1907 John Call Rd · Ellijay, GA 30175

$175,000

3 bd · 2.0 ba · 1,248 sqft · Manufactured public records · 237 Days on market

Built 1997 3.12 ac lot $140/sqft · 36% below area Est $272k · 36% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.8/30.0
• ARV discount +15.0/15.0
• Appreciation +10.0/10.0
• DSCR +8.0/10.0
• 1% rule +6.4/10.0
• Livability +3.6/5.0
• Schools +3.2/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome to 1907 John Call Road, a private and peaceful property nestled in the heart of Talking Rock, Georgia. This 3-bedroom, 2-bath home on 3.12 beautiful acres offers a rare combination of affordability, acreage, and natural beauty - the perfect opportunity for a buyer who values privacy, space, and endless potential. A charming creek flows along the front of the property, creating a serene and picturesque entrance as you make your way up the long private driveway. The home is set back approximately 300 feet from the road, offering a wonderful sense of seclusion surrounded by trees and nature. You'll feel a world away from the hustle and bustle, yet still be just minutes from local wineries, downtown Talking Rock, and shopping, and restaurants. Inside, the home features a spacious floor plan with a cozy family room, a well-appointed kitchen with ample storage, three comfortable bedrooms, and two full baths. The home offers the perfect opportunity to customize and design the space to reflect your own personal style. With a few updates and your favorite design touches, this property could easily be transformed into a beautiful retreat, a full-time residence, or a profitable investment.

Key facts

• Antique shops
• Set back from road
• Hiking trails

Tags

• PRIVATE PROPERTY
• LONG PRIVATE DRIVEWAY
• SET BACK FROM ROAD
• EASY ACCESS TO WINERIES
• HIKING TRAILS
• ANTIQUE SHOPS

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $175k.

Deal economics

• At list price, monthly cash flow is $371 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $175k).
• Recommended offer: $154k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.8% vs local median 1.8% in Ellijay — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#85 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, amenities F.
• Gilmer County (rural): math 39% / reading 36% proficiency, ranked #56 of 174 in GA (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 314 active listings in the ZIP; 176 units permitted in Gilmer County in 2024 (74 in 5+ unit buildings).

Forward outlook

• In year one you build about $19k of equity ($1k loan paydown + $18k appreciation (10.0% local appreciation)).
• Gilmer County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $49k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 237 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask has dropped $40k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $22k; list at $175k implies a 695% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $154,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 237 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 8.84%
• Cash-on-cash: 9.08%
• DSCR: 1.40
• GRM: 7.3

CMA / ARV

• ARV (median comp): $272,000
• List price: $175,000
• Delta: -35.66%
• Verdict: UNDERPRICED
• Comps: 11 within 2.0 mi

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 30.9%
• Equity multiple: 3.43×
• Total profit: $118,963
• Equity at exit: $157,654

10-year hold

• IRR: 26.8%
• Equity multiple: 7.77×
• Total profit: $331,809
• Equity at exit: $339,987

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30175

• Home prices YoY: 9.8%
• Active inventory: 314
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $2,000 medium
• Mortgage (P&I): −$918
• Tax est. 1.5%: −$219 /mo · $2,625/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$420
• Net cashflow: $371

Break-even live

Break-even rent $1,531

Max offer price $175,000

Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Listing history 24 events

1. 2026-06-18
   days on market $175,000 Active 237 DOM
2. 2026-06-17
   statusdays on market $175,000 Active 236 DOM
3. 2026-06-16
   days on market $175,000 Price Change 235 DOM
4. 2026-06-15
   pricestatusdays on market $175,000 Price Change 234 DOM
5. 2026-06-14
   days on market $215,000 Active 232 DOM
6. 2026-06-13
   days on market $215,000 Active 231 DOM
7. 2026-06-10
   days on market $215,000 Active 229 DOM
8. 2026-06-09
   days on market $215,000 Active 228 DOM
9. 2026-06-08
   days on market $215,000 Active 227 DOM
10. 2026-06-07
    days on market $215,000 Active 226 DOM
11. 2026-06-05
    days on market $215,000 Active 223 DOM
12. 2026-06-03
    days on market $215,000 Active 222 DOM
13. 2026-06-02
    days on market $215,000 Active 221 DOM
14. 2026-06-01
    days on market $215,000 Active 220 DOM
15. 2026-05-31
    days on market $215,000 Active 219 DOM
16. 2026-05-31
    days on market $215,000 Active 218 DOM
17. 2025-12-01
    status Active 1205-char remark

