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536 Avenue D
B- Composite 67.6
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.7/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.2/10.0
  • 1% rule +6.0/10.0
  • Livability +3.4/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$170,000

536 Avenue D · Westwego, LA 70094
4 bd · 2.0 ba · 1,250 sqft · SingleFamily · 53 Days on market
Built 1971 $136/sqft · 17% below area Est $205k · 17% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

100% USDA financing available. This 4-bedroom, 2-bath home is situated on a spacious double lot and located in an X flood zone. Property is being sold AS-IS, offering a great opportunity for buyers to add their personal touch or invest.

Key facts

  • Parking
  • Built 1971
  • Listed 53 days

Property features AI

Exterior

  • Parking: Driveway parking; Off-street parking; Boat parking; RV access/parking
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Water heater (energy-efficient)
  • Home design: Single-story home; Raised foundation; Wood siding; Shingle roof; Property in very good condition; Oversized city lot (64 x 122)
  • Construction: Built with wood siding; Raised foundation; Shingle roof
  • Exterior features: Front porch

Interior

  • Kitchen: Cooktop; Dishwasher; Disposal; Microwave; Oven
  • Bedrooms: Total rooms: 6
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Carbon monoxide detector; Granite countertops; Stainless steel appliances; Window screens
  • Laundry & utility: Washer hookup; Dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $460 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $170k).
  • Recommended offer: $165k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.5% vs local median 6.5% in Westwego — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#97 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+; Watch: schools C-, crime D, amenities D-.
  • Jefferson Parish (suburban): math 24% / reading 34% proficiency, ranked #44 of 98 in LA (top 45%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-0.8%/yr); 186 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 518 units permitted in Jefferson Parish in 2024 (43 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 53 days — a 3% lower offer ($165k) is reasonable based on typical stale-listing flexibility.
  • 13 sale attempts since 30y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $60k; list at $170k implies a 183% gain — meaningful room to come down on a strong offer.
Recommended offer $164,900 (3.0% below list)

Questions for the listing agent

  1. It's been on market 53 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
9.54%
Cash-on-cash
11.60%
DSCR
1.52
GRM
7.6

CMA / ARV

ARV (median comp)
$205,317
List price
$170,000
Delta
-17.20%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
546 Avenue G 0.17mi 3/1.5 (-1) 1,326 (+6%) 2mo $190,340 $144 73
668 Avenue B 0.17mi 3/2.0 (-1) 1,313 (+5%) 10mo $140,000 $107 70
609 5th St 0.12mi 3/2.0 (-1) 1,347 (+8%) 24mo $199,900 $148 57
188 Laroussini St 0.36mi 3/2.0 (-1) 1,300 (+4%) 19mo $195,000 $150 56
969 Avenue A 0.52mi 3/2.0 (-1) 1,162 (-7%) 4mo $189,000 $163 56
961 Avenue A Ave 0.50mi 3/1.0 (-1) 1,265 (+1%) 13mo $165,000 $130 55
610 West Dr 0.45mi 3/1.0 (-1) 1,300 (+4%) 10mo $159,000 $122 55
756 Avenue A 0.31mi 3/2.0 (-1) 1,361 (+9%) 14mo $248,500 $183 54
549 Avenue G Ave 0.20mi 3/1.0 (-1) 1,100 (-12%) 18mo $182,500 $166 47
705 Central Ave 0.55mi 3/1.0 (-1) 1,115 (-11%) 4mo $172,500 $155 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-2.2%
Equity multiple
0.92×
Total profit
$-3,786
Equity at exit
$25,348
10-year hold
IRR
4.3%
Equity multiple
1.27×
Total profit
$12,970
Equity at exit
$14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70094

Rents YoY
-0.8%
Active inventory
186
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,873 high interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$57 /mo · $681/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$393
Net cashflow
$460

Break-even live

Break-even rent $1,290
Max offer price $170,000
Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,500
Closing costs
$5,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
181 Louisiana St Westwego, LA 4.0 2.0 1500 $1,550 $1.03 43d 1 0.38mi
525 Emile Ave Westwego, LA 3.0 2.0 1329 $800 $0.60 23d 1 0.47mi
7804 Britt St Westwego, LA 5.0 2.0 1512 $1,800 $1.19 43d 1 0.54mi
1060 Avenue B Unit A Westwego, LA 3.0 2.0 1124 $1,550 $1.38 23d 1 0.67mi
1300 Tanglewood Dr Westwego, LA 1.0–3.0 1.0–1.5 781 $1,310 $1.68 2d 14 0.84mi
653 Vic a Pitre Dr Westwego, LA 3.0 2.0 1491 $2,200 $1.48 4d 1 0.86mi
1233 Central Ave Westwego, LA 3.0 1.5 1357 $1,500 $1.11 23d 1 0.95mi
1226 Kenny Dr Westwego, LA 4.0 2.0 1300 $1,650 $1.27 23d 1 1.14mi
1029 Joyce St Marrero, LA 3.0 2.0 1300 $1,650 $1.27 14d 1 1.21mi

