.5 (+1) | 1,140 (-8%) | 4mo | $213,900 | $188 | 75 |
| 1240 Carroll St | 0.06mi | 3/1.5 (+1) | 1,372 (+11%) | 1mo | $90,000 | $66 | 70 |
| 121 Parkin St | 0.50mi | 3/2.0 (+1) | 1,208 (-2%) | 3mo | $175,000 | $145 | 62 |
| 109 Scott St | 0.56mi | 3/2.0 (+1) | 1,296 (+5%) | 1mo | $280,000 | $216 | 56 |
| 756 Mchenry St | 0.50mi | 3/2.5 (+1) | 1,344 (+9%) | 0mo | $208,500 | $155 | 50 |
| 1032 W Fayette St | 0.71mi | 3/2.5 (+1) | 1,281 (+4%) | 3mo | $243,000 | $190 | 47 |
| 1422 W Lombard St | 0.56mi | 3/2.0 (+1) | 1,395 (+13%) | 0mo | $135,000 | $97 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 18.5%
- Equity multiple
- 1.72×
- Total profit
- $19,076
- Equity at exit
- $14,165
- IRR
- 24.4%
- Equity multiple
- 2.79×
- Total profit
- $47,733
- Equity at exit
- $8,214
Cash invested: $26,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
Active competition Active MLS
- For sale now
- 108 active · 50 under contract
- Months of supply
- 10.8 mo (9%/mo absorbed)
- Median asking
- $144,700 ($134/sqft)
- Median days on market
- 88 d
- This list price
- 14% of active listings are priced below it
- ARV vs active asking
- +7.8% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 21230
- Rents YoY
- -1.0%
- Active inventory
- 588
- Price-to-rent
- 4.4×
Monthly cashflow live
- Estimated rent
- $1,798 high interval (Pro) →
- Mortgage (P&I)
- −$498
- Tax from tax record
- −$261 /mo · $3,129/yr
- Insurance
- −$40
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$378
- Net cashflow
- $622
Break-even live
Sensitivity live
| Price | -10% $676 | -5% $649 | +0% $622 | +5% $595 | +10% $568 |
|---|---|---|---|---|---|
| Rent | -10% $480 | -5% $551 | +0% $622 | +5% $693 | +10% $764 |
| Rate | -1.0pp $670 | -0.5pp $646 | base $622 | +0.5pp $598 | +1.0pp $572 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,750
- Closing costs
- $2,850
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1301 Washington Blvd Ste B Baltimore, MD | 2.0 | 1.0 | 1000 | $1,450 | $1.45 | 0d | 1 | 0.04mi |
| 1265 Washington Blvd Baltimore, MD | 3.0 | 2.5 | 1500 | $2,800 | $1.87 | 64d | 1 | 0.05mi |
| 1259 Washington Blvd Baltimore, MD | 3.0 | 3.0 | 1232 | $2,200 | $1.79 | 74d | 1 | 0.06mi |
| 1243 Washington Blvd Baltimore, MD | 3.0 | 2.0 | 1148 | $1,950 | $1.70 | 139d | 1 | 0.07mi |
| 1127 S Carey St Baltimore, MD | 3.0 | 2.5 | 1340 | $1,900 | $1.42 | 100d | 1 | 0.08mi |
| 1354 Washington Blvd Baltimore, MD | 3.0 | 1.0 | 1152 | $1,550 | $1.35 | 24d | 1 | 0.08mi |
| 1253 Sargeant St Baltimore, MD | 2.0 | 1.5 | 839 | $1,595 | $1.90 | 67d | 1 | 0.10mi |
| 1200 Bayard St Baltimore, MD | 2.0 | 1.5 | 1128 | $1,500 | $1.33 | 29d | 1 | 0.10mi |
| 1340 Sargeant St Baltimore, MD | 2.0 | 1.5 | 1080 | $1,700 | $1.57 | 10d | 1 | 0.11mi |
| 1303 James St Baltimore, MD | 2.0 | 1.5 | 1160 | $1,350 | $1.16 | 119d | 1 | 0.11mi |
| 1101 S Carey St Baltimore, MD | 2.0 | 2.0 | 1400 | $1,200 | $0.86 | 117d | 1 | 0.12mi |
| 1205 Cleveland St Baltimore, MD | 2.0 | 2.0 | 1232 | $1,900 | $1.54 | 139d | 1 | 0.13mi |
| 1326 James St Baltimore, MD | 2.0 | 1.0 | 1222 | $1,300 | $1.06 | 84d | 1 | 0.13mi |
| 1218 W Ostend St Baltimore, MD | 2.0 | 1.5 | 1480 | $1,875 | $1.27 | 4d | 1 | 0.13mi |
