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1230 S Carey St
B Composite 73.72
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.8/5.0
  • Rent growth +2.2/5.0
  • Condition / age +2.2/5.0
  • Schools +0.4/10.0
  • Appreciation +0.0/10.0

$95,000

1230 S Carey St · Baltimore, MD 21230
2 bd · 1.0 ba · 1,232 sqft · Townhouse public records · 8 Days on market
Built 1900 Fair condition 1,848 sqft lot $77/sqft · 47% below area Est $178k · 47% under ↓ 37% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

PRICE REDUCTION. Opportunity awaits with this 2-bedroom, 1-bath row home ready for your vision! This property is in need of cosmetic repairs but offers a solid footprint and endless possibilities for investors, flippers, or buyers looking to create their dream home. The home features a new roof and a newly updated porch, adding to its overall potential. The home features a traditional row home layout with a living room, separate dining area, and kitchen on the main level, with two bedrooms and a full bathroom upstairs. With the right updates and improvements, this property could be transformed into a great rental, resale project, or affordable primary residence.

Key facts

  • Close to dining
  • Newly updated porch
  • Close to shopping

Tags

NEW ROOFNEWLY UPDATED PORCHTRADITIONAL ROW HOME LAYOUTCLOSE TO SHOPPINGCLOSE TO DININGCLOSE TO CARROLL PARK

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath townhouse listed at $95k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $622 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $95k).
  • Cap rate 14.2% vs local median 5.9% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Elmer A. Henderson: A Johns Hopkins Partnership (math 2% / reading 16%, grade F, #650 of 860 statewide, top 77%, 642 students, 80% FRL); Vanguard Collegiate Middle (math 3% / reading 15%, grade F, #212 of 225 statewide, top 95%, 343 students, 84% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL).
  • Zoned-school proficiency averages 32% at this address vs 12% district-wide (+20 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents soft (-1.0%/yr); 588 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 98d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $27k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.3% of price; built in 1900 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $95,000

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.89%
Cap rate
14.15%
Cash-on-cash
28.07%
DSCR
2.25
GRM
4.4

CMA / ARV

ARV (median comp)
$178,332
List price
$95,000
Delta
-46.73%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1413 S Carey St 0.08mi 2/2.0 1,232 (0%) 0mo $214,900 $174 92
1113 W Cross St W 0.23mi 2/1.5 1,248 (+1%) 2mo $245,000 $196 83
1124 Washington Blvd 0.21mi 2/1.5 1,256 (+2%) 3mo $97,000 $77 83
628 Wyeth St 0.29mi 2/2.0 1,259 (+2%) 3mo $210,000 $167 76
1258 Carroll St 0.04mi 2/1.5 1,375 (+12%) 1mo $195,000 $142 76
1244 Carroll St 0.06mi 3/1.5 (+1) 1,140 (-8%) 4mo $213,900 $188 75
1240 Carroll St 0.06mi 3/1.5 (+1) 1,372 (+11%) 1mo $90,000 $66 70
121 Parkin St 0.50mi 3/2.0 (+1) 1,208 (-2%) 3mo $175,000 $145 62
109 Scott St 0.56mi 3/2.0 (+1) 1,296 (+5%) 1mo $280,000 $216 56
756 Mchenry St 0.50mi 3/2.5 (+1) 1,344 (+9%) 0mo $208,500 $155 50
1032 W Fayette St 0.71mi 3/2.5 (+1) 1,281 (+4%) 3mo $243,000 $190 47
1422 W Lombard St 0.56mi 3/2.0 (+1) 1,395 (+13%) 0mo $135,000 $97 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
18.5%
Equity multiple
1.72×
Total profit
$19,076
Equity at exit
$14,165
10-year hold
IRR
24.4%
Equity multiple
2.79×
Total profit
$47,733
Equity at exit
$8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
108 active · 50 under contract
Months of supply
10.8 mo (9%/mo absorbed)
Median asking
$144,700 ($134/sqft)
Median days on market
88 d
This list price
14% of active listings are priced below it
ARV vs active asking
+7.8% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 21230

Rents YoY
-1.0%
Active inventory
588
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$1,798 high interval (Pro) →
Mortgage (P&I)
$498
Tax from tax record
$261 /mo · $3,129/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$378
Net cashflow
$622

Break-even live

Break-even rent $1,011
Max offer price $95,000
Occupancy floor 60%

Sensitivity live

Price -10% $676 -5% $649 +0% $622 +5% $595 +10% $568
Rent -10% $480 -5% $551 +0% $622 +5% $693 +10% $764
Rate -1.0pp $670 -0.5pp $646 base $622 +0.5pp $598 +1.0pp $572

