1871 Madison St · St. Louis, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.2/30.0
- DSCR +7.5/10.0
- ARV discount +7.5/15.0
- Appreciation +6.0/10.0
- 1% rule +5.8/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
$150,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to “The Green Bee” — a one-of-a-kind home where history, craftsmanship, and sustainability come together beautifully. Originally dating back to the late 1800s (and believed to be even earlier), this thoughtfully reimagined home blends old-world character with intentional modern updates. Rich in story and soul, every detail reflects a collaborative effort and a deep respect for both architecture and community. Inside, you’ll find three bedrooms, including a charming loft space, creating a warm and flexible layout. The spacious eat-in kitchen offers generous counter space—perfect for cooking, gathering, or preserving garden harvests—while the bathroom with a classic clawfoot tub adds timeless appeal. A carefully designed rear addition (completed circa 2006) introduces eco-conscious living with materials like cob walls, cedar siding, raw oak paneling, and denim insulation, alongside thoughtfully incorporated salvaged elements—from historic French doors and banisters to reclaimed wood and stone details. Importantly, all major systems (plumbing, electrical, HVAC) were updated during renovation, offering peace of mind without sacrificing character. Step outside and discover a true gardener’s paradise. The expansive yard features mature fruit trees (cherry, peach, apple, crabapple), grape arbor, elderberries, and native plantings, along with multiple garden beds ready for your next season. A chicken coop, greenhouse, compost area, and two sheds enhance the property’s self-sufficient lifestyle, while a wide 10’ gate allows for secure off-street parking via the alley. Located in a neighborhood that feels like a close-knit small town—yet just moments from all that St. Louis has to offer—this home is more than a place to live. It’s a piece of history, a labor of love, and a rare opportunity to own something truly special. Located in a neighborhood that feels like a close-knit small town—yet just moments from the energy of the city—you’re never far from the best of St. Louis. Spend your evenings cheering on the St. Louis Cardinals at Busch Stadium or catching a St. Louis Blues game at Enterprise Center. When it’s time to dine out, you’re surrounded by beloved local favorites like Crown Candy Kitchen, Everybody Eats Cafe, Kitchen 4AM, The Biscuit Joint, and King’s Field Rice. The Green Bee is more than a home—it’s a lifestyle, a story, and a rare opportunity to own something truly special. Homes like this don’t come around often.
Key facts
- Multiple garden beds
- Mature fruit trees
- Native plantings
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $150k.
Deal economics
- At list price, monthly cash flow is $272 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $150k).
- Recommended offer: $141k (6.0% below list) — sets the bar for market timing.
- Cap rate 8.5% vs local median 5.0% in St. Louis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 15 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).
Forward outlook
- In year one you build about $4k of equity ($1k loan paydown + $3k appreciation (1.9% local appreciation)).
- St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (1.9% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~6 years — after that, you're playing with house money.
- By year 9, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 61 days — a 6% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $127k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 61 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 8.47%
- Cash-on-cash
- 7.79%
- DSCR
- 1.35
- GRM
- 7.7
CMA / ARV
- ARV (median comp)
- $50,493
- List price
- $150,000
- Delta
