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110 W Mesquite Dr
B Composite 74.99
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +5.0/10.0
  • Schools +4.4/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0

$35,000

110 W Mesquite Dr · Silverton, TX 79257
3 bd · 1.0 ba · 720 sqft · SingleFamily · 15 Days on market
Built 1978 Fair condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Life is better at the Lake! Come home to Lake Mackenzie with this small but great mobile home with a view! Lots of upgrades have been made but there are still a few projects left. This is priced to sell with the furnishings including stove, fridge, table, couch, bedding and lots of extras plus the materials to finish out the projects. But let's talk about the views! 10 out of 10! I have interior photos and videos upon request. Slow down and live LIFE with a view.

Key facts

  • Upgrades
  • Mobile home
  • Extras

Tags

LAKE MACKENZIEMOBILE HOMEVIEWUPGRADESFURNISHINGSEXTRAS

Property features AI

Exterior

  • Utilities: Public water; Sewer connected; Septic tank; Electricity connected
  • Home design: Single-family residence; One story / single level
  • Exterior features: Covered front and rear porch

Interior

  • Kitchen: Range; Built-in refrigerator; Electric water heater
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Electric heating; Electric cooling; Ceiling fan(s) for additional cooling
  • Interior features: Ceiling fan(s)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $35k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $516 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($959 rent vs $35k).
  • Recommended offer: $34k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 67/100 on livability (#551 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, crime F, amenities F.
  • Silverton ISD (rural): math 50% / reading 50% proficiency, ranked #391 of 1,141 in TX (top 34%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 6 active listings in the ZIP.

Forward outlook

  • In year one you build about $1k of equity ($242 loan paydown + $1k appreciation (3.0% local appreciation)).
  • Briscoe County population projected at -23% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $10k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($34k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe flood risk; severe wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $34,475 (1.5% below list)

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.74%
Cap rate
23.98%
Cash-on-cash
63.16%
DSCR
3.81
GRM
3.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
68.0%
Equity multiple
4.78×
Total profit
$37,082
Equity at exit
$15,738
10-year hold
IRR
67.5%
Equity multiple
9.77×
Total profit
$85,993
Equity at exit
$24,253

Cash invested: $9,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79257

Active inventory
6
Price-to-rent
3.0×

Monthly cashflow live

Estimated rent
$959 medium interval (Pro) →
Mortgage (P&I)
$184
Tax est. 1.5%
$44 /mo · $525/yr
Insurance
$15
HOA
$0
Vacancy / Maint / Mgmt
$201
Net cashflow
$516

Break-even live

Break-even rent $306
Max offer price $35,000
Occupancy floor 41%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$8,750
Closing costs
$1,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 13 events

  1. 2026-06-18
    days on market $35,000 Active 15 DOM
  2. 2026-06-17
    days on market $35,000 Active 14 DOM
  3. 2026-06-16
    days on market $35,000 Active 13 DOM
  4. 2026-06-15
    days on market $35,000 Active 12 DOM
  5. 2026-06-15
    days on market $35,000 Active 11 DOM
  6. 2026-06-13
    days on market $35,000 Active 10 DOM
  7. 2026-06-12
    days on market $35,000 Active 9 DOM
  8. 2026-06-09
    days on market $35,000 Active 6 DOM
  9. 2026-06-08
    days on market $35,000 Active 5 DOM
  10. 2026-06-08
    days on market $35,000 Active 4 DOM
  11. 2026-06-05
    days on market $35,000 Active 2 DOM
  12. 2026-06-04
    remarks 467-char remark
  13. 2026-06-04
    listed $35,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 10/10 Extreme 99% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,509
− Mortgage interest
−$1,961
− Property taxes
−$525
− Insurance
−$175
− Repairs & maintenance
−$921
− Management
−$921
− Depreciation
−$1,018
Taxable income
$5,989
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,437
After-tax cash flow
$4,752/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 7 photos

Fair 45/100 Moderate rehab

This mobile home requires moderate repairs and maintenance, including a new roof and exterior paint, to improve its condition and value.

Repairs flagged

  • Major roof — Signs of wear and potential leaks
  • Major exterior siding — Weathered and in poor condition
  • Major landscaping — Overgrown and in poor condition

Value-add opportunities

  • Both paint exterior walls — Fresh paint can improve curb appeal and value
  • Both repair roof — A new roof can significantly increase the home's value
  • Both landscaping — A well-maintained yard can enhance curb appeal and value

Renovation cost estimate screening

Repair itemSeverityEst. cost
roof · Signs of wear and potential leaks Major $15,000–50,000
exterior siding · Weathered and in poor condition Major $15,000–50,000
landscaping · Overgrown and in poor condition Major $15,000–50,000
Total estimated repair cost · 3 items $45,000–150,000

Value-add ROI direction

  • Both paint exterior walls — Fresh paint can improve curb appeal and value
  • Both repair roof — A new roof can significantly increase the home's value
  • Both landscaping — A well-maintained yard can enhance curb appeal and value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Silverton ISD
NCES district ID
4840290
Math proficiency
50% ▲ 5.00%
Reading proficiency
50% ▲ 10.00%
Median HH income
$40,394
Composite
43.89/100
National rank
#6305
State rank
#391 of 1141 in TX

Livability — Silverton

Score
67/100
State rank
#551
US rank
#10644

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
727

Population outlook (Briscoe County) Hauer SSP2

Today (2025)
1,366 people
By 2030
1,300 · -4.8%
By 2040
1,176 · -13.9%
By 2050
1,054 · -22.8%
By 2075
865 · -36.7%
By 2100
691 · -49.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (60%)
Race & ethnicity
White 60% Hispanic / Latino 34% Two or more races 5% Black 4%
Hispanic origin (detail)
Mexican 34%
Common ancestry
Lithuanian 2% Slovak 2%
Foreign-born
12% · Canada
Languages at home
70% English-only · Spanish 30%

Political lean MEDSL · Briscoe

2024 margin
Solid R (+79.8) · D 9.7% · R 89.5%
2008→2024 swing
-30.2pp toward R · 2008: -49.6pp · 2024: -79.8pp
All cycles
2024: R+79.8 2020: R+77.4 2016: R+72.8 2012: R+65.6 2008: R+49.6

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-03 Listed $35,000 PARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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