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1301 Washington Blvd Ste B Baltimore, MD 2.0 1.0 1000 $1,450 $1.45 0d 1 0.04mi
1265 Washington Blvd Baltimore, MD 3.0 2.5 1500 $2,800 $1.87 64d 1 0.05mi
1259 Washington Blvd Baltimore, MD 3.0 3.0 1232 $2,200 $1.79 74d 1 0.06mi
1243 Washington Blvd Baltimore, MD 3.0 2.0 1148 $1,950 $1.70 139d 1 0.07mi
1127 S Carey St Baltimore, MD 3.0 2.5 1340 $1,900 $1.42 100d 1 0.08mi
1354 Washington Blvd Baltimore, MD 3.0 1.0 1152 $1,550 $1.35 24d 1 0.08mi
1253 Sargeant St Baltimore, MD 2.0 1.5 839 $1,595 $1.90 67d 1 0.10mi
1200 Bayard St Baltimore, MD 2.0 1.5 1128 $1,500 $1.33 29d 1 0.10mi
1340 Sargeant St Baltimore, MD 2.0 1.5 1080 $1,700 $1.57 10d 1 0.11mi
1303 James St Baltimore, MD 2.0 1.5 1160 $1,350 $1.16 119d 1 0.11mi
1101 S Carey St Baltimore, MD 2.0 2.0 1400 $1,200 $0.86 117d 1 0.12mi
1205 Cleveland St Baltimore, MD 2.0 2.0 1232 $1,900 $1.54 139d 1 0.13mi
1326 James St Baltimore, MD 2.0 1.0 1222 $1,300 $1.06 84d 1 0.13mi
1218 W Ostend St Baltimore, MD 2.0 1.5 1480 $1,875 $1.27 4d 1 0.13mi
1432 Carroll St Baltimore, MD 2.0 1.5 912 $1,900 $2.08 139d 1 0.14mi
1163 Washington Blvd Baltimore, MD 2.0 2.5 1012 $1,700 $1.68 108d 1 0.15mi
1215 James St Baltimore, MD 2.0 1.0 960 $1,500 $1.56 139d 1 0.15mi
1170 Washington Blvd Baltimore, MD 2.0 1.0 1300 $1,400 $1.08 64d 1 0.16mi
1208 James St Baltimore, MD 3.0 1.0 1196 $1,450 $1.21 7d 1 0.16mi
1160 Washington Blvd Baltimore, MD 2.0 1.0 960 $1,575 $1.64 119d 1 0.17mi
1262 Glyndon Ave Baltimore, MD 2.0 3.0 1258 $1,750 $1.39 72d 1 0.17mi
1262 Glyndon Ave Baltimore, MD 2.0 3.0 1258 $1,850 $1.47 119d 1 0.17mi
1133 Washington Blvd Baltimore, MD 2.0 1.0 812 $1,500 $1.85 10d 1 0.18mi
1127 Sargeant St Baltimore, MD 2.0 1.5 1080 $1,275 $1.18 119d 1 0.20mi
1142 Sargeant St Baltimore, MD 3.0 2.0 1080 $1,601 $1.48 97d 1 0.20mi
1142 Sargeant St Baltimore, MD 3.0 2.0 1080 $1,601 $1.48 94d 1 0.20mi
1132 Nanticoke St Baltimore, MD 2.0 2.5 1500 $1,800 $1.20 88d 1 0.22mi
626 Archer St Baltimore, MD 2.0 2.0 820 $1,500 $1.83 10d 1 0.28mi
853 Reinhart St Baltimore, MD 2.0 2.5 780 $1,800 $2.31 139d 1 0.29mi
918 Ramsay St Baltimore, MD 3.0 3.0 1381 $2,800 $2.03 10d 1 0.29mi
634 Wyeth St Baltimore, MD 2.0 2.0 924 $1,550 $1.68 69d 1 0.30mi
1125 Wicomico St Baltimore, MD 3.0 3.0 1068 $1,955 $1.83 119d 1 0.32mi
322 S Poppleton St Baltimore, MD 2.0 1.0 864 $1,700 $1.97 29d 1 0.32mi
508 Wyeth St Baltimore, MD 3.0 3.0 1234 $1,850 $1.50 139d 1 0.33mi
923 McHenry St Baltimore, MD 3.0 1.0 1008 $1,625 $1.61 139d 1 0.34mi
709 Scott St Baltimore, MD 3.0 2.5 1448 $2,500 $1.73 119d 1 0.36mi
709 Scott St Baltimore, MD 3.0 3.0 1448 $2,300 $1.59 88d 1 0.36mi
847 McHenry St Baltimore, MD 2.0 2.0 952 $1,795 $1.89 100d 1 0.37mi
305 S Calhoun St Baltimore, MD 2.0 1.0 1000 $1,300 $1.30 117d 1 0.37mi
805 Washington Blvd Unit B Baltimore, MD 2.0 2.0 1106 $1,650 $1.49 116d 1 0.37mi