| 1432 Carroll St Baltimore, MD | 2.0 | 1.5 | 912 | $1,900 | $2.08 | 139d | 1 | 0.14mi |
| 1163 Washington Blvd Baltimore, MD | 2.0 | 2.5 | 1012 | $1,700 | $1.68 | 108d | 1 | 0.15mi |
| 1215 James St Baltimore, MD | 2.0 | 1.0 | 960 | $1,500 | $1.56 | 139d | 1 | 0.15mi |
| 1170 Washington Blvd Baltimore, MD | 2.0 | 1.0 | 1300 | $1,400 | $1.08 | 64d | 1 | 0.16mi |
| 1208 James St Baltimore, MD | 3.0 | 1.0 | 1196 | $1,450 | $1.21 | 7d | 1 | 0.16mi |
| 1160 Washington Blvd Baltimore, MD | 2.0 | 1.0 | 960 | $1,575 | $1.64 | 119d | 1 | 0.17mi |
| 1262 Glyndon Ave Baltimore, MD | 2.0 | 3.0 | 1258 | $1,750 | $1.39 | 72d | 1 | 0.17mi |
| 1262 Glyndon Ave Baltimore, MD | 2.0 | 3.0 | 1258 | $1,850 | $1.47 | 119d | 1 | 0.17mi |
| 1133 Washington Blvd Baltimore, MD | 2.0 | 1.0 | 812 | $1,500 | $1.85 | 10d | 1 | 0.18mi |
| 1127 Sargeant St Baltimore, MD | 2.0 | 1.5 | 1080 | $1,275 | $1.18 | 119d | 1 | 0.20mi |
| 1142 Sargeant St Baltimore, MD | 3.0 | 2.0 | 1080 | $1,601 | $1.48 | 97d | 1 | 0.20mi |
| 1142 Sargeant St Baltimore, MD | 3.0 | 2.0 | 1080 | $1,601 | $1.48 | 94d | 1 | 0.20mi |
| 1132 Nanticoke St Baltimore, MD | 2.0 | 2.5 | 1500 | $1,800 | $1.20 | 88d | 1 | 0.22mi |
| 626 Archer St Baltimore, MD | 2.0 | 2.0 | 820 | $1,500 | $1.83 | 10d | 1 | 0.28mi |
| 853 Reinhart St Baltimore, MD | 2.0 | 2.5 | 780 | $1,800 | $2.31 | 139d | 1 | 0.29mi |
| 918 Ramsay St Baltimore, MD | 3.0 | 3.0 | 1381 | $2,800 | $2.03 | 10d | 1 | 0.29mi |
| 634 Wyeth St Baltimore, MD | 2.0 | 2.0 | 924 | $1,550 | $1.68 | 69d | 1 | 0.30mi |
| 1125 Wicomico St Baltimore, MD | 3.0 | 3.0 | 1068 | $1,955 | $1.83 | 119d | 1 | 0.32mi |
| 322 S Poppleton St Baltimore, MD | 2.0 | 1.0 | 864 | $1,700 | $1.97 | 29d | 1 | 0.32mi |
| 508 Wyeth St Baltimore, MD | 3.0 | 3.0 | 1234 | $1,850 | $1.50 | 139d | 1 | 0.33mi |
| 923 McHenry St Baltimore, MD | 3.0 | 1.0 | 1008 | $1,625 | $1.61 | 139d | 1 | 0.34mi |
| 709 Scott St Baltimore, MD | 3.0 | 2.5 | 1448 | $2,500 | $1.73 | 119d | 1 | 0.36mi |
| 709 Scott St Baltimore, MD | 3.0 | 3.0 | 1448 | $2,300 | $1.59 | 88d | 1 | 0.36mi |
| 847 McHenry St Baltimore, MD | 2.0 | 2.0 | 952 | $1,795 | $1.89 | 100d | 1 | 0.37mi |
| 305 S Calhoun St Baltimore, MD | 2.0 | 1.0 | 1000 | $1,300 | $1.30 | 117d | 1 | 0.37mi |
| 805 Washington Blvd Unit B Baltimore, MD | 2.0 | 2.0 | 1106 | $1,650 | $1.49 | 116d | 1 | 0.37mi |
Property features AI
Finance
- Other
- Not in a federal flood zoneTotal below-grade area reportedAbove-grade finished area reportedUnfinished below-grade area reportedAnnual ground rent listed under income/expense
- Financial info
- Fee simple ownershipImprovement and land assessed values reportedTaxes assessed for 2025Lease not being considered
Exterior
- Parking
- On-street parking
- Utilities
- Public waterPublic sewerNatural gas service
- Home design
- Interior townhouse/rowhouseBrick construction
- Construction
- Brick construction materialsOther foundation typeAbove-grade and below-grade structuresEstimated year built
- Exterior features
- Ground rent exists (paid annually)Property located within city limits of Baltimore
Interior
- Bedrooms
- Two bedrooms on the main level
- Bathrooms
- One full bathroom on the main levelOne full bathroom total
- Heating & cooling