- 197.07%
- Verdict
- OVERPRICED
- Comps
- 4 within 1.0 mi
Projected returns pro-forma
1.91% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 11.9%
- Equity multiple
- 1.64×
- Total profit
- $26,939
- Equity at exit
- $58,409
- IRR
- 14.8%
- Equity multiple
- 2.97×
- Total profit
- $82,672
- Equity at exit
- $83,534
Cash invested: $42,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63106
- Home prices YoY
- 1.4%
- Active inventory
- 15
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $1,626 high interval (Pro) →
- Mortgage (P&I)
- −$787
- Tax from tax record
- −$163 /mo · $1,956/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$341
- Net cashflow
- $272
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,500
- Closing costs
- $4,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2239 University St Saint Louis, MO | 3.0 | 1.5 | 1116 | $1,295 | $1.16 | 12d | 1 | 0.55mi |
| 1115 Carr St St. Louis, MO | 1.0–2.0 | 1.0 | 747 | $1,123 | $1.50 | 4d | 13 | 0.81mi |
| 1910 Agnes St Saint Louis, MO | 3.0 | 1.0 | 704 | $1,200 | $1.70 | 43d | 1 | 0.82mi |
| 715 N 21st St St. Louis, MO | 1.0–2.0 | 1.0–2.0 | 900 | $1,355 | $1.51 | 23d | 1 | 0.84mi |
| 1901 Washington Ave Saint Louis, MO | 1.0–2.0 | 1.0–2.0 | 1076 | $1,500 | $1.39 | 4d | 38 | 0.87mi |
| 2034 Lucas Ave St. Louis, MO | 1.0–2.0 | 1.0 | 1080 | $1,525 | $1.41 | 43d | 1 | 0.87mi |
| 1635 Washington Ave Saint Louis, MO | 1.0–2.0 | 1.0 | 1135 | $1,495 | $1.32 | 3d | 4 | 0.88mi |
| 2206 Lucas Ave St. Louis, MO | 1.0–2.0 | 1.0–2.0 | 1047 | $1,900 | $1.81 | 1d | 20 | 0.88mi |
| 1531 Washington Ave St. Louis, MO | 1.0–2.0 | 1.0 | 656 | $1,609 | $2.45 | 1d | 5 | 0.90mi |
| 1900 Washington Ave Saint Louis, MO | 1.0–2.0 | 1.0–2.0 | 960 | $1,650 | $1.72 | 2d | 12 | 0.90mi |
| 1800 Washington Ave Saint Louis, MO | 1.0–2.0 | 1.0–2.0 | 927 | $1,645 | $1.77 | 43d | 13 | 0.90mi |
| 1706 Washington Ave St. Louis, MO | 1.0–2.0 | 1.0–2.0 | 997 | $1,761 | $1.77 | 1d | 10 | 0.91mi |
| 1300 Convention Plz Saint Louis, MO | 2.0 | 1.0 | 877 | $1,350 | $1.54 | 43d | 1 | 0.91mi |
| 1815 Locust St Saint Louis, MO | 1.0–2.0 | 1.0–2.0 | 983 | $1,543 | $1.57 | 43d | 7 | 0.93mi |
| 1204 N 8th St St. Louis, MO | 1.0–3.0 | 1.0 | 740 | $1,062 | $1.44 | 1d | 19 | 0.94mi |
| 1307 Washington Ave St. Louis, MO | 1.0–2.0 | 1.0 | 1261 | $1,485 | $1.18 | 7d | 17 | 0.96mi |
| 416 N 23rd St St. Louis, MO | 1.0–2.0 | 1.0 | 780 | $1,775 | $2.28 | 4d | 23 | 0.97mi |
| 2217 Locust St Saint Louis, MO | 2.0 | 2.0 | 830 | $1,475 | $1.78 | 43d | 1 | 0.97mi |
| 2605-2637 Washington Ave St. Louis, MO | 1.0–2.0 | 1.0–2.0 | 775 | $1,645 | $2.12 | 12d | 7 | 0.98mi |
| 2323 Locust St Saint Louis, MO | 1.0–2.0 | 1.0 | 1239 | $1,750 | $1.41 | 43d | 2 | 1.01mi |
| 2200 Locust St Saint Louis, MO | 1.0–2.0 | 1.0–1.5 | 862 | $1,695 | $1.97 | 3d | 6 | 1.01mi |
| 1717 Olive St Saint Louis, MO | 2.0 | 1.0–2.0 | 957 | $2,982 | $3.12 | 1d | 64 | 1.01mi |
| 1133 Washington Ave St. Louis, MO | 2.0 | 1.0–2.0 | 637 | $1,292 | $2.03 | 43d | 1 | 1.02mi |
| 1110 Washington Ave Saint Louis, MO | 1.0–2.0 | 1.0–2.0 | 1006 | $1,426 | $1.42 | 2d | 19 | 1.07mi |
| 110 N 17th St Saint Louis, MO | 2.0 | 1.0 | 653 | $1,095 | $1.68 | 7d | 1 | 1.11mi |
| 1000 Washington Ave Saint Louis, MO | 1.0–2.0 | 1.0–2.0 | 959 | $1,950 | $2.03 | 1d | 24 | 1.11mi |
| 1405 Pine St St. Louis, MO | 2.0 | 2.0 | 1020 | $1,240 | $1.22 | 3d | 1 | 1.12mi |
| 1226 Olive St St. Louis, MO | 1.0–2.0 | 1.0–2.0 | 1157 | $1,700 | $1.47 | 1d | 2 | 1.14mi |
| 300 N Tucker Blvd St. Louis, MO | 1.0–2.0 | 1.0–2.0 | 1013 | $1,875 | $1.85 | 1d | 10 | 1.14mi |
| 1014 Locust St Saint Louis, MO | 1.0–2.0 | 1.0–2.0 | 1110 | $2,070 | $1.86 | 1d | 2 | 1.17mi |
| 206 N 9th St Unit 307 St. Louis, MO | 2.0 | 1.0 | 897 | $1,100 | $1.23 | 4d | 1 | 1.30mi |
| 206 N 9th St Unit 916 St. Louis, MO | 2.0 | 2.0 | 914 | $1,250 | $1.37 | 23d | 1 | 1.30mi |
| 206 N 9th St Unit 1306 St. Louis, MO | 2.0 | 2.0 | 897 | $1,250 | $1.39 | 43d | 1 | 1.30mi |
