5213 S Lions Ave · Broken Arrow, OK
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $2,463 – $4,575
Heat risk 7/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.9/5.0
- Rent growth +3.5/5.0
- Condition / age +2.5/5.0
- Schools +2.4/10.0
- Appreciation +0.0/10.0
$120,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
PROPERTY SOLD AS-IS. MUST HAVE PRE-APPROVAL LETTER OR PROOF OF FUNDS WITH OFFER.
Key facts
- Private yard
- Stone fireplace
- Mature trees
Tags
Property features AI
Finance
- HOA & community: Community features include guttering
Exterior
- Parking: Attached garage with 2 parking spaces
- Security: No safety shelter
- Utilities: Electricity available; Natural gas available; High speed internet available; Public water; Public sewer
- Home design: Single-story home; Faces west; Slab foundation; Stone and wood siding on wood frame construction; Asphalt/fiberglass roof
- Construction: Built (year per public records); Stone exterior, wood siding, wood frame construction; Asphalt/fiberglass roof; Slab foundation
- Exterior features: Rain gutters; Chain link and privacy fencing; Mature trees on lot
Interior
- Kitchen: Dishwasher; Oven; Range / Stove; Refrigerator; Gas water heater
- Bedrooms: Master bedroom with private bath (first floor); Additional bedrooms on first floor
- Flooring: Carpet; Laminate
- Bathrooms: Two full bathrooms; Master bath with bathtub; Hall bath with bathtub
- Heating & cooling: Central heating (gas); Central air conditioning
- Interior features: Aluminum window frames; Laminate counters; Gas range connection; No additional interior safety shelter noted
- Laundry & utility: Electric dryer hookup; Inside, separate utility room (first floor)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $120k.
Deal economics
- At list price, monthly cash flow is $612 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $120k).
- Cap rate 12.4% vs local median 4.0% in Broken Arrow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#7 in OK, #2,691 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, amenities F.
- Broken Arrow (suburban): math 23% / reading 28% proficiency, ranked #79 of 270 in OK (top 29%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising fast (+4.1%/yr); 385 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $830 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 4.1% rent growth), your $34k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 33y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $60k; list at $120k implies a 100% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.54% ✓
- Cap rate
- 12.41%
- Cash-on-cash
- 21.85%
- DSCR
- 1.97
- GRM
- 5.4
CMA / ARV
- ARV (on-the-fly)
- $214,630
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1305 W Miami St | 0.26mi | 3/2.0 | 1,274 (+0%) | 0mo | $235,000 | $184 | 87 |
| 1109 W Los Angeles Cir | 0.18mi | 3/2.0 | 1,240 (-2%) | 5mo | $205,000 | $165 | 84 |
| 1113 W Durham St | 0.34mi | 3/2.0 | 1,320 (+4%) | 2mo | $225,000 | $170 | 75 |
| 1308 W Birmingham St | 0.47mi | 3/2.0 | 1,232 (-3%) | 0mo | $255,000 | $207 | 73 |
| 1116 W Birmingham St | 0.47mi | 3/2.0 | 1,340 (+6%) | 1mo | $195,000 | $146 | 68 |
| 417 W Birmingham Ave | 0.64mi | 3/2.0 | 1,286 (+1%) | 2mo | $220,000 | $171 | 66 |
| 4609 S Date Ave | 0.66mi | 3/2.0 | 1,260 (-1%) | 3mo | $198,000 | $157 | 66 |
| 4605 S Cedar Ave | 0.71mi | 3/2.0 | 1,260 (-1%) | 4mo | $210,000 | $167 | 63 |
| 4416 S Elm Ave | 0.60mi | 3/1.5 | 1,324 (+4%) | 6mo | $220,000 | $166 | 58 |
| 4508 S Ironwood Ave | 0.52mi | 3/2.0 | 1,449 (+14%) | 1mo | $245,000 | $169 | 51 |
| 433 W Austin St | 0.65mi | 3/2.0 | 1,136 (-11%) | 3mo | $210,000 | $185 | 50 |
| 4332 S Elm Ave | 0.72mi | 3/1.0 | 1,368 (+8%) | 5mo | $187,000 | $137 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.09% rent growth · sell at horizon
- IRR
- 15.8%
- Equity multiple
- 1.64×
- Total profit
- $21,611
- Equity at exit
- $17,892
- IRR
- 25.2%
- Equity multiple
- 3.31×
- Total profit
- $77,759
- Equity at exit
- $10,375
Cash invested: $33,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 74011
- Rents YoY
- 4.1%
- Active inventory
- 385
- Price-to-rent
- 5.4×
Monthly cashflow live
- Estimated rent
- $1,850 high interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax from tax record
- −$170 /mo · $2,042/yr
- Insurance
- −$50
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$388
- Net cashflow
