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8152 Fm 141
C Composite 59.05
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.3/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.1/10.0
  • 1% rule +6.3/10.0
  • Appreciation +5.4/10.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$90,000

8152 Fm 141 · Dime Box, TX 77853
2 bd · 1.0 ba · 1,176 sqft · SingleFamily public records · 140 Days on market
Built 1955 0.77 ac lot $77/sqft · 60% below area ↓ 8% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this charming cottage-style home, offered As Is, Where Is. The home was leveled 2025, subflooring replaced 2023. Featuring 2 bedrooms and 1 bath, this residence showcases classic vernacular architecture, a welcoming front porch, and enduring original character. The home is ready for a comprehensive renovation, presenting a wonderful opportunity for investors or buyers eager to thoughtfully update and personalize a property. Set on a quiet lot with small-town appeal, this home offers strong potential for transformation and is attractively priced to reflect the work ahead. Schedule your viewing today and explore the possibilities!

Key facts

  • Small town appeal
  • Quiet lot
  • Cottage style home

Tags

COTTAGE STYLE HOMEWELCOMING FRONT PORCHCOMPREHENSIVE RENOVATIONQUIET LOTSMALL TOWN APPEAL

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $90k.

Deal economics

  • At list price, monthly cash flow is $148 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $90k).
  • Recommended offer: $79k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Dime Box ISD (rural): math 35% / reading 25% proficiency, ranked #989 of 1,141 in TX (top 87%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 21 active listings in the ZIP; 18 units permitted in Lee County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $1k of equity ($622 loan paydown + $726 appreciation (0.8% local appreciation)).
  • At projected returns (0.8% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 140 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $79,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 140 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.13%
Cap rate
8.27%
Cash-on-cash
7.05%
DSCR
1.31
GRM
7.4

CMA / ARV

ARV (median comp)
$226,997
List price
$90,000
Delta
-60.35%
Verdict
UNDERPRICED
Comps
4 within 1.0 mi

Projected returns pro-forma

0.81% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
8.1%
Equity multiple
1.41×
Total profit
$10,295
Equity at exit
$29,822
10-year hold
IRR
12.4%
Equity multiple
2.47×
Total profit
$37,112
Equity at exit
$38,942

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77853

Home prices YoY
0.8%
Active inventory
21
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$1,018 medium interval (Pro) →
Mortgage (P&I)
$472
Tax from tax record
$147 /mo · $1,759/yr
Insurance
$38
HOA
$0
Vacancy / Maint / Mgmt
$214
Net cashflow
$148

Break-even live

Break-even rent $830
Max offer price $90,000
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-18
    days on market $90,000 Active 140 DOM
  2. 2026-06-17
    days on market $90,000 Active 139 DOM
  3. 2026-06-16
    days on market $90,000 Active 138 DOM
  4. 2026-06-15
    days on market $90,000 Active 137 DOM
  5. 2026-06-13
    days on market $90,000 Active 135 DOM
  6. 2026-06-12
    pricedays on market $90,000 Active 134 DOM
  7. 2026-06-09
    days on market $110,000 Active 131 DOM
  8. 2026-06-08
    days on market $110,000 Active 130 DOM
  9. 2026-06-08
    days on market $110,000 Active 129 DOM
  10. 2026-06-05
    days on market $110,000 Active 127 DOM
  11. 2026-06-03
    days on market $110,000 Active 125 DOM
  12. 2026-06-02
    days on market $110,000 Active 124 DOM
  13. 2026-06-01
    days on market $110,000 Active 123 DOM
  14. 2026-05-31
    days on market $110,000 Active 122 DOM
  15. 2026-03-13
    price $110,000 647-char remark
    Show marketing remark (647 chars)

    Welcome to this charming cottage-style home, offered As Is, Where Is. The home was leveled 2025, subflooring replaced 2023. Featuring 2 bedrooms and 1 bath, this residence showcases classic vernacular architecture, a welcoming front porch, and enduring original character. The home is ready for a comprehensive renovation, presenting a wonderful opportunity for investors or buyers eager to thoughtfully update and personalize a property. Set on a quiet lot with small-town appeal, this home offers strong potential for transformation and is attractively priced to reflect the work ahead. Schedule your viewing today and explore the possibilities!