| 206 N 9th St Unit 1207 St. Louis, MO | 2.0 | 1.0 | 843 | $1,100 | $1.30 | 43d | 1 | 1.30mi |
| 800 Olive St Saint Louis, MO | 1.0–2.0 | 1.0–2.0 | 1063 | $2,319 | $2.18 | 1d | 26 | 1.32mi |
| 720 Olive St St. Louis, MO | 3.0 | 1.0–2.0 | 1778 | $5,000 | $2.81 | 1d | 15 | 1.35mi |
| 555 N 4th St St. Louis, MO | 2.0 | 1.0 | 1080 | $1,450 | $1.34 | 16d | 1 | 1.38mi |
| 555 N 4th St St. Louis, MO | 1.0–2.0 | 1.0–1.5 | 1180 | $1,775 | $1.50 | 43d | 12 | 1.38mi |
| 515 Olive St Saint Louis, MO | 1.0–2.0 | 1.0–2.5 | 1117 | $3,100 | $2.78 | 1d | 26 | 1.40mi |
| 400 N 4th St Saint Louis, MO | 2.0 | 1.0–2.0 | 1162 | $3,160 | $2.72 | 1d | 1 | 1.47mi |
Listing history 28 events
-
2026-06-18days on market $150,000 Active 61 DOM
-
2026-06-17days on market $150,000 Active 60 DOM
-
2026-06-16days on market $150,000 Active 59 DOM
-
2026-06-15days on market $150,000 Active 58 DOM
-
2026-06-13days on market $150,000 Active 56 DOM
-
2026-06-09days on market $150,000 Active 52 DOM
-
2026-06-08days on market $150,000 Active 51 DOM
-
2026-06-07days on market $150,000 Active 50 DOM
-
2026-06-05days on market $150,000 Active 47 DOM
-
2026-06-03days on market $150,000 Active 46 DOM
-
2026-06-02days on market $150,000 Active 45 DOM
-
2026-06-01days on market $150,000 Active 44 DOM
-
2026-05-31days on market $150,000 Active 43 DOM
-
2026-04-18$150,000 Active 2600-char remark
Show marketing remark (2600 chars)
Welcome to “The Green Bee” — a one-of-a-kind home where history, craftsmanship, and sustainability come together beautifully. Originally dating back to the late 1800s (and believed to be even earlier), this thoughtfully reimagined home blends old-world character with intentional modern updates. Rich in story and soul, every detail reflects a collaborative effort and a deep respect for both architecture and community. Inside, you’ll find three bedrooms, including a charming loft space, creating a warm and flexible layout. The spacious eat-in kitchen offers generous counter space—perfect for cooking, gathering, or preserving garden harvests—while the bathroom with a classic clawfoot tub adds timeless appeal. A carefully designed rear addition (completed circa 2006) introduces eco-conscious living with materials like cob walls, cedar siding, raw oak paneling, and denim insulation, alongside thoughtfully incorporated salvaged elements—from historic French doors and banisters to reclaimed wood and stone details. Importantly, all major systems (plumbing, electrical, HVAC) were updated during renovation, offering peace of mind without sacrificing character. Step outside and discover a true gardener’s paradise. The expansive yard features mature fruit trees (cherry, peach, apple, crabapple), grape arbor, elderberries, and native plantings, along with multiple garden beds ready for your next season. A chicken coop, greenhouse, compost area, and two sheds enhance the property’s self-sufficient lifestyle, while a wide 10’ gate allows for secure off-street parking via the alley. Located in a neighborhood that feels like a close-knit small town—yet just moments from all that St. Louis has to offer—this home is more than a place to live. It’s a piece of history, a labor of love, and a rare opportunity to own something truly special. Located in a neighborhood that feels like a close-knit small town—yet just moments from the energy of the city—you’re never far from the best of St. Louis. Spend your evenings cheering on the St. Louis Cardinals at Busch Stadium or catching a St. Louis Blues game at Enterprise Center. When it’s time to dine out, you’re surrounded by beloved local favorites like Crown Candy Kitchen, Everybody Eats Cafe, Kitchen 4AM, The Biscuit Joint, and King’s Field Rice. The Green Bee is more than a home—it’s a lifestyle, a story, and a rare opportunity to own something truly special. Homes like this don’t come around often.