    Show marketing remark (2273 chars)

    Welcome to 1907 John Call Road, a private and peaceful property nestled in the heart of Talking Rock, Georgia. This 3-bedroom, 2-bath home on 3.12 beautiful acres offers a rare combination of affordability, acreage, and natural beauty - the perfect opportunity for a buyer who values privacy, space, and endless potential. A charming creek flows along the front of the property, creating a serene and picturesque entrance as you make your way up the long private driveway. The home is set back approximately 300 feet from the road, offering a wonderful sense of seclusion surrounded by trees and nature. You'll feel a world away from the hustle and bustle, yet still be just minutes from local wineries, downtown Talking Rock,and shopping, and restaurants. Inside, the home features a spacious floor plan with a cozy family room, a well-appointed kitchen with ample storage, three comfortable bedrooms, and two full baths. The home offers the perfect opportunity to customize and design the space to reflect your own personal style. With a few updates and your favorite design touches, this property could easily be transformed into a beautiful retreat, a full-time residence, or a profitable investment. The property's proximity to a beautiful local wedding venue makes it an excellent candidate for an Airbnb or short-term rental. Guests will love the peaceful surroundings, easy access to North Georgia wineries, hiking trails, antique shops, and the vibrant mountain towns of Ellijay,Blue Ridge and Jasper - all just a short drive away. Whether you're a first-time homebuyer looking for an affordable property with room to grow, an investor searching for a high-demand rental, or someone dreaming of a weekend getaway in the mountains, this property offers exceptional value. The setting is truly special - where you can sip your morning coffee by the creek, enjoy the sounds of nature, and take in the mountain air, all from your own private retreat. Homes with this much potential, privacy, and acreage in Talking Rock at this price point are becoming increasingly rare. Don't miss your chance to turn this hidden gem into your dream home or next investment success story. Schedule your showing today and discover all that 1907 John Call Rd has to offer!

18. 2025-12-01
    status Back On Market 2273-char remark

    Show marketing remark (2273 chars)

    Welcome to 1907 John Call Road, a private and peaceful property nestled in the heart of Talking Rock, Georgia. This 3-bedroom, 2-bath home on 3.12 beautiful acres offers a rare combination of affordability, acreage, and natural beauty - the perfect opportunity for a buyer who values privacy, space, and endless potential. A charming creek flows along the front of the property, creating a serene and picturesque entrance as you make your way up the long private driveway. The home is set back approximately 300 feet from the road, offering a wonderful sense of seclusion surrounded by trees and nature. You'll feel a world away from the hustle and bustle, yet still be just minutes from local wineries, downtown Talking Rock,and shopping, and restaurants. Inside, the home features a spacious floor plan with a cozy family room, a well-appointed kitchen with ample storage, three comfortable bedrooms, and two full baths. The home offers the perfect opportunity to customize and design the space to reflect your own personal style. With a few updates and your favorite design touches, this property could easily be transformed into a beautiful retreat, a full-time residence, or a profitable investment. The property's proximity to a beautiful local wedding venue makes it an excellent candidate for an Airbnb or short-term rental. Guests will love the peaceful surroundings, easy access to North Georgia wineries, hiking trails, antique shops, and the vibrant mountain towns of Ellijay,Blue Ridge and Jasper - all just a short drive away. Whether you're a first-time homebuyer looking for an affordable property with room to grow, an investor searching for a high-demand rental, or someone dreaming of a weekend getaway in the mountains, this property offers exceptional value. The setting is truly special - where you can sip your morning coffee by the creek, enjoy the sounds of nature, and take in the mountain air, all from your own private retreat. Homes with this much potential, privacy, and acreage in Talking Rock at this price point are becoming increasingly rare. Don't miss your chance to turn this hidden gem into your dream home or next investment success story. Schedule your showing today and discover all that 1907 John Call Rd has to offer!