Property features AI

Finance

Other
Not in a federal flood zoneTotal below-grade area reportedAbove-grade finished area reportedUnfinished below-grade area reportedAnnual ground rent listed under income/expense
Financial info
Fee simple ownershipImprovement and land assessed values reportedTaxes assessed for 2025Lease not being considered

Exterior

Parking
On-street parking
Utilities
Public waterPublic sewerNatural gas service
Home design
Interior townhouse/rowhouseBrick construction
Construction
Brick construction materialsOther foundation typeAbove-grade and below-grade structuresEstimated year built
Exterior features
Ground rent exists (paid annually)Property located within city limits of Baltimore

Interior

Bedrooms
Two bedrooms on the main level
Bathrooms
One full bathroom on the main levelOne full bathroom total
Heating & cooling
Radiator heatingCentral air conditioningNatural gas for heating and hot water
Interior features
Daylight, full basementLiving area reported by assessor

Listing history 50 events

  1. 2026-09-24
    days on market $95,000 Active 8 DOM
  2. 2026-09-23
    days on market $95,000 Active 7 DOM
  3. 2026-09-22
    days on market $95,000 Active 6 DOM
  4. 2026-09-21
    days on market $95,000 Active 5 DOM
  5. 2026-09-20
    days on market $95,000 Active 4 DOM
  6. 2026-09-19
    days on market $95,000 Active 3 DOM
  7. 2026-09-18
    days on market $95,000 Active 2 DOM
  8. 2026-09-17
    days on marketlisting id $95,000 Active 1 DOM
  9. 2026-08-31
    days on market $95,000 Active 179 DOM
  10. 2026-08-30
    days on market $95,000 Active 178 DOM
  11. 2026-08-29
    days on market $95,000 Active 177 DOM
  12. 2026-08-28
    days on market $95,000 Active 176 DOM
  13. 2026-08-27
    days on market $95,000 Active 175 DOM
  14. 2026-08-25
    days on market $95,000 Active 173 DOM
  15. 2026-08-24
    days on market $95,000 Active 172 DOM
  16. 2026-08-23
    days on market $95,000 Active 171 DOM
  17. 2026-08-22
    days on market $95,000 Active 170 DOM
  18. 2026-08-21
    days on market $95,000 Active 169 DOM
  19. 2026-08-20
    days on market $95,000 Active 168 DOM
  20. 2026-08-19
    days on market $95,000 Active 167 DOM
  21. 2026-08-18
    days on market $95,000 Active 166 DOM
  22. 2026-08-17
    days on market $95,000 Active 165 DOM
  23. 2026-08-16
    days on market $95,000 Active 164 DOM
  24. 2026-08-15
    days on market $95,000 Active 163 DOM
  25. 2026-08-14
    days on market $95,000 Active 162 DOM
  26. 2026-08-13
    days on market $95,000 Active 161 DOM
  27. 2026-08-12
    days on market $95,000 Active 160 DOM
  28. 2026-08-11
    days on market $95,000 Active 159 DOM
  29. 2026-08-10
    days on market $95,000 Active 158 DOM
  30. 2026-08-09
    days on market $95,000 Active 157 DOM
  31. 2026-08-08
    days on market $95,000 Active 156 DOM
  32. 2026-08-06
    days on market $95,000 Active 154 DOM
  33. 2026-08-05
    days on market $95,000 Active 153 DOM
  34. 2026-08-04
    days on market $95,000 Active 152 DOM
  35. 2026-08-03
    days on market $95,000 Active 151 DOM
  36. 2026-07-31
    days on market $95,000 Active 148 DOM
  37. 2026-07-30
    days on market $95,000 Active 146 DOM
  38. 2026-07-28
    days on market $95,000 Active 145 DOM
  39. 2026-07-26
    days on market $95,000 Active 143 DOM
  40. 2026-07-24
    days on market $95,000 Active 141 DOM
  41. 2026-07-23
    days on market $95,000 Active 140 DOM
  42. 2026-07-22
    days on market $95,000 Active 139 DOM
  43. 2026-07-21
    days on market $95,000 Active 138 DOM
  44. 2026-07-20
    days on market $95,000 Active 137 DOM
  45. 2026-07-18
    days on market $95,000 Active 135 DOM
  46. 2026-07-18
    days on market $95,000 Active 134 DOM
  47. 2026-07-16
    days on market $95,000 Active 133 DOM
  48. 2026-07-15
    days on market $95,000 Active 132 DOM
  49. 2026-07-14
    days on market $95,000 Active 131 DOM
  50. 2026-07-13
    days on market $95,000 Active 130 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$3,129 · $261/mo
Projected year-2 tax
$3,129 · $261/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,579
− Mortgage interest
−$5,321
− Property taxes
−$3,129
− Insurance
−$475
− Repairs & maintenance
−$1,726
− Management
−$1,726
− Depreciation
−$2,764
Taxable income
$6,438
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,545
After-tax cash flow
$5,921/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 8 photos