- Radiator heatingCentral air conditioningNatural gas for heating and hot water
- Interior features
- Daylight, full basementLiving area reported by assessor
Listing history 50 events
-
2026-09-24days on market $95,000 Active 8 DOM
-
2026-09-23days on market $95,000 Active 7 DOM
-
2026-09-22days on market $95,000 Active 6 DOM
-
2026-09-21days on market $95,000 Active 5 DOM
-
2026-09-20days on market $95,000 Active 4 DOM
-
2026-09-19days on market $95,000 Active 3 DOM
-
2026-09-18days on market $95,000 Active 2 DOM
-
2026-09-17days on market $95,000 Active 1 DOM
-
2026-08-31days on market $95,000 Active 179 DOM
-
2026-08-30days on market $95,000 Active 178 DOM
-
2026-08-29days on market $95,000 Active 177 DOM
-
2026-08-28days on market $95,000 Active 176 DOM
-
2026-08-27days on market $95,000 Active 175 DOM
-
2026-08-25days on market $95,000 Active 173 DOM
-
2026-08-24days on market $95,000 Active 172 DOM
-
2026-08-23days on market $95,000 Active 171 DOM
-
2026-08-22days on market $95,000 Active 170 DOM
-
2026-08-21days on market $95,000 Active 169 DOM
-
2026-08-20days on market $95,000 Active 168 DOM
-
2026-08-19days on market $95,000 Active 167 DOM
-
2026-08-18days on market $95,000 Active 166 DOM
-
2026-08-17days on market $95,000 Active 165 DOM
-
2026-08-16days on market $95,000 Active 164 DOM
-
2026-08-15days on market $95,000 Active 163 DOM
-
2026-08-14days on market $95,000 Active 162 DOM
-
2026-08-13days on market $95,000 Active 161 DOM
-
2026-08-12days on market $95,000 Active 160 DOM
-
2026-08-11days on market $95,000 Active 159 DOM
-
2026-08-10days on market $95,000 Active 158 DOM
-
2026-08-09days on market $95,000 Active 157 DOM
-
2026-08-08days on market $95,000 Active 156 DOM
-
2026-08-06days on market $95,000 Active 154 DOM
-
2026-08-05days on market $95,000 Active 153 DOM
-
2026-08-04days on market $95,000 Active 152 DOM
-
2026-08-03days on market $95,000 Active 151 DOM
-
2026-07-31days on market $95,000 Active 148 DOM
-
2026-07-30days on market $95,000 Active 146 DOM
-
2026-07-28days on market $95,000 Active 145 DOM
-
2026-07-26days on market $95,000 Active 143 DOM
-
2026-07-24days on market $95,000 Active 141 DOM
-
2026-07-23days on market $95,000 Active 140 DOM
-
2026-07-22days on market $95,000 Active 139 DOM
-
2026-07-21days on market $95,000 Active 138 DOM
-
2026-07-20days on market $95,000 Active 137 DOM
-
2026-07-18days on market $95,000 Active 135 DOM
-
2026-07-18days on market $95,000 Active 134 DOM
-
2026-07-16days on market $95,000 Active 133 DOM
-
2026-07-15days on market $95,000 Active 132 DOM
-
2026-07-14days on market $95,000 Active 131 DOM
-
2026-07-13days on market $95,000 Active 130 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $3,129 · $261/mo
- Projected year-2 tax
- $3,129 · $261/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,579
- − Mortgage interest
- −$5,321
- − Property taxes
- −$3,129
- − Insurance
- −$475
- − Repairs & maintenance
- −$1,726
- − Management
- −$1,726
- − Depreciation
- −$2,764
- Taxable income
- $6,438
- Est. tax owed @ 24.0%
- −$1,545
- After-tax cash flow
- $5,921/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 8 photos