19. 2025-11-29
    status Pending 1205-char remark

    Show marketing remark (2273 chars)

    Welcome to 1907 John Call Road, a private and peaceful property nestled in the heart of Talking Rock, Georgia. This 3-bedroom, 2-bath home on 3.12 beautiful acres offers a rare combination of affordability, acreage, and natural beauty - the perfect opportunity for a buyer who values privacy, space, and endless potential. A charming creek flows along the front of the property, creating a serene and picturesque entrance as you make your way up the long private driveway. The home is set back approximately 300 feet from the road, offering a wonderful sense of seclusion surrounded by trees and nature. You'll feel a world away from the hustle and bustle, yet still be just minutes from local wineries, downtown Talking Rock,and shopping, and restaurants. Inside, the home features a spacious floor plan with a cozy family room, a well-appointed kitchen with ample storage, three comfortable bedrooms, and two full baths. The home offers the perfect opportunity to customize and design the space to reflect your own personal style. With a few updates and your favorite design touches, this property could easily be transformed into a beautiful retreat, a full-time residence, or a profitable investment. The property's proximity to a beautiful local wedding venue makes it an excellent candidate for an Airbnb or short-term rental. Guests will love the peaceful surroundings, easy access to North Georgia wineries, hiking trails, antique shops, and the vibrant mountain towns of Ellijay,Blue Ridge and Jasper - all just a short drive away. Whether you're a first-time homebuyer looking for an affordable property with room to grow, an investor searching for a high-demand rental, or someone dreaming of a weekend getaway in the mountains, this property offers exceptional value. The setting is truly special - where you can sip your morning coffee by the creek, enjoy the sounds of nature, and take in the mountain air, all from your own private retreat. Homes with this much potential, privacy, and acreage in Talking Rock at this price point are becoming increasingly rare. Don't miss your chance to turn this hidden gem into your dream home or next investment success story. Schedule your showing today and discover all that 1907 John Call Rd has to offer!

20. 2025-11-29
    status Under Contract 2273-char remark

    Show marketing remark (2273 chars)

    Welcome to 1907 John Call Road, a private and peaceful property nestled in the heart of Talking Rock, Georgia. This 3-bedroom, 2-bath home on 3.12 beautiful acres offers a rare combination of affordability, acreage, and natural beauty - the perfect opportunity for a buyer who values privacy, space, and endless potential. A charming creek flows along the front of the property, creating a serene and picturesque entrance as you make your way up the long private driveway. The home is set back approximately 300 feet from the road, offering a wonderful sense of seclusion surrounded by trees and nature. You'll feel a world away from the hustle and bustle, yet still be just minutes from local wineries, downtown Talking Rock,and shopping, and restaurants. Inside, the home features a spacious floor plan with a cozy family room, a well-appointed kitchen with ample storage, three comfortable bedrooms, and two full baths. The home offers the perfect opportunity to customize and design the space to reflect your own personal style. With a few updates and your favorite design touches, this property could easily be transformed into a beautiful retreat, a full-time residence, or a profitable investment. The property's proximity to a beautiful local wedding venue makes it an excellent candidate for an Airbnb or short-term rental. Guests will love the peaceful surroundings, easy access to North Georgia wineries, hiking trails, antique shops, and the vibrant mountain towns of Ellijay,Blue Ridge and Jasper - all just a short drive away. Whether you're a first-time homebuyer looking for an affordable property with room to grow, an investor searching for a high-demand rental, or someone dreaming of a weekend getaway in the mountains, this property offers exceptional value. The setting is truly special - where you can sip your morning coffee by the creek, enjoy the sounds of nature, and take in the mountain air, all from your own private retreat. Homes with this much potential, privacy, and acreage in Talking Rock at this price point are becoming increasingly rare. Don't miss your chance to turn this hidden gem into your dream home or next investment success story. Schedule your showing today and discover all that 1907 John Call Rd has to offer!