Fair 45/100 Moderate rehab Est. rehab $30,800–$55,440 screening

This 2-bedroom, 1-bath townhouse requires moderate renovations to bring it up to a fair condition. Key areas needing attention include the kitchen, exterior siding, and interior walls. With proper updates, the property has significant potential for increasing its resale and rental value.

Deferred maintenance Est. $50,000–$150,000 screening

  • Major Roof (roof) — No roof visible in photos
  • Major Windows (windows) — No windows visible in photos
  • Major Electrical (electrical) — No electrical panel visible in photos
  • Major Plumbing (plumbing) — No plumbing fixtures visible in photos
  • Major Exterior (exterior) — No exterior walls or siding visible in photos

Repairs flagged

  • Major Exposed subfloor in kitchen and living areas — Exposed subfloor indicates significant structural damage and requires full replacement.
  • Major Missing cabinets, appliances, and countertops in kitchen — Missing kitchen elements indicate a complete kitchen renovation is needed.
  • Minor Paint chipped and uneven in interior walls — Paint chipping is a minor issue that can be addressed with a fresh coat.
  • Moderate Weathered exterior siding and peeling paint — Weathered siding and peeling paint require repainting or minor repairs.

Value-add opportunities

  • Both Painting exterior siding and repainting interior walls — Fresh paint enhances curb appeal and interior aesthetics, improving both resale and rental value.
  • Both Replacing exposed subfloor and installing new flooring — New flooring and subflooring provide a solid foundation and improve the home's livability, increasing both resale and rental value.
  • Both Reinstalling cabinets, appliances, and countertops in the kitchen — A fully functional kitchen with modern appliances and cabinets enhances the home's appeal and increases its value for both resale and rental.
  • Both Landscaping and maintaining the property's curb appeal — A well-maintained and landscaped exterior enhances the home's curb appeal, improving both resale and rental value.

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 4/100

Zoned Schools

Elementary Charles Carroll Barrister Elementary F MD #826/860 Nat'l #41,309/41,679 Middle Booker T. Washington Middle F MD #223/225 Nat'l #13,819/14,009 High Bluford Drew Jemison Stem Academy West F MD #208/222 Nat'l #16,861/17,239

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD
B Composite livability gradescore 76/100

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 624,249 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
32,977
Household income
$91,842
Rent vs Own
49.3% rent · 50.7% own
Severe rent burden
14% of renters

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 55% Black 23% Hispanic / Latino 13% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 1% Puerto Rican 1%
Common ancestry
Romanian 5% Lithuanian 2% Italian 2%
Foreign-born
10% · Canada, China
Languages at home
85% English-only · Spanish 9% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Price history

-36.7% since first listed
9 events — show timeline
  • 2026-09-16 Listed $95,000 BRIGHT MLS
  • 2026-08-31 Listing Removed BRIGHT MLS
  • 2026-05-04 Price Changed $95,000 BRIGHT MLS
  • 2026-04-03 Price Changed $110,000 BRIGHT MLS
  • 2026-03-05 Listed $135,700 BRIGHT MLS
  • 2017-08-16 Delisted MRIS
  • 2017-08-16 Listing Removed BRIGHT MLS
  • 2017-08-01 Listed MRIS
  • 2017-08-01 Listed $150,000 BRIGHT MLS

Property tax history

+4.2%/yr

Latest (2026): $3,129 · +6.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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