111 Sweet Pea Ln · Pocono Pines, PA 18350

$245,000

1 bd · 1.0 ba · 400 sqft · Other public records · 81 Days on market

Built 1955 4,791 sqft lot $612/sqft · 8% above area Est $300k · 18% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +12.3/30.0
• Schools +4.0/10.0
• DSCR +3.7/10.0
• Livability +3.7/5.0
• Appreciation +3.5/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.4/10.0

Listing remarks MLS

Turnkey Short-Term Rental | Proven Income | 42,768 Gross Income 2025 | LOW Taxes & No HOA Fully operational and income-producing short-term rental located in high-demand Pocono destination - central and highly coveted Pocono Pines. This property offers a rare opportunity to step into a true turnkey investment with established revenue history and systems already in place. The home is being sold fully furnished and professionally set up for short-term rental use, allowing the next owner to start generating income from day one -- no setup, no guesswork. Strong historical performance with consistent occupancy and guest demand. Ideal for both first-time investors looking for a clean entry point into the STR market, or experienced operators seeking a low-friction addition to their portfolio. Positioned in a desirable location with year-round appeal, this property benefits from proximity to major attractions, ski resorts, water parks, outdoor recreation, and seasonal tourism drivers. Additional upside potential through continued optimization or value-add enhancements. Skip the learning curve -- this is a plug-and-play STR asset. The market lacks appropriately sized and charming single family getaways for couples. Neighboring properties also available, grab all 4 plug and play opportunities at once to concentrate extreme revenues (185K combined). It's much easier to manage couples retreats than it is to manage mid to large size homes, especially in a market where its near impossible to create tiny cabins. Listing agent has a financial interest in property.

Key facts

• Desirable location
• Fully furnished
• 4,791 sq ft lot

Tags

• TURNKEY SHORT-TERM RENTAL
• FULLY FURNISHED
• PROFESSIONALLY SET UP
• STRONG HISTORICAL PERFORMANCE
• DESIRABLE LOCATION
• PROXIMITY TO MAJOR ATTRACTIONS

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath other listed at $245k.

Deal economics

• At list price, monthly cash flow is $-44 ($-528/yr) — negative.
• To cash-flow at today's rent, offer at most $237k (3.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $182k (25.7% below list).
• Recommended offer: $182k (25.7% below list) — sets the bar for 1% rule.
• Cap rate 6.1% vs local median 4.1% in Pocono Pines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#532 in PA, #4,925 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, crime A; Watch: health & safety D, amenities F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 98 active listings in the ZIP; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 81 days — a 6% lower offer ($230k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $182,013 (25.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 81 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
3. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.74% ✗
• Cap rate: 6.08%
• Cash-on-cash: -0.77%
• DSCR: 0.97
• GRM: 11.2

CMA / ARV

• ARV (median comp): $300,440
• List price: $245,000
• Delta: -18.45%
• Verdict: UNDERPRICED
• Comps: 1 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -17.6%
• Equity multiple: 0.38×
• Total profit: $-42,604
• Equity at exit: $36,530

10-year hold

• IRR: -9.8%
• Equity multiple: 0.40×
• Total profit: $-41,121
• Equity at exit: $21,183

Cash invested: $68,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18350

• Home prices YoY: -1.4%
• Active inventory: 98
• Price-to-rent: 11.2×

Monthly cashflow live

• Estimated rent: $1,820 medium
• Mortgage (P&I): −$1,285
• Tax from tax record: −$95 /mo · $1,140/yr
• Insurance: −$102
• HOA: −$0
• Vacancy / Maint / Mgmt: −$382
• Net cashflow: $-44

Break-even live

Break-even rent $1,876

Max offer price $237,232

Occupancy floor 97%

Sensitivity live

Price	-10% $95	-5% $25	+0% $-44	+5% $-113	+10% $-183
Rent	-10% $-188	-5% $-116	+0% $-44	+5% $28	+10% $100
Rate	-1.0pp $79	-0.5pp $18	base $-44	+0.5pp $-107	+1.0pp $-172