This 2-bedroom, 1-bath townhouse requires moderate renovations to bring it up to a fair condition. Key areas needing attention include the kitchen, exterior siding, and interior walls. With proper updates, the property has significant potential for increasing its resale and rental value.
Deferred maintenance Est. $50,000–$150,000 screening
- Major Roof (roof) — No roof visible in photos
- Major Windows (windows) — No windows visible in photos
- Major Electrical (electrical) — No electrical panel visible in photos
- Major Plumbing (plumbing) — No plumbing fixtures visible in photos
- Major Exterior (exterior) — No exterior walls or siding visible in photos
Repairs flagged
- Major Exposed subfloor in kitchen and living areas — Exposed subfloor indicates significant structural damage and requires full replacement.
- Major Missing cabinets, appliances, and countertops in kitchen — Missing kitchen elements indicate a complete kitchen renovation is needed.
- Minor Paint chipped and uneven in interior walls — Paint chipping is a minor issue that can be addressed with a fresh coat.
- Moderate Weathered exterior siding and peeling paint — Weathered siding and peeling paint require repainting or minor repairs.
Value-add opportunities
- Both Painting exterior siding and repainting interior walls — Fresh paint enhances curb appeal and interior aesthetics, improving both resale and rental value. ↑
- Both Replacing exposed subfloor and installing new flooring — New flooring and subflooring provide a solid foundation and improve the home's livability, increasing both resale and rental value. ↑
- Both Reinstalling cabinets, appliances, and countertops in the kitchen — A fully functional kitchen with modern appliances and cabinets enhances the home's appeal and increases its value for both resale and rental. ↑
- Both Landscaping and maintaining the property's curb appeal — A well-maintained and landscaped exterior enhances the home's curb appeal, improving both resale and rental value. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 624,249 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 32,977
- Household income
- $91,842
- Rent vs Own
- Severe rent burden
- 14% of renters
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 55% Black 23% Hispanic / Latino 13% Two or more races 6% Asian 4%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 1%
- Common ancestry
- Romanian 5% Lithuanian 2% Italian 2%
- Foreign-born
- 10% · Canada, China
- Languages at home
- 85% English-only · Spanish 9% Other Indo-European 1% Other Asian/Pacific 1%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -311.43%
- Current HPI
- 284.338
- Rent YoY
- ▼ -1.00%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
-36.7% since first listed9 events — show timeline
- 2026-09-16 Listed $95,000 BRIGHT MLS
- 2026-08-31 Listing Removed — BRIGHT MLS
- 2026-05-04 Price Changed $95,000 BRIGHT MLS
- 2026-04-03 Price Changed $110,000 BRIGHT MLS
- 2026-03-05 Listed $135,700 BRIGHT MLS
- 2017-08-16 Delisted — MRIS
- 2017-08-16 Listing Removed — BRIGHT MLS
- 2017-08-01 Listed — MRIS
- 2017-08-01 Listed $150,000 BRIGHT MLS
Property tax history
+4.2%/yrLatest (2026): $3,129 · +6.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…