-
2017-06-01soldstatus $127,000
-
2017-05-29status Pending 1026-char remark
Show marketing remark (1026 chars)
(c)1890 Sustainers, historians, urban farmers beware, you will fall in love with this hipster homestead nestled in Old North. Walking distance to Crown Candy Kitchen & blocks from Wash Ave, this home is 'off the grid capable' and sustainable. After relaying the foundation, this clay house was insulated with straw coated in clay laced with bamboo & the roof is insulated with denim. Original wood floors, soaring vaulted ceiling, private master & open loft area create a Bohemian, modern & urban energy. An energy efficient metal medallion lok roof has two Velux roof windows. The 200 watt Solar modules & a TriStar battery charging system links to 4 Trojan 12V-175 AH batteries. The house has a wood burning stove, central air & heat. The kitchen & bedroom have bamboo floors. The huge double lot & raised bed garden have fruit trees, raspberry & grape vines. Rain barrels allow for irrigation system. An outdoor shower, compost & active chicken coop add to eco-sustainable approach.
-
2017-05-26soldstatus Closed 1026-char remark
Show marketing remark (1026 chars)
(c)1890 Sustainers, historians, urban farmers beware, you will fall in love with this hipster homestead nestled in Old North. Walking distance to Crown Candy Kitchen & blocks from Wash Ave, this home is 'off the grid capable' and sustainable. After relaying the foundation, this clay house was insulated with straw coated in clay laced with bamboo & the roof is insulated with denim. Original wood floors, soaring vaulted ceiling, private master & open loft area create a Bohemian, modern & urban energy. An energy efficient metal medallion lok roof has two Velux roof windows. The 200 watt Solar modules & a TriStar battery charging system links to 4 Trojan 12V-175 AH batteries. The house has a wood burning stove, central air & heat. The kitchen & bedroom have bamboo floors. The huge double lot & raised bed garden have fruit trees, raspberry & grape vines. Rain barrels allow for irrigation system. An outdoor shower, compost & active chicken coop add to eco-sustainable approach.
-
2017-03-20historical Contingent (No Kickout) 1026-char remark
Show marketing remark (1026 chars)
(c)1890 Sustainers, historians, urban farmers beware, you will fall in love with this hipster homestead nestled in Old North. Walking distance to Crown Candy Kitchen & blocks from Wash Ave, this home is 'off the grid capable' and sustainable. After relaying the foundation, this clay house was insulated with straw coated in clay laced with bamboo & the roof is insulated with denim. Original wood floors, soaring vaulted ceiling, private master & open loft area create a Bohemian, modern & urban energy. An energy efficient metal medallion lok roof has two Velux roof windows. The 200 watt Solar modules & a TriStar battery charging system links to 4 Trojan 12V-175 AH batteries. The house has a wood burning stove, central air & heat. The kitchen & bedroom have bamboo floors. The huge double lot & raised bed garden have fruit trees, raspberry & grape vines. Rain barrels allow for irrigation system. An outdoor shower, compost & active chicken coop add to eco-sustainable approach.