- $612
Break-even live
Sensitivity live
| Price | -10% $680 | -5% $646 | +0% $612 | +5% $578 | +10% $544 |
|---|---|---|---|---|---|
| Rent | -10% $466 | -5% $539 | +0% $612 | +5% $685 | +10% $758 |
| Rate | -1.0pp $672 | -0.5pp $642 | base $612 | +0.5pp $581 | +1.0pp $549 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $30,000
- Closing costs
- $3,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1110 W Birmingham Pl Broken Arrow, OK | 3.0 | 2.0 | 1282 | $1,750 | $1.37 | 4d | 1 | 0.42mi |
| 4801 S Elm Pl Broken Arrow, OK | 1.0–2.0 | 1.0–2.0 | 1028 | $1,729 | $1.68 | 3d | 8 | 0.58mi |
| 4610 S Aspen Ave Broken Arrow, OK | 1.0–2.0 | 1.0–2.0 | 980 | $1,781 | $1.82 | 3d | 36 | 0.81mi |
| 6308 S 1st Pl Broken Arrow, OK | 3.0 | 2.0 | 1600 | $3,400 | $2.12 | 17d | 1 | 1.04mi |
| 4325 S Ash Ave Broken Arrow, OK | 4.0 | 2.0 | 1400 | $1,578 | $1.13 | 22d | 1 | 1.07mi |
| 2602 W Tucson St Broken Arrow, OK | 1.0–2.0 | 1.0–2.5 | 1028 | $1,884 | $1.83 | 3d | 19 | 1.09mi |
| 505 W Quantico St Broken Arrow, OK | 3.0 | 2.0 | 1033 | $1,250 | $1.21 | 11d | 1 | 1.13mi |
| 304 W Quantico St Broken Arrow, OK | 2.0 | 2.0 | 1110 | $1,050 | $0.95 | 17d | 1 | 1.22mi |
| 2242 W Quantico St Broken Arrow, OK | 3.0 | 2.5 | 1296 | $1,395 | $1.08 | 25d | 1 | 1.30mi |
| 2909 S Narcissus Ave Broken Arrow, OK | 3.0 | 2.0 | 1200 | $1,625 | $1.35 | 21d | 1 | 1.44mi |
| 7313 S Walnut Ave Broken Arrow, OK | 3.0 | 2.0 | 1600 | $1,990 | $1.24 | 11d | 1 | 1.44mi |
Listing history 4 events
-
2026-06-22statusdays on market $120,000 Pending 3 DOM
-
2026-06-18days on market $120,000 Active 2 DOM
-
2026-06-16remarks 699-char remark
-
2026-06-16$120,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OK · Resets to sale price
- Current annual tax
- $2,042 · $170/mo
- Projected year-2 tax
- $2,042 · $170/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
- Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,196
- − Mortgage interest
- −$6,722
- − Property taxes
- −$2,042
- − Insurance
- −$600
- − Repairs & maintenance
- −$1,776
- − Management
- −$1,776
- − Depreciation
- −$3,491
- Taxable income
- $5,790
- Est. tax owed @ 24.0%
- −$1,390
- After-tax cash flow
- $5,952/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broken Arrow
- NCES district ID
- 4005490
- Math proficiency
- 23% ▼ -9.00%
- Reading proficiency
- 28% ▼ -9.00%
- Median HH income
- $64,646
- Composite
- 23.86/100
- National rank
- #7801
- State rank
- #79 of 270 in OK
Livability — Broken Arrow
- Score
- 78/100
- State rank
- #7
- US rank
- #2691
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Broken Arrow, OK
- County
- Tulsa County · 640,811 people
- City population
- 144,172
- Metro
- Tulsa, OK
- Population (ZIP)
- 33,900
- Household income
- $99,157
- Rent vs Own
- Severe rent burden
- 389.0
Population outlook (Tulsa County) Hauer SSP2
- Today (2025)
- 723,846 people
- By 2030
- 766,033 · +5.8%
- By 2040
- 851,386 · +17.6%
- By 2050
- 938,389 · +29.6%
- By 2075
- 1,166,011 · +61.1%
- By 2100
- 1,350,277 · +86.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Two or more races 15% Hispanic / Latino 10% Native American 4% Black 4% Asian 3%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 3% Serbian 2% Slovak 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 93% English-only · Spanish 5% Other Asian/Pacific 1%
Political lean MEDSL · Tulsa
- 2024 margin
- R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
- 2008→2024 swing
- +9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
- All cycles
- 2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -180.15%
- Current HPI
- 210.8302
- Rent YoY
- ▲ 4.09%
- Metro
- Tulsa, OK
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
||
Price history
+823.1% since first listed10 events — show timeline
- 2026-06-16 Listed $120,000 MLS Technology, Inc.
- 2004-12-01 Sold (MLS) $59,900 MLS Technology, Inc.
- 2004-11-08 Listing Removed — MLS Technology, Inc.
- 2004-10-27 Listed $59,900 MLS Technology, Inc.
- 1995-11-24 Listing Removed — MLS Technology, Inc.
- 1995-05-23 Listed $61,900 MLS Technology, Inc.
- 1994-04-26 Listing Removed — MLS Technology, Inc.
- 1994-02-09 Sold (Public Records) $53,000 Public Records
- 1993-10-26 Listed $54,900 MLS Technology, Inc.
- 1982-08-01 Sold (Public Records) $13,000 Public Records
Property tax history
+3.8%/yrLatest (2025): $2,042 · +4.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…