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5213 S Lions Ave
B+ Composite 77.31
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.9/5.0
  • Rent growth +3.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$120,000

5213 S Lions Ave · Broken Arrow, OK 74011
3 bd · 2.0 ba · 1,270 sqft · SingleFamily public records · 3 Days on market
Built 1982 9,856 sqft lot Est $215k · 44% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

PROPERTY SOLD AS-IS. MUST HAVE PRE-APPROVAL LETTER OR PROOF OF FUNDS WITH OFFER.

Key facts

  • Private yard
  • Stone fireplace
  • Mature trees

Tags

STONE FIREPLACEPRIVATE YARDMATURE TREES

Property features AI

Finance

  • HOA & community: Community features include guttering

Exterior

  • Parking: Attached garage with 2 parking spaces
  • Security: No safety shelter
  • Utilities: Electricity available; Natural gas available; High speed internet available; Public water; Public sewer
  • Home design: Single-story home; Faces west; Slab foundation; Stone and wood siding on wood frame construction; Asphalt/fiberglass roof
  • Construction: Built (year per public records); Stone exterior, wood siding, wood frame construction; Asphalt/fiberglass roof; Slab foundation
  • Exterior features: Rain gutters; Chain link and privacy fencing; Mature trees on lot

Interior

  • Kitchen: Dishwasher; Oven; Range / Stove; Refrigerator; Gas water heater
  • Bedrooms: Master bedroom with private bath (first floor); Additional bedrooms on first floor
  • Flooring: Carpet; Laminate
  • Bathrooms: Two full bathrooms; Master bath with bathtub; Hall bath with bathtub
  • Heating & cooling: Central heating (gas); Central air conditioning
  • Interior features: Aluminum window frames; Laminate counters; Gas range connection; No additional interior safety shelter noted
  • Laundry & utility: Electric dryer hookup; Inside, separate utility room (first floor)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $120k.

Deal economics

  • At list price, monthly cash flow is $612 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $120k).
  • Cap rate 12.4% vs local median 4.0% in Broken Arrow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#7 in OK, #2,691 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, amenities F.
  • Broken Arrow (suburban): math 23% / reading 28% proficiency, ranked #79 of 270 in OK (top 29%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+4.1%/yr); 385 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 4.1% rent growth), your $34k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 33y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $60k; list at $120k implies a 100% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $120,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.54%
Cap rate
12.41%
Cash-on-cash
21.85%
DSCR
1.97
GRM
5.4

CMA / ARV

ARV (on-the-fly)
$214,630
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1305 W Miami St 0.26mi 3/2.0 1,274 (+0%) 0mo $235,000 $184 87
1109 W Los Angeles Cir 0.18mi 3/2.0 1,240 (-2%) 5mo $205,000 $165 84
1113 W Durham St 0.34mi 3/2.0 1,320 (+4%) 2mo $225,000 $170 75
1308 W Birmingham St 0.47mi 3/2.0 1,232 (-3%) 0mo $255,000 $207 73
1116 W Birmingham St 0.47mi 3/2.0 1,340 (+6%) 1mo $195,000 $146 68
417 W Birmingham Ave 0.64mi 3/2.0 1,286 (+1%) 2mo $220,000 $171 66
4609 S Date Ave 0.66mi 3/2.0 1,260 (-1%) 3mo $198,000 $157 66
4605 S Cedar Ave 0.71mi 3/2.0 1,260 (-1%) 4mo $210,000 $167 63
4416 S Elm Ave 0.60mi 3/1.5 1,324 (+4%) 6mo $220,000 $166 58
4508 S Ironwood Ave 0.52mi 3/2.0 1,449 (+14%) 1mo $245,000 $169 51
433 W Austin St 0.65mi 3/2.0 1,136 (-11%) 3mo $210,000 $185 50
4332 S Elm Ave 0.72mi 3/1.0 1,368 (+8%) 5mo $187,000 $137 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.09% rent growth · sell at horizon

5-year hold
IRR
15.8%
Equity multiple
1.64×
Total profit
$21,611
Equity at exit
$17,892
10-year hold
IRR
25.2%
Equity multiple
3.31×
Total profit
$77,759
Equity at exit
$10,375

Cash invested: $33,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74011

Rents YoY
4.1%
Active inventory
385
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$1,850 high interval (Pro) →
Mortgage (P&I)
$629
Tax from tax record
$170 /mo · $2,042/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$388
Net cashflow
$612

Break-even live

Break-even rent $1,075
Max offer price $120,000
Occupancy floor 62%

Sensitivity live

Price -10% $680 -5% $646 +0% $612 +5% $578 +10% $544
Rent -10% $466 -5% $539 +0% $612 +5% $685 +10% $758
Rate -1.0pp $672 -0.5pp $642 base $612 +0.5pp $581 +1.0pp $549