-
2017-03-11$129,900 Active 1026-char remark
Show marketing remark (1026 chars)
(c)1890 Sustainers, historians, urban farmers beware, you will fall in love with this hipster homestead nestled in Old North. Walking distance to Crown Candy Kitchen & blocks from Wash Ave, this home is 'off the grid capable' and sustainable. After relaying the foundation, this clay house was insulated with straw coated in clay laced with bamboo & the roof is insulated with denim. Original wood floors, soaring vaulted ceiling, private master & open loft area create a Bohemian, modern & urban energy. An energy efficient metal medallion lok roof has two Velux roof windows. The 200 watt Solar modules & a TriStar battery charging system links to 4 Trojan 12V-175 AH batteries. The house has a wood burning stove, central air & heat. The kitchen & bedroom have bamboo floors. The huge double lot & raised bed garden have fruit trees, raspberry & grape vines. Rain barrels allow for irrigation system. An outdoor shower, compost & active chicken coop add to eco-sustainable approach.
-
2016-08-31historical
-
2016-08-04status Active
-
2016-07-31historical
-
2016-07-21price $129,900
-
2016-07-15status Active
-
2016-07-13historical
-
2016-04-22$134,900 Active
-
2011-05-26soldstatus
-
2003-07-25soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $1,956 · $163/mo
- Projected year-2 tax
- $1,956 · $163/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,513
- − Mortgage interest
- −$8,402
- − Property taxes
- −$1,956
- − Insurance
- −$750
- − Repairs & maintenance
- −$1,561
- − Management
- −$1,561
- − Depreciation
- −$4,364
- Taxable income
- $919
- Est. tax owed @ 24.0%
- −$221
- After-tax cash flow
- $3,049/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- St. Louis City
- NCES district ID
- 2929280
- Math proficiency
- 10% ▼ -6.00%
- Reading proficiency
- 18% ▼ -3.00%
- Median HH income
- $35,685
- Composite
- 11.54/100
- National rank
- #9699
- State rank
- #312 of 324 in MO
Livability — St. Louis
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- St. Louis, MO
- City population
- 283,259
- Population (ZIP)
- 7,742
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 315,737 people
- By 2030
- 313,865 · -0.6%
- By 2040
- 305,439 · -3.3%
- By 2050
- 296,529 · -6.1%
- By 2075
- 271,028 · -14.2%
- By 2100
- 255,359 · -19.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (89%)
- Race & ethnicity
- Black 89% White 7% Two or more races 2% Hispanic / Latino 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 93% English-only · Spanish 2%
Political lean MEDSL · St. Louis
- 2024 margin
- Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
- 2008→2024 swing
- -3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
- All cycles
- 2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.91%
- Current HPI
- 133.284
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
||
| Insurance | 1 | $21B |
|
||
| Industrial Technology | 1 | $17B |
|
||
| Retail | 1 | $16B |
|
||
| Industrial Distribution | 1 | $10B |
|
||
| Utilities | 1 | $9B |
|
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Price history
+11.2% since first listed15 events — show timeline
- 2026-04-18 Listed $150,000 MARIS as Distributed by MLS Grid
- 2017-06-01 Sold (Public Records) $127,000 Public Records
- 2017-05-29 Pending — MARIS as Distributed by MLS Grid
- 2017-05-26 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2017-03-20 Contingent — MARIS as Distributed by MLS Grid
- 2017-03-11 Listed $129,900 MARIS as Distributed by MLS Grid
- 2016-08-31 Delisted — MARIS as Distributed by MLS Grid
- 2016-08-04 Relisted — MARIS as Distributed by MLS Grid
- 2016-07-31 Delisted — MARIS as Distributed by MLS Grid
- 2016-07-21 Price Changed $129,900 MARIS as Distributed by MLS Grid
- 2016-07-15 Relisted — MARIS as Distributed by MLS Grid
- 2016-07-13 Delisted — MARIS as Distributed by MLS Grid
- 2016-04-22 Listed $134,900 MARIS as Distributed by MLS Grid
- 2011-05-26 Sold (Public Records) — Public Records
- 2003-07-25 Sold (Public Records) — Public Records
Property tax history
+19.6%/yrLatest (2024): $1,956 · +5.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…