  16. 2026-02-26
    price $115,000 647-char remark
    Show marketing remark (647 chars)

    Welcome to this charming cottage-style home, offered As Is, Where Is. The home was leveled 2025, subflooring replaced 2023. Featuring 2 bedrooms and 1 bath, this residence showcases classic vernacular architecture, a welcoming front porch, and enduring original character. The home is ready for a comprehensive renovation, presenting a wonderful opportunity for investors or buyers eager to thoughtfully update and personalize a property. Set on a quiet lot with small-town appeal, this home offers strong potential for transformation and is attractively priced to reflect the work ahead. Schedule your viewing today and explore the possibilities!

  17. 2026-02-03
    soldstatus
  18. 2026-01-29
    listed $120,000 Active 647-char remark
    Show marketing remark (647 chars)

    Welcome to this charming cottage-style home, offered As Is, Where Is. The home was leveled 2025, subflooring replaced 2023. Featuring 2 bedrooms and 1 bath, this residence showcases classic vernacular architecture, a welcoming front porch, and enduring original character. The home is ready for a comprehensive renovation, presenting a wonderful opportunity for investors or buyers eager to thoughtfully update and personalize a property. Set on a quiet lot with small-town appeal, this home offers strong potential for transformation and is attractively priced to reflect the work ahead. Schedule your viewing today and explore the possibilities!

  19. 2024-03-04
    soldstatus
  20. 2024-03-04
    soldstatus
  21. 2014-05-28
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,759 · $147/mo
Projected year-2 tax
$1,759 · $147/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,214
− Mortgage interest
−$5,041
− Property taxes
−$1,759
− Insurance
−$450
− Repairs & maintenance
−$977
− Management
−$977
− Depreciation
−$2,618
Taxable income
$390
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$94
After-tax cash flow
$1,682/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dime Box ISD
NCES district ID
4817130
Math proficiency
35% ▬ 0.00%
Reading proficiency
25% ▬ 0.00%
Median HH income
$51,078
Composite
29.16/100
National rank
#11874
State rank
#989 of 1141 in TX

Livability — Dime Box

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Dime Box, TX
Population (ZIP)
1,052

Population outlook (Lee County) Hauer SSP2

Today (2025)
17,796 people
By 2030
18,082 · +1.6%
By 2040
18,377 · +3.3%
By 2050
17,950 · +0.9%
By 2075
16,005 · -10.1%
By 2100
13,413 · -24.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 48% Hispanic / Latino 28% Black 23% Two or more races 11%
Hispanic origin (detail)
Mexican 24%
Common ancestry
Romanian 6% Slovak 3% Serbian 1%
Foreign-born
19% · Canada
Languages at home
74% English-only · Spanish 24% German/W. Germanic 2% French/Haitian/Cajun 1%

Political lean MEDSL · Lee

2024 margin
Solid R (+60.4) · D 19.5% · R 79.9%
2008→2024 swing
-24.2pp toward R · 2008: -36.3pp · 2024: -60.4pp
All cycles
2024: R+60.4 2020: R+55.7 2016: R+55.6 2012: R+46.3 2008: R+36.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.81%
Current HPI
105.1085
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-8.3% since first listed
7 events — show timeline
  • 2026-03-13 Price Changed $110,000 HARMLS
  • 2026-02-26 Price Changed $115,000 HARMLS
  • 2026-02-03 Sold (Public Records) Public Records
  • 2026-01-29 Listed $120,000 HARMLS
  • 2024-03-04 Sold (Public Records) Public Records
  • 2024-03-04 Sold (Public Records) Public Records
  • 2014-05-28 Sold (Public Records) Public Records

Property tax history

+11.7%/yr

Latest (2025): $1,759 · +86.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…