21. 2025-10-22
    listed $215,000 New 2273-char remark

    Show marketing remark (1205 chars)

    Welcome to 1907 John Call Road, a private and peaceful property nestled in the heart of Talking Rock, Georgia. This 3-bedroom, 2-bath home on 3.12 beautiful acres offers a rare combination of affordability, acreage, and natural beauty - the perfect opportunity for a buyer who values privacy, space, and endless potential. A charming creek flows along the front of the property, creating a serene and picturesque entrance as you make your way up the long private driveway. The home is set back approximately 300 feet from the road, offering a wonderful sense of seclusion surrounded by trees and nature. You'll feel a world away from the hustle and bustle, yet still be just minutes from local wineries, downtown Talking Rock, and shopping, and restaurants. Inside, the home features a spacious floor plan with a cozy family room, a well-appointed kitchen with ample storage, three comfortable bedrooms, and two full baths. The home offers the perfect opportunity to customize and design the space to reflect your own personal style. With a few updates and your favorite design touches, this property could easily be transformed into a beautiful retreat, a full-time residence, or a profitable investment.

22. 2025-10-22
    listed $215,000 Active 1205-char remark

    Show marketing remark (1205 chars)

    Welcome to 1907 John Call Road, a private and peaceful property nestled in the heart of Talking Rock, Georgia. This 3-bedroom, 2-bath home on 3.12 beautiful acres offers a rare combination of affordability, acreage, and natural beauty - the perfect opportunity for a buyer who values privacy, space, and endless potential. A charming creek flows along the front of the property, creating a serene and picturesque entrance as you make your way up the long private driveway. The home is set back approximately 300 feet from the road, offering a wonderful sense of seclusion surrounded by trees and nature. You'll feel a world away from the hustle and bustle, yet still be just minutes from local wineries, downtown Talking Rock, and shopping, and restaurants. Inside, the home features a spacious floor plan with a cozy family room, a well-appointed kitchen with ample storage, three comfortable bedrooms, and two full baths. The home offers the perfect opportunity to customize and design the space to reflect your own personal style. With a few updates and your favorite design touches, this property could easily be transformed into a beautiful retreat, a full-time residence, or a profitable investment.

23. 2004-01-30
    soldstatus $22,000
24. 2001-10-10
    soldstatus $11,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 5/10 Major 7 d/yr ≥100°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,004
• − Mortgage interest: −$9,803
• − Property taxes: −$2,625
• − Insurance: −$875
• − Repairs & maintenance: −$1,920
• − Management: −$1,920
• − Depreciation: −$5,091
• Taxable income: $1,770
• Est. tax owed @ 24.0%: −$425
• After-tax cash flow: $4,026/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Gilmer County
• NCES district ID: 1302340
• Math proficiency: 39% ▼ -7.00%
• Reading proficiency: 36% ▼ -6.00%
• Median HH income: $40,473
• Composite: 31.53/100
• National rank: #5961
• State rank: #56 of 174 in GA

Livability — Ellijay

• Score: 71/100
• State rank: #85
• US rank: #7087

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 6,086

Population outlook (Gilmer County) Hauer SSP2

• Today (2025): 31,466 people
• By 2030: 32,199 · +2.3%
• By 2040: 33,034 · +5.0%
• By 2050: 33,266 · +5.7%
• By 2075: 33,686 · +7.1%
• By 2100: 33,792 · +7.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Two or more races 5% Hispanic / Latino 2%
• Common ancestry: Lithuanian 4% Slovak 3% Serbian 3%
• Foreign-born: 2% · Canada, Jamaica
• Languages at home: 97% English-only · Spanish 1% Other Indo-European 1%

Political lean MEDSL · Gilmer

• 2024 margin: Solid R (+62.6) · D 18.5% · R 81.0%
• 2008→2024 swing: -10.6pp toward R · 2008: -52.0pp · 2024: -62.6pp
• All cycles: 2024: R+62.6 2020: R+63.5 2016: R+66.9 2012: R+63.3 2008: R+52.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 33.86%
• Current HPI: 380.3811
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+1854.5% since first listed

8 events — show timeline

• 2025-12-01 Relisted — NEGBOR
• 2025-12-01 Relisted — GAMLS
• 2025-11-29 Pending — NEGBOR
• 2025-11-29 Pending — GAMLS
• 2025-10-22 Listed $215,000 NEGBOR
• 2025-10-22 Listed $215,000 GAMLS
• 2004-01-30 Sold (Public Records) $22,000 Public Records
• 2001-10-10 Sold (Public Records) $11,000 Public Records

Property tax history

+0.9%/yr

Latest (2025): $111 · +3.6% YoY. Source: county tax records.