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$30,000
Closing costs
$3,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1110 W Birmingham Pl Broken Arrow, OK 3.0 2.0 1282 $1,750 $1.37 4d 1 0.42mi
4801 S Elm Pl Broken Arrow, OK 1.0–2.0 1.0–2.0 1028 $1,729 $1.68 3d 8 0.58mi
4610 S Aspen Ave Broken Arrow, OK 1.0–2.0 1.0–2.0 980 $1,781 $1.82 3d 36 0.81mi
6308 S 1st Pl Broken Arrow, OK 3.0 2.0 1600 $3,400 $2.12 17d 1 1.04mi
4325 S Ash Ave Broken Arrow, OK 4.0 2.0 1400 $1,578 $1.13 22d 1 1.07mi
2602 W Tucson St Broken Arrow, OK 1.0–2.0 1.0–2.5 1028 $1,884 $1.83 3d 19 1.09mi
505 W Quantico St Broken Arrow, OK 3.0 2.0 1033 $1,250 $1.21 11d 1 1.13mi
304 W Quantico St Broken Arrow, OK 2.0 2.0 1110 $1,050 $0.95 17d 1 1.22mi
2242 W Quantico St Broken Arrow, OK 3.0 2.5 1296 $1,395 $1.08 25d 1 1.30mi
2909 S Narcissus Ave Broken Arrow, OK 3.0 2.0 1200 $1,625 $1.35 21d 1 1.44mi
7313 S Walnut Ave Broken Arrow, OK 3.0 2.0 1600 $1,990 $1.24 11d 1 1.44mi

Listing history 4 events

  1. 2026-06-22
    statusdays on market $120,000 Pending 3 DOM
  2. 2026-06-18
    days on market $120,000 Active 2 DOM
  3. 2026-06-16
    remarks 699-char remark
  4. 2026-06-16
    listed $120,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$2,042 · $170/mo
Projected year-2 tax
$2,042 · $170/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,196
− Mortgage interest
−$6,722
− Property taxes
−$2,042
− Insurance
−$600
− Repairs & maintenance
−$1,776
− Management
−$1,776
− Depreciation
−$3,491
Taxable income
$5,790
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,390
After-tax cash flow
$5,952/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broken Arrow
NCES district ID
4005490
Math proficiency
23% ▼ -9.00%
Reading proficiency
28% ▼ -9.00%
Median HH income
$64,646
Composite
23.86/100
National rank
#7801
State rank
#79 of 270 in OK

Livability — Broken Arrow

Score
78/100
State rank
#7
US rank
#2691

Category grades

Amenities F Commute A+ Cost of living A+ Crime B+ Employment B+ Housing A+ Health & safety C+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Broken Arrow, OK
County
Tulsa County · 640,811 people
City population
144,172
Metro
Tulsa, OK
Population (ZIP)
33,900
Household income
$99,157
Rent vs Own
21.4% rent · 78.6% own
Severe rent burden
389.0

Population outlook (Tulsa County) Hauer SSP2

Today (2025)
723,846 people
By 2030
766,033 · +5.8%
By 2040
851,386 · +17.6%
By 2050
938,389 · +29.6%
By 2075
1,166,011 · +61.1%
By 2100
1,350,277 · +86.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Two or more races 15% Hispanic / Latino 10% Native American 4% Black 4% Asian 3%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 3% Serbian 2% Slovak 2%
Foreign-born
5% · Canada
Languages at home
93% English-only · Spanish 5% Other Asian/Pacific 1%

Political lean MEDSL · Tulsa

2024 margin
R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
2008→2024 swing
+9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
All cycles
2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -180.15%
Current HPI
210.8302
Rent YoY
▲ 4.09%
Metro
Tulsa, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+823.1% since first listed
10 events — show timeline
  • 2026-06-16 Listed $120,000 MLS Technology, Inc.
  • 2004-12-01 Sold (MLS) $59,900 MLS Technology, Inc.
  • 2004-11-08 Listing Removed MLS Technology, Inc.
  • 2004-10-27 Listed $59,900 MLS Technology, Inc.
  • 1995-11-24 Listing Removed MLS Technology, Inc.
  • 1995-05-23 Listed $61,900 MLS Technology, Inc.
  • 1994-04-26 Listing Removed MLS Technology, Inc.
  • 1994-02-09 Sold (Public Records) $53,000 Public Records
  • 1993-10-26 Listed $54,900 MLS Technology, Inc.
  • 1982-08-01 Sold (Public Records) $13,000 Public Records

Property tax history

+3.8%/yr

Latest (2025): $2,042 · +4.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…