Listing history 50 events

  1. 2026-06-19
    status $170,000 Pending 53 DOM
  2. 2026-06-18
    days on market $170,000 Active 53 DOM
    Show marketing remark (236 chars)

    100% USDA financing available. This 4-bedroom, 2-bath home is situated on a spacious double lot and located in an X flood zone. Property is being sold AS-IS, offering a great opportunity for buyers to add their personal touch or invest.

  3. 2026-06-17
    days on market $170,000 Active 52 DOM
  4. 2026-06-16
    days on market $170,000 Active 51 DOM
  5. 2026-06-15
    days on market $170,000 Active 50 DOM
  6. 2026-06-13
    days on market $170,000 Active 48 DOM
  7. 2026-06-10
    days on market $170,000 Active 45 DOM
  8. 2026-06-09
    days on market $170,000 Active 44 DOM
  9. 2026-06-08
    days on market $170,000 Active 43 DOM
  10. 2026-06-07
    days on market $170,000 Active 42 DOM
  11. 2026-06-03
    days on market $170,000 Active 38 DOM
  12. 2026-06-02
    days on market $170,000 Active 37 DOM
  13. 2026-06-01
    days on market $170,000 Active 36 DOM
  14. 2026-05-31
    days on market $170,000 Active 35 DOM
  15. 2026-04-26
    listed $170,000 Active 236-char remark
    Show marketing remark (236 chars)

    100% USDA financing available. This 4-bedroom, 2-bath home is situated on a spacious double lot and located in an X flood zone. Property is being sold AS-IS, offering a great opportunity for buyers to add their personal touch or invest.

  16. 2026-04-26
    listed $170,000 Active 236-char remark
    Show marketing remark (236 chars)

    100% USDA financing available. This 4-bedroom, 2-bath home is situated on a spacious double lot and located in an X flood zone. Property is being sold AS-IS, offering a great opportunity for buyers to add their personal touch or invest.

  17. 2026-03-13
    status Pending
  18. 2026-02-26
    price $189,000
  19. 2026-02-26
    price $189,000
  20. 2026-02-11
    price $194,000
  21. 2026-02-11
    price $194,000
  22. 2026-02-01
    listed $199,000 Active
  23. 2025-10-28
    price $189,000
  24. 2025-10-28
    price $189,000
  25. 2025-09-24
    price $199,000
  26. 2025-09-24
    price $199,000
  27. 2025-09-10
    price $205,500
  28. 2025-09-10
    price $205,500
  29. 2025-07-28
    price $209,000
  30. 2025-07-28
    price $209,000
  31. 2025-06-29
    listed $219,000 Active
  32. 2025-06-29
    listed $199,000 Active
  33. 2025-06-03
    price $199,000
  34. 2025-06-03
    price $199,000
  35. 2025-05-20
    price $219,000
  36. 2025-05-20
    price $219,000
  37. 2025-04-29
    listed $229,000 Active
  38. 2024-09-17
    listed $80,000
  39. 2024-07-30
    price $80,000
  40. 2024-07-17
    listed $80,000
  41. 2024-07-09
    soldstatus $60,000
  42. 2024-07-08
    soldstatus $60,000 Closed
  43. 2024-06-08
    historical Active Under Contract
  44. 2024-06-06
    listed $70,000 Active
  45. 2024-06-06
    listed $70,000
  46. 2017-01-30
    soldstatus $43,150 Sold
  47. 2017-01-20
    historical Pending Continue to Show
  48. 2016-12-15
    listed $44,900 Active
  49. 2016-12-13
    listed $44,900
  50. 1997-05-08
    soldstatus $61,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$681 · $57/mo
Projected year-2 tax
$935 · $78/mo
Expected delta
+$254/yr (+$21/mo · 37.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,472
− Mortgage interest
−$9,523
− Property taxes
−$681
− Insurance
−$850
− Repairs & maintenance
−$1,798
− Management
−$1,798
− Depreciation
−$4,945
Taxable income
$2,877
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$691
After-tax cash flow
$4,833/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jefferson Parish
NCES district ID
2200840
Math proficiency
24% ▼ -36.00%
Reading proficiency
34% ▼ -30.00%
Median HH income
$48,421
Composite
25.19/100
National rank
#7511
State rank
#44 of 98 in LA