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $61,250
• Closing costs: $7,350
• Reserves months: —
• Total cash needed: —

Listing history 18 events

1. 2026-06-21
   days on market $245,000 Active 81 DOM
2. 2026-06-18
   days on market $245,000 Active 78 DOM
3. 2026-06-17
   days on market $245,000 Active 77 DOM
4. 2026-06-16
   days on market $245,000 Active 76 DOM
5. 2026-06-15
   days on market $245,000 Active 75 DOM
6. 2026-06-14
   days on market $245,000 Active 73 DOM
7. 2026-06-13
   days on market $245,000 Active 72 DOM
8. 2026-06-10
   days on market $245,000 Active 70 DOM
9. 2026-06-08
   days on market $245,000 Active 68 DOM
10. 2026-06-07
    days on market $245,000 Active 67 DOM
11. 2026-06-02
    days on market $245,000 Active 62 DOM
12. 2026-06-01
    days on market $245,000 Active 61 DOM
13. 2026-05-31
    days on market $245,000 Active 60 DOM
14. 2026-05-30
    days on market $245,000 Active 59 DOM
15. 2026-04-01
    listed $255,000 Active 1583-char remark

    Show marketing remark (1583 chars)

    Turnkey Short-Term Rental | Proven Income | 42,768 Gross Income 2025 | LOW Taxes & No HOA Fully operational and income-producing short-term rental located in high-demand Pocono destination - central and highly coveted Pocono Pines. This property offers a rare opportunity to step into a true turnkey investment with established revenue history and systems already in place. The home is being sold fully furnished and professionally set up for short-term rental use, allowing the next owner to start generating income from day one -- no setup, no guesswork. Strong historical performance with consistent occupancy and guest demand. Ideal for both first-time investors looking for a clean entry point into the STR market, or experienced operators seeking a low-friction addition to their portfolio. Positioned in a desirable location with year-round appeal, this property benefits from proximity to major attractions, ski resorts, water parks, outdoor recreation, and seasonal tourism drivers. Additional upside potential through continued optimization or value-add enhancements. Skip the learning curve -- this is a plug-and-play STR asset. The market lacks appropriately sized and charming single family getaways for couples. Neighboring properties also available, grab all 4 plug and play opportunities at once to concentrate extreme revenues (185K combined). It's much easier to manage couples retreats than it is to manage mid to large size homes, especially in a market where its near impossible to create tiny cabins. Listing agent has a financial interest in property.

16. 2021-09-02
    soldstatus $750,000
17. 2004-08-03
    soldstatus $65,000
18. 1988-11-07
    soldstatus $8,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,140 · $95/mo
• Projected year-2 tax: $2,505 · $209/mo
• Expected delta: +$1,366/yr (+$114/mo · 119.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 21% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 16 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,842
• − Mortgage interest: −$13,724
• − Property taxes: −$1,140
• − Insurance: −$1,225
• − Repairs & maintenance: −$1,747
• − Management: −$1,747
• − Depreciation: −$7,127
• Taxable loss: −$4,869
• Est. tax savings @ 24.0%: +$1,169
• After-tax cash flow: $641/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Pocono Pines

• Score: 74/100
• State rank: #532
• US rank: #4925

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A+ Housing A Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Pocono Pines, PA
• City population: 595
• Population (ZIP): 595

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (83%)
• Race & ethnicity: White 83% Asian 12% Two or more races 5%
• Common ancestry: Romanian 6% Slovak 6% Russian 3%
• Foreign-born: 15% · South Korea
• Languages at home: 82% English-only · Korean 12% Other Indo-European 6%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -3.00%
• Current HPI: 215.5562
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+3087.5% since first listed

4 events — show timeline

• 2026-04-01 Listed $255,000 PMAR
• 2021-09-02 Sold (Public Records) $750,000 Public Records
• 2004-08-03 Sold (Public Records) $65,000 Public Records
• 1988-11-07 Sold (Public Records) $8,000 Public Records

Property tax history

+3.7%/yr

Latest (2026): $1,140 · +3.3% YoY. Source: county tax records.