Livability — Westwego

Score
68/100
State rank
#97
US rank
#9851

Category grades

Amenities D- Commute F Cost of living A+ Crime D Employment F Housing B- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Westwego, LA
County
Jefferson Parish · 426,999 people
City population
32,130
Metro
New Orleans-Metairie, LA
Population (ZIP)
32,130
Household income
$53,597
Rent vs Own
35.8% rent · 64.2% own
Severe rent burden
1457.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
451,696 people
By 2030
455,451 · +0.8%
By 2040
458,308 · +1.5%
By 2050
461,031 · +2.1%
By 2075
476,351 · +5.5%
By 2100
499,377 · +10.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Black 46% White 36% Hispanic / Latino 13% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 2% Dominican 2%
Common ancestry
Lithuanian 9% Scottish 1%
Foreign-born
8% · Canada, Vietnam
Languages at home
86% English-only · Spanish 11% Vietnamese 2% French/Haitian/Cajun 1%

Political lean MEDSL · Jefferson

2024 margin
R (+12.9) · D 42.5% · R 55.5% · Other 2.1%
2008→2024 swing
+13.6pp toward D · 2008: -26.6pp · 2024: -12.9pp
All cycles
2024: R+12.9 2020: R+11.1 2016: R+14.8 2012: R+18.4 2008: R+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -111.56%
Current HPI
102.9992
Rent YoY
▼ -0.80%
Metro
New Orleans-Metairie, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+172.0% since first listed
39 events — show timeline
  • 2026-06-18 Pending AcadianaMLS
  • 2026-06-18 Pending GSREIN
  • 2026-04-26 Listed $170,000 GSREIN
  • 2026-04-26 Listed $170,000 AcadianaMLS
  • 2026-03-13 Pending AcadianaMLS
  • 2026-02-26 Price Changed $189,000 AcadianaMLS
  • 2026-02-26 Price Changed $189,000 GSREIN
  • 2026-02-11 Price Changed $194,000 AcadianaMLS
  • 2026-02-11 Price Changed $194,000 GSREIN
  • 2026-02-01 Listed $199,000 AcadianaMLS
  • 2025-10-28 Price Changed $189,000 AcadianaMLS
  • 2025-10-28 Price Changed $189,000 GSREIN
  • 2025-09-24 Price Changed $199,000 AcadianaMLS
  • 2025-09-24 Price Changed $199,000 GSREIN
  • 2025-09-10 Price Changed $205,500 AcadianaMLS
  • 2025-09-10 Price Changed $205,500 GSREIN
  • 2025-07-28 Price Changed $209,000 AcadianaMLS
  • 2025-07-28 Price Changed $209,000 GSREIN
  • 2025-06-29 Listed $219,000 AcadianaMLS
  • 2025-06-03 Price Changed $199,000 AcadianaMLS
  • 2025-06-03 Price Changed $199,000 GSREIN
  • 2025-05-20 Price Changed $219,000 AcadianaMLS
  • 2025-05-20 Price Changed $219,000 GSREIN
  • 2025-04-29 Listed $229,000 AcadianaMLS
  • 2024-09-17 Listed $80,000 AcadianaMLS
  • 2024-07-30 Price Changed $80,000 GSREIN
  • 2024-07-17 Listed $80,000 AcadianaMLS
  • 2024-07-09 Sold (Public Records) $60,000 Public Records
  • 2024-07-08 Sold (MLS) $60,000 GSREIN
  • 2024-06-08 Contingent GSREIN
  • 2024-06-06 Listed $70,000 GSREIN
  • 2024-06-06 Listed $70,000 AcadianaMLS
  • 2017-01-30 Sold (MLS) $43,150 GSREIN
  • 2017-01-20 Contingent GSREIN
  • 2016-12-15 Listed $44,900 GSREIN
  • 2016-12-13 Listed $44,900 AcadianaMLS
  • 1997-05-08 Sold (MLS) $61,000 GSREIN
  • 1996-09-18 Listed $62,500 AcadianaMLS
  • 1996-09-18 Listed $62,500 GSREIN

Property tax history

-0.5%/yr

Latest (2025): $681 · -32.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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